Industry leaders unite behind MIMHC Lunch

HSBC UK, Virgin Money, Nottingham Building Society, Landbay and top broker firms Mortgage Advice Bureau and L&C Mortgages are among the first organisations to commit their support to this year's Mortgage Industry Mental Health Charter (MIMHC) Lunch. The flagship...

Latest news

The West Brom promotes Gareth Madeley to chief customer officer

West Brom Building Society has appointed Gareth Madeley as its new chief customer officer, promoting him from his previous role as head of product...

Santander raises foreign national mortgage lending to 90% LTV

Santander UK has expanded its foreign national mortgage policy by increasing the maximum loan-to-value available to eligible applicants without permanent rights to reside in...

Keystone passes £2bn in securitisation issuance with sixth Hops Hill deal

Keystone Property Finance has completed its sixth securitisation, taking total issuance under its Hops Hill programme beyond £2 billion. The latest transaction, Hops Hill No....

Fleet Mortgages expands buy-to-let range with new products and lower rates

Fleet Mortgages has introduced new buy-to-let products, reduced rates across its Standard, Limited Company and HMO/MUFB ranges, and cut product fees on a number...

Coventry for intermediaries cuts fixed rates across residential and buy-to-let range

Coventry for intermediaries has cut rates across its fixed mortgage range, with reductions available to both new and existing borrowers. The lender has reduced residential fixed rates by up to 42bps, while buy-to-let fixed rates have been cut by...

Skipton Group appoints group chief internal auditor

Skipton Group has appointed Caroline Dale as its new group chief internal auditor, with effect from January 2027, subject to regulatory approval. Dale (pictured) joins the group from Leeds Building Society, where she served as chief internal auditor, and...

DC Law passes 10,000 Trustpilot reviews with ‘Excellent’ customer rating

DC Law has exceeded 10,000 customer reviews on Trustpilot while maintaining an ‘Excellent’ rating of 4.6, marking another milestone for the conveyancing firm. DC Law, part of Simplify, said it had surpassed 10,000 reviews on Trustpilot, achieving an ‘Excellent’...

Family Building Society launches BoE tracker mortgages

Family Building Society has launched a new range of Bank of England tracker mortgages as part of a refresh of its owner occupier and buy-to-let product range. The lender has introduced 2-year interest-only tracker products for owner occupiers, UK...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of presenting their customers with complementary products alongside their core offering. Banks...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

Stability has value: why the latest Bank Base Rate hold matters

The Bank of England's decision to maintain Bank Base Rate (BBR) at 3.75% may not have generated the excitement that often accompanies a rate...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Q&As

BUY-TO-LET

Barclays cuts mortgage rates across residential and buy-to-let ranges

Barclays is reducing rates across a broad range of residential and buy-to-let mortgage products...

ModaMortgages removes fees on limited-edition buy-to-let products

ModaMortgages has removed application fees from its limited-edition buy-to-let mortgage products, weeks after reducing...

Paragon adds tracker switch and further advance options for landlords

Paragon Bank has expanded its Bank Base Rate tracker buy-to-let mortgage range by introducing...

Market Harborough cuts fixed mortgage rates across residential and buy-to-let ranges

Market Harborough Building Society has reduced fixed mortgage rates by up to 0.23% across...

Mortgage Brain opens registration for Mortgage Vision 2026 roadshow

Mortgage Brain has opened registration for its Mortgage Vision 2026 roadshow, which will visit...

Foundation broadens expat buy-to-let offering and cuts rates across landlord range

Foundation has expanded its specialist buy-to-let proposition with the launch of new expat products...

Landlords seek lender support as EPC upgrade costs approach £12,000 per property

Landlords are increasingly looking to lenders for support as they prepare for the cost...

Darlington simplifies buy-to-let applications and cuts foreign national rates

Darlington Building Society has removed several income verification requirements for residential and buy-to-let borrowers...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

New first-time buyer ISA proposed as replacement for Lifetime ISA

The government has launched a consultation on a new First Time Buyer ISA, which would replace the Lifetime ISA and remove some of the features that have attracted criticism since its introduction. The proposed product forms part of the government's wider ambition to support more...

Hidden costs top Gen Z homebuying fears as millennials focus on repair bills

First-time buyers’ concerns are shifting significantly by age, with younger buyers focused on upfront...

Young buyers look further afield as affordability pressures persist

A growing number of younger buyers are willing to compromise on location in order...

HSBC cuts rates across residential and buy-to-let mortgage ranges

HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage...

Stamp Duty burden soars as tax threshold remains frozen at 2006 level

The Stamp Duty threshold at which homebuyers begin paying tax has remained unchanged since...

OPINION

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England...

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around what’s going on in the country. On the back of this confidence, we’re seeing more purchase application going through, leading to...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

DISTRIBUTION

Fintel chair and TMG chief rescue Rotherham United Women

Rotherham United Women Football Club has been rescued from the brink of extinction after...

Nomo joins Paradigm panel to expand access to GCC property investors

Shariah-compliant property finance provider Nomo has joined the lender panel of Paradigm Mortgage Services,...

AR market consolidates as revenues rise despite fewer principal firms

The UK's appointed representative market is becoming more concentrated, with fewer principal firms overseeing...

L&G Mortgage Club appoints key relationship manager

L&G Mortgage Club has appointed Gurpreet Chahal as key relationship manager to support broker...

FCA warns firms as fake communications continue to rise

The Financial Conduct Authority has issued a fresh warning to firms after uncovering a growing number of scams involving fake FCA emails, websites, text messages and letters designed to trick businesses into revealing sensitive information. The regulator says fraudsters are increasingly impersonating FCA employees and...