Bailey signals Bank Rate hold as Iran conflict clouds outlook

Bank of England Governor Andrew Bailey has signalled that interest rate cuts are likely to remain on hold as policymakers assess the inflationary impact of the ongoing conflict in the Middle East. Speaking at a central banking conference in...

Latest news

Foundation launches limited-edition buy-to-let fixes at 75% LTV

Foundation has launched two limited-edition buy-to-let fixed-rate products for landlord borrowers at 75% loan-to-value. The intermediary-only specialist lender said the new two-year fixed-rate products are...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Call for later life lending advice silos to be broken down

Industry figures have called for closer links between mortgage advisers, wealth managers and later life lending specialists to improve client outcomes. Speaking at a summit...

Property transactions remain resilient despite market volatility

Residential property transactions edged lower in April, although industry figures said activity remained resilient despite ongoing geopolitical uncertainty and volatility in mortgage markets. HMRC’s latest...

West Brom lends more than £1bn as first-time buyers dominate new homebuyer loans

West Brom Building Society completed more than £1 billion of new homeownership lending in its latest financial year, with first-time buyers accounting for 72% of new homebuyer mortgages. The society said it helped more than 5,500 first-time buyers take...

The Suffolk reports rise in expat mortgage demand despite Middle East instability

Suffolk Building Society has reported a sharp increase in expat mortgage applications, with activity remaining resilient despite heightened geopolitical tensions in the Middle East. The building society said it recorded a 140% increase in expat cases following the outbreak...

The Right Mortgage sets out June roadshow programme

The Right Mortgage has announced details of a series of member roadshows taking place across the UK in June. The events will be open to firms that are part of The Right Mortgage & Protection Network and The Right...

Fleet joins LMS Panel Link to improve law firm connectivity

Fleet Mortgages has joined LMS Panel Link as the buy-to-let lender looks to improve connectivity with law firms and reduce friction in post-offer processes. The intermediary-only lender will use LMS Secure Link, Electronic Certificate of Title and Charge Registration...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

How advisers can win the 2026 remortgage wave

The surge in property transactions during the 2021 ‘race for space’, when completions peaked at more than 200,000 in June of that year, is...

Accidental landlords – do they need different support?

It is unfair to view buy-to-let investors as one homogenous group. There are so many different profile of landlords – and that of the...

Why mortgage marketing is finally starting to look human

Mortgage advertising used to operate in two settings only: either aggressively corporate or suspiciously aspirational. You were either looking at a couple laughing at salad...

In steadier markets, the adviser experience becomes the differentiator

When markets become more uncertain or transactional activity looks like it is flattening, the firms that stand out are rarely the ones simply chasing...

Industry needs to move from hoarding data to using it to make decisions

Mortgage lenders have spent the last few years plugging into every available external source, from Automated Valuation Models (AVMs) to payroll verification. We have built...

Remortgaging BTL in 2026: acting early on landlord refinancing

The buy-to-let market has rarely stood still in recent years, but 2026 has already delivered more twists and turns than any of us could...

Q&As

BUY-TO-LET

HTB creates relationship manager model for specialist mortgages

Hampshire Trust Bank has introduced a dedicated relationship manager model within its specialist mortgages...

MBE North to focus on rates, specialist lending and AI

Mortgage Business Expo has unveiled the seminar programme for MBE North 2026, with sessions...

Leek Building Society secures double win at British Bank Awards

Leek Building Society has secured a double success at the 2026 British Bank Awards...

ModaMortgages launches limited edition 5-year fixes with free vals

ModaMortgages has expanded its buy-to-let range with the launch of new limited edition 5-year...

Beyond the walk: Mortgage leaders talk mental health – part 19

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

Tenant support for Renters’ Rights Act grows

Awareness and support for the Renters’ Rights Act has risen sharply among tenants since...

Paragon cuts further advance rates and lowers minimum loan to £2,000

Paragon Bank has reduced rates and simplified the application process for buy-to-let further advances,...

The Cambridge adds 80% LTV limited company holiday let deal

The Cambridge Building Society has launched a limited company buy-to-let holiday let mortgage at...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Gen H cuts mortgage rates by up to 30bps

Gen H has reduced rates across its mortgage range, with cuts of up to 30 basis points (bps) now available to brokers on its panel. The reductions went live at 5.30pm on Monday 25 May and apply across the lender’s product range. The largest cuts apply...

Think tank calls for abolition of stamp duty and council tax

A major new report has called for stamp duty and council tax to be...

Housing recovery stalls as political uncertainty hits confidence

The UK housing market recovery expected at the start of 2026 has stalled as...

Stamp Duty receipts fall despite wider tax net

Stamp duty receipts have fallen this year despite more homebuyers being pulled into paying...

Santander cuts rates across higher LTV fixed and tracker mortgages

Santander has reduced rates across a range of first-time buyer, home mover and remortgage...

OPINION

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Beyond the walk: Mortgage leaders talk mental health – part 20

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

Beyond the walk: Mortgage leaders talk mental health – part 18

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

Mental health and the evolving role of mortgage advisers

Money worries rarely stay just about money. They affect sleep, confidence, relationships, and mental wellbeing - and for many people across the UK, mortgage payments are now becoming one of the biggest sources of stress. The data highlights the scale of the issue. More than...

Beyond the walk: Mortgage leaders talk mental health – part 16

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

DISTRIBUTION

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand...

Canal trek triumph as Berry and Morely win gold

Jason Berry and Charlie Morely finished their epic 141-mile trek up the Grand Union...

Shepherds Friendly inks Primis distribution deal

Shepherds Friendly has agreed a distribution partnership with Primis Mortgage Network for its income...

The Right Mortgage adds TAB to lender panel

The Right Mortgage & Protection Network has added specialist property finance lender TAB to...

Beyond the walk: Mortgage leaders talk mental health – part 14

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk & Talk challenge in London on Sunday and reaches its climax at HSBC's Birmingham head office later today. There are some 72 participants from across the mortgage sector taking part. The six-day...