Nationwide doubles 0% green borrowing to support home upgrades

Nationwide has expanded its interest-free lending for energy-efficient home improvements and doubling the number of mortgage customers who can access its 0% Green Additional Borrowing. The building society will now support up to 10,000 households with the scheme, allowing...

Latest news

Digital ID guidance leaves mortgage firms seeking clarity

New government guidance endorsing digital identity verification services for regulated sectors has raised questions for mortgage firms after failing to specify the verification standard...

Sanctions evasion networks pose growing AML challenge

Global organised crime networks are being used to help Iran evade sanctions and obscure state involvement in illicit financial activity according to an anti-money...

Vida ups LTV for debt consolidation and relaxes adverse criteria

Vida has introduced a series of changes across its specialist residential range, aimed at giving brokers greater scope to place complex remortgage and credit-impaired...

Pepper Money’s 2026 broker wellbeing retreat gains MIMHC backing

Pepper Money will stage two broker wellbeing events this spring, with its Retreat series now formally recognised by the Mortgage Industry Mental Health Charter...

Mortgage Brain begins phased rollout of new broker platform to Primis network

Mortgage Brain has started rolling out its 'next-generation' broker technology to the 2,500 advisers within Primis, following a pilot programme last year. The system, developed throughout 2025, is being introduced to Primis members in stages. Advisers are now able...

UTB grows income and loan book as profits ease amid higher provisions

United Trust Bank reported operating income of £176m for the year to 31 December 2025, up 7% on the previous year, as lending volumes continued to rise in what it described as a challenging economic backdrop. The specialist lender...

Family BS unveils two-year limited company BTL fix at 4.69%

The Family Building Society has introduced a new two-year fixed rate for limited company buy-to-let borrowers, priced at 4.69% and available up to 75% loan-to-value. The mutual has launched the product for both purchase and remortgage applications, with the...

Spring Statement: Stability welcome but housing reform still missing

The Chancellor’s Spring Statement delivered few surprises for the mortgage and housing sectors prompting a mixed reaction from industry figures who welcomed the calm tone but warned that key structural issues remain unresolved. Rachel Reeves presented the update as...

PROFILE

Terry Blackburn on building a community for mortgage brokers

At 19, Terry Blackburn was knocking on doors trying to sell life insurance to strangers. He’d previously worked as a builder and candidly admits...

INDUSTRY COMMENT

ANALYSIS: Swaps surge and the market braces for impact

It’s been an interesting week so far. Sadly, we’ve had to cancel our BDM meetings, because if we’re being honest, everyone in the market...

The growth is there. Now we must close the gap

The latest UK Finance Later Life Lending Update for Q4 2025 should give every specialist adviser renewed confidence in the scale and resilience of...

Spring Statement 2026: Standing still on debt as risks mount

Yesterday, the Chancellor delivered her Spring Statement. Given the backdrop of war in the Middle East, clearly the government and the public currently have...

Housing supply pressures underline the value of a balanced market

The latest figures from the Home Builders Federation make somewhat uncomfortable reading, particularly if you’re a Government which has placed a significant ‘bet’ on...

Spring Statement must tackle planning, regeneration and skills

With many reports suggesting that next week’s Spring Statement will deliver little in the way of new policy and instead focus largely on updated...

Jonny Palmer: Taking on the world’s toughest foot race

On 3 April I’ll be attempting what is considered the toughest foot race on earth: Marathon Des Sables Legendary. When I type that into a...

Q&As

BUY-TO-LET

UK house prices steady as first-time buyers return

UK house prices edged higher in February as improving affordability and a rebound in...

Industry fundraiser launched after MFS staff go unpaid

Staff at Market Financial Solutions (MFS) were due to be paid on Friday 27...

Why straightforward buy-to-let cases are becoming increasingly rare

The idea of a truly straightforward buy-to-let case now feels increasingly distant. As portfolios...

Landlords alert to renters’ reforms but most unclear on practical impact

Research by Paragon Bank, based on responses from more than 500 landlords, suggests that...

Fleet cuts remortgage rates and broadens EPC-linked range

Fleet Mortgages has expanded its two-year fixed-rate range for more energy-efficient rental properties while...

Brighton rent surge sharpens buy-to-let focus

A 15% surge in Brighton rents during 2025 is likely to sharpen broker focus...

The Mortgage Works cuts limited company buy-to-let rates by up to 20bps

The Mortgage Works is reducing rates by up to 20 basis points (bps) on...

Accord cuts residential pricing at lower LTVs and reduces selected BTL rates

Accord Mortgages is reducing rates across parts of its residential and buy-to-let ranges, with...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Reeves backs building societies’ first-time buyer push

Chancellor Rachel Reeves has thrown her weight behind building societies’ campaign to convince aspiring homeowners they may be closer to buying than they think. The Chancellor met senior leaders from 13 mutual lenders in Leeds on Friday to discuss how the sector is supporting first-time...

Santander issues first offer under 98% LTV first-time buyer mortgage

Santander UK has confirmed that the first mortgage offer has been issued under its...

The Coventry cuts higher LTV fixed rates in first-time-buyer push

Coventry for intermediaries has reduced selected residential fixed rates, with changes focused on higher...

Bank of Ireland extends terms and income multiples

Bank of Ireland for Intermediaries has announced a series of enhancements to its residential...

Saffron broadens FTB access and adds 5yr fix for lending into retirement

Saffron for Intermediaries has expanded first-time buyer eligibility across its owner occupied range and...

OPINION

Analysis: Market shock pushes fixed rates towards imminent rise

With the crisis in the Middle East showing no signs of abating any time soon things are moving quickly in the markets and, on...

Technology: from transformation to stewardship

For most of the modern history of UK mortgage lending, stability has not simply...

The continued evolution of the later life lending market

Later life lending has moved well beyond being an occasional enquiry about equity release...

What does the year hold for specialist first charge residential mortgages?

A few months into 2026, it is already clear that many borrowers continue to fall outside the criteria set by high street and mainstream lenders. Firms like Mortgage Advice Bureau, Rosemount Financial Solutions (IFA), London & Country and Habito all appointed us to their panels...

A turning point for British Islamic home finance

A quick question for brokers: what would you do if 80% of a fast-growing community told you the market was not serving them properly? That...

DISTRIBUTION

Brightstar looks to Armed Forces leavers in drive to widen mortgage talent pool

Brightstar Group is piloting a new initiative aimed at bringing Service Leavers and Veterans...

Gen H extends New Build Boost scheme with Lovell Homes partnership

Gen H has widened its New Build Boost mortgage scheme through a new partnership...

Pivotal Growth founding director David Copland to retire

David Copland, business development director and a founding member of Pivotal Growth, is to...

Jupp: Brightstar will keep pushing specialist lending boundaries

Brightstar Group chief executive Rob Jupp has pledged to keep “pushing” the specialist lending...

MAB hosts strategic lender Summit at Century Club 

Leading figures from the UK mortgage lending community gathered last night at the exclusive Century Club on Shaftesbury Avenue for a targeted networking and strategy event hosted by Mortgage Advice Bureau. The invitation-only evening brought together senior executives from MAB’s core lender partners to hear...