Untangled completes Ampla Finance rebrand with new website

Specialist lender Untangled has launched a new website, completing its transition from Ampla Finance. The business has now adopted the Untangled name across its customer communications, marketing and digital channels. Untangled said it had invested in its brand, technology and...

Latest news

Auction sales rate falls as buyers become more selective

The proportion of property auction lots sold fell to 64.7% in July as buyers became more selective amid continuing economic and political uncertainty. Essential Information...

L&G cuts rates for new optional payment lifetime mortgages

L&G has introduced rate reductions of between 0.01% and 1.00% for new customers taking out its Optional Payment Lifetime Mortgage. The product allows homeowners aged...

Mortgage payments are leading source of financial pressure for borrowers

More than half of UK mortgage holders worry about their repayments at least once a month, research from L&C Mortgages has found. The mortgage was...

StrideUp cuts HMO and MUFB finance rates and raises broker fees

StrideUp has reduced rates across its houses in multiple occupation (HMO) and multi-unit freehold block (MUFB) buy-to-let range while introducing a temporary enhanced procuration...

West One expands mortgage sales team with four appointments

West One has appointed four members to its mortgage division sales team as the specialist lender seeks to strengthen its support for brokers across the UK. Harry Galvin has joined as regional account manager for central London, having previously...

Regional divide reshapes landlord investment plans

Landlords are reassessing where they invest as regional differences in yields, arrears and void periods reshape buy-to-let strategies, research from Foundation has found. The Q2 2026 Pegasus Insight Landlord Trends report recorded an estimated average portfolio value of £1.8m,...

Saffron challenges five complex income myths

Saffron for Intermediaries has urged brokers not to dismiss complex income cases as changing employment patterns leave more borrowers outside traditional lending criteria. The lender said self-employment, contracting and multiple income streams were increasingly common, but misconceptions could result...

Accord cuts selected mortgage rates by up to 0.18%

Accord Mortgages will reduce selected residential and buy-to-let mortgage rates by up to 0.18% from 8am on Thursday 13 August. The intermediary-only lender will cut fixed-rate residential products at up to 75% loan-to-value (LTV) by as much as 0.10%. House...

PROFILE

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still believes technology should make advisers stronger, not replace them. When Toni...

INDUSTRY COMMENT

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

Brokers shouldn’t wait to be asked about additional borrowing

We saw some welcome news last week, with several lenders reducing their rates. That's a positive step, and one worth acknowledging after a stretch...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Q&As

BUY-TO-LET

Landbay cuts buy-to-let rates and expands specialist range

Landbay has cut rates by up to 0.35% across its Premier, Core and Specialist...

HSBC lowers residential and buy-to-let mortgage rates

HSBC UK will reduce rates across a range of residential and buy-to-let mortgages from...

Remortgage searches rise 7% in July

Residential remortgage searches increased by 7% during July as purchase and buy-to-let activity weakened,...

LEASE launches lease extension cost tool

The Leasehold Advisory Service has launched a free online tool enabling leaseholders to check...

Vida mortgage lending more than doubles to £840m

Vida Group Holdings increased gross mortgage lending to £840m during the first half of...

Affordability blocking housing recovery

Improving confidence is encouraging buyers back into the housing market but affordability remains the...

London leads rental growth as supply shortage keeps rents high

London recorded the strongest monthly increase in average rents as demand continued to outstrip...

FIRST-TIME BUYERS

Mortgage rate reversal wipes out July cuts

Average mortgage rates increased during July, reversing the reductions recorded a month earlier, according to Moneyfacts. The Moneyfacts Average New Mortgage Rate rose by 0.12 percentage points from 5.47% at the beginning of July to 5.59% at the start of August. Average 2- and 5-year fixed...

House price growth slows to 0.1%: Lloyds

UK house prices remained unchanged in July as higher mortgage rates and global economic...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a...

Darlington BS backs £420k mortgage using expat income

Darlington Building Society has completed a £420,000 joint borrower sole proprietor mortgage involving two...

Check.co.uk launches free dual-bureau platform for mortgage applicants

Check.co.uk has launched a free financial wellbeing platform intended to help consumers prepare for...

OPINION

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct...

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another breakthrough, another model or another promise of greater efficiency. Yet amid all the excitement, one question has often been overlooked. Just...

No benefit to be had from ‘wait and see’

It seems to be a recurring theme as of late, but it’s been yet another week of volatile rates. Swap rates continue to move,...

DISTRIBUTION

GB Bank joins Mortgage Advice Bureau lender panel

Mortgage Advice Bureau has added GB Bank to its lender panel, giving its advisers...

TPFG financial services revenue rises to £13m

The Property Franchise Group (TPFG) increased financial services revenue by 10% to £13m during...

Stonebridge overhauls protection sourcing platform

Stonebridge has redesigned the protection sourcing journey within its Revolution adviser platform to support...

MortgageMatch launches AI-ready broker directory

MortgageMatch.org has launched a consumer-facing platform designed to make finding and comparing mortgage brokers...

TMG adds Handelsbanken to mortgage lender panel

TMG Mortgage Network has added Handelsbanken to its lender panel, giving advisers access to the bank's relationship-led mortgage proposition and UK branch network. The agreement, effective from 3 August 2026, broadens the range of options available to TMG advisers working with borrowers whose circumstances may...