BDLA addresses Market Financial Solutions crisis

The Bridging and Development Lenders Association (BDLA) has sought to reassure the market following confirmation that Market Financial Solutions has applied to enter administration. The trade body issued a statement after the specialist lender confirmed it had made an...

Latest news

Central Trust unveils regulated bridging range

Central Trust has launched a new regulated bridging product aimed at homeowners in England and Wales offering short-term funding secured against a borrower’s primary...

AdvisoryAI integrates with Curo to cut adviser admin

AdvisoryAI and Time4Advice have gone live with a new integration designed to remove the need for manual fact find data entry within the Curo...

80% say younger generations are financially worse off than 20 years ago

Four in five UK adults believe younger generations are financially worse off than they were two decades ago, according to research from Hymans Robertson...

TMA links with eco-Landlord to help brokers navigate EPC overhaul

TMA has formed a partnership with eco-Landlord to support brokers and their landlord clients as minimum EPC requirements tighten across the private rented sector. Following...

Acre rolls out AI tools to automate compliance and broker workflow

Acre has introduced two AI-powered features aimed at reducing manual admin and strengthening compliance oversight within the mortgage advice process. The technology platform has launched an AI-driven Meeting Assistant and Document Checker, marking what it describes as its first...

Landlord possession claims fall in 2025 despite looming Renters’ Rights Act

Landlord repossessions declined last year even as the sector prepared for the abolition of Section 21, raising questions about whether activity will surge before the new regime takes effect. Landlord possession claims fell by almost -8% in 2025, according...

Afin cuts rates on high-net-worth range by up to 1.66%

Afin Bank has reduced pricing across its high-net-worth mortgage range, cutting rates by as much as 1.66% in a move aimed at borrowers whose wealth sits in assets rather than income. The specialist lender said the changes apply across...

Offa promises one-hour Islamic home finance offers

Offa has unveiled what it describes as a high street bank-beating Home Purchase Plan, the Islamic equivalent of a residential mortgage, with offers available within an hour depending on credit rating and risk criteria. The firm said its modern,...

PROFILE

Michael Day on why conditional selling remains an industry flashpoint

Conditional selling remains one of the most persistent and contentious issues facing the UK housing and mortgage markets with brokers continuing to report pressure...

INDUSTRY COMMENT

What does the year hold for specialist first charge residential mortgages?

A few months into 2026, it is already clear that many borrowers continue to fall outside the criteria set by high street and mainstream...

A turning point for British Islamic home finance

A quick question for brokers: what would you do if 80% of a fast-growing community told you the market was not serving them properly? That...

Mutual sector ambition needs tech-driven scale

The Government’s commitment to doubling the size of the mutual sector has been welcomed across financial services. Building societies continue to play a critical...

Conveyancing fees will rise and you can blame the Government

Tax is complicated and making sure you pay the right amount can be challenging - just ask MP Angela Raynor or indeed former Chancellor...

The conveyancing power of sales-ready packs

Conveyancing is stressful – and I'm not just talking about the poor customer experience. From a turnaround time of around eight weeks back in...

AI, mortgages and the human need we can’t ignore

There is lots of talk about technology with cloud-native and artificial intelligence just some of the buzzwords of today’s dinner parties and conferences. There is...

Q&As

BUY-TO-LET

Rely completes £2.1m buy-to-let refinance ahead of development loan deadline

Rely has completed a £2.1m buy-to-let refinance on a newly built four-home portfolio, securing...

Family boosts buy-to-let borrowing by up to 35%

Family Building Society has enhanced its buy-to-let affordability assessment, increasing potential borrowing by up...

Wealthy investors increase exposure to buy-to-let as tax allowances are exhausted

Affluent UK investors are allocating more capital to buy-to-let property once ISA and pension...

Landlords spending up to 10 working days a month managing portfolios

Landlords are committing the equivalent of almost four working days a month to managing...

Pepper Money trims buy-to-let rates by 0.50%

Pepper Money has reduced buy-to-let rates by 0.50% across its 70%, 75% and 80%...

The Marsden eases expat mortgage criteria with higher LTVs for flats

Marsden Building Society has widened its expat mortgage criteria, increasing maximum loan-to-value ratios on...

Chetwood Bank hires Simon Parish as south east business development manager

Chetwood Bank has appointed Simon Parish as business development manager for the South East,...

Landbay adds five-year fixed cashback deals to Premier remortgage line-up

Landbay has introduced five five-year fixed-rate remortgage products within its Premier buy-to-let range, each...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Average mortgage payments down £119 year-on-year

The average monthly mortgage payment for a new homebuyer has fallen by £119 over the past year as lower fixed rates outweigh modest house price growth. Data from Rightmove shows that the national average monthly mortgage payment in January stood at £1,592, based on an...

Connells drives £33bn lending as profits jump 19%

Connells Group generated £33.3bn of mortgage lending in 2025 as group profits surged 19%...

Skipton grows mortgage book to £33bn

Skipton Group increased its mortgage balances to £33.3bn in 2025, with a record 50%...

UK house prices rise 2.5% as sales market steadies

UK house prices increased 2.5% in the year to November 2025, signalling firmer conditions...

Property chains adding £2k to moves

Property chains are adding more than £2,000 to the average cost of moving with...

OPINION

Cloud is not about where you host technology, it’s about how

When lenders talk about cloud, the discussion often begins – quite reasonably – with control. Where will the data sit? How will resilience be...

PMI – an advice gap not to be ignored

The latest figures from the ABI show insurers processed a record £4 billion in...

The self-employed boom and why traditional life cover won’t cut it

There’s a shift happening in how people work and how they buy homes -...

First-time buyers and buy-to-let are not rivals

As we move further into 2026, a familiar narrative is starting to reappear. It suggests that a stronger first-time buyer market will be delivered at the expense of buy-to-let. That if one sector gains momentum, the other must lose ground. It is a simple argument....

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment is rising, job moves have slowed, and many employers are...

DISTRIBUTION

The Right Mortgage introduces in-house packager service for complex cases

The Right Mortgage has launched The Right Packager, a new service available to advisory...

Molo adds to South East presence with BDM hire

Molo has appointed Steven Griffiths as business development manager for south-east England. The lender, which...

Loan.co.uk hires Michelle Westley to drive intermediary growth

Loan.co.uk has appointed Michelle Westley as head of partnership marketing as the specialist lender...

Brightstar Group marks 15 years with £10bn in specialist lending and plans for 20% annual growth

Brightstar Group has marked its 15th year of trading by reporting more than £10bn...

CIExpert adds Royal London to income protection insight zone

Royal London has become the latest insurer to join CIExpert’s Income Protection Insight Zone, widening adviser access to detailed product information across the protection market. The mutual is the eighth provider to be included in the zone, extending CIExpert’s coverage beyond life and critical illness...