Mortgage Mogul targets growth with high street move

The Mortgage Mogul is targeting further growth after establishing a high street presence in Wolverhampton, with founder Balwant Dhaliwal aiming to double the mortgage and protection business over the next year. Dhaliwal (main picture), a mortgage and protection adviser,...

Latest news

Remortgage searches rise 11% year on year as August activity slows

Remortgage searches continued to support mortgage market activity in August, with Twenty7tec recording an 11% year-on-year increase despite a summer slowdown in overall search...

The Darlington rescues mortgage rates by up to 40bps

Darlington Building Society has cut rates across its residential and specialist mortgage ranges by up to 40bps. The repricing, which takes effect immediately, covers selected...

House price fall fails to solve first-time buyer deposit barrier

Millions of working renters remain unable to buy their first home despite UK house prices recording their first annual fall in nearly three years,...

AFM backs Law Commission proposals to modernise friendly society legislation

The Association of Financial Mutuals (AFM) has welcomed the Law Commission's final report on friendly society legislation and called on the government to move...

Knowledge Bank records 6,800 lender criteria changes in August

Knowledge Bank recorded more than 6,800 changes to lender criteria during August, the highest monthly total so far this year, despite a seasonal slowdown in broker searches. The criteria sourcing platform said broker search volumes eased during the month...

Conveybuddy appoints Chris Smith as regional director

Conveybuddy has appointed Chris Smith as regional director for London and the South East as the conveyancing distributor expands its adviser-facing team. Smith (pictured) will be responsible for developing the firm's relationships with mortgage advisers and advisory businesses across...

Landbay cuts Core buy-to-let rates by up to 0.20%

Landbay has cut rates across 19 products in its Core buy-to-let range, with reductions of up to 0.20% at 75% LTV. The lender has reduced rates on six 2-year fixed-rate products by 0.20%, while 13 5-year fixed-rate products have...

Stowell returns to Accord in regional sales manager role

Accord Mortgages has recruited Kelly Stowell as regional sales manager for London, the South-East and Northern Ireland. Stowell (main picture) returns to Accord after three years with NatWest's private banking division and brings almost three decades of mortgage industry...

PROFILE

Darrell Walker on LendInvest’s next chapter

After 35 years in banking and mortgages, the former football hopeful thought he might have found the company where he would see out his...

INDUSTRY COMMENT

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call the Chancellor, John Healey’s, first major market ‘intervention’ his ‘Growth...

Triple lock or no triple lock? That is not the question

The debate over the State Pension triple lock has returned. But perhaps the more important question is what the debate tells us about the...

Your clients have already asked AI

The FCA published research on 27 August showing that 56% of 18- to 40-year-olds who hold or are considering investments say they trust AI...

Q&As

BUY-TO-LET

The Marsden eases expat criteria and cuts documentation requirements

Marsden Building Society has revised its expat mortgage criteria, removing its minimum income requirement...

Rental arrears among landlords fall to record low

The proportion of landlords experiencing rental arrears has fallen to its lowest level since...

Millennials and Gen Z set to make up 62% of landlords within a decade

Millennials and Generation Z are expected to account for almost two-thirds of UK landlords...

Butterfield provides £4.5m for prime London buy-to-let acquisitions

Butterfield Mortgages Limited has provided £4.5 million to finance the acquisition of two prime...

Holiday let mortgage enquiries rise for 88% of brokers

Almost nine in 10 mortgage brokers have reported an increase in holiday let mortgage...

OMS links with Scroll Finance through new API integration

One Mortgage System (OMS) has integrated with Scroll Finance to allow brokers to progress...

Landlords face £40k penalties as property licensing expands

Landlords are being urged to check local licensing rules as councils expand schemes and...

FIRST-TIME BUYERS

Cambridge BS family moves into Rent to Home property

A family of four has moved into a Cambridge Building Society rental property in Northstowe after being selected through its Rent to Home ballot. Caitlyn and Toby, who have two young children, are among the latest tenants to join the scheme, which allows renters to...

Semi-detached homes lead house price growth

Semi-detached and terraced homes are outperforming the rest of the housing market as buyers...

FCA explores rent payments as mortgage evidence

Rental payment histories could play a greater role in mortgage affordability assessments as the...

Stamp duty blamed as home moves fall to once every 21 years

Stamp duty is deterring millions of people from moving home and restricting opportunities for...

Ecology launches 95% mortgage for Scottish first-time buyers

Ecology Building Society has launched a mortgage for first-time buyers using the Scottish government’s...

OPINION

The technology that matters doesn’t make the decision

We have a tendency when talking about mortgage technology to start with what it can automate. How many documents can it process, how quickly can...

In our industry, competition and collaboration aren’t opposites

If there's one theme running through the market at the moment, it's the power...

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and Freehold Reform Act (LAFRA). To many investors this may sound like specialist valuation assumptions, but in practice, they are among the...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

DISTRIBUTION

Rosemount renews adviser mental health partnership

Rosemount Financial Solutions (IFA) has renewed its partnership with SIX Mental Health Addiction (SIX...

MAB cuts 2026 profit forecast as mortgage market recovery stalls

Mortgage Advice Bureau has cut its full-year profit expectations by £5.4m as the anticipated...

Scottish BS takes specialist mortgage range nationwide

Scottish Building Society has expanded its intermediary mortgage proposition across mainland UK, giving brokers...

Mortgage Intelligence adds the Swansea to lender panel

Mortgage Intelligence has added Swansea Building Society to its lender panel, giving advisers across...

L&G opens Ignite mortgage sourcing platform to all brokers

L&G has extended access to its Ignite mortgage sourcing platform to brokers across the market, regardless of their mortgage club, network, firm or CRM provider. The new direct registration route widens access beyond the platform's existing distribution channels, which were primarily through L&G's Mortgage Club...