Together appoints Legal and General Surveying Services as valuation partner

Specialist lender Together has appointed Legal and General Surveying Services as a key valuation partner for its network and club distribution. The agreement will see Legal and General Surveying Services (LGSS) handle qualifying residential valuation instructions across Together’s intermediary...

Latest news

Equity Release Council hires Tracy Gorbutt-Powell for risk and policy role

The Equity Release Council has appointed Tracy Gorbutt-Powell as head of risk, policy and compliance as it widens its focus across the later life...

1.3 million households facing mortgage cost shock

Around 1.3 million additional UK households are now exposed to higher mortgage costs following the economic “shock” linked to conflict in the Middle East,...

The Vernon hires internal BDM to expand intermediary reach

Vernon Building Society has appointed Damien Sabbaghe as intermediary business development manager as it looks to grow its broker presence across England and Wales. The...

Coventry trims first-time buyer and limited company buy-to-let rates

Coventry for intermediaries has cut selected mortgage rates for first-time buyers and limited company buy-to-let borrowers, with the changes applying to products for new...

TRM adds to PMI team with supervision & development manager hire

The Right Mortgage & Protection Network has appointed Gemma Penkethman as PMI supervision & development manager. The network said the appointment forms part of its broader push to grow its presence in the PMI market, where it believes there...

Rental yields rise across England and Wales as buy-to-let market enters more volatile period

Rental yields increased annually in every region of England and Wales in the first quarter of 2026, although Fleet Mortgages has warned that sharper funding pressures at the end of the period are likely to weigh on buy-to-let...

Pure Retirement targets introducer growth with new adviser marketing tools

Pure Retirement has launched a suite of introducer-focused resources aimed at helping advisers expand their reach within the later life lending market. The lifetime mortgage lender has added a series of white label materials to its Marketing Toolkit, available...

UTB widens criteria on benefits income and later life lending

United Trust Bank (UTB) has introduced further changes to its residential and second charge lending criteria, widening affordability assessments and easing requirements for older borrowers. The lender said the latest updates are designed to improve flexibility for brokers placing...

PROFILE

Profile: Andrew Lloyd, CEO of Fignum

Andrew Lloyd is the Chief Executive Officer (CEO) of Fignum. He was appointed to the role in October 2024 to lead the business, which...

INDUSTRY COMMENT

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Home and away: How appetite for UK property is rising

Conflicts in Ukraine and now the Middle East are a reminder that the catastrophic impact of war is not confined to war zones.   The...

Mutual strength and the broker partnership

The mutual sector has always been associated with community purpose, local branches and a member-first approach that feels a little different to the wider...

First-time, accidental or professional? How the landlord profile is shifting in 2026

One of the most common misconceptions that people have about the buy-to-let market is that landlords are a single, uniform group. The reality is...

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Q&As

BUY-TO-LET

Landlords continue shift to company structures as incorporation set to rise in 2026

The number of companies established to hold buy-to-let portfolios is forecast to rise by...

Landlords’ awareness of Renters’ Rights Act rises as concern grows over possession delays

Three quarters of landlords are now aware of the Renters’ Rights Act, with concern...

Buy-to-let mortgage rates rise as landlords face fresh cost pressures

Buy-to-let mortgage rates have risen sharply this month, while landlords are also facing further...

Virgin Money to take mortgage application systems offline for five days

Virgin money has announced that its Virgin Money and Clydesdale online application platforms will...

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let...

The Buckinghamshire launches new discounted rate range

Buckinghamshire Building Society has launched a new discounted rate mortgage range, giving brokers greater...

Hodge raises holiday let lending limits with 80% LTV move

Hodge Bank has widened its holiday let criteria, increasing maximum loan-to-value to 80% and...

Family BS expands fixed rate range across core lending lines

Family Building Society has launched a refreshed range of fixed rate products spanning owner-occupier...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

LISA payouts near £140m as industry warns against disrupting first-time buyer support

The Lifetime ISA delivered almost £140m in government bonuses last year, as industry figures caution against replacing the scheme without clear improvements. More than 50,000 first-time buyers used a Lifetime ISA (LISA) from Moneybox to purchase their first home in 2025, according to new data,...

Rate rises squeeze demand as brokers lean on ‘needs-based’ borrowers

Rising mortgage costs driven by global uncertainty are beginning to weigh on borrower demand...

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after...

Targeted deposit scheme could help one million first-time buyers onto housing ladder

A new government-backed deposit scheme could provide a route onto the housing ladder for...

RSM UK urges action as house price growth stalls and transactions fall

RSM UK is calling for stamp duty reform and more support for first-time buyers...

OPINION

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are, in various ways, building what comes next. The former CEO of Google was there. So was the CEO of Uber, the...

Five things brokers across the country are telling me right now

The thing I’ve always enjoyed most about working in the specialist mortgage market is the people. I’m lucky that a big part of my job...

DISTRIBUTION

Brilliant Solutions moves to OMS platform in CRM partnership

One Mortgage System (OMS) has agreed a partnership with Brilliant Solutions following a review...

Afin Bank joins The Right Mortgage & Protection Network panel

The Right Mortgage & Protection Network has added specialist lender Afin Bank to its...

StreamBank joins The Right Mortgage & Protection Network panel

StreamBank has joined The Right Mortgage & Protection Network’s lender panel, giving the network's...

West Brom targets first-time buyer uncertainty with spring mortgage campaign

West Brom Building Society has launched a regional spring campaign after new research suggested...

TPFG targets buy-to-let growth a regulation looms

The Property Franchise Group says tightening regulation in the rental sector is creating new opportunities for buy-to-let advice as the firm looks to expand mortgage and protection activity across its landlord client base. In its final results for 2025, the AIM-listed group said its Financial...