Buy-to-let yields climb to 15-year high as regional returns strengthen

Gross buy-to-let yields reached 7.22% in the third quarter of 2026, their highest level since early 2011, according to figures from Paragon Bank. The average yield increased by 0.22 percentage points from 7.00% in the preceding quarter and was...

Latest news

SPF Private Clients signs AI technology agreement with LendWell

SPF Private Clients has agreed a multi-year partnership with Irish mortgage technology firm LendWell to introduce artificial intelligence across its mortgage and protection operations. The...

Leek BS cuts 95% LTV mortgage rates by up to 0.64 percentage points

Leek Building Society is reducing rates across its 95% loan-to-value (LTV) residential mortgage range by up to 0.64 percentage points and introducing a new...

Why ownership structure matters in buy-to-let

It's a scenario brokers encounter every day. Two landlord clients approach them about the same type of buy-to-let property, with similar levels of equity...

Barclays widens affordability criteria for company directors

Barclays has widened its mortgage affordability criteria for limited company directors by expanding the circumstances in which it will consider Profit After Tax. The lender...

Just 16% of full-time workers have income protection

Only 16% of full-time workers have income protection - highlighting a significant protection gap despite a modest rise in take-up. A survey of 2,000 UK adults by Shepherds Friendly found coverage had increased by two percentage points since last...

Goldman Sachs reduces Secure Trust Bank holding below 3%

Goldman Sachs has reduced its disclosed voting interest in Secure Trust Bank from 3.15% to 2.27%, falling below the 3% reporting threshold just a day after crossing it. The investment banking group reported holding 422,551 voting rights in the...

Global equity release lending forecast to treble to $52bn by 2035

Annual equity release lending worldwide is forecast to reach $52 billion by 2035, almost three times its current level, according to research from the European Pensions and Property Asset Release Group (EPPARG) and EY. The fourth Global Equity Release...

Mortgage Brain gives brokers more control over Nationwide DIP applications

Mortgage Brain has updated its Submissions Brain platform to give brokers greater control over Nationwide decisions in principle (DIPs), including the ability to amend and resubmit existing applications without starting again. The changes remove several automatic stages from the...

SPONSORED CONTENT

Why a BDM should be seen as an extension of a broker’s business

Business development managers (BDMs) have long played an important role in the relationship between lenders and brokers. Traditionally, much of that relationship has centered around...

PROFILE

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

INDUSTRY COMMENT

You own the shares, but are you really just the custodian?

I've built three businesses and I've said the same thing most entrepreneurs have probably said to their mates and family at some point: "Give...

Let’s keep the focus on the buy-to-let market

Last week was a quieter week in the market, so it was a useful opportunity to get prepared. With the Budget not too far...

Q&As

BUY-TO-LET

HTB provides £9.8m funding for North West property portfolio

Hampshire Trust Bank (HTB) has refinanced a portfolio of 40 properties in the North...

Masthaven Finance revenue rises sixfold as lender enters FT growth ranking

Masthaven Finance has been placed 48th in the Financial Times' inaugural ranking of the...

Expat mortgage applications hampered by income verification difficulties

Almost two-thirds of mortgage brokers identify proving overseas income and affordability as the biggest...

Keystone’s Phil Riches to retire after 50 years in financial services

Phil Riches is to retire as sales director of Keystone Property Finance later this...

SDKA raises title indemnity insurance limit to £250,000

SDKA has increased the maximum loan size eligible for its title indemnity insurance policy...

Accord cuts buy-to-let rates by up to 0.43%

Accord Mortgages is reducing selected buy-to-let rates by up to 0.43 percentage points, with...

Life changes could create new wave of accidental landlords

Changes in personal circumstances rather than investment plans could push more homeowners into the...

FIRST-TIME BUYERS

Waiting for completion causes greater anxiety than saving for a deposit

Delays towards the end of the homebuying process are a greater source of anxiety for first-time buyers than saving for a deposit, according to research from LPL. The firm's First Time Buyer Anxiety Report found that almost a third of first-time buyers experience increased anxiety...

45,000 Lifetime ISA savers hit by repeated withdrawal penalties

Around 45,000 Lifetime ISA savers incurred more than one withdrawal penalty during the 2024-25...

Badenoch pledges no IHT or stamp duty on family homes

Kemi Badenoch has pledged to remove inheritance tax from family homes and scrap stamp...

Wider mortgage options put borrower circumstances in focus on Lenders Live

Borrowers with historic credit problems and smaller deposits have more routes to explore, but...

Ireland boosts Help to Buy as UK prepares new first-time buyer scheme

Ireland has increased the maximum support available to first-time buyers under its Help to...

OPINION

The FCA protection market study shouldn’t ignore redundancy

Considering a third of employers are likely to implement staff redundancies by January 2027, according to Acas, redundancy cover shouldn’t be ignored in wider...

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And you say it slightly too fast. Maybe you soften it a bit on the way past. They say "yeah, no...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

DISTRIBUTION

LSL appoints Matt Surridge to new broker propositions role

LSL Financial Services has appointed Matt Surridge as propositions director, a newly created position...

Remortgage activity rebounds as higher rates weigh on home purchases

Remortgage applications returned to annual growth in the third quarter, helping to offset a...

Mortgage network growth diverges as acquisition activity reshapes sector

Stonebridge Mortgage Solutions and HL Partnership have recorded some of the largest increases in...

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution....

BetterHome Group UK appoints Anthony Glasgow as chief operating officer

BetterHome Group UK has appointed former Connells Group executive Anthony Glasgow as chief operating officer as it develops its operations in the UK. Glasgow (pictured) joins permanently after previously working with BetterHome Group UK as a consultant, during which time he worked with teams across...