Court delays stretch to 27 weeks as Section 21 exit looms

Landlords are facing the longest court delays in more than two decades despite a fall in possession claim volumes, raising concerns ahead of the abolition of Section 21 in May 2026. Analysis from Landlord Action, based on new data...

Latest news

Half of borrowers undecided as fixed rates end

More than half of homeowners coming to the end of a fixed-rate deal are undecided about whether to stay with their current lender or...

Law Society urges court funding boost before Section 21 ban

The Law Society of England and Wales has called on the Government to increase investment in the courts ahead of the abolition of Section...

Manchester movers rethink upsizing as costs bite

Rising mortgage rates and stamp duty bills are prompting Manchester families to shelve plans to upsize with many opting to extend rather than enter...

Central Trust launches new range with rates from 6.69%

Central Trust has launched a new Premier product range, with second charge rates starting from 6.69% pa. The new products are available to customers in...

Furness expands 95% lending to complex borrowers

Furness Building Society has launched the first phase of a mortgage transformation programme, widening criteria to improve access for complex borrowers and landlords. The changes include 95% LTV lending for applicants with non-standard income, including day-rate and fixed-term contractors,...

The self-employed boom and why traditional life cover won’t cut it

There’s a shift happening in how people work and how they buy homes - especially for the self-employed and gig economy worker. Flexibility, autonomy and the freedom to choose your own hours have made self-employment attractive but those benefits...

LMS deepens partnership with Gen H to support Scottish lending expansion

LMS has extended its relationship with Gen H as the lender moves into the Scottish market, establishing a bespoke legal panel to support its growth north of the border. LMS, the conveyancing services provider, has been working with Gen...

Mortgage arrears and possessions fell again in Q4

Mortgage arrears and possessions both declined in the final three months of 2025, with cases continuing to run well below long-term averages. There were 80,490 homeowner mortgages in arrears of 2.5% or more of the outstanding balance in the...

PROFILE

Michael Day on why conditional selling remains an industry flashpoint

Conditional selling remains one of the most persistent and contentious issues facing the UK housing and mortgage markets with brokers continuing to report pressure...

INDUSTRY COMMENT

First-time buyers and buy-to-let are not rivals

As we move further into 2026, a familiar narrative is starting to reappear. It suggests that a stronger first-time buyer market will be delivered...

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment is rising, job moves have slowed, and many employers are...

Ignore the Gen Z worker stereotypes – the future is bright

The office fridge. Full of 12 types of milk, none derived from cows, and four on the work top, at room temperature. As for...

Reframe Cancer 2026 trends: prevention to take centre stage

This year is already shaping up to be one when prevention is taking centre stage. The Government recently announced the expansion of its WorkWell...

The mortgage protection gap advisers can’t ignore

The Financial Conduct Authority’s (FCA) consumer research findings published late last year, offered an insight into what the protection industry can expect from the...

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the...

Q&As

BUY-TO-LET

UTB promotes Rebwar Abdoullahi to bridging and buy-to-let sales role

United Trust Bank has promoted Rebwar Abdoullahi to business development manager within its bridging...

Kensington cuts rates across eKo, residential and buy-to-let ranges

Kensington Mortgages has reduced rates across its eKo proposition and introduced lower pricing on...

Landbay adds two-year trackers and zero-fee fixes to Premier range

Landbay has expanded its Premier buy-to-let range with the launch of new two-year tracker...

Landlord optimism rises as confidence returns to the private rented sector

New research suggests sentiment among landlords has improved sharply over the past year, despite...

Simplybiz Mortgages sets out expanded events programme for 2026

Simplybiz Mortgages has unveiled its events programme for 2026, with more than 100 in-person...

The Buckinghamshire lowers rates across key ranges

Buckinghamshire Building Society has cut rates across a wide spread of residential and buy-to-let...

The Mortgage Lender cuts buy-to-let rates ahead of major refinancing wave

The Mortgage Lender has reduced selected buy-to-let rates as landlords and brokers prepare for...

Keystone expands broker support with two BDM hires

Keystone Property Finance has strengthened its broker-facing team with the appointment of two new...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

First-time buyers ‘closer than they think’ to owning a home

Most wannabe first-time buyers may be far closer to homeownership than they realise according to new research that suggests a widespread disconnect between perception and the mortgage options actually available. Research from the Building Societies Association (BSA) shows that almost half (47%) of people who...

FTBs handed boost as high-LTV mortgage choice hits record

First-time buyers and borrowers with small deposits are entering 2026 with more mortgage choice...

Santander’s 98% mortgage marks turning point for first-time buyers, says Mojo Mortgages

The introduction of Santander’s My First Mortgage, which allows buyers to purchase with a...

Gen H expands into Scotland with affordability-led income booster

Residential mortgage lender Gen H has launched in Scotland, extending its lending proposition north...

Younger borrowers more likely to face mortgage advice fees, research finds

Younger home buyers are far more likely than older borrowers to be charged for...

OPINION

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services sectors in the world but even strong markets benefit from...

TOM BILL: Rate cut expectations fade amid mixed signals

Borrowing costs have risen in recent weeks for reasons that include stronger-than-expected UK economic...

Think you know CeMAP? Maybe it’s time to think again

Anyone who wants to work as a mortgage adviser in the UK needs to...

Second charge mortgages set for another strong year in 2026

A few weeks into 2026, the direction of travel for the second charge mortgage market is already clear. Momentum has carried over from last year, with growth in both lending volumes and broker usage now well established. The latest figures from the Finance & Leasing...

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

DISTRIBUTION

Mortgage Brain continues hub rollout with Mortgage Force and Affinity onboarding

Mortgage Brain has completed the onboarding of Mortgage Force and Affinity Group onto its...

NatWest and Rightmove strike three-year deal on digital mortgage access

NatWest and Rightmove have announced a new three-year strategic partnership that will see the...

CIExpert adds Royal London to income protection insight zone

Royal London has become the latest insurer to join CIExpert’s Income Protection Insight Zone,...

The Marsden joins Brilliant Solutions panel to widen later life and expat lending access

Marsden Building Society has joined the Brilliant Solutions lender panel, expanding the range of...

The Ecology joins TMA Mortgage Club panel

Ecology Building Society has joined the TMA Mortgage Club panel, extending broker access to its specialist residential and community lending products. The ethical mutual said its range will now be available to intermediaries within the club, supporting lending across energy-efficient self-builds, eco-renovations, conversions and retrofits,...