Conditional selling remains industry flashpoint as enforcement lags

Conditional selling remains one of the most persistent and contentious issues facing the UK housing and mortgage markets with brokers continuing to report pressure tactics despite long-standing bans under consumer and competition law. Concerns have resurfaced following renewed scrutiny...

Latest news

The Coventry cuts selected intermediary residential fixed rates

Coventry for intermediaries has reduced a number of residential fixed-rate products for new and existing customers, with a particular focus on higher loan-to-value lending. The...

Mortgage Advice Bureau completes acquisition of Dashly

Mortgage Advice Bureau (MAB) has completed the acquisition of technology and data company Dashly, whose mortgage monitoring and nurturing platform has served the intermediary...

The Buckinghamshire lowers rates across key ranges

Buckinghamshire Building Society has cut rates across a wide spread of residential and buy-to-let mortgages, as it looks to support brokers and borrowers navigating...

FCA finds protection market delivering good outcomes, says TPFG

The Property Franchise Group PLC (TPFG) has responded to the publication of the Financial Conduct Authority’s interim report into the distribution of pure protection...

NatWest and Rightmove strike three-year deal on digital mortgage access

NatWest and Rightmove have announced a new three-year strategic partnership that will see the bank become the property portal’s exclusive mortgage lender. From April, NatWest will power Rightmove’s Mortgage in Principle service, enabling home buyers to understand how much...

LHV Bank secures PRA approval to offer consumer credit in the UK

LHV Bank has been granted consumer credit permission by the Prudential Regulation Authority, clearing the way for an expansion of its UK retail banking proposition. The approval follows a six-month regulatory application process and marks a significant milestone for...

Average UK house price breaks £300k as market steadies at start of 2026

House prices rose in January, reversing December’s decline and pushing the average UK property value above £300,000 for the first time. The Halifax House Price Index shows average prices increased by 0.7% in January, following a 0.5% fall in...

Propertymark sets up independent board to separate oversight from representation

Propertymark has established a new independent Regulatory Board, marking a significant shift in how the professional body oversees standards and consumer protection across the property sector. The new Board formally separates Propertymark’s regulatory responsibilities from its representative role, with...

PROFILE

Louisa Sedgwick on Paragon and the future of buy-to-let

Three decades into a career she never really planned, Louisa Sedgwick sits at the helm of one of the most closely watched businesses in...

INDUSTRY COMMENT

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment is rising, job moves have slowed, and many employers are...

Ignore the Gen Z worker stereotypes – the future is bright

The office fridge. Full of 12 types of milk, none derived from cows, and four on the work top, at room temperature. As for...

Reframe Cancer 2026 trends: prevention to take centre stage

This year is already shaping up to be one when prevention is taking centre stage. The Government recently announced the expansion of its WorkWell...

The mortgage protection gap advisers can’t ignore

The Financial Conduct Authority’s (FCA) consumer research findings published late last year, offered an insight into what the protection industry can expect from the...

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the...

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services sectors in the world but even strong markets benefit from...

Q&As

BUY-TO-LET

OneDome secures $25m (USD) to fuel UK expansion

OneDome, the UK-based housing and fintech platform, has raised $25 million (USD) in a...

Buckinghamshire BS broadens Credit Revive range

Buckinghamshire Building Society has expanded its Credit Revive range with new products aimed at...

RAW Capital Partners streamlines interest payments for overseas landlords

RAW Capital Partners has updated its mortgage proposition to allow foreign national borrowers to...

Landlord profits hold up but cracks widen as yields ease

Most landlords remain in profit, but the gap between higher-yielding portfolios and more traditional...

Dudley cuts rates across core and specialist ranges

Dudley Building Society has cut mortgage rates by as much as 1.30% across its...

Arc & Co completes £1.2m complex buy-to-let portfolio refinance

Arc & Co has arranged a £1.2m refinance of a five-property buy-to-let portfolio involving...

Redwood Bank welcomes back senior business development figure

Chris Finnigan has rejoined Redwood Bank's business development team following a short period away...

George Gee steps into role as Chetwood Bank’s MD of mortgages

George Gee has today stepped into the role of Chetwood Bank’s managing director of...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Housing market yet to pick up pace after budget

Two-thirds of property professionals say the housing market is no busier than it was before the Autumn Budget calling into question claims of a sharp rebound in activity, new research suggests. Activity fell to a two-year low last autumn as uncertainty grew over a possible...

Santander unveils 98% LTV five-year fix for first-time buyers

Santander UK has launched a new five-year fixed mortgage at 98% loan-to-value aimed at...

One in three first-time buyers house-hunting with deposits of at least 25%

A significant minority of first-time buyers searching for mortgages are entering the market with...

House price growth ticks up as affordability boosts buyers

UK house price growth edged higher in January with values rising modestly as improving...

TOM BILL: Rate cut expectations fade amid mixed signals

Borrowing costs have risen in recent weeks for reasons that include stronger-than-expected UK economic...

OPINION

Think you know CeMAP? Maybe it’s time to think again

Anyone who wants to work as a mortgage adviser in the UK needs to hold qualifications that are recognised by the FCA and, for...

Second charge mortgages set for another strong year in 2026

A few weeks into 2026, the direction of travel for the second charge mortgage...

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a bid to speed up the property transaction process, cut costs and prevent transactions falling through. According to the proposal, it currently takes 120 days on average for a transaction to complete...

Lenders that adapt to customer and broker needs will be the winners

For UK mortgage brokers, the choice of lender partner has never been more important. In a market shaped by fluctuating rates, evolving regulation and increasing...

DISTRIBUTION

Knowledge Bank separates dev finance as demand grows

Knowledge Bank has launched a dedicated Development Finance lending type on its platform to...

Access FS partners with Islamic home finance provider StrideUp

Access Financial Services has signed a new partnership with UK-based home-financing fintech company StrideUp. The...

The Ecology joins TMA Mortgage Club panel

Ecology Building Society has joined the TMA Mortgage Club panel, extending broker access to...

Paradigm promotes Richard Howes to managing director role

Paradigm Mortgage Services has promoted Richard Howes to a newly created managing director position...

Rosemount Financial Solutions reports record growth in 2025

Rosemount Financial Solutions (IFA) has reported a record-breaking year in 2025, with revenues rising by 36% compared with the previous year. The growth was driven by strong performance across several advice areas, with investment revenues up 79%, pensions up 62% and protection income increasing by...