FCA sets out plans to widen access to simplified financial advice

The Financial Conduct Authority has launched a consultation on proposals designed to make individual financial advice more accessible to consumers facing important money decisions. The regulator said it wants to make it easier for firms to offer simplified forms...

Latest news

Virgin Money raises selected mortgage rates by up to 75bps

Virgin Money is increasing selected purchase, remortgage, buy-to-let and product transfer rates from Thursday 26 March, with brokers told to submit applications by 8pm...

Property sector must embrace long-term reform to withstand global shocks, says OPDA

The Open Property Data Association (OPDA) has called on the government to adopt a more coordinated, long-term housing strategy, warning that the current system...

Rent rises hold steady as UK house price growth slows

Private rents across the UK rose at the same annual rate in February, while house price inflation eased again in January. Office for National Statistics...

Movera reports rise in completions as expansion gathers pace

Home moving group Movera has reported a sharp increase in activity across its conveyancing businesses alongside wider operational growth. The firm recorded a 33% year-on-year...

NatWest begins digital mortgage completions with PEXA rollout

NatWest is now actively transacting on PEXA’s digital property platform, marking a key step in the lender’s move towards digitised mortgage completions. The rollout initially covers fee-assisted remortgages, with sale and purchase transactions expected to follow as the partnership...

Tipton outlines transformation drive as profits dip and savings hit record high

The Tipton & Coseley Building Society has reported lower profits but record savings balances as it begins a multi-year transformation programme. The mutual posted gross mortgage lending of £107m for the year to 31 December 2025, down from £120m...

Northern England overtakes the South in buy-to-let borrowing

Buy-to-let borrowing has shifted decisively towards the Midlands and the North since the introduction of the Stamp Duty surcharge in April 2016, according to analysis from Paragon Bank. The bank said the extra 3% tax on second homes marked...

Property transactions slow as exchange times stretch to seven months

The time it takes to exchange contracts on a property purchase has risen to 135 days — 45% longer than in 2019 — despite a fall in transaction volumes, according to new analysis from Novus Strategy. The data points...

PROFILE

Profile: Andrew Lloyd, CEO of Fignum

Andrew Lloyd is the Chief Executive Officer (CEO) of Fignum. He was appointed to the role in October 2024 to lead the business, which...

INDUSTRY COMMENT

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are,...

Five things brokers across the country are telling me right now

The thing I’ve always enjoyed most about working in the specialist mortgage market is the people. I’m lucky that a big part of my job...

Q&As

BUY-TO-LET

Renters’ Rights Act and what it means for professional landlords and brokers

The Renters’ Rights Act marks a new era for the property market. While the...

DPS data points to continued consolidation among landlords

Research from The Deposit Protection Service has shown further signs of consolidation in the...

Market Harborough BS raises buy-to-let loan cap to £3m

Market Harborough Building Society has increased its maximum buy-to-let loan size to £3m and...

Fleet Mortgages rolls out Instamo FastSubmit to selected advisers

Fleet Mortgages has adopted Instamo’s FastSubmit system, giving selected intermediary firms access to a...

Student-led markets dominate Paragon’s buy-to-let hotspot rankings for 2025

Postcodes with strong student populations and robust rental demand accounted for the most active...

TPFG targets buy-to-let growth a regulation looms

The Property Franchise Group says tightening regulation in the rental sector is creating new...

Virgin Money raises selected mortgage and buy-to-let rates

Virgin Money is increasing a range of residential, remortgage, buy-to-let and product transfer fixed...

Landbay opens Scottish market to Premier buy-to-let range

Landbay has made its Premier buy-to-let products available across Scotland after an initial phased...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Bristol leads LISA house purchase hotspots as activity spreads across UK

Bristol, Belfast and Sheffield were the most popular locations for Lifetime ISA-backed first-time buyer purchases in 2025, according to Moneybox data. Bristol has retained its position as the leading location for first-time buyers using a Lifetime ISA, as more than 50,000 purchases were completed through...

Stamp Duty receipts from homebuyers rise to £995m in February

Homebuyers paid £995m in Stamp Duty Land Tax in February, up from £899m in...

Skipton index charts three decades of worsening access for first-time buyers

The proportion of under-25s buying their first home in England has fallen sharply since...

West Brom targets first-time buyer uncertainty with spring mortgage campaign

West Brom Building Society has launched a regional spring campaign after new research suggested...

The Cambridge revives 98% LTV mortgage for first-time buyers

The Cambridge Building Society has relaunched its First Step mortgage, offering first-time buyers across...

OPINION

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions and Savings Symposium and dropped a line that deserves more...

Technology’s biggest challenge is not the one you think

There is a version of the mortgage technology story that gets told at conferences...

The untapped potential of the UK’s self- and custom-build market

Across much of the developed world, building your own home is far from unusual....

FCA call to action: property wealth moves centre stage to fund longer retirements

Nikhil Rathi, chief executive of the FCA, recently gave a clear indication that the regulator now views equity release as a mainstream option for supporting Britain's ageing population – rather than merely a product of last resort. In a wide-ranging interview on the Fairer Finance...

Rising job insecurity highlights protection conversations for mortgage advisers

Concerns around job security across the UK are growing as signs of a weakening labour market continue to become more apparent. Job vacancies have...

DISTRIBUTION

Duffy urges calm as market volatility hits mortgage pricing

Mortgageforce chief executive Kevin Duffy has urged brokers and borrowers to take a measured...

Certua Life launches as new protection insurer targeting digital distribution gap

Certua Life has launched in the UK, positioning itself as a protection-focused life insurer...

Afin Bank joins The Right Mortgage & Protection Network panel

The Right Mortgage & Protection Network has added specialist lender Afin Bank to its...

Simplybiz Mortgages and FIBA expand specialist panel with two sourcing platforms

Simplybiz Mortgages and the Financial Intermediary & Broker Association (FIBA) have added Brickflow and...

Brokers want live criteria as AI changes how cases are placed

Brokers are increasingly turning to technology to ensure they are working with accurate, up-to-date lending criteria according to latest trends data from Knowledge Bank. Traditionally, many lenders have provided downloadable criteria documents on their websites. While helpful at the time of download, these files can...