Equity Release Group backs FCA later life lending review

Equity Release Group has welcomed the Financial Conduct Authority’s Later Life Mortgages Market Study, after contributing insight to the regulator on advice, technology and consumer engagement in the sector. The FCA study will examine whether the later life lending...

Latest news

Beyond the walk: Mortgage leaders talk mental health – part 12

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk & Talk challenge on Sunday and will finish on Friday this...

Access Financial Services brings marketing function in-house to boost broker support

Access Financial Services has recruited three marketing specialists as it looks to strengthen adviser support and lead generation capabilities. The mortgage and protection brokerage has...

SortRefer joins Ingard Network as exclusive conveyancing partner

SortRefer has been appointed as the sole conveyancing provider for Ingard Network, giving its member firms access to the panel manager’s platform and support...

Four in 10 landlords plan to refinance within next year

Nearly four in 10 landlords are planning to refinance during the next 12 months, according to Q1 2026 Landlord Trends research from Pegasus Insight. The...

Santander customers overpay mortgages by £894m

Santander UK customers overpaid their mortgages by more than £894 million in the first four months of 2026, as borrowers sought to reduce interest costs and build greater financial resilience. The lender said regular and one-off overpayments between January...

The Mortgage Lender cuts buy-to-let rates and brings back 75% LTV deals

The Mortgage Lender has reduced buy-to-let rates by up to 0.35% and relaunched selected 75% LTV products across two-year and five-year fixed-rate terms. The lender, which is part of Shawbrook, said the changes took effect from 12 May 2026...

Paradigm adds Afin Bank to lender panel

Paradigm Mortgage Services has added Afin Bank to its lender panel, giving member firms access to the specialist lender’s residential and buy-to-let proposition. Afin Bank offers residential and buy-to-let products for borrowers including those from the diaspora, self-employed clients,...

Air supports Linear move into later life lending

Air is supporting Linear Financial Solutions as the Primis Mortgage Network firm launches into the equity release market. Linear will offer an equity release referral desk to help brokers access specialist later life lending advice and a wider range...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

A BBR decision rooted in caution, not complacency

The Bank of England MPC’s decision to hold Bank Base Rate (BBR) will come as a welcome outcome for many across the mortgage market,...

When the market gets messy, control matters more than ever

There is a tendency to look at the current market and focus purely on activity levels, particularly after the recent spike driven by lender...

Beyond the walk: Mortgage leaders talk mental health – part 8

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – Part 7

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – part 6

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Volatility is back – but it has been part of buy-to-let for years

For many, the level of uncertainty we’ve had in the mortgage market over the past couple of months feels uncomfortable, particularly when it feeds...

Q&As

BUY-TO-LET

Vida expands residential range and relaunches buy-to-let products

Vida Homeloans has expanded its lending proposition with the reintroduction of 20 residential products...

Melton enters limited company buy-to-let market

Melton Building Society is entering the limited company buy-to-let sector as more landlords continue...

HSBC lowers rates across residential and buy-to-let ranges

HSBC UK is reducing a broad range of residential and buy-to-let mortgage rates, with...

Jeremy Duncombe to retire as the Yorkshire reshapes homes division

Jeremy Duncombe is to retire from Yorkshire Building Society after supporting a transition that...

The Cambridge relaunches buy-to-let and residential mortgage products

The Cambridge Building Society has relaunched a selection of mortgage products across its buy-to-let...

PM Data Services adds upgrades to BTL sourcing platform

PM Data Services has rolled out a series of upgrades to its Genie sourcing platform...

Additional property purchases drive stamp duty receipts in more than half of councils

Landlords and second-home buyers now account for the majority of stamp duty receipts in...

Landlords urged to review rent guarantee cover after Renters’ Rights Act changes

Buy-to-let landlords should consider rent guarantee insurance after the Renters’ Rights Act came into...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

First-time buyers turn to renovation homes as affordability pressures bite

First-time buyers are increasingly choosing cheaper homes in need of renovation as affordability pressures continue to limit access to the housing market, according to research from Nationwide. The building society said a poll of 2,000 first-time buyers found that two-thirds bought a cheaper home because...

House price growth slows as higher borrowing costs hit confidence

House prices remained broadly flat in April as higher borrowing costs and renewed economic...

The human adviser in an AI mortgage market

NatWest’s decision to place home-buying guidance inside ChatGPT is a story with large implications. It...

Mortgage affordability reaches tightest level since 2008

Mortgage affordability has reached its tightest level since 2008, with borrowers spending an average...

Afin Bank removes fee from 95% LTV five-year fixes

Afin Bank has removed the product fee from its 95% loan-to-value five-year fixed rate...

OPINION

Beyond the walk: Mortgage leaders talk mental health – part 10

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk & Talk challenge yesterday and will finish on Friday this week....

Beyond the walk: Mortgage leaders talk mental health – part 9

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

Beyond the walk: Mortgage Leaders talk mental health – part 5

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

Beyond the walk: Mortgage Leaders talk mental health – part 4

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72 participants from across the mortgage sector taking part. The six-day initiative will follow the Grand Union Canal, with individuals joining for...

Beyond the walk: Mortgage leaders talk mental health – part 3

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are 72 participants from...

DISTRIBUTION

Gatehouse Bank joins The Right Mortgage panel

The Right Mortgage & Protection Network has added Gatehouse Bank to its lender panel,...

Fintel Services launches Omni Mortgage Club

Fintel Services has launched Omni Mortgage Club, a whole-of-market mortgage club intended to expand...

Pepper Money reshapes sales leadership team

Pepper Money has made a series of changes to its sales leadership structure as...

Brightstar steps up hiring as group targets 20% annual growth

The Brightstar Group has made a series of hires across its businesses as it...

Hope Capital ties up with Melius Commercial to expand broker access to bridging finance

Hope Capital Property Finance has partnered with Melius Commercial, delivering more than £7m of bridging loans as it looks to strengthen its intermediary distribution. Hope Capital Property Finance has entered into a strategic relationship with Melius Commercial, aimed at widening broker access to its bridging...