Landlords alert to renters’ reforms but most unclear on practical impact

Research by Paragon Bank, based on responses from more than 500 landlords, suggests that while political and media attention has ensured widespread awareness of the Renters’ Rights Act, clarity around its detail is still lacking. According to the lender,...

Latest news

Beverley Building Society launches RIO Lifetime Discount Mortgage

Beverley Building Society has expanded its later life proposition with the launch of a new Retirement Interest-Only (RIO) Lifetime Discount Mortgage designed to provide...

Saffron broadens FTB access and adds 5yr fix for lending into retirement

Saffron for Intermediaries has expanded first-time buyer eligibility across its owner occupied range and introduced a new five-year fixed-rate product within its lending into...

Kensington lowers rates across specialist residential ranges

Kensington Mortgages has reduced rates across its Resi 12 and Resi 6 ranges, lowering pricing for borrowers with more complex credit profiles. The lender confirmed...

Fleet cuts remortgage rates and broadens EPC-linked range

Fleet Mortgages has expanded its two-year fixed-rate range for more energy-efficient rental properties while cutting selected 75% loan-to-value remortgage-only products. The buy-to-let lender has introduced...

Together appoints former Leeds BS chief as non-executive director

Specialist lender Together has appointed former Leeds Building Society chief executive Richard Fearon as a non-executive director, effective from 1 March 2026. Fearon brings more than 25 years’ experience in retail and mutual banking. He previously served as chief...

Primis advisers in Northern Ireland prioritising protection

Advisers aligned to Primis Mortgage Network in Northern Ireland are entering 2026 with expansion plans, placing protection advice at the centre of their strategy while remaining mindful of affordability pressures. A survey of brokers at a regional kick-off event...

HM Land Registry outlines support after PM Law closure

HM Land Registry has set out the action it is taking to support home buyers, sellers and conveyancers following the sudden closure of PM Law on 2 February 2026. The conveyancing firm ceased trading without warning, leaving a number...

Majority of homebuyers still emailing ID documents

More than six in 10 homebuyers are still sending copies of their identity documents by email despite growing fraud risks and the availability of secure digital verification tools. Latest research from Credas Technologies, a SmartSearch company, found that 62%...

PROFILE

Michael Day on why conditional selling remains an industry flashpoint

Conditional selling remains one of the most persistent and contentious issues facing the UK housing and mortgage markets with brokers continuing to report pressure...

INDUSTRY COMMENT

Technology: from transformation to stewardship

For most of the modern history of UK mortgage lending, stability has not simply been a preference – it has been a necessity. Boards have...

The continued evolution of the later life lending market

Later life lending has moved well beyond being an occasional enquiry about equity release or a maturing interest-only case. It is now a consistent and...

What does the year hold for specialist first charge residential mortgages?

A few months into 2026, it is already clear that many borrowers continue to fall outside the criteria set by high street and mainstream...

A turning point for British Islamic home finance

A quick question for brokers: what would you do if 80% of a fast-growing community told you the market was not serving them properly? That...

Mutual sector ambition needs tech-driven scale

The Government’s commitment to doubling the size of the mutual sector has been welcomed across financial services. Building societies continue to play a critical...

Conveyancing fees will rise and you can blame the Government

Tax is complicated and making sure you pay the right amount can be challenging - just ask MP Angela Raynor or indeed former Chancellor...

Q&As

BUY-TO-LET

Intermediaries arrange £33bn for SMEs

Broker-originated SME lending climbed to £33bn in 2025, up 25% year-on-year, according to the...

Vida to allow intercompany deposit loans and raises exposure cap

Vida Homeloans has widened its buy-to-let criteria, allowing intercompany loans as a deposit source...

Mercantile Trust enhances criteria and unveils new calculator

Mercantile Trust has announced a series of lending criteria enhancements alongside the launch of...

Paragon creates new intermediary relationship team to bolster broker support

Paragon Bank has established a dedicated intermediary relationship team as it seeks to deepen...

Gatehouse trims two-year buy-to-let rental rates for expats and overseas investors

Gatehouse Bank has lowered rental rates across parts of its two-year fixed-term buy-to-let range...

Keystone lifts LTV caps on Refurb to Let loans

Keystone Property Finance has increased maximum loan-to-value limits across its Refurb to Let range,...

Mercantile Trust joins Twenty7tec’s sourcing panel to widen specialist access

Twenty7tec has added Mercantile Trust to its lender panel within RESEARCH, extending the range...

Jupp: Brightstar will keep pushing specialist lending boundaries

Brightstar Group chief executive Rob Jupp has pledged to keep “pushing” the specialist lending...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Buyers gain edge as listings rise

February is on track to record the highest number of new property listings for a decade as improving mortgage conditions boost market momentum. The latest House Price Index from Zoopla reveals that the number of homes for sale is currently 6% higher than a year...

Average mortgage LTV drops to 59% as housing equity swells by £677bn

The average loan-to-value ratio on mortgaged properties across the UK now stands at 59%,...

Gen H extends New Build Boost scheme with Lovell Homes partnership

Gen H has widened its New Build Boost mortgage scheme through a new partnership...

Academics warn housing shortage is entrenching poverty as affordability pressures mount

A shortage of social and affordable housing is trapping lower income families in poverty...

80% say younger generations are financially worse off than 20 years ago

Four in five UK adults believe younger generations are financially worse off than they...

OPINION

The conveyancing power of sales-ready packs

Conveyancing is stressful – and I'm not just talking about the poor customer experience. From a turnaround time of around eight weeks back in...

Cloud is not about where you host technology, it’s about how

When lenders talk about cloud, the discussion often begins – quite reasonably – with...

AI, mortgages and the human need we can’t ignore

There is lots of talk about technology with cloud-native and artificial intelligence just some...

PMI – an advice gap not to be ignored

The latest figures from the ABI show insurers processed a record £4 billion in individual and workplace private medical insurance (PMI) claims in 2024, up 13% on the previous year. That equates to around £11 million paid out every day. At the same time, the...

The self-employed boom and why traditional life cover won’t cut it

There’s a shift happening in how people work and how they buy homes - especially for the self-employed and gig economy worker. Flexibility, autonomy and...

DISTRIBUTION

Raw Capital Partners joins L&G Mortgage Club panel

Raw Capital Partners has joined the panel of Legal & General’s Mortgage Club, enabling...

Loan.co.uk hires Michelle Westley to drive intermediary growth

Loan.co.uk has appointed Michelle Westley as head of partnership marketing as the specialist lender...

MAB hosts strategic lender Summit at Century Club 

Leading figures from the UK mortgage lending community gathered last night at the exclusive...

The Right Mortgage introduces in-house packager service for complex cases

The Right Mortgage has launched The Right Packager, a new service available to advisory...

Molo adds to South East presence with BDM hire

Molo has appointed Steven Griffiths as business development manager for south-east England. The lender, which focuses on UK and overseas landlords, said Griffiths will support brokers across the south-east as part of its wider distribution strategy. Griffiths (pictured) joins with more than 20 years’ experience in...