Barclays loosens affordability rules for residential and buy-to-let borrowers

Barclays has changed its affordability calculations for residential and buy-to-let mortgages, in a move that could allow some borrowers to access larger loans. The bank said residential applicants taking products at 85% loan to value or below will now...

Latest news

NPS Law joins My Legal Club conveyancing panel

NPS Law has joined My Legal Club’s UK conveyancing panel following a review of solicitors seeking a place on the network. The panel works with...

Conveyancing fees tick up in Q1 but remain flat over past 12 months

The cost of conveyancing services rose modestly in the first quarter of 2026, although prices remain broadly unchanged compared with a year earlier. The average...

Bath BS introduces valuation engine to speed up mortgage decisions

Bath Building Society has launched a new property decisioning engine aimed at cutting delays in the mortgage valuation process for brokers and borrowers. The mutual...

LSL to stage first protection-only conference for advisers

LSL Financial Services is to hold its first conference dedicated solely to protection, in a move aimed at mortgage advisers and specialist protection advisers...

Afin Bank brings in title insurance to speed up mortgage completions

Afin Bank has partnered with Westcor International to introduce Perfect Title Insurance across its mortgage process in England and Wales, in a move designed to reduce delays between offer and completion. The lender said the arrangement would allow some...

Mortgage deals vanish in days as rates surge

Mortgage deals are disappearing at record speed as lenders scramble to reprice in a volatile rate environment. Latest data from Moneyfacts shows the average shelf-life of a mortgage has fallen to just eight days, down from 14 days in...

TAB expands investor relations team as loan book passes £260m

TAB is expanding its investor relations division as the real estate finance and investment house looks to bring in more private capital alongside growth in its specialist lending business. The move comes with the firm’s active loan book now...

Rising costs push more retirees back into work, Standard Life finds

A growing number of retirees are returning to work as the financial realities of retirement fall short of expectations, according to new research from Standard Life. The data suggests one in six retirees (16%) have either already gone back...

PROFILE

Profile: Andrew Lloyd, CEO of Fignum

Andrew Lloyd is the Chief Executive Officer (CEO) of Fignum. He was appointed to the role in October 2024 to lead the business, which...

INDUSTRY COMMENT

What to look for when determining your network partner?

Over the years I have spoken to many advisers who are either thinking about starting their own firm or reviewing whether their current network...

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Q&As

BUY-TO-LET

Virgin Money raises selected mortgage and product transfer rates

Virgin Money will increase a range of selected purchase, remortgage and product transfer rates...

Finova Broker Payments links with Mortgage Broker Tools on broker research offering

Finova Broker Payments has agreed a partnership with Mortgage Broker Tools that will give...

HMO licensing applications rise 40% as landlords shift to shared housing

The UK’s house in multiple occupation (HMO) market has expanded significantly in recent years,...

Investec hires relationship manager to expand City Professionals team

Investec Bank has appointed Hannah Oades as relationship manager within its City Professionals team...

Redwood refinance supports Birmingham landlord’s supported housing expansion

Redwood Bank has completed an £847,500 refinancing deal for a Birmingham landlord, releasing equity...

HTB launches ‘Flow’ range with rates from 5.54%

Hampshire Trust Bank has introduced ‘Flow’ - a new buy-to-let tier with rates starting...

Fleet strengthens intermediary sales structure

Fleet Mortgages has promoted two senior business development managers into newly created regional leadership...

Home and away: How appetite for UK property is rising

Conflicts in Ukraine and now the Middle East are a reminder that the catastrophic...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Market stalls as rates surge on Middle East tensions

The UK housing market lost momentum in March with rising borrowing costs and geopolitical uncertainty dragging on buyer demand and sales activity, according to the latest survey from Royal Institution of Chartered Surveyors. New buyer enquiries fell sharply to a net balance of -39%, down...

Gen H cuts rates across mortgage range including New Build Boost

Gen H has reduced rates across its full mortgage range, including its New Build...

Halifax says house prices slipped in March as market lost early spring momentum

UK house prices fell in March and annual growth slowed, with Halifax saying geopolitical...

First-time buyer demand picks up in early 2026 despite limited supply

First-time buyer demand increased in the first quarter of 2026, according to research from...

Coventry trims first-time buyer and limited company buy-to-let rates

Coventry for intermediaries has cut selected mortgage rates for first-time buyers and limited company...

OPINION

Mutual strength and the broker partnership

The mutual sector has always been associated with community purpose, local branches and a member-first approach that feels a little different to the wider...

First-time, accidental or professional? How the landlord profile is shifting in 2026

One of the most common misconceptions that people have about the buy-to-let market is...

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and the profession faces a critical skills gap at the worst possible time. Building surveying and valuation are among the disciplines most...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

DISTRIBUTION

Conveyancing delays blamed by 65% of buyers

More than six in ten homebuyers say conveyancing is the biggest cause of delays...

TRM hires compliance manager to strengthen AR support

The Right Mortgage & Protection Network has appointed Samantha Roe as compliance manager, bolstering...

Afin waives legal fees on remortgages in broker push

Afin Bank is offering free legal fees on remortgage applications submitted before the end...

Paradigm bolsters leadership team

Paradigm Mortgage Services has made a series of senior appointments including a new head...

OMS integrates UTB residential range via API

One Mortgage System has completed a full API integration with United Trust Bank, giving brokers direct access to its residential mortgage range without the need to rekey data. The integration allows OMS users to submit first charge residential applications straight through the platform, streamlining the...