BoE chief signals caution over interest rates

Bank of England governor Andrew Bailey has signalled that policymakers will take a cautious approach to interest rates as global energy markets remain volatile, warning that the UK faces a “very big energy shock”. Speaking to BBC News during...

Latest news

New Homes buys Clark Marshall to grow shared ownership reach

New Homes Mortgage Services LLP has acquired Clark Marshall Associates Ltd in a deal designed to expand its position in the shared ownership market. The...

Shared living pressures extend well into adulthood as affordability bites

Britons are continuing to live in shared households far later in life as housing and living costs make solo living harder to achieve, according...

Landlords juggle 6.5 buy-to-let loans on average, research finds

Landlords with borrowing are managing an average of 6.5 individual buy-to-let loans across just over two lender relationships, underlining the increasingly complex funding structures...

Wales and North East top BTL yield table as returns edge higher

Gross buy-to-let rental yields rose modestly in the first quarter, with Wales and the North East again delivering the strongest regional returns, according to...

Buy-to-let lending rises on remortgage surge as purchase demand remains subdued

Buy-to-let lending increased sharply at the end of 2025, driven by remortgaging activity, while new purchase demand continued to show signs of weakness. New figures from UK Finance show there were 59,489 new buy-to-let loans advanced in the final...

Paradigm hires Nick Delawa as business development director for London and South east

Paradigm Mortgage Services has appointed Nick Delawa as business development director, with responsibility for London and the South East as the network continues to expand its support for member firms. Delawa (pictured) joins with immediate effect and will focus...

Fleet Mortgages cuts two-year fixed rates across key BTL ranges

Fleet Mortgages has cut pricing by 20 basis points on its 75% LTV two-year fixed-rate products, with reductions across its standard, limited company and HMO/MUFB ranges. The buy-to-let specialist said its two-year fixed rates for both standard and limited...

RAW Capital Partners says new UK mortgage range made strong start in Q1

RAW Capital Partners said its UK mortgage proposition generated a third of new business in the first quarter, after the Guernsey-based specialist lender extended the range to UK residents in December 2025. The lender, which has spent the past...

PROFILE

Profile: Andrew Lloyd, CEO of Fignum

Andrew Lloyd is the Chief Executive Officer (CEO) of Fignum. He was appointed to the role in October 2024 to lead the business, which...

INDUSTRY COMMENT

Second charge, the first option

A quiet shift is underway in the UK mortgage market, and it is being driven by borrowers, not lenders. We are seeing more clients who...

What to look for when determining your network partner?

Over the years I have spoken to many advisers who are either thinking about starting their own firm or reviewing whether their current network...

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Q&As

BUY-TO-LET

Clydesdale raises selected residential and buy-to-let product transfer rates

Clydesdale will increase selected residential and buy-to-let product transfer rates from Tuesday 14 April,...

Barclays loosens affordability rules for residential and buy-to-let borrowers

Barclays has changed its affordability calculations for residential and buy-to-let mortgages, in a move...

Landbay adds small HMO remortgage products to Premier range

Landbay has added new small HMO remortgage products to its Premier range as it...

Flipping slump reshapes broker opportunities

Falling profitability in the property flipping market is reshaping opportunities for mortgage brokers as...

The Leek lowers mortgage rates across residential and specialist products

Leek Building Society is cutting mortgage rates across parts of its residential, shared ownership,...

Fleet Mortgages adds two-year tracker products to buy-to-let range

Fleet Mortgages has launched three new two-year tracker mortgages at 75% loan-to-value across its...

Paragon expands landlord offering with limited edition five-year fixes

Paragon Bank has launched a new range of limited edition five-year fixed-rate buy-to-let mortgages...

Rising rental yields give landlords a stronger start to 2026, but March volatility clouds outlook

Fleet Mortgages’ latest Rental Barometer shows average yields reached 8.1% in Q1 2026, up...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Mortgage deals vanish in days as rates surge

Mortgage deals are disappearing at record speed as lenders scramble to reprice in a volatile rate environment. Latest data from Moneyfacts shows the average shelf-life of a mortgage has fallen to just eight days, down from 14 days in February and the lowest level since...

Zero-deposit mortgage sales reach five-year high as affordability pressures persist

The number of zero-deposit mortgage sales reached 574 in the first three quarters of...

Market stalls as rates surge on Middle East tensions

The UK housing market lost momentum in March with rising borrowing costs and geopolitical...

Gen H cuts rates across mortgage range including New Build Boost

Gen H has reduced rates across its full mortgage range, including its New Build...

Halifax says house prices slipped in March as market lost early spring momentum

UK house prices fell in March and annual growth slowed, with Halifax saying geopolitical...

OPINION

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Home and away: How appetite for UK property is rising

Conflicts in Ukraine and now the Middle East are a reminder that the catastrophic...

Mutual strength and the broker partnership

The mutual sector has always been associated with community purpose, local branches and a...

First-time, accidental or professional? How the landlord profile is shifting in 2026

One of the most common misconceptions that people have about the buy-to-let market is that landlords are a single, uniform group. The reality is that the sector has always been made up of a wide range of different borrower types, each of whom have...

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

DISTRIBUTION

Bank of Ireland brings Lauren Wiles back to national partnership role

Bank of Ireland for Intermediaries has appointed Lauren Wiles as a national partnership manager...

The Leeds strengthens intermediary team with senior account manager hire

Leeds Building Society has hired Michelle Ward as corporate account manager, adding more than...

Rosemount adds Handelsbanken to lender panel

Rosemount Financial Solutions has added Handelsbanken to its lender panel, giving advisers access to...

Afin waives legal fees on remortgages in broker push

Afin Bank is offering free legal fees on remortgage applications submitted before the end...

Conveyancing delays blamed by 65% of buyers

More than six in ten homebuyers say conveyancing is the biggest cause of delays in the homebuying process according to new research from Lyons Bowe Solicitors. A survey of 1,000 recent UK buyers found 65% identified the legal process as the slowest stage of their...