Halifax says house prices slipped in March as market lost early spring momentum

UK house prices fell in March and annual growth slowed, with Halifax saying geopolitical uncertainty and higher mortgage pricing have taken some of the heat out of the market at the start of spring. Halifax said average house prices...

Latest news

StreamBank hires Paula Purdy and Gary Lomax for northern sales roles

StreamBank has appointed Paula Purdy and Gary Lomax to senior sales roles covering the North and Scotland as it continues to expand its national...

First-time buyer demand picks up in early 2026 despite limited supply

First-time buyer demand increased in the first quarter of 2026, according to research from Yopa, with a higher proportion of suitable homes securing buyers...

Modified affordability remortgages more than double after FCA rule change

The number of borrowers switching to a new lender using modified affordability assessments more than doubled in the second half of 2025, according to...

CII says vulnerability management can help firms grow

The Chartered Insurance Institute has said firms can use stronger vulnerability management to expand their client base, improve efficiency and build longer-term trust, rather...

Royal London wins approval to offer Targeted Support

Royal London has received regulatory approval to provide Targeted Support, becoming one of the first firms to secure permission to launch the new form of regulated financial help. The mutual said it had been involved in the development of...

Together expands second charge range into commercial sector

Together has launched a new suite of commercial and semi-commercial second charge products as demand grows for capital raising without refinancing existing debt. The Cheadle-based lender has introduced commercial term second charge, semi-commercial term second charge and bridge second...

HTB launches ‘Flow’ range with rates from 5.54%

Hampshire Trust Bank has introduced ‘Flow’ - a new buy-to-let tier with rates starting from 5.54% as it looks to sharpen pricing for lower-complexity cases within its specialist mortgage proposition. The lender has restructured its offering into a three-tier...

Afin waives legal fees on remortgages in broker push

Afin Bank is offering free legal fees on remortgage applications submitted before the end of May in a move aimed at supporting brokers and clients navigating a volatile rate environment. The incentive, available via its Express remortgage service with...

PROFILE

Profile: Andrew Lloyd, CEO of Fignum

Andrew Lloyd is the Chief Executive Officer (CEO) of Fignum. He was appointed to the role in October 2024 to lead the business, which...

INDUSTRY COMMENT

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Home and away: How appetite for UK property is rising

Conflicts in Ukraine and now the Middle East are a reminder that the catastrophic impact of war is not confined to war zones.   The...

Mutual strength and the broker partnership

The mutual sector has always been associated with community purpose, local branches and a member-first approach that feels a little different to the wider...

First-time, accidental or professional? How the landlord profile is shifting in 2026

One of the most common misconceptions that people have about the buy-to-let market is that landlords are a single, uniform group. The reality is...

Q&As

BUY-TO-LET

Gatehouse exits BTR platform to fuel home finance growth

Gatehouse Financial Group has sold its build-to-rent platform to Apollo in a move designed...

Landlords tighten tenant checks ahead of renters’ rights overhaul

Landlords are preparing to tighten tenant selection processes as the Renters’ Rights Act approaches,...

One month before rental reforms, landlords and tenants face a new legal landscape

Landlords and tenants in England are being urged to prepare for the first phase...

Landlords continue shift to company structures as incorporation set to rise in 2026

The number of companies established to hold buy-to-let portfolios is forecast to rise by...

Landlords’ awareness of Renters’ Rights Act rises as concern grows over possession delays

Three quarters of landlords are now aware of the Renters’ Rights Act, with concern...

Buy-to-let mortgage rates rise as landlords face fresh cost pressures

Buy-to-let mortgage rates have risen sharply this month, while landlords are also facing further...

Virgin Money to take mortgage application systems offline for five days

Virgin money has announced that its Virgin Money and Clydesdale online application platforms will...

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

First-time buyers face greatest risk as mortgage turmoil grips market

First-time buyers are the most exposed group in the housing market as mortgage withdrawals and rising borrowing costs increase pressure on those most reliant on home loans. Data from reallymoving shows that 90.5% of first-time buyers used a mortgage to buy a home over the...

LISA payouts near £140m as industry warns against disrupting first-time buyer support

The Lifetime ISA delivered almost £140m in government bonuses last year, as industry figures...

Rate rises squeeze demand as brokers lean on ‘needs-based’ borrowers

Rising mortgage costs driven by global uncertainty are beginning to weigh on borrower demand...

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after...

The Buckinghamshire launches new discounted rate range

Buckinghamshire Building Society has launched a new discounted rate mortgage range, giving brokers greater...

OPINION

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of economic direction. Whatever one’s political persuasion, it is hard to ignore that many of the key indicators -  growth, productivity, business...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

DISTRIBUTION

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual...

Brilliant Solutions moves to OMS platform in CRM partnership

One Mortgage System (OMS) has agreed a partnership with Brilliant Solutions following a review...

StreamBank joins The Right Mortgage & Protection Network panel

StreamBank has joined The Right Mortgage & Protection Network’s lender panel, giving the network's...

Afin Bank joins The Right Mortgage & Protection Network panel

The Right Mortgage & Protection Network has added specialist lender Afin Bank to its...

West Brom targets first-time buyer uncertainty with spring mortgage campaign

West Brom Building Society has launched a regional spring campaign after new research suggested a sizeable share of first-time buyers feel daunted by the mortgage process before they even begin. The mutual said its findings point to a confidence problem among prospective borrowers, with many...