Christodoulides joins ConveyBuddy as head of distribution

Former NatWest national account manager Luke Christodoulides has joined ConveyBuddy as head of distribution. Christodoulides (pictured, left) takes up the newly announced role after more than 22 years with NatWest, where he held a series of intermediary-facing sales and...

Latest news

Wider mortgage options put borrower circumstances in focus on Lenders Live

Borrowers with historic credit problems and smaller deposits have more routes to explore, but understanding which lenders can help remains central to the advice...

MorganAsh adds BSL translation to customer websites

MorganAsh has introduced British Sign Language translations across its corporate website and itswhoiam.me consumer portal through a partnership with accessibility specialist Signly. Visitors to the...

London flat owners face highest risk of resale losses

Nearly four in 10 London flats resold after being held for between five and 10 years changed hands for less than their previous purchase...

Ireland boosts Help to Buy as UK prepares new first-time buyer scheme

Ireland has increased the maximum support available to first-time buyers under its Help to Buy scheme to €35,000, as the UK government prepares to...

Reeves ranked least successful of five recent chancellors in poll

Rachel Reeves has been rated the least successful of the past five chancellors in a poll of British adults, with 26% of respondents choosing her. Kwasi Kwarteng was second in the ranking, selected by 22%, while 7% named Rishi...

Teachers for Intermediaries raises new-build LTV limit to 95%

Teachers for Intermediaries has increased its maximum LTV on new-build houses and flats to 95%, widening access to its mortgages for buyers with smaller deposits. The mutual has raised its maximum LTV for new-build flats from 85% to 95%,...

Cambridge BS opens applications for deposit-building Rent to Home scheme

The Cambridge Building Society has opened applications for its Rent to Home property in Longstanton, offering aspiring first-time buyers the chance to reclaim up to 70% of their rent towards a future deposit. The scheme is aimed at households...

Life changes could create new wave of accidental landlords

Changes in personal circumstances rather than investment plans could push more homeowners into the private rented sector, with new research suggesting many may be unprepared for the insurance implications. A study of 2,000 UK adults commissioned by specialist landlord...

SPONSORED CONTENT

Why a BDM should be seen as an extension of a broker’s business

Business development managers (BDMs) have long played an important role in the relationship between lenders and brokers. Traditionally, much of that relationship has centered around...

PROFILE

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

INDUSTRY COMMENT

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Q&As

BUY-TO-LET

AI used by more than half of consumers considering complaints

More than half of consumers who made or considered making a formal complaint about...

Landlord portfolios expand as average rental yields reach 7.9%

Professional landlords are continuing to expand their portfolios despite higher mortgage costs, with the...

Rely steps in after lender rejects first-time landlord application

Rely has provided a £160,000 buy-to-let mortgage to a first-time landlord after another lender...

Simplybiz Mortgages and FIBA add six lenders to specialist panel

Simplybiz Mortgages and the Financial Intermediary & Broker Association have expanded their Specialist Property...

Green rent cap plan could squeeze buy-to-let affordability

Green Party proposals to restrict private rent increases for three years could make it...

LendInvest removes ERCs and cuts rates across buy-to-let tracker range

LendInvest has revamped its buy-to-let tracker mortgage range, removing early repayment charges and increasing...

CHL Mortgages webinar to examine tax issues affecting landlords

CHL Mortgages is to host a webinar for brokers examining how lender fees, refurbishment...

FIRST-TIME BUYERS

Sub-5% mortgage fixes virtually wiped out as rates surge

The number of sub-5% fixed mortgage deals has collapsed by 99% since the beginning of September as lenders continue to push up rates. Just nine fixed deals priced below 5% remain, excluding products available exclusively in Northern Ireland, compared with 1,494 at the start of...

The Leeds highlights £165k mortgage borrowing potential for buyers earning £30k

Leeds Building Society is urging brokers to consider the mortgage options available to lower-paid...

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

OPINION

Slow completions are costing brokers. Five steps can help protect their pipelines

Through my conversations with mortgage brokers, and Landmark’s work across the wider home-moving process, I see the same pattern repeatedly. Once a mortgage has...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another conversation that may become increasingly relevant in the years ahead: What happens when a client no longer needs a life...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

DISTRIBUTION

The Monmouthshire expands mortgage platform pilot to more intermediaries

Monmouthshire Building Society has widened the intermediary pilot of its new mortgage origination platform,...

TMG adds Beagle Street to protection panel

TMG Mortgage Network has expanded its protection panel with the addition of life and...

BetterHome Group UK appoints Anthony Glasgow as chief operating officer

BetterHome Group UK has appointed former Connells Group executive Anthony Glasgow as chief operating...

MAB adds Gable Mortgages to lender panel

Mortgage Advice Bureau has added Gable Mortgages to its lender panel, giving its advisers...

Brilliant Solutions joins Equity Release Council as later life market broadens

Brilliant Solutions has joined the Equity Release Council as the mortgage club and specialist distributor looks to strengthen its involvement in the later life lending market. The firm works with mortgage advisers across the UK, providing access to a range of lenders and products, and...