Rayner rules out rent controls

Housing Secretary Angela Rayner has ruled out rent controls in England, providing greater certainty for buy-to-let brokers, landlords and lenders following several days of speculation. Prime Minister Andy Burnham had previously confirmed that a temporary rent freeze was among...

Latest news

Brilliant racks up a memorable afternoon for charity

Brilliant Solutions was on cue at Rileys as 70 players and several late arrivals chalked up an afternoon of pool, networking and fundraising. The firm’s...

Mortgage Brain adds Uinsure home insurance quotes to CRM platform

Mortgage Brain has integrated Uinsure with CRM Brain, allowing brokers to arrange buildings and contents insurance quotes as part of the mortgage application process. After...

Nationwide and Accord the latest to increase rates

Mortgage borrowers have been urged to review their options after Nationwide and Accord increased rates amid a rise in swap rates. Mortgage Advice Bureau said...

Four in five first-time buyers say schools failed to teach mortgage basics

Almost four in five UK first-time buyers believe their education failed to prepare them for mortgages, interest rates and home ownership, according to research...

Rosemount adds 12 advisers as revenues rise by 39%

Rosemount Financial Solutions (IFA) added 12 advisers during the second quarter as the network reported record revenues. The mortgage, protection and financial planning network said the recruits included mortgage and protection advisers and financial planners. They joined either as...

Chartwell replaces Lifecycle 360 with JammJar platform

Chartwell Mortgage Services is replacing its Lifecycle 360 customer relationship management system with JammJar's AI-powered mortgage operating platform. The broker said the technology would be used by advisers and support staff to manage clients, progress cases and oversee business...

Tipton revives high income multiple mortgages and cuts expat rate

Tipton & Coseley Building Society has reintroduced lending at up to six and a half times income as part of a series of mortgage product changes. The mutual’s high income multiple range, last offered in early June, includes a...

Second-steppers take larger mortgages as deposits shrink

Home movers are turning to higher loan-to-value mortgages as rising property prices and smaller deposits increase the cost of climbing the housing ladder, Barclays data suggests. The average deposit paid by home movers fell by 24.8% year on year...

PROFILE

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still believes technology should make advisers stronger, not replace them. When Toni...

INDUSTRY COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Q&As

BUY-TO-LET

Landlords turn to portfolio refinancing to fund expansion

More than three-quarters of landlords are considering refinancing their existing portfolios to fund further...

Word On The Street arranges £108m of property finance in record year

Word On The Street arranged more than £108 million of property finance across 239...

UTB widens buy-to-let criteria

United Trust Bank Mortgages has introduced a package of buy-to-let criteria changes aimed at...

Landlord company formations hit record high

The number of landlord companies incorporated annually in Britain has risen by more than...

Shamplina joins Panorama rental fraud investigation

Landlord Action founder Paul Shamplina will appear in a BBC Panorama investigation into criminal...

Scotland leads Q2 landlord yield growth

Landlord gross rental yields strengthened during the second quarter, driven by growth in Scotland,...

HSBC UK raises residential and buy-to-let mortgage rates

HSBC UK is increasing rates across a range of residential and buy-to-let mortgages from...

Afin Bank joins Mortgage Advice Bureau lender panel

Afin Bank has joined Mortgage Advice Bureau’s lender panel, giving its advisers access to...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

House price growth slows to 2.7%

Annual UK house price growth slowed to 2.7% in May, down from 3.9% in April, latest data from the Office for National Statistics reveals. The average UK property was valued at £271,000, with the latest figures remaining provisional and subject to revision. The ONS attributed the...

Just one in seven homes records five years of growth

Fewer than one in seven UK homes increased in value during every year of...

OPDA welcomes Rayner’s return to housing brief

The Open Property Data Association has welcomed Angela Rayner’s return as housing secretary and...

Lenders turn to live data as mortgage searches rise

Twenty7tec and Saffron Building Society have examined the growing use of real-time market intelligence...

Stamp duty receipts hold at £6.6 billion despite lower thresholds

Homebuyers paid £6.6 billion in stamp duty land tax during the first half of...

OPINION

Will we look back at Q2 as the most stable quarter of 2026?

The first half of 2026 has reminded us how quickly sentiment can change within the mortgage and housing markets. After a fairly stable and promising...

A steadier second half of 2026 in sight?

The first half of 2026 has been a reminder that the mortgage market does...

How brokers can secure better client outcomes in a volatile market

Experience has always counted in the mortgage market. Brokers who worked through the financial...

Housing reform needs a thriving private rental sector, not just a thriving sales and purchase market

One of the most encouraging developments over recent weeks has been the renewed focus on improving the homebuying and selling process. The Government's plans to digitise more of the transaction, reduce delays and make moving home a less stressful experience deserve broad support because there...

The economics of developing the next generation of advisers

Over the past couple of decades, I have worked alongside literally thousands of AR and DA firms, from businesses employing one or two advisers...

DISTRIBUTION

Molo strengthens leadership team with chief operations officer appointment

Molo has appointed Lynne French as chief operations officer as the specialist mortgage lender...

LendInvest posts record £1.44bn lending year

LendInvest recorded its strongest ever year for lending in the 12 months to 31...

Uinsure secures exclusive Lloyds Bank General Insurance panel deal for advisers

Uinsure has added Lloyds Bank General Insurance to its home insurance panel in an...

TMG boss promises Bank Holiday Monday if England reach World Cup final

TMG mortgage network founder and CEO Scott Thorpe has pledged to give every member...

Omni Protect becomes first service provider to adopt Beagle Street intermediary proposition

Omni Protect has become the first service provider for directly authorised firms to offer Beagle Street’s new intermediary protection proposition to advisers following a new partnership between the two businesses. The agreement follows Beagle Street’s recent expansion into the intermediary market and gives the more...