Family BS launches £12.5m HNW interest roll-up mortgage

Family Building Society has launched an interest roll-up mortgage allowing high net worth borrowers to access loans of up to £12.5m without mandatory monthly mortgage payments. The product is aimed at borrowers with substantial assets but complex income structures,...

Latest news

Building safety remediation list grows ahead of new developer levy

The number of residential buildings being monitored under government cladding remediation programmes has risen by more than 12% since January, according to analysis by...

Conveyancer numbers fall 15% as firms face mounting workload pressures

The conveyancing workforce in England and Wales has contracted by 15% in little more than three years, prompting calls for firms and the wider...

Lendlord adds free rent increase notice tool for landlords

Lendlord has introduced a free tool designed to help landlords prepare the Form 4A notice required when increasing rents on assured periodic tenancies in...

LendInvest and MDA flag development finance risks from Building Safety Levy

LendInvest and MDA Consulting have published guidance for property lenders and developers ahead of the introduction of the Building Safety Levy, warning that the...

Property transactions edge lower as mortgage costs weigh on market

UK residential property transactions fell in August, with HM Revenue & Customs recording 95,220 seasonally adjusted completions during the month. The provisional figure was 1% lower than July's 96,650 transactions and 2% below August 2025, according to the latest...

First-time buyer homes could cost almost £24k more by 2030

The average price paid by a first-time buyer in England could rise by almost £24,000 by 2030 if official house price forecasts prove accurate, analysis from Coventry Building Society suggests. Using Office for Budget Responsibility forecasts of annual house...

Precise joins LMS Panel Link for specialist residential cases

Precise has joined LMS's Panel Link service as the specialist lender looks to reduce manual processes and improve turnaround times across its residential mortgage business. The arrangement will give Precise access to LMS's panel management technology and a network...

LSL warns first-time buyers could pause plans ahead of new deposit scheme

LSL Financial Services has welcomed the government's proposed 2.5% deposit scheme for new-build homes, but warned that uncertainty over its terms could temporarily hold back first-time buyer activity. The Your First Home scheme will enable eligible buyers in England...

PROFILE

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

INDUSTRY COMMENT

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Closing the protection gap starts with informed clients

Millions of people have no protection insurance coverage and could be left vulnerable in the event of a death in the family, serious illness...

Q&As

BUY-TO-LET

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

The fall in BTL company formations isn’t the whole story

It is often the case with housing and mortgage market data that the headline...

Redwood holds buy-to-let rates despite higher wholesale funding costs

Redwood Bank has kept its buy-to-let mortgage rates unchanged despite rising swap costs prompting...

Affordable student cities deliver some of the highest landlord yields

Lower-cost university locations are producing some of the strongest gross rental yields for student...

Alps expands landlord insurance add-ons on Acturis

Alps has made its full range of let property insurance add-ons available through the...

Landbay webinar to examine outlook for rates and UK economy

Landbay is to host an economic webinar examining the outlook for interest rates, inflation...

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity...

FIRST-TIME BUYERS

Family support drives later life borrowing, broker research finds

Helping relatives onto the property ladder is a significant factor in later life mortgage borrowing, with Suffolk Building Society research showing that 63% of clients borrow to provide financial support to family members. The findings suggest this support is being provided despite widespread concern among...

New-build homes account for 8% of properties on the market

New-build homes make up just 8.1% of properties currently listed for sale across Great...

Trade bodies welcome first-time buyer scheme but call for careful design

Mortgage trade bodies have welcomed the government's proposed Your First Home scheme, while warning...

Lifetime ISAs linked to £67.5bn of first-time buyer property purchases

Lifetime ISAs have helped more than 417,000 people buy their first home since the...

Low-deposit mortgage lending climbs 38% to £24.7bn

Mortgage lending at loan-to-value ratios above 90% rose sharply over the past year as...

OPINION

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of what's actually landed versus what's still speculation. The Bank of England has held the Bank Rate at 3.75%, the sixth consecutive...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

DISTRIBUTION

TMG adds Gable Mortgages to lender panel

TMG Mortgage Network has added Gable Mortgages to its lender panel, giving member firms...

MIMHC makes final call as charity lunch nears capacity

The Mortgage Industry Mental Health Charter (MIMHC) has made a final call for industry...

LSL Financial Services names Paula Mercer as sales director

LSL Financial Services has appointed Paula Mercer as sales director with responsibility for sales...

L&C strengthens senior team with partnerships and technology hires

L&C Mortgages has expanded its senior leadership team with the appointment of Rachael Hunnisett...

PMS reports double-digit growth in mortgages and protection

PMS Mortgage Club says it is on course for its strongest performance in five years after recording higher lending, mortgage completion and protection volumes during the first half of 2026. The Sesame Bankhall Group business completed more than 100,000 mortgages between January and June, an...