There are 4.3 million self-employed workers in the UK and nearly one in five self-employed workers plans to buy a property in the next year. And 24% of those who tried to get a mortgage last year were...
In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly.
One thing comes up time...
Almost half of aspiring first-time buyers are using secondary income streams to help fund a deposit, according to new research from Santander UK.
The lender...
Vida has reduced selected residential mortgage rates by up to 106 basis points and eased criteria for self-employed applicants, contractors and borrowers with commission...
Iress has struck a deal with The Interesting Life Company to offer an AI-powered underwriting tool through The Exchange, giving advisers an early view...
More than half of identity verification checks in UK finance and property businesses are still being carried out manually, despite widespread concern about the growing use of AI in financial crime.
That is according to SmartSearch’s 2026 Compliance Report,...
The number of storm warnings issued across the UK fell sharply between 2023 and 2025, according to analysis of Met Office data obtained through a Freedom of Information request by Compare the Market.
The comparison site said storm-related warnings...
Nationwide is cutting fixed mortgage rates by up to 25 basis points for first-time buyers and home movers, with the changes due to take effect from tomorrow.
The mutual said the reductions would apply across selected two-year, three-year and...
Halifax Intermediaries is reducing fixed mortgage rates for homemovers and first-time buyers.
The lender will reduce rates by up to 0.15% across its fixed rate range for both homemovers and first-time buyers, in a further sign of incremental repricing...
The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...
While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection.
Recent data...
With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...
Mortgage brokers are seeing more remortgage activity, but say geopolitical uncertainty, cost of living pressures and affordability concerns are making borrowers more cautious about moving home.
The latest broker survey from Family Building Society found that 51% had seen an increase in remortgage applications.
The same...
The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...
20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage applications. Processes were straight forward and the range of product options available was far narrower.
There was very little need –...
The Financial Conduct Authority has set out its latest vision for open finance, with early work expected to focus on improving access to credit for SMEs and exploring how shared financial data could support mortgage borrowing and management.
In a paper published on Tuesday, the...
