Brokers expect near prime demand to rise further in 2026

Brokers are reporting rising demand for near prime mortgages, with Atom bank polling suggesting expectations for further growth have strengthened since the end of last year. A poll carried out during an Atom bank webinar found that 81% of...

Latest news

Mortgage brokers see busiest start to year since stamp duty rush

Mortgage intermediaries recorded their busiest start to a year since the stamp duty rush, although geopolitical uncertainty weighed on confidence as the first quarter...

Rental yields edge up as landlords find firmer footing

Rental yields across the private rented sector stabilised in the first quarter of 2026, according to Pegasus Insight. Average gross yields edged up to 6.5%...

ModaMortgages adds two-year fixes to buy-to-let range

ModaMortgages has expanded its buy-to-let range with the launch of limited edition two-year fixed-rate products. The specialist lender said the new products start from 3.54%...

Ben Nichols succeeds Tim Parkes as CEO of RAW Capital Partners

RAW Capital Partners co-founder Tim Parkes has stepped down as CEO, with Ben Nichols taking over day-to-day leadership of the Guernsey-based specialist lender. Parkes (main...

Keystone cuts buy-to-let fixed rates by 15bps

Keystone Property Finance has reduced rates across its fixed rate buy-to-let product ranges by 15 basis points (bps). The reductions apply across the specialist lender’s two-year and five-year fixed rate products and follow recent declines in swap rates. The new...

Hanley Intermediaries cuts mortgage rates across residential, RIO and self-build

Hanley Intermediaries has reduced rates across its residential, retirement interest-only (RIO) and self-build mortgage ranges by up to 0.65% as lenders continue to compete for borrowers across mainstream and specialist sectors. The changes include reductions on a number of...

Coventry lowers selected residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates by up to 16 basis points. The lender said the new deals, which launch today, include reduced options for both new and existing customers. A number of the products...

Conveyancers face greater scrutiny from advisers as housing market slows

Mortgage advisers are placing greater emphasis on transparency, communication and client outcomes across the conveyancing process as housing market activity stabilises, according to conveybuddy. The conveyancing distributor said brokers are becoming increasingly unwilling to tolerate opaque pricing structures, hidden...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

Industry needs to move from hoarding data to using it to make decisions

Mortgage lenders have spent the last few years plugging into every available external source, from Automated Valuation Models (AVMs) to payroll verification. We have built...

Remortgaging BTL in 2026: acting early on landlord refinancing

The buy-to-let market has rarely stood still in recent years, but 2026 has already delivered more twists and turns than any of us could...

Mental health and the evolving role of mortgage advisers

Money worries rarely stay just about money. They affect sleep, confidence, relationships, and mental wellbeing - and for many people across the UK, mortgage...

Beyond the walk: Mortgage leaders talk mental health – part 16

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Why complex-income borrowers need more adviser support

The UK mortgage market has become more complex for borrowers, lenders and advisers alike. Higher rates, tighter affordability pressures and more varied working patterns...

As leadership battle brews, could later life lending emerge as a defining policy issue?

The runners and riders are anticipating a leadership challenge to unseat Labour’s first Prime Minister in 20 years. Few could have imagined such a...

Q&As

BUY-TO-LET

Beyond the walk: Mortgage leaders talk mental health – part 19

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

Tenant support for Renters’ Rights Act grows

Awareness and support for the Renters’ Rights Act has risen sharply among tenants since...

Paragon cuts further advance rates and lowers minimum loan to £2,000

Paragon Bank has reduced rates and simplified the application process for buy-to-let further advances,...

The Cambridge adds 80% LTV limited company holiday let deal

The Cambridge Building Society has launched a limited company buy-to-let holiday let mortgage at...

CHL Mortgages appoints London and South East BDM

CHL Mortgages has appointed Jenna Macey as business development manager for London and the...

Landlords focus on portfolio performance despite wider economic concerns

Buy-to-let landlords are continuing to make measured decisions about their portfolios despite remaining pessimistic...

Rely completes buy-to-let remortgage in five days

Specialist buy-to-let lender Rely has completed a remortgage in five days, from application in...

Buckinghamshire BS raises BTL loan limits and launches new fixed-rate SPV products

Buckinghamshire Building Society has increased maximum loan sizes across its buy-to-let and holiday let...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Think tank calls for abolition of stamp duty and council tax

A major new report has called for stamp duty and council tax to be scrapped and replaced with a new annual proportional property tax in a radical attempt to tackle London’s worsening housing crisis and fund a huge expansion in social housing. The proposals, published...

Housing recovery stalls as political uncertainty hits confidence

The UK housing market recovery expected at the start of 2026 has stalled as...

Stamp Duty receipts fall despite wider tax net

Stamp duty receipts have fallen this year despite more homebuyers being pulled into paying...

Santander cuts rates across higher LTV fixed and tracker mortgages

Santander has reduced rates across a range of first-time buyer, home mover and remortgage...

UK house price growth stalls as rents continue rising

UK house price growth stalled in March as higher mortgage rates and affordability pressures...

OPINION

Beyond the walk: Mortgage leaders talk mental health – part 18

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Economic abuse: The warning signs every adviser should recognise

Taking out a joint mortgage is one of the most common ways for people...

Beyond the walk: Mortgage leaders talk mental health – part 15

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

Why partnerships are key for unlocking advice niches

What’s your USP? It’s a vital question for all businesses to consider, but particularly advice firms. So, what exactly draws a potential client to you over a rival? For established advisers, reputation may be enough. A long history of delivering for clients ensures strong word-of-mouth...

Is landlord liquidity at risk of becoming too overlooked?

Among the many heated debates swirling around the buy-to-let market at present - and there are many - one that gets relatively little attention...

DISTRIBUTION

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand...

Canal trek triumph as Berry and Morely win gold

Jason Berry and Charlie Morely finished their epic 141-mile trek up the Grand Union...

Shepherds Friendly inks Primis distribution deal

Shepherds Friendly has agreed a distribution partnership with Primis Mortgage Network for its income...

The Right Mortgage adds TAB to lender panel

The Right Mortgage & Protection Network has added specialist property finance lender TAB to...

Beyond the walk: Mortgage leaders talk mental health – part 14

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk & Talk challenge in London on Sunday and reaches its climax at HSBC's Birmingham head office later today. There are some 72 participants from across the mortgage sector taking part. The six-day...