ModaMortgages adds limited edition buy-to-let fixes from 3.39%

ModaMortgages has launched a limited edition range of buy-to-let mortgages spanning standard properties as well as smaller HMOs and multi-unit freehold blocks. The specialist lender said the new range includes two-year and five-year fixed products for single dwelling properties,...

Latest news

Mortgage availability rises as lenders cut pricing

Mortgage availability increased in the first quarter of 2026 as lenders loosened supply and trimmed pricing even as arrears edged higher, according to the...

Keystone cuts buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced rates across its fixed rate buy-to-let ranges by up to 15 basis points (bps), a week after bringing fixed...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

The Right Mortgage unveils adviser support hub to boost firm growth

The Right Mortgage has launched a new Business Support Hub aimed at helping appointed representative firms and advisers develop their businesses through a single...

Broker survey opens as lenders face scrutiny over service and technology

Smart Money People has opened its H1 2026 Mortgage Lender Benchmark survey, inviting brokers to give their verdict on lender service levels, communication and technology after a period of heavy product churn. The independent study, which is due to...

Income protection confusion leaves borrowers exposed

Widespread misunderstanding of income protection is leaving UK homeowners exposed to financial risk with significant gaps in knowledge around mental health cover, eligibility and claims, latest research suggests. Data from LifeSearch and HomeOwners Alliance found that only a minority...

Equifinance promotes Kieran Park to chief operating officer

Intermediary-focused lender Equifinance has appointed Kieran Park as chief operating officer, expanding his responsibilities within the business as it continues to develop its presence in the second charge market. Park (pictured) moves into the role from his previous position...

Pricing confusion deters life cover uptake

Confusion around underwriting and pricing is discouraging UK consumers from taking out life insurance according to new research commissioned by UnderwriteMe. The study of 2,000 adults found more than half (51%) would feel frustrated if an initial quote increased...

PROFILE

Profile: Andrew Lloyd, CEO of Fignum

Andrew Lloyd is the Chief Executive Officer (CEO) of Fignum. He was appointed to the role in October 2024 to lead the business, which...

INDUSTRY COMMENT

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Home and away: How appetite for UK property is rising

Conflicts in Ukraine and now the Middle East are a reminder that the catastrophic impact of war is not confined to war zones.   The...

Mutual strength and the broker partnership

The mutual sector has always been associated with community purpose, local branches and a member-first approach that feels a little different to the wider...

First-time, accidental or professional? How the landlord profile is shifting in 2026

One of the most common misconceptions that people have about the buy-to-let market is that landlords are a single, uniform group. The reality is...

Q&As

BUY-TO-LET

Fleet strengthens intermediary sales structure

Fleet Mortgages has promoted two senior business development managers into newly created regional leadership...

1.3 million households facing mortgage cost shock

Around 1.3 million additional UK households are now exposed to higher mortgage costs following...

Coventry trims first-time buyer and limited company buy-to-let rates

Coventry for intermediaries has cut selected mortgage rates for first-time buyers and limited company...

Rental yields rise across England and Wales as buy-to-let market enters more volatile period

Rental yields increased annually in every region of England and Wales in the first...

Keystone restores fixed rate buy-to-let products as market stabilises

Keystone Property Finance has brought back fixed rate options across its buy-to-let range, widening...

Lendlord launches tool to help landlords evidence Renters’ Rights Act compliance

Lendlord has launched a compliance tool aimed at helping landlords evidence service of the...

Gatehouse exits BTR platform to fuel home finance growth

Gatehouse Financial Group has sold its build-to-rent platform to Apollo in a move designed...

Landlords tighten tenant checks ahead of renters’ rights overhaul

Landlords are preparing to tighten tenant selection processes as the Renters’ Rights Act approaches,...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Mortgage rates surge and product choice shrinks as Iran conflict jolts market

New data from Moneyfacts shows the impact of the Iran conflict has been both immediate and widespread, with borrowing costs rising sharply and lenders withdrawing a significant number of products. Average 2-year fixed rates increased by 100 basis points over the past month, climbing from...

First-time buyers face greatest risk as mortgage turmoil grips market

First-time buyers are the most exposed group in the housing market as mortgage withdrawals...

LISA payouts near £140m as industry warns against disrupting first-time buyer support

The Lifetime ISA delivered almost £140m in government bonuses last year, as industry figures...

Rate rises squeeze demand as brokers lean on ‘needs-based’ borrowers

Rising mortgage costs driven by global uncertainty are beginning to weigh on borrower demand...

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after...

OPINION

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of economic direction. Whatever one’s political persuasion, it is hard to ignore that many of the key indicators -  growth, productivity, business...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

DISTRIBUTION

Paradigm bolsters leadership team

Paradigm Mortgage Services has made a series of senior appointments including a new head...

OMS integrates UTB residential range via API

One Mortgage System has completed a full API integration with United Trust Bank, giving...

TRM hires compliance manager to strengthen AR support

The Right Mortgage & Protection Network has appointed Samantha Roe as compliance manager, bolstering...

The Vernon hires internal BDM to expand intermediary reach

Vernon Building Society has appointed Damien Sabbaghe as intermediary business development manager as it...

StreamBank joins The Right Mortgage & Protection Network panel

StreamBank has joined The Right Mortgage & Protection Network’s lender panel, giving the network's member firms access to the bank’s bridging and specialist property finance products. The appointment takes effect immediately and opens up StreamBank’s range of short-term property finance to advisers across the network,...