Landbay opens Scottish market to Premier buy-to-let range

Landbay has made its Premier buy-to-let products available across Scotland after an initial phased launch. The lender said the 75% LTV range is now open to the whole market, allowing all broker firms to place standard remortgage business, like-for-like...

Latest news

LiveMore opens lending to borrowers from age 40

LiveMore has lowered its minimum borrower age from 50 to 40 as it looks to support more customers whose mortgage needs are becoming more...

Vida Bank doubles new lending in first full year after banking transition

Vida Bank more than doubled new mortgage lending to £1 billion in its first full year as a bank, as stronger demand from brokers...

The Cambridge revives 98% LTV mortgage for first-time buyers

The Cambridge Building Society has relaunched its First Step mortgage, offering first-time buyers across England and Wales a route into home ownership with a...

Darlington to examine regulation, AI and broker relevance in CPD webinar

Darlington Building Society is to host a CPD-accredited webinar later this month looking at how regulation, artificial intelligence and changing client expectations are affecting...

Certua Life launches as new protection insurer targeting digital distribution gap

Certua Life has launched in the UK, positioning itself as a protection-focused life insurer built to distribute cover through digital financial platforms rather than traditional channels. The business said it is the first new protection-focused life insurer to be...

Tandem Bank enters UK’s best workplaces rankings for the first time

Tandem Bank has been named among the UK’s Best Workplaces 2026, marking its first appearance in Great Place To Work’s national rankings. The Blackpool-headquartered challenger bank was placed 99th in the large companies category at this year’s UK’s Best...

OMS widens Sikoia tie-up with deeper document checks and case data tools

One Mortgage System (OMS) has expanded its partnership with Sikoia, adding wider document verification and data insight functions across its CRM and originations platforms. The update builds on the earlier integration of Sikoia’s AI-led document processing and is aimed...

Simplybiz Mortgages and FIBA expand specialist panel with two sourcing platforms

Simplybiz Mortgages and the Financial Intermediary & Broker Association (FIBA) have added Brickflow and Provide to their Specialist Property Finance Panel, widening access to sourcing across bridging, development finance, specialist buy-to-let and commercial mortgages. The two organisations launched the...

PROFILE

Terry Blackburn on building a community for mortgage brokers

At 19, Terry Blackburn was knocking on doors trying to sell life insurance to strangers. He’d previously worked as a builder and candidly admits...

INDUSTRY COMMENT

Can I ask you something? Who does your tampons?

Before you judge the title, let me add some context. If you know your British comedy you will recognise this line. It was delivered...

How advisers can find and secure powerful introducers to grow their business

If you’ve been in financial services long enough, you know that one great introducer can transform your business. Introducers, whether they are estate agents, accountants,...

Ignorance, not cost, still the biggest barrier to protection sales

During 2024 CIExpert commissioned Opinium to speak to 5,000 consumers – a mix of genders and ages – regarding critical illness (CI) insurance. The aim...

The protection gap that runs all the way up the ladder

The property ladder is usually talked about in terms of deposits, equity, and affordability but recent research reveals a less visible truth; moving up...

Why landlords will continue to play a central role in meeting housing demand

This month’s Spring Statement may not have delivered dramatic housing announcements, but the data released alongside it paints a clear picture about the continued...

Debt awareness is as important for advisers as for clients

Debt Awareness Week, beginning on 16th March, provides a timely opportunity for reflection. The early months of the year have long been associated with...

Q&As

BUY-TO-LET

Landbay names Scott Leach as Midlands regional account manager

Landbay has appointed Scott Leach as regional account manager for the Midlands as the...

Rental competition eases as demand falls

Competition for rental homes has fallen to its lowest level in six years as...

Mortgage debt hits record £1.73trn as high-LTV lending rises

The total value of outstanding UK residential mortgage lending reached a record level in...

Alps launches enhanced landlord protection product ahead of Renters’ Rights Act reforms

Alps has introduced an updated Landlord Legal Expenses and Rent Protection product designed to...

Fleet Mortgages brings back 75% LTV fixed-rate options

Fleet Mortgages has relaunched a range of 75% LTV fixed-rate products across its core...

Regional rental trends diverge as affordability pressures persist

Rental price movements across the UK showed a mixed pattern in February, with regional...

Chetwood Bank appoints Darren Hodgson as BDM for the South

Chetwood Bank has appointed Darren Hodgson as business development manager covering the South of...

Fleet Mortgages loosens buy-to-let criteria

Fleet Mortgages has introduced a series of criteria changes across its buy-to-let range aimed...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Mortgage market outlook uncertain as demand weakens

The UK housing and mortgage market continues to face uncertain conditions as geopolitical tensions and economic pressures weigh on buyer confidence, according to the latest Royal Institution of Chartered Surveyors (RICS) Residential Market Survey. The February survey shows demand from prospective buyers weakened further, with...

Cambridge BS reopens Rent to Home scheme with three properties available

The Cambridge Building Society has reopened applications for its Rent to Home initiative, offering...

Mortgage myths leaving many first-time buyers stuck on the sidelines

Millions of aspiring homeowners may be delaying plans to buy because of widespread misconceptions...

Average deposit now exceeds annual salary in most British housing markets

Homebuyers in more than six in 10 housing markets across Great Britain now need...

Prenups move into the mainstream as younger couples seek financial clarity

Prenuptial agreements — long associated with celebrities and high net worth families — are...

OPINION

Market may be overreacting to conflict-driven rate fears

Financial markets could be overreacting in the early days of the conflict as they take a second rate cut off the table this year. The...

The UK’s conveyancing conundrum explained

Why is conveyancing so slow in the UK? The average property transaction now takes...

The silent majority: what most financial services customers never tell you

If you work in financial services, you probably have a good handle on formal...

Building momentum is back, but flexible funding will be key to delivery

There are growing signs that development activity across England is beginning to gather momentum again. After a prolonged period of caution driven by higher borrowing costs, planning uncertainty and squeezed margins, confidence is slowly returning among developers and professional property investors. While activity remains uneven,...

ANALYSIS: Swaps surge and the market braces for impact

It’s been an interesting week so far. Sadly, we’ve had to cancel our BDM meetings, because if we’re being honest, everyone in the market...

DISTRIBUTION

Access FS opens Canary Wharf hub

Mortgage and protection brokerage Access Financial Services has opened a new London office in...

Technology partners will be key as lenders navigate product volatility

Mortgage lenders are increasingly relying on trusted technology partners to manage product volatility and...

Key Equity Release teams up with Pense to broaden later life advice

Key Equity Release has entered a partnership with pension specialist Pense as it looks...

Hope Capital renews Brickflow tie-up as digital distribution gains ground

Hope Capital Property Finance has extended its partnership with broker platform Brickflow as part...

Pivotal Growth founding director David Copland to retire

David Copland, business development director and a founding member of Pivotal Growth, is to retire after helping build the consolidator into a network of 24 firms with more than 550 advisers. Copland (pictured) has been closely involved in the business since its launch in 2021,...