Coadjute joins FCA AI testing programme as conveyancers face tougher AML regime

Coadjute has joined the Financial Conduct Authority’s AI Live Testing programme as conveyancing firms prepare for a more demanding anti-money laundering regime under planned supervisory reforms. The compliance technology firm said its acceptance into the FCA initiative comes as...

Latest news

Accord raises buy-to-let maximum loan sizes to £1.5m

Accord has increased the maximum loan size across parts of its buy-to-let range, in a move aimed at giving brokers more scope to place...

FCA and PRA ease SM&CR rules in move to cut compliance burden

The Financial Conduct Authority and Prudential Regulation Authority have set out the first stage of reforms to the Senior Managers and Certification Regime, with...

The Saffron broadens criteria across buy-to-let, self-build and residential lending

Saffron for Intermediaries has widened criteria across its buy-to-let, self-build and residential mortgage ranges as it looks to give brokers more scope on cases...

Brokers report rising caution among borrowers as remortgaging picks up

Mortgage brokers are seeing more remortgage activity, but say geopolitical uncertainty, cost of living pressures and affordability concerns are making borrowers more cautious about...

Morrow hire to lead intermediary growth strategy

Morrow has appointed Amit Gupta as financial services director as it looks to expand its intermediary proposition across the UK. The firm, part of the Kuflink Group, said the appointment marks the next stage in its development as it...

Russell Quirk calls out broken transaction system

UK mortgage and property professionals have been urged to rethink the homebuying process after Russell Quirk criticised the UK’s transaction system as “completely, utterly broken” in the latest episode of No Filter with Rob Jupp. The podcast, hosted by Brightstar Group CEO...

Newcastle updates broker portal for faster product transfers

Newcastle for Intermediaries has upgraded its broker portal to make product transfers quicker and easier to complete online. The lender said the changes are intended to help brokers review available deals more efficiently, compare options more clearly and complete...

Finova opens Manchester office as AI-led growth creates 50 jobs

Finova has opened a new office in Manchester, creating more than 50 roles as the mortgage technology provider says investment in AI is supporting expansion rather than replacing jobs. The business, which supplies cloud-based mortgage, savings and lending software,...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Second charge, the first option

A quiet shift is underway in the UK mortgage market, and it is being driven by borrowers, not lenders. We are seeing more clients who...

What to look for when determining your network partner?

Over the years I have spoken to many advisers who are either thinking about starting their own firm or reviewing whether their current network...

Q&As

BUY-TO-LET

Foundation adds large HMO and short-term let products as fixed rates fall

Foundation Home Loans has launched new buy-to-let products for large HMOs and short-term lets,...

Darlington posts record lending as mortgage growth lifts assets above £1bn

Darlington Building Society reported record gross mortgage lending of £234m in 2025, as the...

Landbay cuts rates on Premier remortgage buy-to-let range

Landbay has reduced rates across selected products in its Premier remortgage range for landlords,...

West One cuts mortgage rates and revamps shared ownership range

West One has cut rates across its residential and buy-to-let ranges, while also making...

Landlords shift to interest-only as rates climb above 5%

Buy-to-let landlords are rapidly changing borrowing strategies as mortgage rates climb with a growing...

The Coventry cuts limited company buy-to-let rates for brokers

Coventry for intermediaries has reduced selected limited company buy-to-let rates by up to 20...

Paragon Bank introduces limited edition 60% LTV buy-to-let products

Paragon Bank has expanded its buy-to-let range with a new tranche of 60% loan-to-value...

HSBC cuts mortgage rates by up to 34bps across core ranges

HSBC UK has reduced mortgage rates across its product range, with cuts of up...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Rates rise but mortgage market holds firm

The mortgage market is showing resilience despite a sharp rise in borrowing costs with demand, lending activity and affordability holding up so far this spring. Data from Rightmove shows the average 2-year fixed rate has climbed to 5.42%, up from 4.25% prior to the escalation in the...

Brokers deliver speed for first-time buyers, but lender delays persist

Mortgage brokers are moving first-time buyers through early stages of the application process in...

The Cambridge brings back fixed rates across core range

The Cambridge Building Society has reintroduced fixed-rate mortgages across its main range, offering new...

Shared living pressures extend well into adulthood as affordability bites

Britons are continuing to live in shared households far later in life as housing...

Mortgage searches hit 2.15 million in March as remortgage demand jumps

Mortgage search activity rose sharply in March as borrowers moved to secure deals amid...

OPINION

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage applications. Processes were straight forward and the range of product options available was far narrower. There was very little need –...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

DISTRIBUTION

Recognise Bank hire to lead intermediary sales and lending

Recognise Bank has appointed Luke Watson as director of intermediary sales and lending to...

FCA maps out open finance plans with mortgages and SME lending in focus

The Financial Conduct Authority has set out its latest vision for open finance, with...

Paradigm hires Nick Delawa as business development director for London and South east

Paradigm Mortgage Services has appointed Nick Delawa as business development director, with responsibility for...

HLPartnership adds Afin Bank to panel

HLPartnership has added Afin Bank to its lender panel, giving advisers across the network...

Keystone names Steve Griffiths as commercial director

Keystone Property Finance has appointed Steve Griffiths as commercial director, adding a senior industry figure as the specialist buy-to-let lender looks to expand its distribution and sharpen its proposition. Griffiths (pictured) will work with chief executive David Whittaker and managing director Elise Coole, with responsibility...