Connells drives £33bn lending as profits jump 19%

Connells Group generated £33.3bn of mortgage lending in 2025 as group profits surged 19% despite what it described as a stop-start housing market. Pre-tax profit rose to £73.1m, up from the previous year, while revenue increased 9% to £1.16bn....

Latest news

Peer-to-peer lender easyMoney joins BDLA

e-Money Capital Limited has joined the Bridging & Development Lenders Association as the trade body’s latest lender member, taking total lender membership to 55. e-Money...

Echo Finance links with Mortgage Train Academy to fast-track newly qualified brokers

Echo Finance has formed a partnership with Mortgage Train Academy aimed at helping newly qualified advisers move more quickly from CeMAP certification into active,...

Inflation falls to 3% as lenders eye March rate cut

Inflation eased to 3% in the latest data release, strengthening expectations of a base rate cut next month and prompting fresh debate over the...

Landlords spending up to 10 working days a month managing portfolios

Landlords are committing the equivalent of almost four working days a month to managing their rental properties, with larger portfolio owners spending substantially more...

Skipton grows mortgage book to £33bn

Skipton Group increased its mortgage balances to £33.3bn in 2025, with a record 50% of new lending supporting first-time-buyers, as it reported lower headline profits but maintained strong capital ratios. The mutual group, which comprises Skipton Building Society and...

Pepper Money trims buy-to-let rates by 0.50%

Pepper Money has reduced buy-to-let rates by 0.50% across its 70%, 75% and 80% LTV tiers, with its lowest five-year fixed now priced at 3.94%. The specialist lender has applied the reductions across its Pepper 48 and Pepper 36...

UK house prices rise 2.5% as sales market steadies

UK house prices increased 2.5% in the year to November 2025, signalling firmer conditions in the sales market despite continued affordability pressures, according to the latest figures from the Office for National Statistics. The average UK home was valued...

The Marsden eases expat mortgage criteria with higher LTVs for flats

Marsden Building Society has widened its expat mortgage criteria, increasing maximum loan-to-value ratios on flats and reducing minimum property values for certain buy-to-let cases. The society has introduced a series of changes across its Expat Residential and Expat Buy-to-Let...

PROFILE

Michael Day on why conditional selling remains an industry flashpoint

Conditional selling remains one of the most persistent and contentious issues facing the UK housing and mortgage markets with brokers continuing to report pressure...

INDUSTRY COMMENT

AI, mortgages and the human need we can’t ignore

There is lots of talk about technology with cloud-native and artificial intelligence just some of the buzzwords of today’s dinner parties and conferences. There is...

PMI – an advice gap not to be ignored

The latest figures from the ABI show insurers processed a record £4 billion in individual and workplace private medical insurance (PMI) claims in 2024,...

The self-employed boom and why traditional life cover won’t cut it

There’s a shift happening in how people work and how they buy homes - especially for the self-employed and gig economy worker. Flexibility, autonomy and...

First-time buyers and buy-to-let are not rivals

As we move further into 2026, a familiar narrative is starting to reappear. It suggests that a stronger first-time buyer market will be delivered...

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment is rising, job moves have slowed, and many employers are...

Ignore the Gen Z worker stereotypes – the future is bright

The office fridge. Full of 12 types of milk, none derived from cows, and four on the work top, at room temperature. As for...

Q&As

BUY-TO-LET

Virgin Money’s residential and buy-to-let ranges see rate cuts and rises

Virgin Money is implementing a series of rate reductions and increases across residential and...

Buy-to-let growth matches first-time buyers as demand holds

Buy-to-let lending is expanding at the same pace as first-time buyers and home movers,...

Professional landlords step up borrowing despite Renters’ Rights concerns

Professional landlords remain the principal source of buy-to-let borrowing and advice demand, even as...

Record surge in buy-to-let companies as landlords pivot

A record 66,587 buy-to-let limited companies were incorporated in 2025 due to more landlords...

North West leads HMO market share as yields edge below 10%

The North West has the highest proportion of HMOs in the UK at 17.9%,...

ModaMortgages lowers two-year limited edition rates by up to 20bps

ModaMortgages has cut selected two-year fixed rate limited edition products by up to 20...

Court delays stretch to 27 weeks as Section 21 exit looms

Landlords are facing the longest court delays in more than two decades despite a...

Law Society urges court funding boost before Section 21 ban

The Law Society of England and Wales has called on the Government to increase...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

House prices pause after strongest January start since 2020

Asking prices for newly listed homes were effectively flat in February, edging down by £12 to £368,019, as the market took stock following January’s unusually strong start to the year. The subdued monthly movement contrasts with the typical 0.8% rise seen in February over the...

Santander lowers higher LTV rates for FTBs with 95% 5-year fix at 4.72%

Santander will cut rates by up to 0.32% across its 85%-95% LTV first-time buyer...

First-time buyer solo females outpace couples

More women are planning to step onto the property ladder alone rather than with...

Tembo secures £16m to expand digital savings and mortgage platform for first-time buyers

Tembo has raised £16m in growth funding as it looks to scale its savings...

Nationwide reduces fixed rates by up to 0.16%

Nationwide is reducing selected two-year, three-year and five-year fixed mortgage rates by as much...

OPINION

The conveyancing power of sales-ready packs

Conveyancing is stressful – and I'm not just talking about the poor customer experience. From a turnaround time of around eight weeks back in...

Cloud is not about where you host technology, it’s about how

When lenders talk about cloud, the discussion often begins – quite reasonably – with...

Reframe Cancer 2026 trends: prevention to take centre stage

This year is already shaping up to be one when prevention is taking centre...

The mortgage protection gap advisers can’t ignore

The Financial Conduct Authority’s (FCA) consumer research findings published late last year, offered an insight into what the protection industry can expect from the regulator’s highly anticipated Pure Protection Market Study interim report. Due for publication this quarter, the study seeks to examine consumer understanding...

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the...

DISTRIBUTION

The Right Mortgage introduces in-house packager service for complex cases

The Right Mortgage has launched The Right Packager, a new service available to advisory...

Molo adds to South East presence with BDM hire

Molo has appointed Steven Griffiths as business development manager for south-east England. The lender, which...

Loan.co.uk hires Michelle Westley to drive intermediary growth

Loan.co.uk has appointed Michelle Westley as head of partnership marketing as the specialist lender...

Brightstar Group marks 15 years with £10bn in specialist lending and plans for 20% annual growth

Brightstar Group has marked its 15th year of trading by reporting more than £10bn...

CIExpert adds Royal London to income protection insight zone

Royal London has become the latest insurer to join CIExpert’s Income Protection Insight Zone, widening adviser access to detailed product information across the protection market. The mutual is the eighth provider to be included in the zone, extending CIExpert’s coverage beyond life and critical illness...