Long-term UK borrowing costs are likely to remain elevated near 5% even if geopolitical tensions in the Middle East ease according to the National Institute of Economic and Social Research (NIESR).
NIESR's latest market analysis suggests only around 45...
Mortgage brokers have warned that decisions in principle (DIPs) are giving some borrowers false confidence, with applications subsequently being declined when lenders carry out...
Bellway has backed the government's proposed Your First Home scheme as the housebuilder warned that mortgage costs and affordability pressures continue to constrain buyer...
SPF Private Clients is preparing to broaden its proposition beyond mortgages and protection as part of its transition into Howden Private Clients.
The business is...
ModaMortgages has launched a limited edition range of buy-to-let mortgages, offering two-year fixed rates from 4.14% and five-year fixed rates from 5.14%.
The new products are available to individual and limited company landlords, with lending offered up to 80%...
Mortgage technology provider Fluxifi has entered into an exclusive partnership with Hackford to identify and engage directly authorised advice firms across the UK.
The agreement will give Fluxifi access to Hackford's regulatory intelligence and AI-powered search capabilities as it...
West Brom Building Society has launched a fee-free 95% loan-to-value (LTV) mortgage at 5.72%, alongside reductions to its discount variable and remortgage rates.
The new Core Purchase product is aimed at first-time buyers and home movers with smaller deposits,...
Letting agents are now involved in managing or letting 66% of rental properties, the highest proportion for two years, according to research from Pegasus Insight.
The latest Landlord Trends survey found that agent involvement increased from 61% in the...
Business development managers (BDMs) have long played an important role in the relationship between lenders and brokers.
Traditionally, much of that relationship has centered around...
John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...
One of the more interesting findings from our latest quarterly statistics was the position of Nationwide Building Society, which accounted for 25% of all...
It's a scenario brokers encounter every day. Two landlord clients approach them about the same type of buy-to-let property, with similar levels of equity...
Leek Building Society is reducing rates across its 95% loan-to-value (LTV) residential mortgage range by up to 0.64 percentage points and introducing a new cashback deal from 13 October.
The changes cover two-year and five-year fixed-rate products aimed at borrowers with smaller deposits, including first-time...
Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move more quickly than the rules and processes designed to oversee them. We may be in one of those periods now.
The...
Mortgage distribution is in a race for scale.
Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations.
If I wanted to sell, I'd probably be delighted with the market we're in.
But I don't. So I'm looking at it from...
