The UK needs to run its first primary budget surplus in 25 years if it is to put government debt on a sustainable downward path, according to the National Institute of Economic and Social Research (NIESR).
The economic research...
Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as concerns over inflation and the Middle East conflict unsettle global...
Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with no product or application fees.
The Shariah-compliant Home Purchase Plan (HPP)...
The Bank of England is using artificial intelligence and real-time financial data, including information on individual mortgages, to improve its understanding of the economy.
Huw...
Rental payment histories could play a greater role in mortgage affordability assessments as the Financial Conduct Authority explores how open finance could reshape the...
The average UK landlord portfolio generates £88,454 a year in gross rental income, according to analysis by property management specialist Rushbrook.
The figure has risen by £16,476 over the past year, although higher mortgage borrowing means the increase does...
The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and Freehold Reform Act (LAFRA).
To many investors this may sound like specialist valuation assumptions, but...
Virgin Money will increase selected purchase and remortgage rates by as much as 0.30% on 4 September 2026.
The lender will raise two-year tracker rates for purchases by 0.10%, while its two-year and five-year fixed purchase rates will increase...
Almost four in five Britons would return to work before receiving medical clearance after an accident or injury because of financial pressure, research suggests.
A survey of 2,000 UK adults, commissioned by national law firm Simpson Millar, found that...
After nearly four decades in financial services, Sesame Network distribution director Toni Smith still believes technology should make advisers stronger, not replace them.
When Toni...
Ecology Building Society has launched a mortgage for first-time buyers using the Scottish government’s First Homes Fund.
The mutual has become the 11th official lender to join the scheme, which offers eligible buyers up to £10,000 towards the purchase of their first home.
Ecology’s First Homes...
For years, ESG strategies across the UK mortgage sector have operated under a relatively straightforward principle: better Energy Performance Certificate (EPC) ratings equal lower...
The Bank of England's decision to maintain Bank Base Rate (BBR) last month at 3.75% provides another period of stability for the mortgage market, but the latest vote suggests the Monetary Policy Committee (MPC) is becoming increasingly divided over how long that position can...
TMA Club has added Monmouthshire Building Society to its lender panel as the mutual makes a measured return to the broker market.
The agreement gives TMA’s directly authorised partners access to the Newport-based society’s residential, buy-to-let and commercial mortgage ranges.
Monmouthshire paused lending last year while...
