Patrick Bamford entered financial services when mortgages were largely unregulated, specialist lending barely had a name and getting on the housing ladder was simply what young people did. After 44 years spanning lending, second charges, insurance and credit...
Mortgage cashback app Sprive has reported a sharp increase in customer activity, with shoppers spending almost £185 million through the platform in the 12...
Mortgage products are lasting just 15 days on average this year as lenders repeatedly reprice deals in response to volatile funding costs, Moneyfacts data...
BetterHome Group UK has appointed Martin Tullett as chief financial officer, bringing in a senior finance executive with extensive experience of the mortgage intermediary...
HSBC UK is increasing selected fixed mortgage rates from Tuesday 20 October, affecting existing residential customers, buy-to-let borrowers and international mortgage products.
The changes cover...
Coventry for intermediaries has widened access to interest-only mortgages by increasing its maximum loan-to-value (LTV) from 50% to 75%.
The lender has also lowered the minimum equity requirement for properties outside London and the South East from £300,000 to...
Cornerstone Finance Group has agreed a sponsorship deal with Sheffield FC for the 2026-27 season as the financial services group strengthens its presence in the city.
The agreement will see Cornerstone take pitch-side advertising at the MEPS International Home...
Landbay has appointed Daniel Bell as business development manager for North Yorkshire, the North East and Scotland, extending its intermediary sales coverage across the regions.
Bell (pictured) joins the specialist buy-to-let lender from Newsource Commercial Finance, where he spent...
Fleet Mortgages has introduced a range of one-year fixed-rate buy-to-let mortgages for landlords seeking shorter-term payment certainty, alongside a 30 basis point reduction to its existing two-year HMO and multi-unit freehold block (MUFB) product.
The new products, available to...
Business development managers (BDMs) have long played an important role in the relationship between lenders and brokers.
Traditionally, much of that relationship has centered around...
John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...
There has been plenty of discussion recently about the future of buy-to-let, whether landlords can continue to make their investments work, and what the...
Since getting involved with Rotherham United Women I've realised football and business have quite a lot in common.
One thing in particular: growth can hide...
This week, I want to put the spotlight on Shared Ownership. It deserves to be treated as a genuinely viable route onto the ladder, and that requires lenders to look hard at how they support it.
First and foremost, that's about the clients getting into...
One of the more interesting findings from our latest quarterly statistics was the position of Nationwide Building Society, which accounted for 25% of all cases using our All-Inclusive Remortgage (AIR) product during Q3, making it comfortably the biggest lender for AIR business during the...
It's a scenario brokers encounter every day. Two landlord clients approach them about the same type of buy-to-let property, with similar levels of equity...
LSL Financial Services has appointed Matt Surridge as propositions director, a newly created position overseeing the development of broker services across its Primis network and TMA Club.
Surridge (pictured) will work with appointed representative and directly authorised firms to identify improvements to the support and...
