The human adviser in an AI mortgage market

NatWest’s decision to place home-buying guidance inside ChatGPT is a story with large implications. It shows how quickly the first conversation about a mortgage can move away from a branch, a broker website, or a phone call and into...

Latest news

Nivo report points to admin burden in specialist lending

Nivo has published a market insights report highlighting the time lost by specialist lending teams to duplicated admin, incomplete submissions and repeated broker-lender communication. The...

Molo extends LMS partnership with move to Panel Link

Molo has expanded its partnership with LMS by joining Panel Link, in a move designed to improve control and efficiency in the post-offer mortgage...

Simplybiz launches academy to support adviser recruitment and training

Simplybiz has launched an academy designed to help advice firms attract, develop and retain new talent. The academy provides a training and development pathway for...

Conveyancers back MPs’ push for reform of home buying process

The Conveyancing Association has welcomed recommendations from the Housing, Communities and Local Government Select Committee, describing them as closely aligned with long-standing concerns across...

ASA upholds complaint over ‘leading body’ claim in CPD accreditation ads

The Advertising Standards Authority (ASA) has upheld a complaint against The Professional Development Consortium Ltd, trading as CPD Standards Office, over paid-for social media adverts that described the firm as the “UK’s leading body”. The ruling forms part of...

Additional property purchases drive stamp duty receipts in more than half of councils

Landlords and second-home buyers now account for the majority of stamp duty receipts in more than half of English local authorities, according to analysis by Paragon Bank. The lender said higher-rate additional dwelling transactions generated at least 50% of...

Landlords urged to review rent guarantee cover after Renters’ Rights Act changes

Buy-to-let landlords should consider rent guarantee insurance after the Renters’ Rights Act came into force on 1 May, Karis Insurance has said. The real estate finance and insurance specialist said the legislation could lead to longer periods of rent...

Rural house prices outpace urban markets

Rural housing markets in England and Wales are recording stronger annual price growth than urban areas and the national average, according to research from Yopa. The estate agency analysed house price growth between January 2025 and January 2026 and...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

Beyond the walk: Mortgage leaders talk mental health – part 8

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – part 6

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Volatility is back – but it has been part of buy-to-let for years

For many, the level of uncertainty we’ve had in the mortgage market over the past couple of months feels uncomfortable, particularly when it feeds...

Beyond the walk: Mortgage leaders talk mental health – part 3

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are 72 participants from...

Plugging the first-time buyer knowledge gap

A couple of weeks ago, I found myself down at my local, surrounded by family, friends and the usual mix of conversation. Among the...

Beyond the walk: Mortgage leaders talk mental health – part 2

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. And as we reveal...

Q&As

BUY-TO-LET

GB Bank completes £1.5m HMO refinance for portfolio landlord

GB Bank has completed a £1.5 million HMO refinance for an experienced landlord, moving...

Landlords retreat from London market as rental stock tightens

Landlords have been exiting the London market since proposals for rental reform first emerged,...

Landlords brace for RRA impact as tenant stability holds firm

Landlords are preparing for significant change as the Renters’ Rights Act 2025 comes into force with...

Landlord exit reshapes London buy-to-let landscape

Landlords have been exiting the London rental market since reforms were first proposed with...

Foundation adds green, expat and specialist buy-to-let products

Foundation Home Loans has expanded its buy-to-let range with new products for green properties,...

Quantum Mortgages unveils academy to develop internal sales talent

Quantum Mortgages has launched a Business Development Academy aimed at supporting broker support staff...

Beyond the walk: Mortgage Leaders talk mental health – part 5

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

Nomo launches broker academy for Gulf client property finance

Nomo has launched a broker academy to support intermediaries working with Gulf Cooperation Council...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Renters would buy if mortgage payments matched rent, MAB research finds

Nearly half of renters would buy a home immediately if their monthly mortgage payments were the same as their rent, according to research from Mortgage Advice Bureau (MAB). The research found that 47% of renters would buy tomorrow if mortgage repayments matched what they currently...

HSBC cuts mortgage rates by up to 0.31bps

HSBC UK has reduced rates across parts of its mortgage range, with cuts of...

The Buckinghamshire launches three-year fixed mortgage range

Buckinghamshire Building Society has launched a new range of three-year fixed mortgage products aimed...

Beyond the walk: Mortgage Leaders talk mental health – part 4

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

Rightmove: Now it’s cheaper to rent than buy!

Rising mortgage rates have pushed average monthly repayments above rents for the first time...

OPINION

Beyond the walk: Mortgage leaders talk mental health – part 1

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. And as we reveal...

Portfolio landlords reshape buy-to-let market

Portfolio landlords are becoming increasingly central to the buy-to-let market as investors take a...

Supporting complex cases in a modern mortgage market

In today’s diverse mortgage landscape, brokers are working with a growing number of clients...

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time and time again.  When someone is buying a home, the focus is understandably on getting the mortgage over the line. Affordability,...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five self-employed workers plans to buy a property in the next...

DISTRIBUTION

Brightstar COO urges brokers to back ED&I survey push

The mortgage industry has been urged to “take stock and reset” its approach to...

TPFG invests in L&G surveying services parent to strengthen lender links

The Property Franchise Group has taken a 25% stake in Meridian HoldCo, the parent...

Cloud Mortgages joins Stonebridge in technology-led growth push

Cloud Mortgages has joined Stonebridge as it seeks to expand its adviser team with...

MPC call ‘not the headline’ says Loan.co.uk chief

Ahead of this week’s Bank of England decision the focus for brokers should be...

Lifting and shifting to the cloud isn’t real transformation

As we gear up to spend time at the Building Societies Association Annual Conference this year, there is one conversation I know we are going to be having a lot. When it comes to technology, the mutual sector is certainly not short on ambition. Everyone...