The number of mortgage lenders willing to offer loans worth six times a borrower's income has quadrupled over the past year as regulatory changes reshape the high loan-to-income (LTI) market.
Latest data from Mortgage Broker Tools (MBT) shows 20...
LendInvest recorded its strongest ever year for lending in the 12 months to 31 March, with loan originations reaching a record £1.44bn despite continued...
Fleet Mortgages has widened its lending criteria for buy-to-let borrowers, introducing greater flexibility for joint applications involving foreign nationals and expanding its acceptance of...
Buy-to-let lending increased in the first quarter of 2026 compared with a year earlier, with lower mortgage rates, stronger rental yields and falling arrears...
Market Harborough Building Society has acquired a £120m residential mortgage portfolio from Gen H as it looks to expand its presence in specialist lending...
United Trust Bank has introduced a series of operational enhancements to its buy-to-let mortgage proposition aimed at reducing administration and helping brokers move cases through to completion more efficiently.
The changes are designed to simplify the application process, improve...
Home insurance premiums continued to fall during the second quarter of 2026, but the pace of reductions slowed sharply as prices rose in June and most major insurers increased rates, according to new data from Defaqto.
Defaqto's latest Market...
Landbay has launched a dedicated telephone sales team to provide additional support to brokers and help progress buy-to-let mortgage applications from Decision in Principle through to offer.
The specialist buy-to-let lender said the new team will focus on communication,...
Rising concern about financial resilience is being undermined by affordability pressures, with advisers reporting more clients reducing or cancelling mortgage protection cover.
Three in four advisers say their clients are more concerned about mortgage protection than they were 12...
The mortgage club and compliance landscape is changing faster than at any point in recent memory. Consolidation is gathering pace, technology and artificial intelligence...
Experience has always counted in the mortgage market. Brokers who worked through the financial crisis, the Covid pandemic, the Liz Truss mini-Budget and cost-of-living...
One of the most encouraging developments over recent weeks has been the renewed focus on improving the homebuying and selling process.
The Government's plans to...
More than half of aspiring homeowners do not believe they will ever be able to buy a home, despite homeownership remaining a long-term goal for almost three-quarters of non-homeowners, according to the HomeOwners Alliance's latest annual survey.
The organisation's 10th annual HomeOwner Survey found that...
We are constantly told that to fix the mortgage journey, we need to rip everything out and start again.
That unless a lender replaces its entire core banking system, it will never be able to offer brokers the speed and visibility they actually want.
It is...
Nationwide has appointed Kim Dickinson as lead product manager for intermediaries.
Dickinson brings a wealth of experience in the mortgage market and working with intermediaries, having previously spent the last 10 years at Virgin Money and Clydesdale, managing relationships with hundreds of brokers.
Nationwide said she...
