House price growth strengthens in March but outlook darkens as rates rise

Annual house price growth rose to 2.2% in March, up from 1.0% in February, according to the latest Nationwide House Price Index, as the average UK property value reached £277,186. On a monthly basis, prices increased by 0.9%, suggesting...

Latest news

The Exeter reports rise in HealthWise app use as remote GP demand leads growth

The Exeter said usage of its HealthWise app increased across all core services in 2025, with remote GP appointments continuing to account for the...

Landlords continue shift to company structures as incorporation set to rise in 2026

The number of companies established to hold buy-to-let portfolios is forecast to rise by 7.6% in 2026, according to research from Propoly, as landlords...

Rosemount rolls out proprietary KYC tool for advisers

Rosemount Financial Solutions has launched its own Know Your Customer tool for member advisers, as networks continue to invest in technology aimed at tackling...

Landlords’ awareness of Renters’ Rights Act rises as concern grows over possession delays

Three quarters of landlords are now aware of the Renters’ Rights Act, with concern increasingly centred on how possession claims will work in practice...

ASN Bank selects Ohpen to overhaul mortgage technology platform

ASN Bank has appointed Ohpen as its strategic technology partner for mortgages as it looks to modernise its core systems and improve operational efficiency. The agreement forms part of the bank’s ‘Simplify and Grow’ strategy and will see the...

Mortgage market shows resilience amid uncertainty, says IMLA chair

The Intermediary Mortgage Lenders Association (IMLA) has expressed confidence in the resilience of the UK mortgage market, as its new chair Jonathan Stinton used his first keynote speech to call for greater collaboration across the sector. Speaking at the...

Hinckley & Rugby unveils discount remortgage deals for lower-LTV borrowers

Hinckley & Rugby for Intermediaries has launched two exclusive discount mortgages aimed at brokers placing remortgage business for borrowers at lower loan-to-value levels. The products, available from 31 March, include a two-year discount rate of 4.09% up to 60%...

Property transactions rebound from January dip

UK property transactions picked up in February but activity remains below last year’s levels following the distortion caused by changes to stamp duty thresholds. The latest figures from HM Revenue & Customs show an estimated 102,410 residential transactions on...

PROFILE

Profile: Andrew Lloyd, CEO of Fignum

Andrew Lloyd is the Chief Executive Officer (CEO) of Fignum. He was appointed to the role in October 2024 to lead the business, which...

INDUSTRY COMMENT

Mutual strength and the broker partnership

The mutual sector has always been associated with community purpose, local branches and a member-first approach that feels a little different to the wider...

First-time, accidental or professional? How the landlord profile is shifting in 2026

One of the most common misconceptions that people have about the buy-to-let market is that landlords are a single, uniform group. The reality is...

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

Q&As

BUY-TO-LET

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let...

The Buckinghamshire launches new discounted rate range

Buckinghamshire Building Society has launched a new discounted rate mortgage range, giving brokers greater...

Hodge raises holiday let lending limits with 80% LTV move

Hodge Bank has widened its holiday let criteria, increasing maximum loan-to-value to 80% and...

Family BS expands fixed rate range across core lending lines

Family Building Society has launched a refreshed range of fixed rate products spanning owner-occupier...

Clydesdale Bank raises selected residential and buy-to-let rates

Clydesdale Bank is increasing a number of residential and buy-to-let product transfer rates from...

Virgin Money raises selected mortgage rates by up to 75bps

Virgin Money is increasing selected purchase, remortgage, buy-to-let and product transfer rates from Thursday...

Rent rises hold steady as UK house price growth slows

Private rents across the UK rose at the same annual rate in February, while...

Northern England overtakes the South in buy-to-let borrowing

Buy-to-let borrowing has shifted decisively towards the Midlands and the North since the introduction...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Targeted deposit scheme could help one million first-time buyers onto housing ladder

A new government-backed deposit scheme could provide a route onto the housing ladder for up to one million first-time buyers, according to analysis from the Resolution Foundation. The think tank’s latest report examines the sharp decline in home ownership over recent decades and identifies the...

RSM UK urges action as house price growth stalls and transactions fall

RSM UK is calling for stamp duty reform and more support for first-time buyers...

Solar and heat pump rules could push up mortgage prices

New rules forcing developers to install solar panels and low-carbon heating systems on most...

Student loan repayments leave aspiring FTBs £2k a year behind on deposit savings

Barclays Property Insights suggests student loan repayments are continuing to weigh on first-time buyers,...

Bristol leads LISA house purchase hotspots as activity spreads across UK

Bristol, Belfast and Sheffield were the most popular locations for Lifetime ISA-backed first-time buyer...

OPINION

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual...

Five things brokers across the country are telling me right now

The thing I’ve always enjoyed most about working in the specialist mortgage market is...

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions and Savings Symposium and dropped a line that deserves more attention than it got. “If we continue to treat pensions, mortgages and savings as separate tracks, we will miss opportunities to...

Technology’s biggest challenge is not the one you think

There is a version of the mortgage technology story that gets told at conferences and in trade press with some regularity. It involves platforms, disruption...

DISTRIBUTION

Brilliant Solutions moves to OMS platform in CRM partnership

One Mortgage System (OMS) has agreed a partnership with Brilliant Solutions following a review...

Afin Bank joins The Right Mortgage & Protection Network panel

The Right Mortgage & Protection Network has added specialist lender Afin Bank to its...

StreamBank joins The Right Mortgage & Protection Network panel

StreamBank has joined The Right Mortgage & Protection Network’s lender panel, giving the network's...

West Brom targets first-time buyer uncertainty with spring mortgage campaign

West Brom Building Society has launched a regional spring campaign after new research suggested...

TPFG targets buy-to-let growth a regulation looms

The Property Franchise Group says tightening regulation in the rental sector is creating new opportunities for buy-to-let advice as the firm looks to expand mortgage and protection activity across its landlord client base. In its final results for 2025, the AIM-listed group said its Financial...