RICS: Housing market recovery falters as buyer demand weakens

The UK housing market lost momentum in September as rising interest rate expectations weighed on buyer demand, sales activity and house prices, according to the latest Royal Institution of Chartered Surveyors (RICS) residential market survey. The September 2026 survey...

Latest news

Air and Mortgage Brain link sourcing platforms to widen later life lending options

Air and Mortgage Brain have agreed a collaboration designed to help mortgage advisers assess mainstream and specialist lending options for older borrowers through their...

Mortgage network growth diverges as acquisition activity reshapes sector

Stonebridge Mortgage Solutions and HL Partnership have recorded some of the largest increases in appointed representative (AR) firm numbers this year, as consolidation continues...

LMS appoints Ian Robinson as permanent chief executive

LMS has appointed Ian Robinson as its permanent chief executive, four months after he took over the role on an interim basis following the...

Mortgage lending availability falls as banks anticipate recovery in demand

Mortgage credit availability and demand for house purchase and remortgaging all declined during the third quarter of 2026, according to the Bank of England's...

L&G broadens adviser training to cover retirement and estate planning

L&G has extended its Adviser Academy webinar programme to help financial advisers address a wider range of client needs, including retirement income, inheritance tax planning and later life lending. The expanded CPD-accredited programme builds on the provider's existing mortgage...

Four in five homeowners have taken no action to protect against extreme weather

Almost eight in 10 homeowners have made no specific preparations to protect their properties from extreme weather, despite growing concerns about the risk of damage, research from Compare the Market has found. The comparison website's survey found that 79%...

Expat mortgage applications hampered by income verification difficulties

Almost two-thirds of mortgage brokers identify proving overseas income and affordability as the biggest obstacle when arranging mortgages for expatriate borrowers, according to research from Suffolk Building Society. The survey found that 62% of intermediaries struggle with assessing income...

LSL appoints Matt Surridge to new broker propositions role

LSL Financial Services has appointed Matt Surridge as propositions director, a newly created position overseeing the development of broker services across its Primis network and TMA Club. Surridge (pictured) will work with appointed representative and directly authorised firms to...

SPONSORED CONTENT

Why a BDM should be seen as an extension of a broker’s business

Business development managers (BDMs) have long played an important role in the relationship between lenders and brokers. Traditionally, much of that relationship has centered around...

PROFILE

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

INDUSTRY COMMENT

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Q&As

BUY-TO-LET

Life changes could create new wave of accidental landlords

Changes in personal circumstances rather than investment plans could push more homeowners into the...

Remortgage searches jump 40% as borrowers return after summer

Remortgage activity drove a sharp rise in mortgage searches during September, with Twenty7tec recording...

Step One Finance adopts OMS origination platform

Step One Finance has introduced a bespoke loan origination system developed with One Mortgage...

Paragon appoints Cockerill as mortgages commercial director

Paragon Bank has appointed Simon Cockerill as commercial director of mortgages as it looks...

AI used by more than half of consumers considering complaints

More than half of consumers who made or considered making a formal complaint about...

Landlord portfolios expand as average rental yields reach 7.9%

Professional landlords are continuing to expand their portfolios despite higher mortgage costs, with the...

Rely steps in after lender rejects first-time landlord application

Rely has provided a £160,000 buy-to-let mortgage to a first-time landlord after another lender...

FIRST-TIME BUYERS

Wider mortgage options put borrower circumstances in focus on Lenders Live

Borrowers with historic credit problems and smaller deposits have more routes to explore, but understanding which lenders can help remains central to the advice process. That was a recurring theme in the latest edition of Knowledge Bank’s Lenders Live, alongside a discussion about whether technology...

Ireland boosts Help to Buy as UK prepares new first-time buyer scheme

Ireland has increased the maximum support available to first-time buyers under its Help to...

Cambridge BS opens applications for deposit-building Rent to Home scheme

The Cambridge Building Society has opened applications for its Rent to Home property in...

Side hustles helping first-time buyers reach deposit targets sooner

Almost two-thirds of prospective first-time buyers are using additional sources of income to help...

Skipton raises maximum income multiple to 6x

Skipton Building Society has increased the maximum loan-to-income multiple available through its LTI Booster...

OPINION

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s...

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution....

Slow completions are costing brokers. Five steps can help protect their pipelines

Through my conversations with mortgage brokers, and Landmark’s work across the wider home-moving process, I see the same pattern repeatedly. Once a mortgage has been secured, brokers remain tied to a transaction they cannot fully see, or control and put in time chasing information...

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

DISTRIBUTION

Simplybiz Mortgages and FIBA add six lenders to specialist panel

Simplybiz Mortgages and the Financial Intermediary & Broker Association have expanded their Specialist Property...

The Monmouthshire expands mortgage platform pilot to more intermediaries

Monmouthshire Building Society has widened the intermediary pilot of its new mortgage origination platform,...

BetterHome Group UK appoints Anthony Glasgow as chief operating officer

BetterHome Group UK has appointed former Connells Group executive Anthony Glasgow as chief operating...

TMG adds Beagle Street to protection panel

TMG Mortgage Network has expanded its protection panel with the addition of life and...

MAB adds Gable Mortgages to lender panel

Mortgage Advice Bureau has added Gable Mortgages to its lender panel, giving its advisers access to the lender's 100% LTV proposition for borrowers without a traditional deposit. The addition is aimed at first-time buyers struggling to build a deposit, as well as home movers whose...