Keystone launches two-year tracker range as brokers seek flexibility in volatile market

Keystone Property Finance has launched a new range of two-year tracker products for brokers, citing recent volatility in the mortgage market and higher swap rates. The specialist lender says the products are available for new business, product transfers, PT...

Latest news

FCA to extend conduct rules to cover bullying and harassment

Mortgage brokers, lenders and other regulated firms will have to tighten their internal conduct policies after the Financial Conduct Authority (FCA) confirmed new rules...

Solar and heat pump rules could push up mortgage prices

New rules forcing developers to install solar panels and low-carbon heating systems on most new homes could push up property prices and borrowing needs...

Ceta adds standard household notional product to insurance panel

Ceta has added a standard household notional home insurance product to its general insurance panel as it looks to help brokers address persistent underinsurance...

Fignum report warns lenders of the cost of delaying mortgage technology change

Fignum has launched a new research report arguing that UK mortgage lenders now see inaction on technology as a greater risk than pursuing change. The...

OneDome Growth Partners promotes Jason Bryant to head of growth

OneDome Growth Partners has appointed Jason Bryant as head of growth as it looks to expand its reach across the mortgage and property sectors. Bryant (pictured) takes on responsibility for the firm’s strategic expansion and will lead a team...

L&G creates chief customer officer role to unify service across retirement divisions

Legal & General has appointed Sarah Spooner to a newly created chief customer officer role as it looks to deliver a more consistent experience across its retail and institutional retirement businesses. The position brings together responsibility for customer and...

Landbay adds AVMs and small HMO products to Premier range

Landbay has expanded its Premier buy-to-let range with new small HMO and remortgage AVM products, alongside fresh product transfer options for existing borrowers. The lender said the additions are available to landlords with up to 15 mortgaged properties and...

FCA probe into MFS collapse sharpens focus on corporate due diligence

The Financial Conduct Authority’s investigation into the collapse of Market Financial Solutions is prompting renewed scrutiny of due diligence standards across complex corporate lending structures. The regulator’s enforcement action follows the administration of Market Financial Solutions Limited in February,...

PROFILE

Profile: Andrew Lloyd, CEO of Fignum

Andrew Lloyd is the Chief Executive Officer (CEO) of Fignum. He was appointed to the role in October 2024 to lead the business, which...

INDUSTRY COMMENT

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are,...

Five things brokers across the country are telling me right now

The thing I’ve always enjoyed most about working in the specialist mortgage market is the people. I’m lucky that a big part of my job...

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions and Savings Symposium and dropped a line that deserves more...

Technology’s biggest challenge is not the one you think

There is a version of the mortgage technology story that gets told at conferences and in trade press with some regularity. It involves platforms, disruption...

The untapped potential of the UK’s self- and custom-build market

Across much of the developed world, building your own home is far from unusual. In fact, self- and custom-build account for around 40% of...

Q&As

BUY-TO-LET

Renters’ Rights Act and what it means for professional landlords and brokers

The Renters’ Rights Act marks a new era for the property market. While the...

DPS data points to continued consolidation among landlords

Research from The Deposit Protection Service has shown further signs of consolidation in the...

Market Harborough BS raises buy-to-let loan cap to £3m

Market Harborough Building Society has increased its maximum buy-to-let loan size to £3m and...

Fleet Mortgages rolls out Instamo FastSubmit to selected advisers

Fleet Mortgages has adopted Instamo’s FastSubmit system, giving selected intermediary firms access to a...

Student-led markets dominate Paragon’s buy-to-let hotspot rankings for 2025

Postcodes with strong student populations and robust rental demand accounted for the most active...

TPFG targets buy-to-let growth a regulation looms

The Property Franchise Group says tightening regulation in the rental sector is creating new...

Virgin Money raises selected mortgage and buy-to-let rates

Virgin Money is increasing a range of residential, remortgage, buy-to-let and product transfer fixed...

Landbay opens Scottish market to Premier buy-to-let range

Landbay has made its Premier buy-to-let products available across Scotland after an initial phased...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Skipton index charts three decades of worsening access for first-time buyers

The proportion of under-25s buying their first home in England has fallen sharply since the 1990s, according to new analysis from Skipton Group and Oxford Economics. The latest Skipton Group Home Affordability Index sets out how the shape of first-time buying has changed over the...

West Brom targets first-time buyer uncertainty with spring mortgage campaign

West Brom Building Society has launched a regional spring campaign after new research suggested...

The Cambridge revives 98% LTV mortgage for first-time buyers

The Cambridge Building Society has relaunched its First Step mortgage, offering first-time buyers across...

Market holds steady despite global tensions but rates edge higher

The housing market has remained stable through March but rising mortgage rates and growing...

Precise waives valuation fees on residential loans up to £400k

Precise has introduced free standard valuations on residential properties worth up to £400,000 as...

OPINION

FCA call to action: property wealth moves centre stage to fund longer retirements

Nikhil Rathi, chief executive of the FCA, recently gave a clear indication that the regulator now views equity release as a mainstream option for...

Rising job insecurity highlights protection conversations for mortgage advisers

Concerns around job security across the UK are growing as signs of a weakening...

Can I ask you something? Who does your tampons?

Before you judge the title, let me add some context. If you know your...

Neurodiversity Celebration Week: Strength in different thinking

In an industry built on detail, judgement, resilience and relationships we often focus on performance, productivity and professionalism. But during Neurodiversity Celebration Week it’s worth reflecting on something just as important – how different thinking styles actively strengthen the mortgage and financial services sector. This isn’t...

How advisers can find and secure powerful introducers to grow their business

If you’ve been in financial services long enough, you know that one great introducer can transform your business. Introducers, whether they are estate agents, accountants,...

DISTRIBUTION

Certua Life launches as new protection insurer targeting digital distribution gap

Certua Life has launched in the UK, positioning itself as a protection-focused life insurer...

Simplybiz Mortgages and FIBA expand specialist panel with two sourcing platforms

Simplybiz Mortgages and the Financial Intermediary & Broker Association (FIBA) have added Brickflow and...

Duffy urges calm as market volatility hits mortgage pricing

Mortgageforce chief executive Kevin Duffy has urged brokers and borrowers to take a measured...

Brokers want live criteria as AI changes how cases are placed

Brokers are increasingly turning to technology to ensure they are working with accurate, up-to-date...

Key Equity Release teams up with Pense to broaden later life advice

Key Equity Release has entered a partnership with pension specialist Pense as it looks to provide more joined-up advice for customers considering later life lending. The arrangement reflects growing demand for broader retirement planning support, with some customers needing guidance that goes beyond property wealth...