Mental health and the evolving role of mortgage advisers

Money worries rarely stay just about money. They affect sleep, confidence, relationships, and mental wellbeing - and for many people across the UK, mortgage payments are now becoming one of the biggest sources of stress. The data highlights the...

Latest news

Beyond the walk: Mortgage leaders talk mental health – part 17

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Cancelled mortgages reach record £8.7bn in first quarter

The value of mortgages approved but not taken up reached a record £8.7 billion in the first quarter of 2026, according to analysis of...

ASAP launches remortgage conveyancing service for brokers

ASAP has expanded its intermediary proposition with the launch of a new specialist remortgage conveyancing solution aimed at improving speed, communication and visibility for...

Trafford only northern hotspot in growing inheritance tax divide

Trafford is the only northern local authority emerging as a significant inheritance tax hotspot as rising property values continue to push more estates above...

Vernon reports rise in later life lending after product refresh

Vernon Building Society has reported a sharp increase in later life lending, with retirement interest-only products seeing the strongest demand following last year’s refresh of its proposition. The society said later life lending in the first quarter of 2026...

Beyond the walk: Mortgage leaders talk mental health – part 16

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as leaders Jason Berry and Charlie Morley crossed the finish line at HSBC's Birmingham head...

Rising unemployment raises fresh arrears concerns for lenders

The UK labour market showed further signs of weakening this morning as unemployment rose to its highest level in more than a decade, prompting warnings that mortgage lenders cannot afford to become complacent around collections and arrears management. Latest...

LHV Bank completes £22m buy-to-let portfolio deals

LHV Bank has completed two specialist buy-to-let transactions totalling about £22 million to support the acquisition of two SPV companies holding 253 residential properties. The portfolios comprise a mix of single-let freehold houses and HMOs, with all properties leased...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

As leadership battle brews, could later life lending emerge as a defining policy issue?

The runners and riders are anticipating a leadership challenge to unseat Labour’s first Prime Minister in 20 years. Few could have imagined such a...

Economic abuse: The warning signs every adviser should recognise

Taking out a joint mortgage is one of the most common ways for people to get onto the property ladder. For many, combining earning...

Why partnerships are key for unlocking advice niches

What’s your USP? It’s a vital question for all businesses to consider, but particularly advice firms. So, what exactly draws a potential client to...

Is landlord liquidity at risk of becoming too overlooked?

Among the many heated debates swirling around the buy-to-let market at present - and there are many - one that gets relatively little attention...

Making children’s cover part of the mortgage conversation

Seeing a child unwell can often change how we feel, especially if you are a parent. Even when it’s a common childhood illness, such...

OMS adds Twenty7tec monitoring tool to broker platform

One Mortgage System (OMS) has integrated Twenty7tec’s ADAPT product monitoring tool into its CRM and loan origination platform. The integration is live and available to...

Q&As

BUY-TO-LET

Landlords buying from landlords as BTL purchases hit 10-year high

Landlord purchases have climbed to their highest level in a decade although the latest...

Mortgage arrears fall again as possessions edge up in Q1

Mortgage arrears declined across both residential and buy-to-let lending in the first quarter of...

OMS renews technology agreement with Complete FS

One Mortgage System has renewed its agreement with Complete FS, extending the specialist distributor’s...

Offa expands home finance team as Islamic lender builds on product growth

Offa has strengthened its home finance division with four new hires as it looks...

The Mortgage Works cuts rates and adds new buy-to-let options

The Mortgage Works has cut rates by up to 0.20 percentage points across selected...

Mansfield launches fixed rates running to September 2031

Mansfield Building Society has launched three mortgage products fixed until 30 September 2031, aimed...

Gatehouse Bank partners with Finvise to speed up valuations

Gatehouse Bank has partnered with Finvise to provide faster property valuations for UK home...

Landbay appoints buy-to-let BDM for Kent and South Coast

Landbay has appointed Richard McRoberts as business development manager for Kent and the South...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

East Ayrshire named most affordable area for first-time buyers

East Ayrshire has been named the most affordable location in the UK for first-time buyers, according to new research from Lloyds. The analysis, which looks at the average price paid by people buying their first home across local areas, found that average first-time buyer prices...

Affordability widens north-south mortgage divide

A growing affordability gap is fuelling an increasingly pronounced north-south divide in the housing...

West Brom BS cuts low-deposit mortgage rates

West Brom Building Society has reduced rates across its two-year core and new build...

First-time buyers overestimate deposit needed to buy

Many first-time buyers may be delaying home ownership because they misunderstand the deposit needed...

Lloyds Banking Group cuts deposit barrier with £5k first-time buyer deal

Lloyds Banking Group has launched a new mortgage allowing first-time buyers to secure a...

OPINION

Beyond the walk: Mortgage leaders talk mental health – part 15

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Beyond the walk: Mortgage leaders talk mental health – part 13

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk &...

Beyond the walk: Mortgage leaders talk mental health – part 12

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk &...

Beyond the walk: Mortgage leaders talk mental health – part 11

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk & Talk challenge on Sunday and will finish on Friday this week. There are some 72 participants from across the mortgage sector taking part. The six-day initiative follows the Grand Union Canal,...

A BBR decision rooted in caution, not complacency

The Bank of England MPC’s decision to hold Bank Base Rate (BBR) will come as a welcome outcome for many across the mortgage market,...

DISTRIBUTION

The Right Mortgage adds TAB to lender panel

The Right Mortgage & Protection Network has added specialist property finance lender TAB to...

Beyond the walk: Mortgage leaders talk mental health – part 14

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk &...

Canal trek triumph as Berry and Morely win gold

Jason Berry and Charlie Morely finished their epic 141-mile trek up the Grand Union...

OSB Group promotes Hollands to lead intermediary sales and distribution

OSB Group has promoted Emily Hollands to group head of intermediary sales and distribution...

Paradigm adds Afin Bank to lender panel

Paradigm Mortgage Services has added Afin Bank to its lender panel, giving member firms access to the specialist lender’s residential and buy-to-let proposition. Afin Bank offers residential and buy-to-let products for borrowers including those from the diaspora, self-employed clients, foreign nationals working in the UK...