Bank holds rates at 3.75%

The Bank of England left interest rates unchanged at 3.75% today despite inflation remaining above its 2% target as policymakers weigh persistent price pressures against a weakening economic outlook. The latest inflation data showed CPI remained at 2.8% in...

Latest news

Pantera expands Harrogate headquarters as it targets growth and recruitment drive

Pantera Advisory Group has relocated to a larger headquarters in Harrogate as the real estate specialist prepares for further expansion across the UK. The independent...

The Mortgage Works backs landlord EPC compliance pilot with Eco Approach

The Mortgage Works has partnered with retrofit specialist Eco Approach to provide free energy efficiency assessments for landlords as the sector prepares for proposed...

TML expands buy-to-let range with limited-edition products and rate reductions

The Mortgage Lender has launched a new range of limited-edition buy-to-let products and reduced rates across its fixed-rate proposition by up to 15bps. The Mortgage...

Molo cuts buy-to-let and semi-commercial rates by up to 30bps

Molo has reduced rates across its UK resident buy-to-let and semi-commercial mortgage ranges, with pricing cuts of up to 30 basis points and lower...

Nivo takes AI broker roundtable series to Manchester

Nivo is bringing the latest event in its broker roundtable series to Manchester next month as it looks to help advisers better understand the practical application of artificial intelligence. The technology firm, which develops AI agents for lenders and...

First-time buyer demand remains resilient as borrowing requirements rise

First-time buyers continue to pursue homeownership despite affordability challenges, with mortgage search activity remaining close to last year's levels. New data from Twenty7tec suggests first-time buyer appetite has remained strong despite ongoing affordability pressures and wider economic uncertainty. Analysis of...

Barclays cuts mortgage rates across residential range and launches new tracker deals

Barclays is reducing rates across a broad range of residential mortgage products from 19 June, while also introducing two new tracker mortgages. The lender has announced rate reductions across its residential purchase range, with cuts of up to 37...

BuildLoan expands into commercial mortgages after pilot programme

BuildLoan has launched a commercial mortgage proposition to intermediaries nationwide following a pilot programme designed to test demand, processes and broker engagement. The specialist property finance distributor said the commercial finance pilot ran during the first quarter of this...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

Q&As

BUY-TO-LET

Landlords release more equity to fund buy-to-let improvements, says Paragon

Landlords significantly increased remortgaging activity to fund improvements to their buy-to-let properties during 2025,...

Rely launches limited edition buy-to-let products for lower LTV landlords

Rely has introduced a new limited edition range of buy-to-let mortgages for non-portfolio landlords,...

United Trust Bank appoints Brad Rhodes to lead club and network partnerships

United Trust Bank has appointed Brad Rhodes as head of clubs and networks within...

FCA warns firms as fake communications continue to rise

The Financial Conduct Authority has issued a fresh warning to firms after uncovering a...

Foundation revamps Property Plus to support landlord borrowing

Foundation has relaunched its enhanced Property Plus proposition, introducing lower valuation costs and a...

Castle Trust Bank cuts buy-to-let rates for limited period

Castle Trust Bank has reduced rates across its TermTen buy-to-let range, with the new...

Gatehouse Bank cuts selected HPP and buy-to-let rental rates

Gatehouse Bank has reduced rental rates on selected Home Purchase Plan and buy-to-let products...

Coventry BS cuts selection of residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Gen H cuts high loan-to-value mortgage rates by up to 20bps

Gen H has reduced rates across its higher loan-to-value mortgage range, with the largest cuts targeted at borrowers with smaller deposits. The lender has announced reductions of up to 20 basis points across its 85% to 95% loan-to-value (LTV) products, with the most significant changes...

Manchester leads decade-long house price boom as London lags

Manchester has recorded the strongest house price growth of any major British city over...

Nationwide cuts rates across fixed mortgage proposition

Nationwide is cutting rates across its fixed mortgage range for first-time buyers, home movers...

Price cuts signal more competitive market for brokers

House sellers have made the biggest June price reduction in 14 years as higher...

Buyer demand stabilises but mortgage market remains cautious

The UK housing market may be showing early signs of stabilisation but mortgage brokers...

OPINION

Halfway through the year, are you getting enough from every client?

The halfway point of the year is always a useful time for advisory firms to take stock, not least because it is often far...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring in 2026. UK Finance confirmed it. And before you think "great, more business" – stop. Because the question isn't whether the...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

DISTRIBUTION

Afin Bank expands broker reach with L&C Mortgages panel appointment

Afin Bank has added L&C Mortgages to its broker panel as it looks to...

Aria Finance joins Mortgage Brain sourcing panel

Aria Finance has joined Mortgage Brain’s Sourcing Brain module as a packager. The move gives...

L&G Mortgage Club appoints key relationship manager

L&G Mortgage Club has appointed Gurpreet Chahal as key relationship manager to support broker...

Lenders expecting stability despite global uncertainty

Following the latest US tariff announcement, lenders are continuing to price and operate on...

Omni Protect appoints Caspian as referral partner

Omni Protect has appointed Caspian Insurance as its endorsed protection referral partner for firms that do not write protection business in-house. Omni Protect, Fintel's whole-of-market premium protection club proposition, said the partnership would give advisers a supported route for referring clients for protection advice. The arrangement...