Buy-to-let market reaches £311.6bn as sector marks 30 years

The UK buy-to-let market has grown to almost two million outstanding mortgages worth £311.6bn, 30 years after the first products carrying the buy-to-let name were launched. September 1996 marked the public launch of buy-to-let at a press conference at...

Latest news

FCA joins industry partners to tackle protection insurance gap

The Financial Conduct Authority is working with industry, government and consumer groups in an effort to encourage more people to consider protection insurance, after...

Family Building Society appoints Laura Hamp as chief financial officer

Family Building Society has appointed Laura Hamp as chief financial officer and a member of its board of directors. Hamp (pictured) joined the society earlier...

Conveyancing Association names Nick Chadbourne as new chair

The Conveyancing Association has appointed former LMS chief executive Nick Chadbourne as its new non-executive chair as the sector prepares for further reform of...

Rely launches limited edition buy-to-let range with rates from 2.85%

Rely has introduced a limited edition buy-to-let range with rates starting at 2.85% and new fee options across one-year, two-year and five-year fixed products. The...

Gable launches 100% LTV mortgage range for first-time and next-time buyers

Gable Mortgages has launched a 100% loan-to-value mortgage range aimed at first-time buyers and home movers who can afford repayments but do not have a cash deposit. The range includes five-year fixed-rate products for standard residential purchases and selected...

First-time buyers face 21-month minimum saving period for upfront costs

A typical private renter would need almost 21 months to save the £26,409 required for a first home, even if they could put aside all of their income left after tax and rent, according to analysis from Konnect...

Curvestone joins OpenAI Partner Network as Select Partner

AI compliance platform Curvestone has been named an OpenAI Select Partner within the OpenAI Partner Network. The partnership will see Curvestone continue to work with OpenAI as it develops and deploys AI-based compliance technology for regulated financial services firms. The...

‘Complex is the new vanilla’: Affordability reshapes market

Mortgage cases with one or two complications are becoming the new “vanilla” as affordability pressures and changing borrower circumstances push more customers beyond traditional high street criteria. The changing shape of the market emerged during the latest Knowledge Bank...

PROFILE

Darrell Walker on LendInvest’s next chapter

After 35 years in banking and mortgages, the former football hopeful thought he might have found the company where he would see out his...

INDUSTRY COMMENT

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Q&As

BUY-TO-LET

Monmouthshire joins Paradigm lender panel

Paradigm Mortgage Services has added Monmouthshire Building Society to its lender panel, giving member...

UK rent growth edges higher as house price inflation slows

UK private rents rose at a slightly faster pace in August while annual house...

MBE London sets out 2026 seminar line-up

Mortgage Business Expo has unveiled the seminar programme for MBE London 2026, with sessions...

Holiday let owners lift profits despite tax regime changes, Cumberland finds

Nearly half of holiday let owners say their profitability has increased since the abolition...

Virgin Money raises selected mortgage rates and launches new 60% LTV deals

Virgin Money is increasing selected residential and buy-to-let rates from 16 September while withdrawing...

Saffron says brokers should look beyond labels on complex mortgage cases

Borrowers with non-standard incomes, unusual properties or international circumstances should not automatically be treated...

Foundation opens financial services careers to young people with talent programme

Foundation has completed its first Future Talent Programme, giving 18 young people workplace experience...

FIRST-TIME BUYERS

Family BS relaunches fixed rates with 0.60% increase

Family Building Society has reintroduced its fixed-rate mortgage range with rates increased by 0.60 percentage points following recent swap rate volatility. The lender temporarily withdrew its fixed-rate products on 4 September and has now relaunched the range across both owner-occupier and buy-to-let mortgages. Family BS said...

Mortgage rates face further pressure as inflation rises to 3.1%

Mortgage rates could face further upward pressure after UK inflation climbed back above 3%...

OneDome takes integrated homebuying service nationwide

OneDome has launched a national television campaign promoting its integrated homebuying service, which brings...

Almost half of Help to Buy borrowers could not have bought without scheme

Almost half of Help to Buy customers would not have been able to purchase...

Gen H appoints Laz Doel to new key account role

Gen H has appointed Laz Doel as key account manager in a newly created...

OPINION

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call...

Brokers are losing the attention battle 1,000 to 3

Take a client you placed on a 5-year fix last year. Over the life...

Triple lock or no triple lock? That is not the question

The debate over the State Pension triple lock has returned. But perhaps the more important question is what the debate tells us about the way we think about retirement. The triple lock was introduced in 2010 against a backdrop of serious concerns about pensioner poverty....

Your clients have already asked AI

The FCA published research on 27 August showing that 56% of 18- to 40-year-olds who hold or are considering investments say they trust AI...

DISTRIBUTION

Nationwide names Richard Walker to lead intermediary sales and new-build business

Nationwide has appointed Richard Walker as head of intermediary sales and new build, bringing...

Walsham Brothers expands adviser reach with Paradigm Protect panel deal

Walsham Brothers has added Paradigm Protect to its growing list of distribution partners as...

L&G Mortgage Club adds estate agency referral service

L&G Mortgage Club has partnered with GOTO Estate Agency to launch a referral service...

LSL mortgage revenue rises 8% as remortgage demand grows

LSL Property Services has reported an 8% increase in mortgage revenue during the first...

Shepherds Friendly joins The Right DA Club protection panel

The Right DA Club has added Shepherds Friendly to its protection panel, giving member firms access to the mutual's income protection proposition. The directly authorised proposition from The Right Mortgage said the addition would broaden the range of protection options available to its member firms. Shepherds...