Buy-to-let company formations fall as landlord incorporation boom slows

The number of new buy-to-let companies being established has fallen this year as the transfer of existing landlord portfolios into corporate structures begins to run its course, according to Hamptons. Analysis by the estate agency found that 41,483 buy-to-let...

Latest news

Rents set to rise by up to 5% as supply falls

UK rental growth is accelerating again as higher mortgage rates keep would-be first-time buyers renting for longer and the supply of available homes declines,...

Mortgage sector wellbeing improves but burnout risks persist

Mental wellbeing across the mortgage industry has improved over the past year, although long working hours, poor sleep and concerns over the visibility of...

Cyber attacks on property businesses rise 17% as hackers target client data

Cyber attacks against UK property services businesses increased by 17% last year as agents and property managers became more attractive targets for criminals seeking...

Propertymark warns Scottish mansion tax could restrict housing market

Propertymark has warned plans for a Scottish “mansion tax” could make it harder for people to move home and has called for a wider...

Berkeley calls for stamp duty overhaul to kick-start housing market

Berkeley Group has called on the Government to slash stamp duty for first-time buyers and downsizers and scrap the 5% surcharge on property investors in an attempt to boost housing transactions and new development. The housebuilder wants stamp duty...

Stronger UK growth adds to interest rate uncertainty

Stronger-than-expected UK economic growth has added another complication to the outlook for interest rates as borrowers face elevated market funding costs and renewed inflation pressures. The economy grew by 0.4% in July, according to the Office for National Statistics,...

Tipton expands Credit Plus range with second tier

Tipton & Coseley Building Society has added a second tier to its Credit Plus mortgage range, widening the criteria for borrowers with more complex credit histories. The mutual launched Credit Plus in 2025 for applicants who fall outside its...

Property industry moves to speed up mortgage transactions

Lenders, conveyancers and estate agents are testing new ways of sharing property information earlier in an effort to speed up mortgage transactions and reduce delays for buyers. Project 28 marked its first anniversary with around 100 senior property industry...

PROFILE

Darrell Walker on LendInvest’s next chapter

After 35 years in banking and mortgages, the former football hopeful thought he might have found the company where he would see out his...

INDUSTRY COMMENT

All eyes on Thursday’s rate decision

We've seen a number of lenders increase their rates over the past week, and with the Bank of England's next decision landing on 17...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call the Chancellor, John Healey’s, first major market ‘intervention’ his ‘Growth...

Q&As

BUY-TO-LET

Mortgage’s Got Talent launches for 2026

Mortgageforce is bringing the mortgage industry together this November for Mortgage's Got Talent –...

Castle Trust Bank adds medium HMO pricing to TermTen range

Castle Trust Bank has expanded its TermTen buy-to-let range with a new pricing category...

The Marsden eases expat criteria and cuts documentation requirements

Marsden Building Society has revised its expat mortgage criteria, removing its minimum income requirement...

Rental arrears among landlords fall to record low

The proportion of landlords experiencing rental arrears has fallen to its lowest level since...

Millennials and Gen Z set to make up 62% of landlords within a decade

Millennials and Generation Z are expected to account for almost two-thirds of UK landlords...

Butterfield provides £4.5m for prime London buy-to-let acquisitions

Butterfield Mortgages Limited has provided £4.5 million to finance the acquisition of two prime...

Holiday let mortgage enquiries rise for 88% of brokers

Almost nine in 10 mortgage brokers have reported an increase in holiday let mortgage...

FIRST-TIME BUYERS

Market recovery remains fragile as buyer demand improves

Buyer demand and agreed sales improved again in August but uncertainty over mortgage rates continues to threaten a fragile housing market recovery, according to RICS. The latest UK Residential Market Survey showed the net balance for new buyer enquiries improved to -19%, the least negative...

Cambridge BS family moves into Rent to Home property

A family of four has moved into a Cambridge Building Society rental property in...

Semi-detached homes lead house price growth

Semi-detached and terraced homes are outperforming the rest of the housing market as buyers...

FCA explores rent payments as mortgage evidence

Rental payment histories could play a greater role in mortgage affordability assessments as the...

Stamp duty blamed as home moves fall to once every 21 years

Stamp duty is deterring millions of people from moving home and restricting opportunities for...

OPINION

Brokers are losing the attention battle 1,000 to 3

Take a client you placed on a 5-year fix last year. Over the life of that deal, their bank is now planning to contact...

Triple lock or no triple lock? That is not the question

The debate over the State Pension triple lock has returned. But perhaps the more...

Your clients have already asked AI

The FCA published research on 27 August showing that 56% of 18- to 40-year-olds...

The technology that matters doesn’t make the decision

We have a tendency when talking about mortgage technology to start with what it can automate. How many documents can it process, how quickly can it reach a decision and, increasingly, what can AI do that somebody previously had to do manually? They are perfectly reasonable...

In our industry, competition and collaboration aren’t opposites

If there's one theme running through the market at the moment, it's the power of retention, and just how much can be achieved when...

DISTRIBUTION

Rosemount renews adviser mental health partnership

Rosemount Financial Solutions (IFA) has renewed its partnership with SIX Mental Health Addiction (SIX...

MAB cuts 2026 profit forecast as mortgage market recovery stalls

Mortgage Advice Bureau has cut its full-year profit expectations by £5.4m as the anticipated...

Scottish BS takes specialist mortgage range nationwide

Scottish Building Society has expanded its intermediary mortgage proposition across mainland UK, giving brokers...

Mortgage Intelligence adds the Swansea to lender panel

Mortgage Intelligence has added Swansea Building Society to its lender panel, giving advisers across...

L&G opens Ignite mortgage sourcing platform to all brokers

L&G has extended access to its Ignite mortgage sourcing platform to brokers across the market, regardless of their mortgage club, network, firm or CRM provider. The new direct registration route widens access beyond the platform's existing distribution channels, which were primarily through L&G's Mortgage Club...