Vida mortgage lending more than doubles to £840m

Vida Group Holdings increased gross mortgage lending to £840m during the first half of 2026, up from £348m in the same time last year. Mortgage assets surpassed £3bn as the specialist lender continued expanding its balance sheet and increasing...

Latest news

LEASE launches lease extension cost tool

The Leasehold Advisory Service has launched a free online tool enabling leaseholders to check their remaining lease length and estimate the cost of an...

Affordability blocking housing recovery

Improving confidence is encouraging buyers back into the housing market but affordability remains the biggest barrier to a sustained recovery, according to property expert...

Mortgage rate reversal wipes out July cuts

Average mortgage rates increased during July, reversing the reductions recorded a month earlier, according to Moneyfacts. The Moneyfacts Average New Mortgage Rate rose by 0.12...

Five firms join FCA Scale-up Unit

Five fast-growing financial services firms have joined the Financial Conduct Authority’s Scale-up Unit for tailored regulatory support. ClearScore, Modulr, Teya, Urban Jungle and Zilch operate...

Hope Capital expands Shawbrook funding facility

Hope Capital Property Finance has increased its committed funding facility with Shawbrook Bank to £50 million as the specialist lender expands its capacity for bridging loans. The latest agreement builds on a relationship that began with a £15 million...

Pivotal linked to Beneficial Network deal

LSL Property Services is understood to have agreed a deal involving Beneficial mortgage network through Pivotal Growth, its joint venture with Pollen Street Capital. Mortgage Soup understands that Beneficial’s appointed representative firms are being offered terms to transfer to...

London leads rental growth as supply shortage keeps rents high

London recorded the strongest monthly increase in average rents as demand continued to outstrip the supply of privately rented homes. Average rents in the capital rose by 4.2% month on month, from £2,385 to £2,484, according to the latest...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by more than 40%. MetLife confirmed that the latest monthly total was the highest achieved by TMG during the organisations' partnership. The increase was driven principally by...

PROFILE

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still believes technology should make advisers stronger, not replace them. When Toni...

INDUSTRY COMMENT

Brokers shouldn’t wait to be asked about additional borrowing

We saw some welcome news last week, with several lenders reducing their rates. That's a positive step, and one worth acknowledging after a stretch...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Q&As

BUY-TO-LET

Keystone lowers rates across majority of BTL range

Keystone Property Finance has cut rates by 10 basis points across nearly all of...

GB Bank joins Mortgage Advice Bureau lender panel

Mortgage Advice Bureau has added GB Bank to its lender panel, giving its advisers...

Andy Rowe leaves Zephyr after restructuring

Andy Rowe has left his position as head of sales at Zephyr Homeloans after...

Accord cuts 80% LTV buy-to-let rates

Accord Mortgages is reducing fixed rates across its 80% loan-to-value buy-to-let range by 0.10...

FIBA launches broker education series for buy-to-let market

The Financial Intermediary & Broker Association (FIBA) has launched a four-part webinar series to...

MTD pressure prompts 22% of landlords to consider quitting

More than one in five UK landlords have considered leaving the rental market as...

Virgin Money cuts new business rates and ups buy-to-let PT rates

Virgin Money is to reduce a range of purchase and remortgage fixed rates while...

FIRST-TIME BUYERS

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a clean credit file. However, the financial crisis, a pandemic, a cost-of-living shock and a fundamental shift in working patterns have made...

Darlington BS backs £420k mortgage using expat income

Darlington Building Society has completed a £420,000 joint borrower sole proprietor mortgage involving two...

Check.co.uk launches free dual-bureau platform for mortgage applicants

Check.co.uk has launched a free financial wellbeing platform intended to help consumers prepare for...

Gen H cuts high-LTV mortgage rates by up to 40 basis points

Gen H has reduced rates across its high loan-to-value and New Build Boost mortgage...

Gable Group targets £250m of high-LTV mortgage lending

Gable Group has secured a long-term funding line from an unnamed European bank to...

OPINION

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct...

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has...

No benefit to be had from ‘wait and see’

It seems to be a recurring theme as of late, but it’s been yet another week of volatile rates. Swap rates continue to move, and we're seeing more and more lenders responding with minor increases as a result. That said, it's worth keeping this in...

What financial services can learn from the World Cup

Look, bear with us here. What does the World Cup have to do with financial services reviews? Well, more than you think actually! This summer,...

DISTRIBUTION

MortgageMatch launches AI-ready broker directory

MortgageMatch.org has launched a consumer-facing platform designed to make finding and comparing mortgage brokers...

TMG adds Handelsbanken to mortgage lender panel

TMG Mortgage Network has added Handelsbanken to its lender panel, giving advisers access to...

TPFG financial services revenue rises to £13m

The Property Franchise Group (TPFG) increased financial services revenue by 10% to £13m during...

Walsham Brothers appoints Omni Protect as first distribution partner

Walsham Brothers has appointed Fintel's whole-of-market protection club Omni Protect as its first distribution...

Brilliant Solutions’ mortgage club claims record month

Brilliant Solutions has reported its strongest month on record despite signs of slowing momentum in the mortgage market. The mortgage club said it had achieved record performances across lending, completions and income, although it did not disclose figures. Brilliant Solutions forms part of Brilliant Group, which...