Loan.co.uk launches specialist lending webinar series for advisers

Loan.co.uk is to run a series of four webinars designed to help mortgage advisers identify specialist lending opportunities among their existing clients. The Beyond Mainstream series will examine secured loans, bridging finance, specialist residential mortgages and complex buy-to-let cases. The...

Latest news

Iamproperty joins drive for open property data standards

Iamproperty has joined the Open Property Data Association (OPDA) as the industry seeks to speed up home buying and selling through common data standards. The...

Buyers return but need £18,200 extra to offset mortgage rate rises

Homebuyer activity is showing signs of an autumn rebound despite higher mortgage rates cutting borrowing power by 9% since the start of the year,...

HMO landlords plan five-figure spending as costs and regulation rise

More HMO landlords expect to spend upwards of £10,000 on property improvements over the next 12 months than any other amount, research from Paragon...

BrokerSync grows network after Acre technology deal

BrokerSync has expanded its appointed representative network to 24 firms in the six months since its soft launch, with members completing more than 800...

TransUnion widens consumer credit score range to 0 – 999

TransUnion has introduced a new consumer credit score in the UK, although the credit reference agency said the change would not affect lenders' decisions or the information contained in credit reports. The scoring system uses a range of 0...

Company ownership dominates larger buy-to-let portfolios

More than 45% of UK buy-to-let ownership is held through companies, with the proportion rising to 57.6% among landlords with at least 20 properties, according to Lendlord. Figures from the property management and finance platform’s Q3 2026 UK buy-to-let...

PLS Solicitors completes conveybuddy platform integration

PLS Solicitors has completed the integration of its case management system with the conveybuddy platform. The conveyancing distributor said the connection, completed on 26 August 2026, would allow case information to pass directly between the two systems. Advisers instructing PLS...

Later-life mortgage lending rises as advisers face calls to widen options

Mortgage lending to borrowers aged over 55 increased in the second quarter, although the annual comparison was boosted by a slowdown following last year's stamp duty rush. UK Finance figures show that 37,300 new loans were advanced to older...

PROFILE

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still believes technology should make advisers stronger, not replace them. When Toni...

INDUSTRY COMMENT

Affordability shocks and expiring deals: why the 2026 mortgage peak demands a holistic protection review

I speak to mortgage advisers and brokers every day, and one topic keeps coming up - the sheer number of mortgage deals coming to...

Why the FCA’s Protection Report is a wake-up call and a massive opportunity for advisers

According to Mortgage Advice Bureau, approximately 90% of all mortgages are secured through an adviser, and 80% of protection are sold via the same...

Bank Rate holds, but the pressure is building

The Bank of England's decision to maintain Bank Base Rate (BBR) last month at 3.75% provides another period of stability for the mortgage market,...

Q&As

BUY-TO-LET

Cumberland launches index tracking UK holiday let market

The Cumberland Building Society has launched its first Holiday Let Index, examining confidence, investment...

TMA adds Monmouthshire BS to lender panel

TMA Club has added Monmouthshire Building Society to its lender panel as the mutual...

Tipton cuts expat and limited company buy-to-let rates

Tipton & Coseley Building Society has reduced selected expat and limited company buy-to-let mortgage...

UK rent growth accelerates as supply pressures persist

Average UK private rents rose by 3.7% to £1,393 a month in the year...

Landlords reporting rent arrears falls to record low

The proportion of landlords reporting rent arrears has fallen to its lowest level on...

Fleet Mortgages brings back fee options for HMO and MUFB loans

Fleet Mortgages has reintroduced two five-year fixed-rate products for houses in multiple occupation and...

Hanley Economic moves into holiday let lending

Hanley Economic Building Society has entered the holiday let mortgage market with two variable...

FIRST-TIME BUYERS

Young homeowners turn to 40-year mortgages to manage costs

Two-thirds of mortgage holders aged under 30 have taken loans lasting between 30 and 40 years, according to analysis by mortgage overpayment app Sprive. The study of more than 190,000 homeowners found that 66% of borrowers under 30 had mortgage terms of at least 30...

How are we supporting the next generation of first-time buyers?

With GCSE and A-level results out over the last fortnight, it feels like the...

Mortgage myths deter would-be first-time buyers

Misconceptions about mortgage eligibility may be prompting aspiring first-time buyers to abandon their plans...

Eleos partners with Homebox to target underserved renters

Eleos has partnered with household bills platform Homebox to offer life insurance and income...

HSBC cuts residential and buy-to-let mortgage rates

HSBC UK is reducing rates across its residential and buy-to-let mortgage ranges from 19...

OPINION

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest conversation about what those numbers actually mean. One of the things I value most about the equity release and later life...

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the point where first time buyers decide whether they're going to...

DISTRIBUTION

Mortgage industry backs alcohol-free MIMHC lunch

An alcohol-free event organised by the Mortgage Industry Mental Health Charter (MIMHC) has secured...

L&G appoints Kerrigan to drive Ignite broker rollout

Legal & General has appointed Craig Kerrigan as broker relationship manager for its Ignite...

Together completes 1,000th Networks & Clubs channel case

Together has completed its 1,000th case through its Networks & Clubs channel, providing a...

Nomo joins Omni Mortgage Club lender panel

Omni Mortgage Club has added Sharia-compliant property finance provider Nomo to its lender panel. The...

Marsden passes £100m Guernsey lending milestone

Marsden Building Society has surpassed £100m in mortgage completions in Guernsey through its partnership with SPF Private Clients. The milestone covers lending completed since Marsden entered the Guernsey mortgage market in 2018. Island residents can access the society’s residential, retirement, expat residential and expat buy-to-let mortgage...