Walbrook launches mortgage adviser apprenticeship pathway

Walbrook Institute London has expanded its apprenticeship offering with a new Level 3 pathway for aspiring mortgage advisers that incorporates LIBF’s Certificate in Mortgage Advice and Practice (CeMAP). The 15-month Mortgage Adviser apprenticeship is designed to give firms a...

Latest news

Nationwide trims fixed mortgage rates by up to 0.19 points

Nationwide is cutting fixed mortgage rates for first-time buyers, home movers and remortgage customers from tomorrow (4 August). The UK's largest building society will reduce...

Mortgage Advice Bureau combines new-build businesses under Meridian Group

Mortgage Advice Bureau has completed the integration of three specialist new-build mortgage businesses into a single operating company. Meridian Mortgages, William Lowden and Evolve Financial...

UTB restores 90% LTV second charge lending and cuts rates

United Trust Bank has reintroduced residential second charge lending at up to 90% loan-to-value and reduced selected rates by as much as 60 basis...

AMI seeks adviser views for seventh protection study

Mortgage and protection advisers have been invited to contribute to the Association of Mortgage Intermediaries' seventh annual Protection Viewpoint research. The trade body said the...

Unexpected moving costs hit 95% of recent homebuyers

Almost all recent UK homebuyers encountered unexpected costs during their move, research from property completions business PEXA has found. A survey of more than 1,000 people who had bought a home in the previous 12 months found that 95%...

Lloyds’ green home cashback payments reach £6m

Lloyds Banking Group has paid £2.5 million to mortgage customers through intermediaries under its Green Living Reward scheme. Payments across all distribution channels have reached £6 million, with the scheme offering cashback to customers who complete eligible energy-efficiency improvements...

Gatehouse sells £405m home finance portfolio interest to Waterfall

Gatehouse Bank has sold the economic interest in a £405m home purchase plan portfolio to Waterfall Asset Management in what it says is the largest Islamic home finance sale completed in the UK. The bank will continue to manage...

Yorkshire BS returns to television advertising after a decade

Yorkshire Building Society has launched its first television advertising campaign in 10 years, with the work developed in-house and produced in Yorkshire. The mutual's "Here for every stage" campaign will run across television, digital, video-on-demand and social media from...

PROFILE

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still believes technology should make advisers stronger, not replace them. When Toni...

INDUSTRY COMMENT

No benefit to be had from ‘wait and see’

It seems to be a recurring theme as of late, but it’s been yet another week of volatile rates. Swap rates continue to move,...

What financial services can learn from the World Cup

Look, bear with us here. What does the World Cup have to do with financial services reviews? Well, more than you think actually! This summer,...

Buyers are already reacting to a Budget nobody has written

Andy Burnham ruled out changes to stamp duty on 27 July, a week into the job and days after reports that the government was...

The tech question is how, not if, we can use it

Recent adviser research from Nottingham Building Society underlines the appetite for greater use of technology across the mortgage process. The vast majority (89%) of...

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Q&As

BUY-TO-LET

StrideUp raises property finance limit and expands HMO criteria

StrideUp has increased the maximum financing available through its buy-to-let purchase plan to £2.5...

Knowledge Bank adds six HMO criteria questions after broker clinic

Knowledge Bank is to add six criteria questions to its platform after mortgage brokers...

Two-thirds of landlords’ HMOs achieve EPC ratings of A to C

Two-thirds of houses in multiple occupation owned by landlords surveyed by Paragon Bank have...

HMRC nets £104m from landlord tax disclosures

HM Revenue & Customs recovered £104 million from voluntary landlord tax disclosures in 2025/26...

ModaMortgages removes application fees from limited-edition buy-to-let range

ModaMortgages has launched a limited-edition range of buy-to-let mortgages without application fees. The specialist lender...

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

Brilliant racks up a memorable afternoon for charity

Brilliant Solutions was on cue at Rileys as 70 players and several late arrivals...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Bank of England holds rate at 3.75% as energy risks cloud outlook

The Bank of England has kept Bank Rate at 3.75% amid concern that higher energy costs could push inflation upwards later this year. The Monetary Policy Committee voted by six to three to leave the rate unchanged at its meeting ending on 29 July. The...

Foxtons mortgage revenue rises 20% despite sales slump

Foxtons increased financial services revenue by 20% during the first half of 2026, supported...

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

OPINION

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and conference agendas, boardroom discussions or articles such as this, AI has become impossible to ignore. It’s for good reason as the...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

DISTRIBUTION

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

Exeter Leukaemia Fund wins £20,000 MAB grant

The Mortgage Advice Bureau Foundation has awarded its one-off £20,000 Extra Funding Grant to...

Latest network figures reveal market in motion

Mortgage networks continued to experience significant movement during the second quarter of 2026 as...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers...

Lenders turn to live data as mortgage searches rise

Twenty7tec and Saffron Building Society have examined the growing use of real-time market intelligence in mortgage lending as adviser demand continues to shift. The latest episode of Twenty7tec's ELEVATE podcast considers how lenders can use current market data to understand adviser behaviour, identify changing customer...