Broker-led research will sharpen relationships in bridging sector

A new broker-focused research programme has been launched with the aim of helping bridging lenders better understand how and why brokers choose their funding partners. The Bridging Intelligence Initiative, created in partnership between Momenti Group and Bridging Soup, has...

Latest news

Skipton scraps 16 mortgage fees in simplification drive

Skipton Building Society has removed 16 mortgage administration fees in a move designed to simplify the borrowing process and reduce costs for homeowners and...

Major lenders start lifting fixed mortgage rates

HSBC and Coventry Building Society have become the first major lenders to announce increases to fixed mortgage rates and signalling a potential turning point...

Foxtons financial services revenue climbs 10%

Foxtons increased revenue from its financial services division by 10% in 2025, supported by higher transaction volumes and stronger demand for refinancing activity. The estate...

The Ecology adopts OMS and Monument Technology systems 

Ecology Building Society has implemented a new mortgage origination platform through a partnership with Monument Technology and One Mortgage System (OMS) as it looks...

British Friendly cuts claims decision time to eight days

British Friendly paid more than £4.9m in claims during 2025 while reducing the average time taken to make a claims decision to eight days. The mutual said the improvement reflects its continued focus on service delivery for members and...

West One launches broker criteria search tool

Specialist lender West One has introduced a new criteria search tool on its website in partnership with Knowledge Bank, giving brokers quicker access to its lending criteria across a range of mortgage products. The new ‘Criteria Search’ function allows...

UTB cuts second charge mortgage rates by up to 55bps

United Trust Bank (UTB) has reduced rates across a selection of its second charge mortgage products by up to 55 basis points, with new pricing starting from 5.39%. The lender said the changes apply across both its Super Prime...

Pure Retirement founder to become chair as leadership transition begins

Pure Retirement chief executive Paul Carter is preparing to step into the role of chair as the later life lender begins a planned leadership transition. The move marks the next stage in Carter’s long career in the later life...

PROFILE

Terry Blackburn on building a community for mortgage brokers

At 19, Terry Blackburn was knocking on doors trying to sell life insurance to strangers. He’d previously worked as a builder and candidly admits...

INDUSTRY COMMENT

The silent majority: what most financial services customers never tell you

If you work in financial services, you probably have a good handle on formal complaints. You know how many you get, how quickly they’re...

Building momentum is back, but flexible funding will be key to delivery

There are growing signs that development activity across England is beginning to gather momentum again. After a prolonged period of caution driven by higher...

ANALYSIS: Swaps surge and the market braces for impact

It’s been an interesting week so far. Sadly, we’ve had to cancel our BDM meetings, because if we’re being honest, everyone in the market...

The growth is there. Now we must close the gap

The latest UK Finance Later Life Lending Update for Q4 2025 should give every specialist adviser renewed confidence in the scale and resilience of...

Spring Statement 2026: Standing still on debt as risks mount

Yesterday, the Chancellor delivered her Spring Statement. Given the backdrop of war in the Middle East, clearly the government and the public currently have...

Housing supply pressures underline the value of a balanced market

The latest figures from the Home Builders Federation make somewhat uncomfortable reading, particularly if you’re a Government which has placed a significant ‘bet’ on...

Q&As

BUY-TO-LET

Limited company landlords pull away from individual investors, research finds

The private rented sector is becoming increasingly divided along structural lines, with landlords operating...

Limited company buy-to-let purchases hit record 43%

Limited company landlords accounted for a record 43% of mortgaged buy-to-let house purchases in...

Finova underpins Offa’s move into Sharia-compliant residential finance

Finova has supported the launch of Offa’s new Sharia-compliant Home Purchase Plan, extending the...

Mortgage lending jumps 16% in 2025

Mortgage lending climbed 16% in 2025 to its highest level since the pandemic as...

UK house prices steady as first-time buyers return

UK house prices edged higher in February as improving affordability and a rebound in...

Industry fundraiser launched after MFS staff go unpaid

Staff at Market Financial Solutions (MFS) were due to be paid on Friday 27...

Why straightforward buy-to-let cases are becoming increasingly rare

The idea of a truly straightforward buy-to-let case now feels increasingly distant. As portfolios...

Landlords alert to renters’ reforms but most unclear on practical impact

Research by Paragon Bank, based on responses from more than 500 landlords, suggests that...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Prenups move into the mainstream as younger couples seek financial clarity

Prenuptial agreements — long associated with celebrities and high net worth families — are entering the financial mainstream, according to new national research commissioned by the law firm Taylor Rose. The study of UK adults found that among those who are or have been married...

Santander’s higher LTV cuts see 98% first-time buyer deal below 5%

Santander UK will lower the rate on its recently launched My First Mortgage to...

Reeves backs building societies’ first-time buyer push

Chancellor Rachel Reeves has thrown her weight behind building societies’ campaign to convince aspiring...

Santander issues first offer under 98% LTV first-time buyer mortgage

Santander UK has confirmed that the first mortgage offer has been issued under its...

The Coventry cuts higher LTV fixed rates in first-time-buyer push

Coventry for intermediaries has reduced selected residential fixed rates, with changes focused on higher...

OPINION

Analysis: Market shock pushes fixed rates towards imminent rise

With the crisis in the Middle East showing no signs of abating any time soon things are moving quickly in the markets and, on...

Spring Statement must tackle planning, regeneration and skills

With many reports suggesting that next week’s Spring Statement will deliver little in the...

Jonny Palmer: Taking on the world’s toughest foot race

On 3 April I’ll be attempting what is considered the toughest foot race on...

Technology: from transformation to stewardship

For most of the modern history of UK mortgage lending, stability has not simply been a preference – it has been a necessity. Boards have prioritised resilience, capital strength and operational control because the product demands it. A mortgage is not a short-dated unsecured facility...

The continued evolution of the later life lending market

Later life lending has moved well beyond being an occasional enquiry about equity release or a maturing interest-only case. It is now a consistent and...

DISTRIBUTION

Pivotal Growth founding director David Copland to retire

David Copland, business development director and a founding member of Pivotal Growth, is to...

Brightstar looks to Armed Forces leavers in drive to widen mortgage talent pool

Brightstar Group is piloting a new initiative aimed at bringing Service Leavers and Veterans...

Hope Capital renews Brickflow tie-up as digital distribution gains ground

Hope Capital Property Finance has extended its partnership with broker platform Brickflow as part...

Gen H extends New Build Boost scheme with Lovell Homes partnership

Gen H has widened its New Build Boost mortgage scheme through a new partnership...

Jupp: Brightstar will keep pushing specialist lending boundaries

Brightstar Group chief executive Rob Jupp has pledged to keep “pushing” the specialist lending market in 2026 as the distributor marks 15 years in business. Writing in the first issue of Brightstar Insights for 2026, Jupp said the firm’s focus remains firmly on growth, innovation...