House price growth slows as higher borrowing costs hit confidence

House prices remained broadly flat in April as higher borrowing costs and renewed economic uncertainty weighed on buyer confidence according to the latest Halifax House Price Index. The lender said average UK property prices dipped by -0.1% during the...

Latest news

Pepper Money reshapes sales leadership team

Pepper Money has made a series of changes to its sales leadership structure as it looks to strengthen national broker coverage and intermediary relationships. Ryan...

Vida expands residential range and relaunches buy-to-let products

Vida Homeloans has expanded its lending proposition with the reintroduction of 20 residential products and the relaunch of its buy-to-let range. The residential additions include...

Gatehouse Bank joins The Right Mortgage panel

The Right Mortgage & Protection Network has added Gatehouse Bank to its lender panel, giving member firms access to Shariah-compliant home finance products. The network...

JammJar adds identity verification through Entrust partnership

JammJar has partnered with Entrust to allow mortgage brokers to complete automated identity verification checks within its platform. The integration enables advisers to initiate and...

Industry invited to shape next phase of inclusion research

Mortgage and protection professionals are being urged to contribute to a new study examining equity, diversity and inclusion across the sector. Professionals across the mortgage and protection market are being encouraged to take part in a new industry-wide survey...

Melton enters limited company buy-to-let market

Melton Building Society is entering the limited company buy-to-let sector as more landlords continue to incorporate their property portfolios amid ongoing tax and regulatory changes. The mutual will launch a new range of limited company buy-to-let mortgages from Monday...

HSBC lowers rates across residential and buy-to-let ranges

HSBC UK is reducing a broad range of residential and buy-to-let mortgage rates, with changes taking effect from 8 May. The lender confirmed it will implement rate reductions across multiple product lines, including first-time buyer, home mover, remortgage and...

UTB backs calls for homebuying reform

United Trust Bank has backed calls from the Housing Select Committee for a legal overhaul of the homebuying process. The committee has called for reforms aimed at reducing the estimated £1.5bn lost each year from property sales falling through. Proposals...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

When the market gets messy, control matters more than ever

There is a tendency to look at the current market and focus purely on activity levels, particularly after the recent spike driven by lender...

Beyond the walk: Mortgage leaders talk mental health – part 8

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – Part 7

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – part 6

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Volatility is back – but it has been part of buy-to-let for years

For many, the level of uncertainty we’ve had in the mortgage market over the past couple of months feels uncomfortable, particularly when it feeds...

Beyond the walk: Mortgage leaders talk mental health – part 3

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are 72 participants from...

Q&As

BUY-TO-LET

Brightstar steps up hiring as group targets 20% annual growth

The Brightstar Group has made a series of hires across its businesses as it...

Foundation research points to steadier landlord confidence

Foundation Home Loans has reported signs of improving landlord confidence in the first quarter...

Hinckley & Rugby adds 80% LTV buy-to-let deals

Hinckley & Rugby for Intermediaries has launched new 80% loan-to-value buy-to-let products and cut...

The Tipton launches broker portal with Mast Origin

The Tipton & Coseley Building Society has launched a new online application portal as...

Mortgage affordability reaches tightest level since 2008

Mortgage affordability has reached its tightest level since 2008, with borrowers spending an average...

GB Bank completes £1.5m HMO refinance for portfolio landlord

GB Bank has completed a £1.5 million HMO refinance for an experienced landlord, moving...

Landlords retreat from London market as rental stock tightens

Landlords have been exiting the London market since proposals for rental reform first emerged,...

Landlords brace for RRA impact as tenant stability holds firm

Landlords are preparing for significant change as the Renters’ Rights Act 2025 comes into force with...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

The human adviser in an AI mortgage market

NatWest’s decision to place home-buying guidance inside ChatGPT is a story with large implications. It shows how quickly the first conversation about a mortgage can move away from a branch, a broker website, or a phone call and into a digital channel that feels immediate,...

Afin Bank removes fee from 95% LTV five-year fixes

Afin Bank has removed the product fee from its 95% loan-to-value five-year fixed rate...

Renters would buy if mortgage payments matched rent, MAB research finds

Nearly half of renters would buy a home immediately if their monthly mortgage payments...

HSBC cuts mortgage rates by up to 0.31bps

HSBC UK has reduced rates across parts of its mortgage range, with cuts of...

The Buckinghamshire launches three-year fixed mortgage range

Buckinghamshire Building Society has launched a new range of three-year fixed mortgage products aimed...

OPINION

Beyond the walk: Mortgage leaders talk mental health – part 9

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage Leaders talk mental health – part 5

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

Beyond the walk: Mortgage Leaders talk mental health – part 4

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

Plugging the first-time buyer knowledge gap

A couple of weeks ago, I found myself down at my local, surrounded by family, friends and the usual mix of conversation. Among the group, I was chatting with someone who was clearly very intelligent and switched on, yet when the conversation turned to...

Beyond the walk: Mortgage leaders talk mental health – part 2

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. And as we reveal...

DISTRIBUTION

Cloud Mortgages joins Stonebridge in technology-led growth push

Cloud Mortgages has joined Stonebridge as it seeks to expand its adviser team with...

Brightstar COO urges brokers to back ED&I survey push

The mortgage industry has been urged to “take stock and reset” its approach to...

Hope Capital ties up with Melius Commercial to expand broker access to bridging finance

Hope Capital Property Finance has partnered with Melius Commercial, delivering more than £7m of...

TPFG invests in L&G surveying services parent to strengthen lender links

The Property Franchise Group has taken a 25% stake in Meridian HoldCo, the parent...

MPC call ‘not the headline’ says Loan.co.uk chief

Ahead of this week’s Bank of England decision the focus for brokers should be on navigating complexity rather than the direction of rates, according to Paul McGerrigan, chief executive officer at Loan.co.uk. With the Monetary Policy Committee set to announce its latest decision on Thursday, McGerrigan argues...