Financial services firms risk wasting substantial investment in artificial intelligence unless they fundamentally rethink their operating models, strengthen governance and focus on measurable business outcomes, according to industry commentator Leda Glyptis.
Delivering a keynote entitled 'The AI Reckoning' at...
Foundation has reduced rates on selected buy-to-let mortgages by up to 0.10 percentage points and amended its holiday-let lending criteria to allow owners to...
Financial services firms have no more than two years to embed artificial intelligence into their core operations or risk being left behind, FintechOS founder...
Molo has become the first lender to use a new integration between One Mortgage System (OMS) and Rightmove's automated valuation model (AVM), designed to...
Mortgage lenders could use artificial intelligence to attract more customers directly, putting pressure on mainstream intermediaries while leaving specialist advisers relatively better protected, industry figures have suggested.
James Tucker, chief executive of Twenty7Tec, predicted that lenders would increasingly deploy...
Removing stamp duty for older homeowners and people moving to smaller properties could help release housing stock and stimulate transactions, according to economist Darren Winder.
Winder, head of Lazarus Economics and Strategy, argued that the cost of moving home...
Financial markets may be overestimating the outlook for UK interest rates, with inflation potentially returning to 2% by the end of 2027, according to Darren Winder of Lazarus Economics and Strategy.
Winder challenged expectations that interest rates could approach...
Specialist lenders expect the buy-to-let sector to remain resilient despite regulatory changes, although attracting younger property investors could prove increasingly difficult.
Speakers at the Brightstar Specialist Lending Expo 2026 argued that demand for privately rented accommodation would continue to...
Business development managers (BDMs) have long played an important role in the relationship between lenders and brokers.
Traditionally, much of that relationship has centered around...
John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...
It’s an anxious time for mortgage borrowers. A recent study by Handelsbanken Wealth found that the proportion of UK adults apprehensive about making mortgage...
One of the more interesting findings from our latest quarterly statistics was the position of Nationwide Building Society, which accounted for 25% of all...
Leek Building Society is reducing rates across its 95% loan-to-value (LTV) residential mortgage range by up to 0.64 percentage points and introducing a new cashback deal from 13 October.
The changes cover two-year and five-year fixed-rate products aimed at borrowers with smaller deposits, including first-time...
Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move more quickly than the rules and processes designed to oversee them. We may be in one of those periods now.
The...
Mortgage distribution is in a race for scale.
Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations.
If I wanted to sell, I'd probably be delighted with the market we're in.
But I don't. So I'm looking at it from...
