Protection gap persists with seven in 10 unaware of IP and CIC

A lack of consumer awareness continues to hold back the protection market with around seven in 10 people saying they have not seen or heard anything about income protection or critical illness cover in the past year, according...

Latest news

Teachers appoints Simon Potter as chief financial officer

Teachers Building Society has appointed Simon Potter as its new chief financial officer and board member. Potter (main picture, inset) has been with the Society...

Acre adds full Nationwide mortgage applications to its CRM

Acre has expanded its integration with Nationwide so brokers can complete a full mortgage application within the CRM, removing the need to switch to...

Key Equity Release teams up with Pense to broaden later life advice

Key Equity Release has entered a partnership with pension specialist Pense as it looks to provide more joined-up advice for customers considering later life...

Landbay names Scott Leach as Midlands regional account manager

Landbay has appointed Scott Leach as regional account manager for the Midlands as the buy-to-let lender continues to add to its broker support team. Leach...

The Retirement Studio joins Rosemount network as new appointed representative

The Retirement Studio has launched as a protection and financial planning appointed representative of Rosemount Financial Solutions, extending the advice offering around mortgage brokerage When The Bank Says No. The new firm has been set up by Emma Jones,...

Debt repayment leads equity release use among younger single men

More than a third of single men aged under 65 are using lifetime mortgages primarily to repay debts or existing mortgages, according to Pure Retirement’s analysis of its 2025 lending data. The lender said 37% of men in that...

FCA tells second charge mortgage firms to improve standards for borrowers

The Financial Conduct Authority has warned that some lenders and brokers in the second charge mortgage market must raise standards after a review found practices that could put already indebted borrowers at risk of financial harm. The regulator said...

OPDA urges property agents to help shape smart data framework

Property agents are being encouraged to take part in a government-backed project aimed at improving how property data is shared and used across the housing market. The call comes as work begins on the Smart Property Data Trust Framework...

PROFILE

Terry Blackburn on building a community for mortgage brokers

At 19, Terry Blackburn was knocking on doors trying to sell life insurance to strangers. He’d previously worked as a builder and candidly admits...

INDUSTRY COMMENT

Ignorance, not cost, still the biggest barrier to protection sales

During 2024 CIExpert commissioned Opinium to speak to 5,000 consumers – a mix of genders and ages – regarding critical illness (CI) insurance. The aim...

The protection gap that runs all the way up the ladder

The property ladder is usually talked about in terms of deposits, equity, and affordability but recent research reveals a less visible truth; moving up...

Why landlords will continue to play a central role in meeting housing demand

This month’s Spring Statement may not have delivered dramatic housing announcements, but the data released alongside it paints a clear picture about the continued...

Debt awareness is as important for advisers as for clients

Debt Awareness Week, beginning on 16th March, provides a timely opportunity for reflection. The early months of the year have long been associated with...

Market may be overreacting to conflict-driven rate fears

Financial markets could be overreacting in the early days of the conflict as they take a second rate cut off the table this year. The...

The UK’s conveyancing conundrum explained

Why is conveyancing so slow in the UK? The average property transaction now takes between 14 and 20 weeks… and that is not taking...

Q&As

BUY-TO-LET

Alps launches enhanced landlord protection product ahead of Renters’ Rights Act reforms

Alps has introduced an updated Landlord Legal Expenses and Rent Protection product designed to...

Fleet Mortgages brings back 75% LTV fixed-rate options

Fleet Mortgages has relaunched a range of 75% LTV fixed-rate products across its core...

Regional rental trends diverge as affordability pressures persist

Rental price movements across the UK showed a mixed pattern in February, with regional...

Chetwood Bank appoints Darren Hodgson as BDM for the South

Chetwood Bank has appointed Darren Hodgson as business development manager covering the South of...

Fleet Mortgages loosens buy-to-let criteria

Fleet Mortgages has introduced a series of criteria changes across its buy-to-let range aimed...

West One launches broker criteria search tool

Specialist lender West One has introduced a new criteria search tool on its website...

The Buckinghamshire raises expat BTL LTV limit and launches new fixes

Buckinghamshire Building Society has increased the maximum loan-to-value on its expat buy-to-let mortgages to...

Family BS unveils two-year limited company BTL fix at 4.69%

The Family Building Society has introduced a new two-year fixed rate for limited company...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Average deposit now exceeds annual salary in most British housing markets

Homebuyers in more than six in 10 housing markets across Great Britain now need to save a deposit larger than the average annual salary, according to new analysis from estate agency network eXp UK. The research shows that in 62% of Britain’s housing markets, the...

Prenups move into the mainstream as younger couples seek financial clarity

Prenuptial agreements — long associated with celebrities and high net worth families — are...

Santander’s higher LTV cuts see 98% first-time buyer deal below 5%

Santander UK will lower the rate on its recently launched My First Mortgage to...

Mortgage lending jumps 16% in 2025

Mortgage lending climbed 16% in 2025 to its highest level since the pandemic as...

UK house prices steady as first-time buyers return

UK house prices edged higher in February as improving affordability and a rebound in...

OPINION

The silent majority: what most financial services customers never tell you

If you work in financial services, you probably have a good handle on formal complaints. You know how many you get, how quickly they’re...

Building momentum is back, but flexible funding will be key to delivery

There are growing signs that development activity across England is beginning to gather momentum...

ANALYSIS: Swaps surge and the market braces for impact

It’s been an interesting week so far. Sadly, we’ve had to cancel our BDM...

The growth is there. Now we must close the gap

The latest UK Finance Later Life Lending Update for Q4 2025 should give every specialist adviser renewed confidence in the scale and resilience of this sector, and the opportunities it is going to continue to provide. In the final quarter of 2025 alone, 41,100 new...

Spring Statement 2026: Standing still on debt as risks mount

Yesterday, the Chancellor delivered her Spring Statement. Given the backdrop of war in the Middle East, clearly the government and the public currently have...

DISTRIBUTION

Hope Capital renews Brickflow tie-up as digital distribution gains ground

Hope Capital Property Finance has extended its partnership with broker platform Brickflow as part...

Pivotal Growth founding director David Copland to retire

David Copland, business development director and a founding member of Pivotal Growth, is to...

Technology partners will be key as lenders navigate product volatility

Mortgage lenders are increasingly relying on trusted technology partners to manage product volatility and...

Brightstar looks to Armed Forces leavers in drive to widen mortgage talent pool

Brightstar Group is piloting a new initiative aimed at bringing Service Leavers and Veterans...

Gen H extends New Build Boost scheme with Lovell Homes partnership

Gen H has widened its New Build Boost mortgage scheme through a new partnership with Lovell Homes, adding plots across 25 developments in England and Wales. The move marks the first time a housebuilder has joined the scheme since its launch last year, broadening the...