West Brom cuts rates and adds options to strengthen remortgage appeal

West Brom Building Society has reduced mortgage rates by up to 30bps while widening its product range, with a clear focus on borrowers approaching the end of existing deals. The mutual has confirmed pricing cuts of up to 0.30%...

Latest news

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The specialist buy-to-let lender has cut rates by up to 25bps...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let, residential and specialist ranges. The changes, which are effective immediately, include...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in Mitcham, south west London. The deal, introduced by P10 Financial Group, will...

The Mansfield reports record mortgage lending for second year running

Mansfield Building Society has reported record mortgage lending for the second successive year, after growing mortgage balances by more than 10% in 2025. The member-owned...

Gatehouse cuts expat buy-to-let rates

Gatehouse Bank has reduced rental rates on its 2-year fixed buy-to-let products for UK expats and international residents. The lender has cut rates by 0.29% across its overseas buy-to-let range, including products for houses in multiple occupation and multi-unit freehold...

TRM to host later life lending roadshow

The Right Mortgage & Protection Network will host a later life lending roadshow in May aimed at helping advisers build confidence and capability in the sector. The full-day event will take place on 6 May at Nuthurst Grange in...

FCA leads global crackdown on illegal ‘finfluencers’

The Financial Conduct Authority has led an international week of action against illegal financial promotions by social media influencers, as it called on platforms to do more to stop harmful content at source. 17 regulators worldwide took part in...

Conveyancers urged to respond as commonhold consultation closes

The Conveyancing Association has urged conveyancing firms and property professionals to respond to the government’s consultation on moving to commonhold and banning leasehold for new flats before it closes today. The consultation, led by the Ministry of Housing, Communities...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Second charge, the first option

A quiet shift is underway in the UK mortgage market, and it is being driven by borrowers, not lenders. We are seeing more clients who...

Q&As

BUY-TO-LET

The Mortgage Works cuts buy-to-let rates on selected new business deals

The Mortgage Works is cutting selected buy-to-let and let-to-buy rates by up to 0.20...

Virgin Money cuts fixed rates and raises selected tracker pricing

Virgin Money is reducing fixed mortgage rates across purchase, remortgage and selected buy-to-let product...

Rent growth slows as house prices edge higher, with Middle East tensions clouding outlook

Private rent inflation eased again in March while UK house prices rose modestly in...

Brokers invited to webinar on boosting landlord income strategies

Brokers are being offered an opportunity to learn how to help landlords accelerate income...

Landbay lowers core buy-to-let rates and raises loan limits to £1.5m

Landbay has cut rates by 20 basis points (bps) across selected products in its...

Foundation adds large HMO and short-term let products as fixed rates fall

Foundation Home Loans has launched new buy-to-let products for large HMOs and short-term lets,...

Accord raises buy-to-let maximum loan sizes to £1.5m

Accord has increased the maximum loan size across parts of its buy-to-let range, in...

The Saffron broadens criteria across buy-to-let, self-build and residential lending

Saffron for Intermediaries has widened criteria across its buy-to-let, self-build and residential mortgage ranges...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Santander cuts higher LTV rates for first-time buyers and home movers

Santander is cutting selected fixed mortgage rates across its first-time buyer, home mover and remortgage ranges from Friday 24 April, with reductions of up to 25bps. The lender said the changes include a 25bps cut to its 98% loan-to-value My First Mortgage product, which will...

Brokers report rising caution among borrowers as remortgaging picks up

Mortgage brokers are seeing more remortgage activity, but say geopolitical uncertainty, cost of living...

MAB research shows confidence among buyers is rising, but many still hesitate

More than half of prospective buyers say they are ready to purchase in 2026,...

Atom points to growing near-prime hurdle for first-time buyers

First-time buyers with thin credit files or minor historic credit issues are becoming a...

Rates rise but mortgage market holds firm

The mortgage market is showing resilience despite a sharp rise in borrowing costs with...

OPINION

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage applications. Processes were straight forward and the range of product options available was far narrower. There was very little need –...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

DISTRIBUTION

Russell Quirk calls out broken transaction system

UK mortgage and property professionals have been urged to rethink the homebuying process after Russell...

Richard Goppy to rejoin PMS as director of acquisition and key accounts

PMS Mortgage Club has confirmed the appointment of Richard Goppy as director of acquisition...

Norton Broker Services adds Scroll Finance to lending panel

Norton Broker Services has added Scroll Finance to its lender panel, giving brokers access...

Paradigm hires Nick Delawa as business development director for London and South east

Paradigm Mortgage Services has appointed Nick Delawa as business development director, with responsibility for...

Recognise Bank hire to lead intermediary sales and lending

Recognise Bank has appointed Luke Watson as director of intermediary sales and lending to drive its broker-facing proposition. Watson (pictured) joins with more than 20 years’ experience across commercial real estate lending, underwriting and credit risk, and has worked across commercial investment, bridging and buy-to-let...