‘The Godfather’ joins Mortgage’s Got Talent judging panel

John ‘The Godfather’ Malone has been recruited as a judge for Mortgage’s Got Talent, bringing one of the mortgage industry’s best-known names to the event. Malone (main picture, inset) will cast his eye over contestants at the talent showcase...

Latest news

Royal London introduces AI menopause support tool for staff

Royal London has launched an AI-powered tool designed to help employees and managers access information about menopause and prepare for conversations about health and...

Your First Home delays could stall first-time buyer market

Delays in launching the government's Your First Home scheme could cause first-time buyers to put purchases on hold and distort the housing market, an...

Foundation recruits former Metro Bank BDM to cover eastern region

Foundation has appointed Foz Ahmad as regional account manager for the East, bringing 12 years of mortgage industry experience to its intermediary sales team. Ahmad...

TMG Mortgage Network strengthens finance team with senior appointment

TMG Mortgage Network has appointed Donna Bibby as head of finance, with responsibility for financial reporting, commissions and planning as the Rotherham-based business expands. Bibby...

Homeowners turn to mortgage brokers for guidance ahead of Budget

Mortgage brokers could face increased demand for advice following the Autumn Budget, with 93% of homeowners needing help understanding how government policy and economic changes could affect their finances, according to research from Santander UK. The bank's latest Broker...

Halifax updates mortgage application platform ahead of Lloyds rebrand

Halifax Intermediaries has introduced an updated online mortgage application system designed to simplify case submissions and document handling for brokers. The new platform, which began rolling out this week, is available for purchase and remortgage applications and includes changes...

Northern England dominates property hotspots as buyers seek better value

More than half of England and Wales's 50 leading emerging property hotspots are in the North, according to research examining affordability, house price growth and housing market activity. An analysis of 313 local authorities by conveyancing firm Muve found...

FSB sets out 12 principles for managing AI risks in financial services

The Financial Stability Board (FSB) has published 12 sound practices designed to help financial institutions strengthen their governance and risk management as the use of artificial intelligence expands across the financial sector. The final recommendations place particular emphasis on...

SPONSORED CONTENT

Why a BDM should be seen as an extension of a broker’s business

Business development managers (BDMs) have long played an important role in the relationship between lenders and brokers. Traditionally, much of that relationship has centered around...

PROFILE

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

INDUSTRY COMMENT

Advisers should be brave enough to drown out the noise

If you thought the economic and mortgage market commentary had been particularly noisy recently, I suspect you haven't heard anything yet, because with the...

Expat buy-to-let: a smaller world, a bigger picture

There has been no shortage of gloomy commentary about buy-to-let of late, so you might wonder why anyone living overseas would want to invest...

Q&As

BUY-TO-LET

HSBC cuts mortgage rates across residential and buy-to-let ranges

HSBC UK is reducing mortgage rates across a broad selection of its residential, buy-to-let...

Foundation cuts buy-to-let rates and relaxes holiday-let occupancy rules

Foundation has reduced rates on selected buy-to-let mortgages by up to 0.10 percentage points...

RAW Capital Partners sets new lending record as product range expands

RAW Capital Partners has reported record annual lending volumes for 2026, surpassing its total...

Landlords face changing buy-to-let market as lenders predict continued demand

Specialist lenders expect the buy-to-let sector to remain resilient despite regulatory changes, although attracting...

ModaMortgages introduces buy-to-let fixed rates from 4.14%

ModaMortgages has launched a limited edition range of buy-to-let mortgages, offering two-year fixed rates...

Landlords increase reliance on letting agents as management demands grow

Letting agents are now involved in managing or letting 66% of rental properties, the...

Lendlord introduces property registration tool ahead of rental database rollout

Lendlord has added a Property Register tool to its Compliance Hub to help landlords...

FIRST-TIME BUYERS

Stamp duty exemption for downsizers could revive housing transactions

Removing stamp duty for older homeowners and people moving to smaller properties could help release housing stock and stimulate transactions, according to economist Darren Winder. Winder, head of Lazarus Economics and Strategy, argued that the cost of moving home had become a more significant obstacle...

Mortgage brokers warn DIPs are giving borrowers false confidence

Mortgage brokers have warned that decisions in principle (DIPs) are giving some borrowers false...

Bellway backs Your First Home as mortgage costs hit demand

Bellway has backed the government's proposed Your First Home scheme as the housebuilder warned...

West Brom introduces 95% LTV mortgage and cuts variable rates

West Brom Building Society has launched a fee-free 95% loan-to-value (LTV) mortgage at 5.72%,...

Leek BS cuts 95% LTV mortgage rates by up to 0.64 percentage points

Leek Building Society is reducing rates across its 95% loan-to-value (LTV) residential mortgage range...

OPINION

Taking the anxiety out of finance

It’s an anxious time for mortgage borrowers. A recent study by Handelsbanken Wealth found that the proportion of UK adults apprehensive about making mortgage...

Cashback should put conveyancing into the advice conversation

One of the more interesting findings from our latest quarterly statistics was the position...

Why ownership structure matters in buy-to-let

It's a scenario brokers encounter every day. Two landlord clients approach them about the...

You own the shares, but are you really just the custodian?

I've built three businesses and I've said the same thing most entrepreneurs have probably said to their mates and family at some point: "Give me three years. I’ll build it, sell it and retire." Hands up, how many people actually did that? I don’t think many...

The FCA protection market study shouldn’t ignore redundancy

Considering a third of employers are likely to implement staff redundancies by January 2027, according to Acas, redundancy cover shouldn’t be ignored in wider...

DISTRIBUTION

The Right Mortgage adds Gable’s 100% LTV products to lender panel

The Right Mortgage & Protection Network has added Gable Mortgages to its lender panel,...

New Leaf Network extends Twenty7tec technology agreement

New Leaf Network has agreed a further three-year partnership with Twenty7tec, retaining the technology...

AI-driven direct lending could erode mainstream mortgage advisers’ market share

Mortgage lenders could use artificial intelligence to attract more customers directly, putting pressure on...

Mortgage network growth diverges as acquisition activity reshapes sector

Stonebridge Mortgage Solutions and HL Partnership have recorded some of the largest increases in...

LSL appoints Matt Surridge to new broker propositions role

LSL Financial Services has appointed Matt Surridge as propositions director, a newly created position overseeing the development of broker services across its Primis network and TMA Club. Surridge (pictured) will work with appointed representative and directly authorised firms to identify improvements to the support and...