Exeter Leukaemia Fund wins £20,000 MAB grant

The Mortgage Advice Bureau Foundation has awarded its one-off £20,000 Extra Funding Grant to Exeter Leukaemia Fund. The award marks three years of grant-giving by the Foundation, which has supported around 60 UK charities and raised more than £550,000...

Latest news

No-deposit mortgages carry £73,000 London interest premium

London first-time buyers using a no-deposit mortgage could pay more than £73,000 in additional interest during their first five years of ownership according to...

Conveyancing Association begins search for new chair

Nicky Heathcote is to step down as non-executive chair of the Conveyancing Association as she approaches the end of her second term. Heathcote (pictured) will...

Overseas funds used by almost one in 10 home buyers

Almost one in 10 home buyers use money originating overseas to fund all or part of their property purchase, according to Thirdfort. Analysis by the...

Two-thirds of landlords’ HMOs achieve EPC ratings of A to C

Two-thirds of houses in multiple occupation owned by landlords surveyed by Paragon Bank have an EPC rating of A to C, its research has...

HMRC nets £104m from landlord tax disclosures

HM Revenue & Customs recovered £104 million from voluntary landlord tax disclosures in 2025/26 as the number of cases reached its highest level for seven years. The total marked the third consecutive year in which HMRC generated more than...

Bruton Knowles strengthens Midlands valuation team with senior appointment

Bruton Knowles has appointed Jimmy James as an associate in its national valuation team, covering Northamptonshire, Milton Keynes and the wider Midlands. James (pictured) brings more than 20 years' experience advising on the valuation of commercial, industrial and residential...

Mortgage rule review could widen options for non-traditional borrowers

Lenders could use greater flexibility in affordability assessments to develop mortgages for customers whose circumstances do not fit traditional lending models, according to financial services consultancy Capco. Steve Bull, managing principal at Capco, said firms would need clarity over...

ModaMortgages removes application fees from limited-edition buy-to-let range

ModaMortgages has launched a limited-edition range of buy-to-let mortgages without application fees. The specialist lender is offering two-year and five-year fixed-rate products for single dwelling properties, with rates starting at 3.59%. The range also includes two-year and five-year fixed-rate products...

PROFILE

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still believes technology should make advisers stronger, not replace them. When Toni...

INDUSTRY COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Q&As

BUY-TO-LET

Tipton revives high income multiple mortgages and cuts expat rate

Tipton & Coseley Building Society has reintroduced lending at up to six and a...

Virgin Money to raise product transfer fixed rates

Virgin Money will increase residential and buy-to-let product transfer fixed rates on Friday, 24...

Mortgage broker revenue rises as adviser numbers fall

Reported revenue from mortgage broking increased by 15.9% to £1.6bn during 2025 despite a...

Landlords target growth despite rising costs

More than eight in 10 professional property investors plan to expand their portfolios during...

Rely advances £2.4m against refurbished Northumberland rental block

Rely has completed a £2.4m remortgage secured against a 55-unit residential block in Northumberland. The...

Landlords turn to portfolio refinancing to fund expansion

More than three-quarters of landlords are considering refinancing their existing portfolios to fund further...

Word On The Street arranges £108m of property finance in record year

Word On The Street arranged more than £108 million of property finance across 239...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM)...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Four in five first-time buyers say schools failed to teach mortgage basics

Almost four in five UK first-time buyers believe their education failed to prepare them for mortgages, interest rates and home ownership, according to research commissioned by Mojo Mortgages. The online mortgage broker's survey of 1,000 first-time buyers found that 79% felt inadequately prepared by the...

Northern first-time buyers pay £10k price for delaying purchase

First-time buyers in northern cities risk losing thousands of pounds by postponing a purchase,...

Self-employed borrowers face narrower lender choice

Self-employed mortgage applicants have access to more than a third fewer eligible lenders than...

First-time buyer demand slips as shortage of suitable homes persists

First-time buyer demand weakened across Great Britain in the second quarter of 2026, although...

House price growth slows to 2.7%

Annual UK house price growth slowed to 2.7% in May, down from 3.9% in...

OPINION

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week,...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments, digital document recognition and streamlined application journeys have all improved the experience for lenders, brokers and borrowers alike. Origination is where...

Will we look back at Q2 as the most stable quarter of 2026?

The first half of 2026 has reminded us how quickly sentiment can change within the mortgage and housing markets. After a fairly stable and promising...

DISTRIBUTION

Afin Bank joins Mortgage Advice Bureau lender panel

Afin Bank has joined Mortgage Advice Bureau’s lender panel, giving its advisers access to...

Uinsure secures exclusive Lloyds Bank General Insurance panel deal for advisers

Uinsure has added Lloyds Bank General Insurance to its home insurance panel in an...

Lenders turn to live data as mortgage searches rise

Twenty7tec and Saffron Building Society have examined the growing use of real-time market intelligence...

Molo strengthens leadership team with chief operations officer appointment

Molo has appointed Lynne French as chief operations officer as the specialist mortgage lender...

LendInvest posts record £1.44bn lending year

LendInvest recorded its strongest ever year for lending in the 12 months to 31 March, with loan originations reaching a record £1.44bn despite continued economic uncertainty and volatility in funding markets. The technology-led specialist lender said lending increased 17% year-on-year, culminating in a record fourth...