OneFamily and Scottish Friendly set out plans for mutual merger

OneFamily and Scottish Friendly have announced proposals to merge, a move that would create one of the UK’s largest mutual life assurers, serving more than 2.3 million members. The two organisations said the enlarged mutual would hold almost £10...

Latest news

TRM Network reports strong growth as it marks 11 years

The Right Mortgage & Protection Network has reported year-on-year growth across all major product areas in 2025, as the business celebrates its 11th anniversary. The...

Demand for unoccupied property insurance jumps fivefold over five years

New data from niche lines insurance group Atec shows annual quotations for unoccupied property insurance were almost 500% higher in 2025 than five years...

Reframe Cancer 2026 trends: prevention to take centre stage

This year is already shaping up to be one when prevention is taking centre stage. The Government recently announced the expansion of its WorkWell...

Hinckley & Rugby trims mortgage rates to bolster broker support

Hinckley & Rugby for Intermediaries has reduced mortgage rates across its range, cutting selected products by up to 0.30% with immediate effect. The mutual confirmed...

Market Harborough Building Society simplifies DIP process

Market Harborough Building Society has streamlined its decision in principle (DIP) journey, reducing the number of questions and introducing a more intuitive application flow for brokers. The complex case and bridging finance specialist said the changes are designed to...

“Financial faith penalty” shaping Islamic home finance experience

British Muslims seeking Sharia-compliant home finance face slower decisions and heavier administration than mainstream borrowers, according to new national research from fintech lender Offa. A report based on surveys of 3,000 people suggests that eight in 10 British Muslims...

Twenty7tec launches rebuilt insight platform using live adviser search data

Twenty7tec has launched INSIGHT Pro, a re-engineered data analytics platform designed to give lenders a clearer picture of how advisers are behaving across the UK mortgage market. The new platform replaces Twenty7tec’s existing INSIGHT system following a full architectural...

Norton Home Loans secures expanded warehouse funding

Norton Home Loans has secured a new senior warehouse facility with Citi to support growth across its first and second charge mortgage propositions. The facility represents a material increase in scale compared with Norton’s existing funding arrangements and is...

PROFILE

Louisa Sedgwick on Paragon and the future of buy-to-let

Three decades into a career she never really planned, Louisa Sedgwick sits at the helm of one of the most closely watched businesses in...

INDUSTRY COMMENT

The mortgage protection gap advisers can’t ignore

The Financial Conduct Authority’s (FCA) consumer research findings published late last year, offered an insight into what the protection industry can expect from the...

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the...

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services sectors in the world but even strong markets benefit from...

TOM BILL: Rate cut expectations fade amid mixed signals

Borrowing costs have risen in recent weeks for reasons that include stronger-than-expected UK economic data and tempering the outlook for cheaper mortgages. However, an uncertain...

Think you know CeMAP? Maybe it’s time to think again

Anyone who wants to work as a mortgage adviser in the UK needs to hold qualifications that are recognised by the FCA and, for...

Second charge mortgages set for another strong year in 2026

A few weeks into 2026, the direction of travel for the second charge mortgage market is already clear. Momentum has carried over from last...

Q&As

BUY-TO-LET

Arc & Co completes £1.2m complex buy-to-let portfolio refinance

Arc & Co has arranged a £1.2m refinance of a five-property buy-to-let portfolio involving...

Redwood Bank welcomes back senior business development figure

Chris Finnigan has rejoined Redwood Bank's business development team following a short period away...

George Gee steps into role as Chetwood Bank’s MD of mortgages

George Gee has today stepped into the role of Chetwood Bank’s managing director of...

Paragon extends new build offer validity and updates dashboard

Paragon Bank has updated its new build buy-to-let proposition while also launching a redesigned...

Russell Quirk becomes Property Investor Show shareholder

Russell Quirk is to become a shareholder in the Property Investor Show, strengthening his...

Fleet Mortgages adds 65% LTV products and cuts two-year pricing

Fleet mortgages has launched a new range of 65% loan-to-value mortgage products and cut...

Coventry for intermediaries trims limited company rates

Coventry for intermediaries has reduced rates across its limited company buy-to-let range, cutting prices...

Primis brokers in Wales and South confident for 2026

Almost eight out of 10 Primis brokers in Wales and the South expect to...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

One in three first-time buyers house-hunting with deposits of at least 25%

A significant minority of first-time buyers searching for mortgages are entering the market with sizeable deposits, despite higher loan-to-value products continuing to dominate demand. Fresh data from Moneyfactscompare.co.uk shows that while most first-time buyers are still reliant on high LTV borrowing, a notable proportion are...

House price growth ticks up as affordability boosts buyers

UK house price growth edged higher in January with values rising modestly as improving...

Millions of homes still fail decency tests despite energy gains

Millions of homes in England continue to fall short of basic quality standards even...

UK housing market steadies as tax-driven volatility fades

UK property transactions stabilised at the end of 2025, with residential sales holding firm...

Government policies undermining housing targets

Government intervention is actively undermining the UK’s ability to meet its housing targets as...

OPINION

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a...

Lenders that adapt to customer and broker needs will be the winners

For UK mortgage brokers, the choice of lender partner has never been more important. In...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and, according to Hamptons, millennials (born between 1981 and 1996) are now leading the charge in buy-to-let investment. Its analysis of Companies House data shows that for the first time, they now...

36 more pay cheques before you’re made redundant

Imagine getting that email in your inbox first thing this morning! I tell you what: for the sake of another thought-provoking, rib-jabbing article, let's pretend...

DISTRIBUTION

Knowledge Bank separates dev finance as demand grows

Knowledge Bank has launched a dedicated Development Finance lending type on its platform to...

Access FS partners with Islamic home finance provider StrideUp

Access Financial Services has signed a new partnership with UK-based home-financing fintech company StrideUp. The...

The Ecology joins TMA Mortgage Club panel

Ecology Building Society has joined the TMA Mortgage Club panel, extending broker access to...

Paradigm promotes Richard Howes to managing director role

Paradigm Mortgage Services has promoted Richard Howes to a newly created managing director position...

Rosemount Financial Solutions reports record growth in 2025

Rosemount Financial Solutions (IFA) has reported a record-breaking year in 2025, with revenues rising by 36% compared with the previous year. The growth was driven by strong performance across several advice areas, with investment revenues up 79%, pensions up 62% and protection income increasing by...