More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive effort to modernise property transactions in a generation. Spanning 12 comprehensive chapters, the framework targets...

Latest news

Mortgage rates have surged since Brexit vote, says L&C

The cost of borrowing has risen sharply in the decade since the UK voted to leave the European Union, with average remortgage rates now...

Accord trims rates across residential and buy-to-let ranges

Accord Mortgages is reducing rates across its residential and buy-to-let product ranges for the second time this month, with changes taking effect from 25...

RAW Capital Partners records strongest month for lending completions

Specialist lender RAW Capital Partners achieved a record month for loan completions in May, driven by demand across its expanding mortgage range and growth...

Air warns of interest-only mortgage maturity challenge for older borrowers

Thousands of older homeowners approaching the end of their interest-only mortgage terms may be unaware of the range of later life lending options available...

Renters face decades-long wait to save a first-time buyer deposit

A third of aspiring homeowners are saving £100 a month or less, leaving many facing decades of saving to reach the average first-time buyer deposit, according to new research from Skipton Building Society. The study of 1,000 renters who...

Molo strengthens broker support with new BDM appointment and internal promotion

Molo has expanded its distribution team with the appointment of Ben Saffery as business development manager for South London and the South East, alongside the promotion of Richard Cunningham to a field-based BDM role. The specialist mortgage lender, which...

Younger buyers embrace AI, but human advice remains central to homebuying

Banks, building societies and mortgage brokers remain the most trusted sources of homebuying advice, despite growing interest in AI-powered tools among younger buyers, according to new research from HomeOwners Alliance. The study found that banks and building societies are...

Clydesdale to withdraw from new mortgage lending market

Clydesdale has confirmed it will no longer offer new mortgage lending, marking the end of new business activity under the brand. The lender said its fixed rate mortgage products for new customers, which were withdrawn earlier this year, will...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

Stability has value: why the latest Bank Base Rate hold matters

The Bank of England's decision to maintain Bank Base Rate (BBR) at 3.75% may not have generated the excitement that often accompanies a rate...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England holding the base rate as expected and inflation remaining steady...

Q&As

BUY-TO-LET

Masthaven cuts rates and expands support for self-employed borrowers

Masthaven Finance has reduced rates across its lending range, increased maximum loan-to-value limits and...

Landbay cuts Premier buy-to-let rates again as five-year fixes down 17bps

Landbay has reduced rates across its Premier buy-to-let range for the second time this...

Kensington trims rates across buy-to-let product range

Kensington Mortgages has reduced rates across a number of its buy-to-let mortgage products, with...

GB Bank expands sourcing reach with Xplan Mortgage listing

GB Bank has made its simplified core buy-to-let range available through Iress’ Xplan Mortgage...

HSBC cuts rates across residential and buy-to-let mortgage ranges

HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage...

The Dudley cuts rates across residential, buy-to-let and expat ranges

Dudley Building Society has reduced rates across its residential, buy-to-let and expat mortgage products,...

Gatehouse launches limited-edition HPPs and cuts selected BTL rates

Gatehouse Bank has introduced a range of limited-edition Home Purchase Plan and buy-to-let products...

Zephyr Homeloans reduces buy-to-let fixed rates by 15bps

Zephyr Homeloans has reduced all fixed rates across its buy-to-let mortgage range by 15bps,...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Young buyers look further afield as affordability pressures persist

A growing number of younger buyers are willing to compromise on location in order to secure a home, as affordability challenges continue to shape purchasing decisions across the UK housing market. New research from Barclays suggests that one in five Gen Z buyers would consider...

Stamp Duty burden soars as tax threshold remains frozen at 2006 level

The Stamp Duty threshold at which homebuyers begin paying tax has remained unchanged since...

Bank holds rates at 3.75%

The Bank of England left interest rates unchanged at 3.75% today despite inflation remaining...

First-time buyer demand remains resilient as borrowing requirements rise

First-time buyers continue to pursue homeownership despite affordability challenges, with mortgage search activity remaining...

Gen H cuts high loan-to-value mortgage rates by up to 20bps

Gen H has reduced rates across its higher loan-to-value mortgage range, with the largest...

OPINION

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of mortgage advice may increasingly come from helping customers make decisions over time rather than simply providing information. Much of the mortgage...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

DISTRIBUTION

Nomo joins Paradigm panel to expand access to GCC property investors

Shariah-compliant property finance provider Nomo has joined the lender panel of Paradigm Mortgage Services,...

L&G Mortgage Club appoints key relationship manager

L&G Mortgage Club has appointed Gurpreet Chahal as key relationship manager to support broker...

Fintel chair and TMG chief rescue Rotherham United Women

Rotherham United Women Football Club has been rescued from the brink of extinction after...

FCA warns firms as fake communications continue to rise

The Financial Conduct Authority has issued a fresh warning to firms after uncovering a...

Afin Bank expands broker reach with L&C Mortgages panel appointment

Afin Bank has added L&C Mortgages to its broker panel as it looks to increase access to its specialist lending products for borrowers who fall outside mainstream criteria. The lender, which specialises in serving customers who are often underserved by high street providers, will make...