Metro Bank launches 100% LTV JBSP mortgage

Metro Bank has launched a 100% LTV Joint Borrower, Sole Proprietor (JBSP) mortgage. The mortgage allows customers to borrow over 95% and up to 100% of the value of the property. An immediate family member, such as a parent, will...

Latest news

Buying costs outpace house prices threefold since 2019

The cost of buying a home has risen more than three times faster than house prices since 2019, leaving borrowers increasingly constrained by affordability...

Nationwide appoints Kim Dickinson as intermediary product manager

Nationwide has appointed Kim Dickinson as lead product manager for intermediaries. Dickinson brings a wealth of experience in the mortgage market and working with intermediaries,...

Steve Hayes joins Specialist Hub

Steve Hayes has joined the Specialist Hub alongside Mike Brooks, with both now fully authorised and working alongside managing director Tony Sutton. The firm said...

UTB appoints Frankie Kitchen as BTL key account manager

United Trust Bank (UTB) Mortgages has appointed Frankie Kitchen as a buy-to-let key account manager. Kitchen joined UTB’s mortgages sales team as a BDM in...

OMS and Brightstar Group extend technology partnership

One Mortgage System (OMS), the CRM and loan origination platform for intermediaries and lenders, has extended its partnership with the Brightstar Group. Under the renewed agreement, the Brightstar Group will continue using OMS’ CRM and workflow platform across its...

Nivo launches AI webinar sessions

Nivo has launched a new webinar programme focused on helping brokers and lenders understand how to implement Artificial Intelligence (AI). Nivo, the AI agent for lenders and brokers, said the online sessions build on the success of its national...

Ecology BS launches 90% LTV renovation mortgage 

Ecology Building Society has further extended its range of renovation mortgages with a new product available at 90% LTV for loans up to £1.25m. The mutual’s new Renovation 90 (Large Loan) has a 5.99% variable rate and no early...

FCA mortgage fraud investigations hit near-record low

The Financial Conduct Authority (FCA) opened just one enforcement investigation into mortgage fraud in 2025, according to new Freedom of Information (FOI) data obtained by Thirdfort. The intelligent client due diligence (CDD) platform’s FOI data shows there have been...

PROFILE

Claire Cherrington on the opportunities ahead for mortgage clubs

The mortgage club and compliance landscape is changing faster than at any point in recent memory. Consolidation is gathering pace, technology and artificial intelligence...

INDUSTRY COMMENT

How will H2 compare to the first six months of the year?

Last week marked the end of the first half of 2026, making it the perfect opportunity to reflect on what has been another eventful...

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s no excuse to ignore it. When a UK borrower reaches 55,...

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

A new PM brings a new opportunity to rethink housing policy

Politics, as it seems to do in recent times, has moved at remarkable speed over the last couple of weeks. In what feels like...

New product launches bring renewed competition to protection market

The protection market has seen a flurry of product launches in recent weeks, with Beagle Street and Guardian bringing much needed change and innovation...

Q&As

BUY-TO-LET

Keystone launches special edition HMO range

Keystone Property Finance has launched a number of special edition HMO & MUFB products...

Foundation reintroduces pound-for-pound remortgage product

Foundation has reintroduced its F1 pound-for-pound (£4£) remortgage product and reduced rates across its...

Average rental yields up annually despite quarterly dip

Average rental yields across England and Wales continued to rise year-on-year, although six out...

EXCLUSIVE: Quantum Mortgages expands cashback up to £20k

Quantum Mortgages, the specialist buy-to-let and bridging lender, has expanded its cashback range to...

Redwood Bank launches valuation fee cashback offer

The new valuation cashback offer gives landlords 100% of their valuation fee back on...

CHL Mortgages launches light refurbishment BTL range

The new range is aimed at landlords looking to carry out non-structural or modernisation...

LendInvest launches semi-commercial BTL lending products

LendInvest has launched a new semi-commercial proposition within its range of buy-to-let products. The lender’s...

Paragon Bank launches £1,000 cashback deal

Paragon Bank is offering £1,000 cashback across 21 products within its buy-to-let mortgage range. The...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Buyer demand falls 15% year-on-year

Political uncertainty and higher borrowing costs have led to a 15% year-on-year fall in buyer demand across the UK, according to Zoopla’s latest House Price Index. A change of Prime Minister and uncertainty ahead of the Autumn Budget have added to the slowdown, with sales...

Political clarity should benefit homebuyers

It’s been another positive week for the mortgage market, with lenders continuing to reduce...

Coventry for intermediaries cuts fixed rates across residential and buy-to-let range

Coventry for intermediaries has cut rates across its fixed mortgage range, with reductions available...

Nationwide cuts mortgage rates for third time this month

Nationwide Building Society has reduced mortgage rates by up to 0.25 percentage points across...

Gen H and Just Mortgages tool to help shared ownership borrowers move to full ownership

Just Mortgages and Gen H have introduced a new calculator designed to help shared...

OPINION

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

With great power comes great responsibility

There has been a huge amount in the press about the “feudal” system of...

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive effort to modernise property transactions in a generation. Spanning 12 comprehensive chapters, the framework targets systemic failures - such as the...

Stability has value: why the latest Bank Base Rate hold matters

The Bank of England's decision to maintain Bank Base Rate (BBR) at 3.75% may not have generated the excitement that often accompanies a rate...

DISTRIBUTION

Industry leaders unite behind MIMHC Lunch

HSBC UK, Virgin Money, Nottingham Building Society, Landbay and top broker firms Mortgage Advice...

TRM Network promotes Amy Wilson to new propositions role

The Right Mortgage & Protection Network has promoted Amy Wilson to the newly created...

TMG boss gives staff day off after England’s 1am World Cup clash

TMG mortgage network founder and CEO Scott Thorpe has given all staff an extra...

AR market consolidates as revenues rise despite fewer principal firms

The UK's appointed representative market is becoming more concentrated, with fewer principal firms overseeing...

Fintel chair and TMG chief rescue Rotherham United Women

Rotherham United Women Football Club has been rescued from the brink of extinction after Phil Smith, non-executive chair of Fintel, and Scott Thorpe, founder and CEO of TMG Mortgage Network, completed the purchase of the club. The historic women's football club had faced an uncertain...