Knowledge Bank to host development finance webinar for brokers

Knowledge Bank is turning its next Lenders’ Live session over to development finance, as brokers face growing client interest in funding ground-up schemes, conversions and refurbishments. The specialist criteria search system will dedicate the forthcoming edition of its regular...

Latest news

Digital ID providers given formal backing under money laundering rules

HM Treasury and the Department for Science, Innovation and Technology have issued joint guidance confirming that Digital Verification Services certified under the UK Digital...

MJP Conveyancing completes first live TR1 using qualified electronic signature

MJP Conveyancing has completed its first TR1 transfer deed using Veyco QEST, marking a live deployment of qualified electronic signatures in everyday conveyancing practice. Veyco...

Later life borrowing gathers pace as standard mortgages eclipse equity release

Lending to borrowers aged over 55 rose sharply at the end of 2025, with mainstream mortgage products taking a greater share of later life...

Residential transactions dip 5% in January

The number of UK residential property transactions fell in January marking the first notable slowdown after several months of relative stability. According to the latest...

Santander issues first offer under 98% LTV first-time buyer mortgage

Santander UK has confirmed that the first mortgage offer has been issued under its new 98% loan-to-value product, aimed at first-time buyers with smaller deposits. The lender launched its My First Mortgage range on 3 February, allowing eligible first-time...

Spring Statement must tackle planning, regeneration and skills

With many reports suggesting that next week’s Spring Statement will deliver little in the way of new policy and instead focus largely on updated economic forecasts, there is an even greater need for practical measures that genuinely support...

The Coventry cuts higher LTV fixed rates in first-time-buyer push

Coventry for intermediaries has reduced selected residential fixed rates, with changes focused on higher loan-to-value lending and products aimed at first-time-buyers. The intermediary arm of Coventry Building Society has cut a number of two-year, three-year and five-year fixed rate...

The Leeds lifts profit to £198.6m as mortgage lending hits £5bn

Leeds Building Society has reported a rise in annual profit alongside solid mortgage lending and savings growth, as it continues a multi-year investment in digital services and its branch network. The mutual posted a profit before tax of £198.6...

PROFILE

Michael Day on why conditional selling remains an industry flashpoint

Conditional selling remains one of the most persistent and contentious issues facing the UK housing and mortgage markets with brokers continuing to report pressure...

INDUSTRY COMMENT

Technology: from transformation to stewardship

For most of the modern history of UK mortgage lending, stability has not simply been a preference – it has been a necessity. Boards have...

The continued evolution of the later life lending market

Later life lending has moved well beyond being an occasional enquiry about equity release or a maturing interest-only case. It is now a consistent and...

What does the year hold for specialist first charge residential mortgages?

A few months into 2026, it is already clear that many borrowers continue to fall outside the criteria set by high street and mainstream...

A turning point for British Islamic home finance

A quick question for brokers: what would you do if 80% of a fast-growing community told you the market was not serving them properly? That...

Mutual sector ambition needs tech-driven scale

The Government’s commitment to doubling the size of the mutual sector has been welcomed across financial services. Building societies continue to play a critical...

Conveyancing fees will rise and you can blame the Government

Tax is complicated and making sure you pay the right amount can be challenging - just ask MP Angela Raynor or indeed former Chancellor...

Q&As

BUY-TO-LET

Why straightforward buy-to-let cases are becoming increasingly rare

The idea of a truly straightforward buy-to-let case now feels increasingly distant. As portfolios...

Accord cuts residential pricing at lower LTVs and reduces selected BTL rates

Accord Mortgages is reducing rates across parts of its residential and buy-to-let ranges, with...

Landbay cuts buy-to-let rates by up to 20bps across full range

Landbay has announced a fresh round of pricing cuts across its buy-to-let proposition, reducing...

Intermediaries arrange £33bn for SMEs

Broker-originated SME lending climbed to £33bn in 2025, up 25% year-on-year, according to the...

Vida to allow intercompany deposit loans and raises exposure cap

Vida Homeloans has widened its buy-to-let criteria, allowing intercompany loans as a deposit source...

Mercantile Trust enhances criteria and unveils new calculator

Mercantile Trust has announced a series of lending criteria enhancements alongside the launch of...

Paragon creates new intermediary relationship team to bolster broker support

Paragon Bank has established a dedicated intermediary relationship team as it seeks to deepen...

Gatehouse trims two-year buy-to-let rental rates for expats and overseas investors

Gatehouse Bank has lowered rental rates across parts of its two-year fixed-term buy-to-let range...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Buyers gain edge as listings rise

February is on track to record the highest number of new property listings for a decade as improving mortgage conditions boost market momentum. The latest House Price Index from Zoopla reveals that the number of homes for sale is currently 6% higher than a year...

Average mortgage LTV drops to 59% as housing equity swells by £677bn

The average loan-to-value ratio on mortgaged properties across the UK now stands at 59%,...

Gen H extends New Build Boost scheme with Lovell Homes partnership

Gen H has widened its New Build Boost mortgage scheme through a new partnership...

Academics warn housing shortage is entrenching poverty as affordability pressures mount

A shortage of social and affordable housing is trapping lower income families in poverty...

80% say younger generations are financially worse off than 20 years ago

Four in five UK adults believe younger generations are financially worse off than they...

OPINION

Jonny Palmer: Taking on the world’s toughest foot race

On 3 April I’ll be attempting what is considered the toughest foot race on earth: Marathon Des Sables Legendary. When I type that into a...

The conveyancing power of sales-ready packs

Conveyancing is stressful – and I'm not just talking about the poor customer experience....

Cloud is not about where you host technology, it’s about how

When lenders talk about cloud, the discussion often begins – quite reasonably – with...

AI, mortgages and the human need we can’t ignore

There is lots of talk about technology with cloud-native and artificial intelligence just some of the buzzwords of today’s dinner parties and conferences. There is an innate fear that computers will take jobs from people and I’ve heard that some businesses are forecasting a blanket...

PMI – an advice gap not to be ignored

The latest figures from the ABI show insurers processed a record £4 billion in individual and workplace private medical insurance (PMI) claims in 2024,...

DISTRIBUTION

MAB hosts strategic lender Summit at Century Club 

Leading figures from the UK mortgage lending community gathered last night at the exclusive...

Raw Capital Partners joins L&G Mortgage Club panel

Raw Capital Partners has joined the panel of Legal & General’s Mortgage Club, enabling...

Jupp: Brightstar will keep pushing specialist lending boundaries

Brightstar Group chief executive Rob Jupp has pledged to keep “pushing” the specialist lending...

Loan.co.uk hires Michelle Westley to drive intermediary growth

Loan.co.uk has appointed Michelle Westley as head of partnership marketing as the specialist lender...

The Right Mortgage introduces in-house packager service for complex cases

The Right Mortgage has launched The Right Packager, a new service available to advisory firms within its network to support cases that fall outside mainstream lending criteria. The proposition is positioned as an additional route to market for advisers handling complex, non-standard or specialist applications,...