Vince Cable gives cautious welcome to station-led planning reforms

Sir Vince Cable has given a cautious welcome to government plans to streamline the development of new homes around railway stations, warning that objections and delays could still undermine the reforms. The Government has announced measures aimed at encouraging...

Latest news

Beverley BS appoints Pattinson as non-executive director

Beverley Building Society has appointed Jonathan Pattinson as a non-executive director as the mutual prepares to double its mortgage lending over the next two...

Right Mortgage reports 23% rise in lending as adviser numbers grow

The Right Mortgage & Protection Network increased mortgage lending and completions during the second quarter of 2026 as its adviser membership continued to expand. Mortgage...

TMA adds Monmouthshire BS to lender panel

TMA Club has added Monmouthshire Building Society to its lender panel as the mutual makes a measured return to the broker market. The agreement gives...

Finova appoints Tredwell to lead data strategy

Finova has appointed Tom Tredwell as Director of Data as the mortgage technology provider looks to accelerate its data and artificial intelligence strategy. Tredwell joined...

TMG adds Bluecroft Finance to lender panel

TMG Mortgage Network has added Bluecroft Finance to its lender panel, expanding the specialist finance options available to its advisers. The addition gives TMG advisers access to Bluecroft's range of bridging products for residential, commercial and semi-commercial property transactions...

More2life launches zero-ERC Apex lifetime mortgage

More2life has launched a lifetime mortgage allowing borrowers to make unlimited repayments without incurring early repayment charges. The Apex Zero product is aimed at borrowers whose circumstances may change during the period in which early repayment charges would usually...

Independent surveyors ‘must be central to home-buying reforms’

Independent surveyors should play a central role in England's proposed home-buying reforms, according to Houzecheck. The property technology surveying firm said buyers must receive reliable information about a property's condition before committing to a purchase. The government has confirmed plans...

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around over-55 customers. For the final part of this series, I want to talk about something...

PROFILE

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still believes technology should make advisers stronger, not replace them. When Toni...

INDUSTRY COMMENT

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the point where first time buyers decide whether they're going to...

Leasehold reform has a September window – will Burnham use it?

At the time of writing, the Commonhold and Leasehold Reform Bill still has no published First Reading date.  But is it imminent? Andy Burnham entered...

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

Q&As

BUY-TO-LET

Mortgage industry backs alcohol-free MIMHC lunch

An alcohol-free event organised by the Mortgage Industry Mental Health Charter (MIMHC) has secured...

HSBC cuts residential and buy-to-let mortgage rates

HSBC UK is reducing rates across its residential and buy-to-let mortgage ranges from 19...

Virgin Money cuts new business fixed rates but raises buy-to-let transfer pricing

Virgin Money will reduce selected residential purchase and remortgage fixed rates while increasing some...

Tenant demand rises for first time in two years

Tenant demand increased in the second quarter of 2026, reversing two years of decline,...

L&G appoints Kerrigan to drive Ignite broker rollout

Legal & General has appointed Craig Kerrigan as broker relationship manager for its Ignite...

United Trust Bank creates expanded role for buy-to-let and bridging

United Trust Bank has promoted Gene Clohessy to director of buy-to-let and bridging, giving...

Landlords exploit softer market with lowball offers

More than half of buy-to-let investor offers were at least 10% below the original...

FIRST-TIME BUYERS

Gen H cuts high-LTV mortgage rates by 15 basis points

Gen H has reduced rates across its 90% and 95% loan-to-value mortgage ranges in a move aimed at buyers with smaller deposits. The residential mortgage lender has cut rates by 15 basis points, its second reduction at higher loan-to-value (LTV) levels in three weeks. The changes...

Half of homes taking longer to sell as regional divide widens

Homes in almost half of Great Britain’s local authority areas are taking longer to...

Revived Help to Buy would inflate prices: Lamdin

Restoring Help to Buy would strengthen developers’ sales without solving the underlying affordability crisis...

Nationwide cuts fixed mortgage rates by up to 0.15%

Nationwide Building Society is reducing selected fixed mortgage rates by up to 0.15 percentage...

Asking prices suffer biggest August fall since 2018

The average asking price of a newly listed home fell by 2% in August,...

OPINION

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners and of making commonhold the default way to own a flat in England and Wales. The draft Commonhold and Leasehold Reform...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

DISTRIBUTION

Marsden passes £100m Guernsey lending milestone

Marsden Building Society has surpassed £100m in mortgage completions in Guernsey through its partnership...

Stonebridge overhauls protection sourcing platform

Stonebridge has redesigned the protection sourcing journey within its Revolution adviser platform to support...

Nomo joins Omni Mortgage Club lender panel

Omni Mortgage Club has added Sharia-compliant property finance provider Nomo to its lender panel. The...

GB Bank joins Mortgage Advice Bureau lender panel

Mortgage Advice Bureau has added GB Bank to its lender panel, giving its advisers...

TPFG financial services revenue rises to £13m

The Property Franchise Group (TPFG) increased financial services revenue by 10% to £13m during the first half of 2026 following its acquisition of Smart Advice Financial Solutions (SAFS). In a half year trading update this morning it said revenue from the division stood at £11.8m...