INDUSTRY REACTION: MPC holds Bank Rate at 3.75%

The Bank of England's Monetary Policy Committee (MPC) has voted to keep the Bank Rate unchanged at 3.75%. The decision was unanimous among the nine-person strong committee. Explaining its decision, the MPC cited the conflict in the Middle East and...

Latest news

Mortgage arm helps drive LSL to higher profits and record margin

LSL Property Services said growth in its mortgage business helped lift underlying operating profit by 17% in 2025, as the group posted a record...

Afin Bank joins The Right Mortgage & Protection Network panel

The Right Mortgage & Protection Network has added specialist lender Afin Bank to its panel, giving member firms access to residential and buy-to-let mortgage...

Spike in conveyancing instructions driven by pre-product withdrawal scramble

Conveybuddy has reported a sharp rise in conveyancing instructions as brokers moved quickly to secure mortgage deals before product withdrawals took effect. The conveyancing distributor...

DPS data points to continued consolidation among landlords

Research from The Deposit Protection Service has shown further signs of consolidation in the landlord market over the past year, with the share of...

Foundation promotes internally and welcomes back former staff member

Foundation has strengthened its intermediary sales team with an internal promotion and a returning hire as it continues to invest in broker support. The intermediary-only specialist lender has promoted David Galloway to its national accounts team, while Imran Butt...

Market Harborough BS raises buy-to-let loan cap to £3m

Market Harborough Building Society has increased its maximum buy-to-let loan size to £3m and widened access to lower-priced products across its UK and expat ranges. The mutual, which focuses on complex cases, said the changes also apply to high...

Just Mortgages joins Sovereign Network Group panel for Shared Ownership buyers

Just Mortgages New Build and Shared Ownership has been appointed to Sovereign Network Group’s broker panel to advise buyers across the housing association’s developments. The specialist division of the national brokerage will work with Sovereign Network Group, one of...

Nexpad launches with eXp UK deal and joins HLPartnership network

A new mortgage brokerage founded by former Connells executive Stuart Dare has launched with a national contract to support eXp UK and has joined HLPartnership as an appointed representative. Nexpad said its model is designed to link estate agency...

PROFILE

Profile: Andrew Lloyd, CEO of Fignum

Andrew Lloyd is the Chief Executive Officer (CEO) of Fignum. He was appointed to the role in October 2024 to lead the business, which...

INDUSTRY COMMENT

Can I ask you something? Who does your tampons?

Before you judge the title, let me add some context. If you know your British comedy you will recognise this line. It was delivered...

Neurodiversity Celebration Week: Strength in different thinking

In an industry built on detail, judgement, resilience and relationships we often focus on performance, productivity and professionalism. But during Neurodiversity Celebration Week it’s worth...

How advisers can find and secure powerful introducers to grow their business

If you’ve been in financial services long enough, you know that one great introducer can transform your business. Introducers, whether they are estate agents, accountants,...

Ignorance, not cost, still the biggest barrier to protection sales

During 2024 CIExpert commissioned Opinium to speak to 5,000 consumers – a mix of genders and ages – regarding critical illness (CI) insurance. The aim...

The protection gap that runs all the way up the ladder

The property ladder is usually talked about in terms of deposits, equity, and affordability but recent research reveals a less visible truth; moving up...

Why landlords will continue to play a central role in meeting housing demand

This month’s Spring Statement may not have delivered dramatic housing announcements, but the data released alongside it paints a clear picture about the continued...

Q&As

BUY-TO-LET

Virgin Money raises selected mortgage and buy-to-let rates

Virgin Money is increasing a range of residential, remortgage, buy-to-let and product transfer fixed...

Landbay opens Scottish market to Premier buy-to-let range

Landbay has made its Premier buy-to-let products available across Scotland after an initial phased...

Simplybiz Mortgages and FIBA expand specialist panel with two sourcing platforms

Simplybiz Mortgages and the Financial Intermediary & Broker Association (FIBA) have added Brickflow and...

Family Building Society returns to fixed-rate lending with reduced mortgage range

The Family Building Society has returned to the mortgage market with a limited range...

Brokers want live criteria as AI changes how cases are placed

Brokers are increasingly turning to technology to ensure they are working with accurate, up-to-date...

Mortgage searches edge higher year-on-year in February

Mortgage search activity eased back from January’s early-year spike in February, but remained ahead...

Clydesdale Bank to raise selected residential and buy-to-let rates

Clydesdale Bank will increase a range of residential and buy-to-let fixed rates from Friday...

Virgin Money to raise selected mortgage and buy-to-let rates

Virgin Money is increasing a range of residential, remortgage, buy-to-let and product transfer rates...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

The Cambridge revives 98% LTV mortgage for first-time buyers

The Cambridge Building Society has relaunched its First Step mortgage, offering first-time buyers across England and Wales a route into home ownership with a 2% deposit. The mutual said the product would initially be available direct and through selected intermediary partners, as it looks to...

Market holds steady despite global tensions but rates edge higher

The housing market has remained stable through March but rising mortgage rates and growing...

Precise waives valuation fees on residential loans up to £400k

Precise has introduced free standard valuations on residential properties worth up to £400,000 as...

Growing demand for faster, more supportive broker service among first-time buyers

First-time buyers are leaning heavily on brokers for speed, reassurance and help navigating affordability...

Mortgage market outlook uncertain as demand weakens

The UK housing and mortgage market continues to face uncertain conditions as geopolitical tensions...

OPINION

Rising job insecurity highlights protection conversations for mortgage advisers

Concerns around job security across the UK are growing as signs of a weakening labour market continue to become more apparent. Job vacancies have...

Debt awareness is as important for advisers as for clients

Debt Awareness Week, beginning on 16th March, provides a timely opportunity for reflection. The...

Market may be overreacting to conflict-driven rate fears

Financial markets could be overreacting in the early days of the conflict as they...

The UK’s conveyancing conundrum explained

Why is conveyancing so slow in the UK? The average property transaction now takes between 14 and 20 weeks… and that is not taking into account any leasehold transactions with difficult Managing Agents, issues with title or lengthy chains. This is just not acceptable and...

The silent majority: what most financial services customers never tell you

If you work in financial services, you probably have a good handle on formal complaints. You know how many you get, how quickly they’re...

DISTRIBUTION

Certua Life launches as new protection insurer targeting digital distribution gap

Certua Life has launched in the UK, positioning itself as a protection-focused life insurer...

Key Equity Release teams up with Pense to broaden later life advice

Key Equity Release has entered a partnership with pension specialist Pense as it looks...

Duffy urges calm as market volatility hits mortgage pricing

Mortgageforce chief executive Kevin Duffy has urged brokers and borrowers to take a measured...

Access FS opens Canary Wharf hub

Mortgage and protection brokerage Access Financial Services has opened a new London office in...

Technology partners will be key as lenders navigate product volatility

Mortgage lenders are increasingly relying on trusted technology partners to manage product volatility and ensure brokers receive accurate, timely information, according to Mortgage Brain. The mortgage technology provider said feedback from its latest lender survey highlights the growing importance of platforms capable of delivering fast...