Masthaven rolls out broker platform for specialist mortgage cases

Masthaven Finance has launched a new mortgage origination platform for brokers in the specialist mortgage market, as lenders continue to invest in technology aimed at speeding up case handling. The lender said the system, called Originate, has been developed...

Latest news

SAMPAN to hold second mortgage industry event in Solihull

The South Asian Mortgage Professionals & Allies Network will hold its second industry event at Paragon’s Solihull office on 7 May, as it looks...

Remortgage demand jumps in first quarter as pandemic-era fixes mature

Remortgaging drove a sharp rise in mortgage activity in the first three months of 2026, while house purchase business eased back, according to new...

Landbay cuts rates on Premier remortgage buy-to-let range

Landbay has reduced rates across selected products in its Premier remortgage range for landlords, with cuts of up to 10 basis points (bps) on...

Earl Shilton turns to OMS for mortgage origination platform

Earl Shilton Building Society is to adopt One Mortgage System’s Originations platform as the mutual looks to update its mortgage processing while retaining a...

Rates rise but mortgage market holds firm

The mortgage market is showing resilience despite a sharp rise in borrowing costs with demand, lending activity and affordability holding up so far this spring. Data from Rightmove shows the average 2-year fixed rate has climbed to 5.42%, up from 4.25%...

Landlords shift to interest-only as rates climb above 5%

Buy-to-let landlords are rapidly changing borrowing strategies as mortgage rates climb with a growing shift towards interest-only lending and shorter-term fixes. Analysis from Hamptons shows that 43% of new buy-to-let loans were agreed at rates of 5% or above by early...

The Coventry cuts limited company buy-to-let rates for brokers

Coventry for intermediaries has reduced selected limited company buy-to-let rates by up to 20 basis points (bps). The lender said the changes apply to both two-year and five-year fixed rate products for landlords buying through a company structure, giving...

Paragon Bank introduces limited edition 60% LTV buy-to-let products

Paragon Bank has expanded its buy-to-let range with a new tranche of 60% loan-to-value products, reflecting continued landlord demand for lower leverage borrowing. The lender has launched a limited edition range of fixed rate products available over two- and...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Second charge, the first option

A quiet shift is underway in the UK mortgage market, and it is being driven by borrowers, not lenders. We are seeing more clients who...

What to look for when determining your network partner?

Over the years I have spoken to many advisers who are either thinking about starting their own firm or reviewing whether their current network...

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Q&As

BUY-TO-LET

West One cuts mortgage rates and revamps shared ownership range

West One has cut rates across its residential and buy-to-let ranges, while also making...

Landlords juggle 6.5 buy-to-let loans on average, research finds

Landlords with borrowing are managing an average of 6.5 individual buy-to-let loans across just...

Wales and North East top BTL yield table as returns edge higher

Gross buy-to-let rental yields rose modestly in the first quarter, with Wales and the...

Buy-to-let lending rises on remortgage surge as purchase demand remains subdued

Buy-to-let lending increased sharply at the end of 2025, driven by remortgaging activity, while...

Fleet Mortgages cuts two-year fixed rates across key BTL ranges

Fleet Mortgages has cut pricing by 20 basis points on its 75% LTV two-year...

Mortgage searches hit 2.15 million in March as remortgage demand jumps

Mortgage search activity rose sharply in March as borrowers moved to secure deals amid...

Buying still £500 cheaper than renting despite rates above 5%

Mortgage affordability continues to outperform renting despite rates pushing back above 5%, as lenders...

Keystone names Steve Griffiths as commercial director

Keystone Property Finance has appointed Steve Griffiths as commercial director, adding a senior industry...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Shared living pressures extend well into adulthood as affordability bites

Britons are continuing to live in shared households far later in life as housing and living costs make solo living harder to achieve, according to new research from Nationwide. The building society said people believe house sharing becomes "embarrassing" at the age of 29, yet...

Help to Buy benefits skewed towards higher earners, IFS finds

Government-backed Help to Buy schemes delivered modest improvements in housing affordability, with the gains...

Santander cuts higher loan-to-value rates for first-time buyers and movers

Santander is cutting rates across a wide range of higher loan-to-value mortgage products from...

Mortgage Advice Bureau buys HomeOwners Alliance in push to reach buyers earlier

Mortgage Advice Bureau (MAB) has bought consumer platform HomeOwners Alliance as it looks to...

Mortgage deals vanish in days as rates surge

Mortgage deals are disappearing at record speed as lenders scramble to reprice in a...

OPINION

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small,...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental yields across England and Wales rose to 8.1%, up 0.7% year-on-year and 0.4% over the quarter, with every single region...

Home and away: How appetite for UK property is rising

Conflicts in Ukraine and now the Middle East are a reminder that the catastrophic impact of war is not confined to war zones.   The...

DISTRIBUTION

Recognise Bank hire to lead intermediary sales and lending

Recognise Bank has appointed Luke Watson as director of intermediary sales and lending to...

FCA maps out open finance plans with mortgages and SME lending in focus

The Financial Conduct Authority has set out its latest vision for open finance, with...

Paradigm hires Nick Delawa as business development director for London and South east

Paradigm Mortgage Services has appointed Nick Delawa as business development director, with responsibility for...

HLPartnership adds Afin Bank to panel

HLPartnership has added Afin Bank to its lender panel, giving advisers across the network...

Rosemount adds Handelsbanken to lender panel

Rosemount Financial Solutions has added Handelsbanken to its lender panel, giving advisers access to the bank’s full mortgage range. The network said members will now be able to place business across Handelsbanken’s mortgage products, including offset deals, trackers with no early repayment charges and self-build...