Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with mortgage customers as fixed-rate deals come to an end. The Chancellor, Rachel Reeves, and the Economic Secretary have met with the UK’s six largest banks...

Latest news

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after reporting a sharp rise in lending volumes and completions in...

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across its residential mortgage and second charge ranges aimed at cutting...

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let and residential lending, following a temporary withdrawal earlier this week. The...

The Buckinghamshire launches new discounted rate range

Buckinghamshire Building Society has launched a new discounted rate mortgage range, giving brokers greater flexibility to support clients across a wide range of circumstances,...

Norton Home Loans completes first MAB case after lender panel appointment

Norton Home Loans has completed its first case with Mortgage Advice Bureau since joining the network’s lender panel late last year, supporting the purchase of a flat above commercial premises bought at auction. The specialist lender said the case...

FCA to join Bristol summit as later life lending sector weighs market study

The Financial Conduct Authority will join advisers, lenders and industry figures in Bristol next month as the later life lending sector considers the implications of the regulator’s newly launched Later Life Mortgages Market Study. Thomas Francis, manager of the...

Targeted deposit scheme could help one million first-time buyers onto housing ladder

A new government-backed deposit scheme could provide a route onto the housing ladder for up to one million first-time buyers, according to analysis from the Resolution Foundation. The think tank’s latest report examines the sharp decline in home ownership...

Hodge raises holiday let lending limits with 80% LTV move

Hodge Bank has widened its holiday let criteria, increasing maximum loan-to-value to 80% and lifting its maximum loan size to £2m. The specialist lender has also removed its six-bedroom limit, in a move aimed at landlords seeking larger properties...

PROFILE

Profile: Andrew Lloyd, CEO of Fignum

Andrew Lloyd is the Chief Executive Officer (CEO) of Fignum. He was appointed to the role in October 2024 to lead the business, which...

INDUSTRY COMMENT

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are,...

Q&As

BUY-TO-LET

Rent rises hold steady as UK house price growth slows

Private rents across the UK rose at the same annual rate in February, while...

Northern England overtakes the South in buy-to-let borrowing

Buy-to-let borrowing has shifted decisively towards the Midlands and the North since the introduction...

Keystone launches two-year tracker range as brokers seek flexibility in volatile market

Keystone Property Finance has launched a new range of two-year tracker products for brokers,...

Landbay adds AVMs and small HMO products to Premier range

Landbay has expanded its Premier buy-to-let range with new small HMO and remortgage AVM...

Five things brokers across the country are telling me right now

The thing I’ve always enjoyed most about working in the specialist mortgage market is...

FCA to investigate Market Financial Solutions

The Financial Conduct Authority (FCA) has announced an investigation into Market Financial Solutions Limited...

Renters’ Rights Act and what it means for professional landlords and brokers

The Renters’ Rights Act marks a new era for the property market. While the...

DPS data points to continued consolidation among landlords

Research from The Deposit Protection Service has shown further signs of consolidation in the...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Solar and heat pump rules could push up mortgage prices

New rules forcing developers to install solar panels and low-carbon heating systems on most new homes could push up property prices and borrowing needs as lenders and brokers brace for higher build costs feeding through into the mortgage market. The Government has confirmed that under...

Student loan repayments leave aspiring FTBs £2k a year behind on deposit savings

Barclays Property Insights suggests student loan repayments are continuing to weigh on first-time buyers,...

Bristol leads LISA house purchase hotspots as activity spreads across UK

Bristol, Belfast and Sheffield were the most popular locations for Lifetime ISA-backed first-time buyer...

Stamp Duty receipts from homebuyers rise to £995m in February

Homebuyers paid £995m in Stamp Duty Land Tax in February, up from £899m in...

Skipton index charts three decades of worsening access for first-time buyers

The proportion of under-25s buying their first home in England has fallen sharply since...

OPINION

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions and Savings Symposium and dropped a line that deserves more...

Technology’s biggest challenge is not the one you think

There is a version of the mortgage technology story that gets told at conferences...

The untapped potential of the UK’s self- and custom-build market

Across much of the developed world, building your own home is far from unusual....

FCA call to action: property wealth moves centre stage to fund longer retirements

Nikhil Rathi, chief executive of the FCA, recently gave a clear indication that the regulator now views equity release as a mainstream option for supporting Britain's ageing population – rather than merely a product of last resort. In a wide-ranging interview on the Fairer Finance...

Rising job insecurity highlights protection conversations for mortgage advisers

Concerns around job security across the UK are growing as signs of a weakening labour market continue to become more apparent. Job vacancies have...

DISTRIBUTION

Afin Bank joins The Right Mortgage & Protection Network panel

The Right Mortgage & Protection Network has added specialist lender Afin Bank to its...

West Brom targets first-time buyer uncertainty with spring mortgage campaign

West Brom Building Society has launched a regional spring campaign after new research suggested...

Brilliant Solutions moves to OMS platform in CRM partnership

One Mortgage System (OMS) has agreed a partnership with Brilliant Solutions following a review...

TPFG targets buy-to-let growth a regulation looms

The Property Franchise Group says tightening regulation in the rental sector is creating new...

Duffy urges calm as market volatility hits mortgage pricing

Mortgageforce chief executive Kevin Duffy has urged brokers and borrowers to take a measured view of recent mortgage market volatility warning that short-term product withdrawals and rate movements should not be mistaken for a long-term shift in pricing. His comments come as a number of...