Mortgage labels risk putting older borrowers off advice

Terms such as "later life lending" and "equity release" risk creating barriers between borrowers and the mortgage solutions they need, industry figures have warned. A panel debate hosted by LiveMore at the Royal Society of Arts on 17 September...

Latest news

Wealth at Work names Mark Duckworth as next chief executive

Wealth at Work has appointed former Schroders Personal Wealth and Openwork chief executive Mark Duckworth as its next chief executive, succeeding founder David Cassidy...

Advisers face pressure to bring families into retirement planning

Advice firms risk weakening long-term client relationships by failing to involve partners and beneficiaries in retirement and financial planning, research from Scottish Widows and...

Bank Rate held at 3.75% as energy shock raises prospect of future increase

The Bank of England has kept Bank Rate at 3.75%, but warned that persistent increases in global energy prices could force it to tighten...

Family BS names Seb Mrotzek as first chief operating officer

Family Building Society has appointed Seb Mrotzek as chief operating officer, creating the role as part of its plans to strengthen operational oversight and...

FLA calls for FCA regulation of litigation funders

The Finance & Leasing Association has called for commercial litigation funders to be brought within the scope of FCA regulation as part of efforts to strengthen consumer protection. The trade body welcomed proposals from the Solicitors Regulation Authority to...

National Friendly adds three senior hires

National Friendly has made three appointments across its marketing, actuarial and business development teams as the mutual continues to expand its protection business. Paul Allen has joined as chief marketing officer, Peter Stanley as deputy chief actuary and Danny...

Two-thirds of older borrowers assume lenders impose age limits

Almost two-thirds of brokers believe older borrowers still assume all mortgage lenders impose age restrictions despite growing demand for later life borrowing. Research from Suffolk Building Society found 64% of intermediaries believed over-55s continued to think all lenders restricted...

Monmouthshire joins Paradigm lender panel

Paradigm Mortgage Services has added Monmouthshire Building Society to its lender panel, giving member firms access to the mutual's residential and buy-to-let ranges. The addition, effective from 17 September, broadens the options available to Paradigm advisers across Wales and...

PROFILE

Darrell Walker on LendInvest’s next chapter

After 35 years in banking and mortgages, the former football hopeful thought he might have found the company where he would see out his...

INDUSTRY COMMENT

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

All eyes on Thursday’s rate decision

We've seen a number of lenders increase their rates over the past week, and with the Bank of England's next decision landing on 17...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Q&As

BUY-TO-LET

UK rent growth edges higher as house price inflation slows

UK private rents rose at a slightly faster pace in August while annual house...

MBE London sets out 2026 seminar line-up

Mortgage Business Expo has unveiled the seminar programme for MBE London 2026, with sessions...

Holiday let owners lift profits despite tax regime changes, Cumberland finds

Nearly half of holiday let owners say their profitability has increased since the abolition...

Virgin Money raises selected mortgage rates and launches new 60% LTV deals

Virgin Money is increasing selected residential and buy-to-let rates from 16 September while withdrawing...

Saffron says brokers should look beyond labels on complex mortgage cases

Borrowers with non-standard incomes, unusual properties or international circumstances should not automatically be treated...

Foundation opens financial services careers to young people with talent programme

Foundation has completed its first Future Talent Programme, giving 18 young people workplace experience...

Rely uses AVM to deliver immediate offer on landlord remortgage

Rely has issued an instant mortgage offer for a landlord remortgaging a single buy-to-let...

FIRST-TIME BUYERS

Mortgage rates face further pressure as inflation rises to 3.1%

Mortgage rates could face further upward pressure after UK inflation climbed back above 3% in August. The Consumer Prices Index rose by 3.1% in the 12 months to August, up from 2.9% in July, according to the Office for National Statistics. Inflation including owner occupiers' housing...

OneDome takes integrated homebuying service nationwide

OneDome has launched a national television campaign promoting its integrated homebuying service, which brings...

Almost half of Help to Buy borrowers could not have bought without scheme

Almost half of Help to Buy customers would not have been able to purchase...

Gen H appoints Laz Doel to new key account role

Gen H has appointed Laz Doel as key account manager in a newly created...

Four-month fall in sales agreed signals weaker mortgage market

Mortgage lenders face a potentially weaker final quarter after property sales agreed fell by...

OPINION

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call the Chancellor, John Healey’s, first major market ‘intervention’ his ‘Growth...

Brokers are losing the attention battle 1,000 to 3

Take a client you placed on a 5-year fix last year. Over the life...

Triple lock or no triple lock? That is not the question

The debate over the State Pension triple lock has returned. But perhaps the more...

Your clients have already asked AI

The FCA published research on 27 August showing that 56% of 18- to 40-year-olds who hold or are considering investments say they trust AI tools, ahead of television, the press and social media influencers, the last of those on 29%. Four in five of the...

The technology that matters doesn’t make the decision

We have a tendency when talking about mortgage technology to start with what it can automate. How many documents can it process, how quickly can...

DISTRIBUTION

Walsham Brothers expands adviser reach with Paradigm Protect panel deal

Walsham Brothers has added Paradigm Protect to its growing list of distribution partners as...

LSL mortgage revenue rises 8% as remortgage demand grows

LSL Property Services has reported an 8% increase in mortgage revenue during the first...

Nationwide names Richard Walker to lead intermediary sales and new-build business

Nationwide has appointed Richard Walker as head of intermediary sales and new build, bringing...

Shepherds Friendly joins The Right DA Club protection panel

The Right DA Club has added Shepherds Friendly to its protection panel, giving member...

Mortgage’s Got Talent launches for 2026

Mortgageforce is bringing the mortgage industry together this November for Mortgage's Got Talent – a new charity gala combining live entertainment, networking and fundraising for a number of causes close to the sector's heart. Taking place at Piazza Italiana on Wednesday 25 November, the event...