Tenant views of landlords more positive than wider perceptions, YBS research finds

Private renters are significantly more positive about landlords than wider public debate might suggest, according to research from Yorkshire Building Society published 30 years after the launch of the first buy-to-let mortgage. The study, based on a survey of...

Latest news

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average of 0.15%, alongside expanding its Delayed Start Mortgage and adding...

Quantum Mortgages promotes Mihramane and Ajaib

Quantum Mortgages has made two internal promotions across its sales and completions teams as the specialist lender continues to expand its operations. Zouhair Mihramane has...

Complex incomes hindering aspiring Scottish buyers

More than half of Scottish adults with complex incomes who do not own a home fear they may never get on the property ladder,...

MAB adds three senior hires across marketing, finance and technology

Mortgage Advice Bureau has strengthened its executive team with three senior appointments spanning marketing, finance, technology, data and change. The changes come as MAB looks...

Mortgage Brain adds Paymentshield home insurance option to CRM Brain

Mortgage Brain has integrated Paymentshield into CRM Brain, allowing brokers to introduce home insurance during the mortgage application process without moving between separate systems. Once a mortgage application has been submitted through CRM Brain, advisers are prompted to ask...

L&C strengthens senior team with partnerships and technology hires

L&C Mortgages has expanded its senior leadership team with the appointment of Rachael Hunnisett and Kristina Porter to roles covering partnerships, communications, transformation and technology. Hunnisett (pictured, left) joins the mortgage and protection broker as director of partnerships and...

PMS reports double-digit growth in mortgages and protection

PMS Mortgage Club says it is on course for its strongest performance in five years after recording higher lending, mortgage completion and protection volumes during the first half of 2026. The Sesame Bankhall Group business completed more than 100,000...

Property firms urged to engage early with digital home-moving reforms

Property professionals have been urged to start testing digital home-moving processes now rather than waiting for new requirements to become mandatory. Industry representatives speaking at a webinar hosted by LMS's National Property Transaction Network (NPTN) said early participation could...

PROFILE

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

INDUSTRY COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

Vulnerability and mortgage affordability: two sides of the same coin

Typically, affordability and customer vulnerability have sat in different parts of the business. Credit risk looks after affordability: can this person repay what they’re...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Q&As

BUY-TO-LET

Landlords adapt portfolios as Renters’ Rights Act beds in

Landlords are adjusting their operating models to the Renters' Rights Act rather than retreating...

Chetwood Bank takes Tower 42 office as balance sheet reaches £7bn

Chetwood Bank has opened a new London office in Tower 42 as it expands...

RAW Capital Partners adds specialist mortgages to L&G Ignite

Brokers using L&G's Ignite sourcing platform can now access RAW Capital Partners' specialist buy-to-let...

Fleet launches broker guide to Renters’ Rights Act changes

Fleet Mortgages has introduced a suite of resources to help brokers discuss the implications...

Portfolio landlords feel growing strain from rental management

Almost three-quarters of portfolio landlords say managing their rental properties has become harder over...

Brilliant Solutions adds SME finance service for introducers

Brilliant Solutions has launched a dedicated SME lending proposition aimed at giving introducers access...

Buy-to-let market reaches £311.6bn as sector marks 30 years

The UK buy-to-let market has grown to almost two million outstanding mortgages worth £311.6bn,...

FIRST-TIME BUYERS

FORTO Finance launches with focus on expat mortgage market

FORTO Finance has launched in the UK mortgage and protection market following a pilot that began in April. The new brokerage will advise on residential mortgages, remortgages, buy-to-let lending, specialist property finance and protection. Founded by mortgage and protection adviser Anthony Curtis, with Esmé Rook as...

Gable launches 100% LTV mortgage range for first-time and next-time buyers

Gable Mortgages has launched a 100% loan-to-value mortgage range aimed at first-time buyers and...

First-time buyers face 21-month minimum saving period for upfront costs

A typical private renter would need almost 21 months to save the £26,409 required...

Skipton extends Delayed Start mortgage to more home movers

Skipton Building Society has widened access to its Delayed Start Mortgage, allowing more home...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help...

OPINION

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely...

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call...

Brokers are losing the attention battle 1,000 to 3

Take a client you placed on a 5-year fix last year. Over the life of that deal, their bank is now planning to contact them somewhere between 780 and 1,300 times. Three to five times a week, every week, for five years. That's the published...

Triple lock or no triple lock? That is not the question

The debate over the State Pension triple lock has returned. But perhaps the more important question is what the debate tells us about the...

DISTRIBUTION

Monmouthshire joins Paradigm lender panel

Paradigm Mortgage Services has added Monmouthshire Building Society to its lender panel, giving member...

L&G Mortgage Club adds estate agency referral service

L&G Mortgage Club has partnered with GOTO Estate Agency to launch a referral service...

Subcontext brings protection distribution into ChatGPT and Claude

Subcontext has launched technology that it says will allow UK insurers and brokers to...

Nationwide names Richard Walker to lead intermediary sales and new-build business

Nationwide has appointed Richard Walker as head of intermediary sales and new build, bringing...

Walsham Brothers expands adviser reach with Paradigm Protect panel deal

Walsham Brothers has added Paradigm Protect to its growing list of distribution partners as it seeks to widen adviser access to its mortgage payment protection insurance range. Adviser members of Paradigm Protect will now be able to access Walsham Brothers' mortgage payment protection insurance (MPPI)...