Higher mortgage rates hit buyer demand

Higher mortgage rates and ongoing geopolitical uncertainty continue to weigh heavily on the UK housing market with buyer demand and agreed sales remaining firmly negative, the latest RICS Residential Market Survey reveals. The April 2026 survey found new buyer...

Latest news

New research highlights stress of homebuying journey

NatWest and Rightmove have published data which suggests the emotional reward of finding the right home continues to outweigh the pressures of moving. The findings...

OMS renews technology agreement with Complete FS

One Mortgage System has renewed its agreement with Complete FS, extending the specialist distributor’s use of its CRM and workflow platform. The renewed deal will...

Twenty7tec adds more than 90 users to advice CRM in Q1

Twenty7tec has onboarded more than 90 users across 15 firms to its ADVICE CRM in the first quarter of 2026, as demand grows for...

Offa expands home finance team as Islamic lender builds on product growth

Offa has strengthened its home finance division with four new hires as it looks to scale its Home Purchase Plan and buy-to-let offering. The Islamic...

Making children’s cover part of the mortgage conversation

Seeing a child unwell can often change how we feel, especially if you are a parent. Even when it’s a common childhood illness, such as a cold or a fever, seeing the little person who normally fills your...

Beyond the walk: Mortgage leaders talk mental health – part 13

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk & Talk challenge on Sunday and will finish on Friday this week. There are some 72 participants from across the mortgage sector taking part. The six-day...

West Brom BS cuts low-deposit mortgage rates

West Brom Building Society has reduced rates across its two-year core and new build mortgage ranges. The mutual said the changes are intended to support first-time buyers and home movers in the low-deposit market. Its two-year fixed-rate 90% LTV purchase...

The Mortgage Works cuts rates and adds new buy-to-let options

The Mortgage Works has cut rates by up to 0.20 percentage points across selected one, two and five-year fixed rate products for new and existing customers, while also introducing three new options to its buy-to-let range. Across the new...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

OMS adds Twenty7tec monitoring tool to broker platform

One Mortgage System (OMS) has integrated Twenty7tec’s ADAPT product monitoring tool into its CRM and loan origination platform. The integration is live and available to...

A BBR decision rooted in caution, not complacency

The Bank of England MPC’s decision to hold Bank Base Rate (BBR) will come as a welcome outcome for many across the mortgage market,...

When the market gets messy, control matters more than ever

There is a tendency to look at the current market and focus purely on activity levels, particularly after the recent spike driven by lender...

Beyond the walk: Mortgage leaders talk mental health – part 8

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – Part 7

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – part 6

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Q&As

BUY-TO-LET

The Mortgage Lender cuts buy-to-let rates and brings back 75% LTV deals

The Mortgage Lender has reduced buy-to-let rates by up to 0.35% and relaunched selected...

Paradigm adds Afin Bank to lender panel

Paradigm Mortgage Services has added Afin Bank to its lender panel, giving member firms...

Fleet Mortgages brings back zero-fee and fixed-fee five-year BTL fixes

Fleet Mortgages has reintroduced zero-fee and fixed-fee five-year fixed-rate products across its standard and...

Coventry cuts selected residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates by up to...

Remortgage searches fall as April mortgage activity slows

Mortgage search activity fell sharply in April as the market lost momentum after stronger...

Zephyr Homeloans launches special edition BTL range with no valuation fees

Zephyr Homeloans has launched a special edition five-year fixed rate buy-to-let range with no...

Off-plan sales hit 12-year low as costs squeeze housebuilders

The share of new homes sold off-plan has fallen to its lowest level since...

Vida expands residential range and relaunches buy-to-let products

Vida Homeloans has expanded its lending proposition with the reintroduction of 20 residential products...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Lloyds Banking Group cuts deposit barrier with £5k first-time buyer deal

Lloyds Banking Group has launched a new mortgage allowing first-time buyers to secure a home with a £5,000 deposit. The UK’s largest mortgage lender is reducing one of the most persistent barriers to homeownership by introducing a product aimed at first-time buyers struggling to raise...

First-time buyers face pressure as high LTV mortgage choice falls

First-time buyers remain under pressure from reduced mortgage choice and stretched affordability, despite signs...

First-time buyers turn to renovation homes as affordability pressures bite

First-time buyers are increasingly choosing cheaper homes in need of renovation as affordability pressures...

House price growth slows as higher borrowing costs hit confidence

House prices remained broadly flat in April as higher borrowing costs and renewed economic...

The human adviser in an AI mortgage market

NatWest’s decision to place home-buying guidance inside ChatGPT is a story with large implications. It...

OPINION

Beyond the walk: Mortgage leaders talk mental health – part 11

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk & Talk challenge on Sunday and will finish on Friday this...

Beyond the walk: Mortgage leaders talk mental health – part 10

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk &...

Beyond the walk: Mortgage leaders talk mental health – part 9

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

Beyond the walk: Mortgage Leaders talk mental health – part 5

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72 participants from across the mortgage sector taking part. The six-day initiative will follow the Grand Union Canal, with individuals joining for...

Beyond the walk: Mortgage Leaders talk mental health – part 4

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

DISTRIBUTION

Together hires strategy chief to support growth plans

Together has appointed Russell Anderson as chief strategy officer as the specialist lender looks...

Pepper Money reshapes sales leadership team

Pepper Money has made a series of changes to its sales leadership structure as...

The Beverley joins Brilliant Solutions mortgage club panel

Beverley Building Society has joined the Brilliant Solutions Mortgage Club lender panel in a...

Gatehouse Bank joins The Right Mortgage panel

The Right Mortgage & Protection Network has added Gatehouse Bank to its lender panel,...

Fintel Services launches Omni Mortgage Club

Fintel Services has launched Omni Mortgage Club, a whole-of-market mortgage club intended to expand broker support and product access. The club will operate alongside the division’s existing mortgage club, Simplybiz Mortgages, and has been developed to support advisers in what Fintel described as an increasingly...