Skipton raises maximum income multiple to 6x

Skipton Building Society has increased the maximum loan-to-income multiple available through its LTI Booster range as it looks to give borrowers greater scope to meet affordability requirements. From 5 October, eligible applicants borrowing up to 90% loan-to-value can access...

Latest news

Accord cuts all residential new business fixed rates by 0.10%

Accord Mortgages is reducing every fixed rate in its residential new business range by 0.10 percentage points. The changes take effect from 8am on 6...

AI used by more than half of consumers considering complaints

More than half of consumers who made or considered making a formal complaint about a regulated service used artificial intelligence during the process, new...

BetterHome Group UK appoints Anthony Glasgow as chief operating officer

BetterHome Group UK has appointed former Connells Group executive Anthony Glasgow as chief operating officer as it develops its operations in the UK. Glasgow (pictured)...

Sub-5% mortgage fixes virtually wiped out as rates surge

The number of sub-5% fixed mortgage deals has collapsed by 99% since the beginning of September as lenders continue to push up rates. Just nine...

The Leeds highlights £165k mortgage borrowing potential for buyers earning £30k

Leeds Building Society is urging brokers to consider the mortgage options available to lower-paid first-time buyers, saying eligible applicants earning around £30,000 could potentially borrow up to £165,000. The mutual has used Office for National Statistics earnings data to...

Disabled mortgage applicants face inconsistent treatment of benefit income

Disabled consumers continue to face uneven treatment across financial services, with new research highlighting differences in how disability-related benefits are considered in mortgage affordability assessments. A report commissioned by Fair4All Finance and produced with PwC found that some disability-related...

Access FS adds Iress sourcing data to Elev8 adviser platform

Access FS has integrated Iress mortgage and protection sourcing data into Elev8, the CRM platform used by 300 of its advisers. Elev8, which was developed for Access FS by Evolve Tech Solutions and launched last month, combines customer relationship...

Protection drop-outs remain open to buying cover, AMI research finds

Most consumers who abandon the protection buying process could still be persuaded to take out cover, according to early findings from the Association of Mortgage Intermediaries' 2026 Protection Viewpoint study. Research among 3,000 UK consumers found that, depending on...

SPONSORED CONTENT

Why a BDM should be seen as an extension of a broker’s business

Business development managers (BDMs) have long played an important role in the relationship between lenders and brokers. Traditionally, much of that relationship has centered around...

PROFILE

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

INDUSTRY COMMENT

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Q&As

BUY-TO-LET

LendInvest removes ERCs and cuts rates across buy-to-let tracker range

LendInvest has revamped its buy-to-let tracker mortgage range, removing early repayment charges and increasing...

CHL Mortgages webinar to examine tax issues affecting landlords

CHL Mortgages is to host a webinar for brokers examining how lender fees, refurbishment...

Foundation team takes on Snowdon for Centrepoint

Thirty-five colleagues from Foundation Home Loans and Catalyst have completed the Snowdon Challenge to...

Lendlord adds free rent increase notice tool for landlords

Lendlord has introduced a free tool designed to help landlords prepare the Form 4A...

Meet the hosts of Mortgage’s Got Talent

As the mortgage industry prepares to swap case discussions, criteria and rates for microphones,...

Octane revives specialist buy-to-let range with loans up to £15m

Octane Capital has returned to the specialist buy-to-let market with a range offering loans...

Landlords warn higher Budget costs could feed through to rents

Almost two-thirds of landlords say they would seek to recover higher costs through rents...

FIRST-TIME BUYERS

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying to get onto the ladder deserves to be welcomed. As ever with an announcement of this nature, the devil will be...

The Cambridge adds 98% LTV five-year fix for first-time buyers

Cambridge Building Society has widened access to its First Step range with a 98%...

MAB adds Gable Mortgages to lender panel

Mortgage Advice Bureau has added Gable Mortgages to its lender panel, giving its advisers...

First-time buyer homes could cost almost £24k more by 2030

The average price paid by a first-time buyer in England could rise by almost...

LSL warns first-time buyers could pause plans ahead of new deposit scheme

LSL Financial Services has welcomed the government's proposed 2.5% deposit scheme for new-build homes,...

OPINION

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending...

Closing the protection gap starts with informed clients

Millions of people have no protection insurance coverage and could be left vulnerable in...

The fall in BTL company formations isn’t the whole story

It is often the case with housing and mortgage market data that the headline figure attracts most of the attention, while some of the more interesting numbers sit further down the page, and I suspect that may be the case with the latest Hamptons...

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

DISTRIBUTION

TMG adds Beagle Street to protection panel

TMG Mortgage Network has expanded its protection panel with the addition of life and...

Brilliant Solutions joins Equity Release Council as later life market broadens

Brilliant Solutions has joined the Equity Release Council as the mortgage club and specialist...

The Monmouthshire expands mortgage platform pilot to more intermediaries

Monmouthshire Building Society has widened the intermediary pilot of its new mortgage origination platform,...

Openwork adds Uinsure to general insurance panel

The Openwork Partnership has appointed Uinsure to its general insurance panel, giving advisers a...

LSL Financial Services names Paula Mercer as sales director

LSL Financial Services has appointed Paula Mercer as sales director with responsibility for sales activity across Primis and TMA Club. Mercer (pictured) joins the mortgage distribution business after more than 18 years in financial services, most recently as sales director at LendInvest. She has also held...