Family BS launches 100% LTV fix backed by family security

Family Building Society has entered the 100% LTV arena with the launch of an enhanced Family Mortgage offering up to full purchase price lending backed by family security. The 5-year fixed product is priced at 5.19% and comes with...

Latest news

Mortgage arrears set to hit record lows despite rate shock

Mortgage arrears are forecast to fall further over the next two years even as borrowers continue to refinance off ultra-low pandemic-era deals, according to...

Savings gap widens as protection message fails to land

A growing number of UK households are dangerously exposed to income shocks despite advisers stepping up protection conversations according to new data from The...

The Suffolk cuts buy-to-let rates by up to 26bps

Suffolk Building Society has reduced a range of 80% LTV buy-to-let fixed rates by up to 26bps, with changes effective from 11 February 2026. The...

Foundation trims specialist buy-to-let rates and broadens product range

Foundation has reduced pricing across much of its specialist buy-to-let range and introduced a series of new fixed-rate products as competition intensifies in the...

Paradigm launches mortgage rule review hub for intermediaries

Paradigm has launched a new website page and accompanying video aimed at bringing together the regulator’s recent work on mortgage reform, following the publication of the Financial Conduct Authority’s Feedback Statement and Roadmap in December. The resource consolidates the...

Hampshire Trust Bank bolsters Midlands broker coverage with new hire

Hampshire Trust Bank (HTB) has appointed Mike Sharp as business development manager for the Midlands, with a remit to support key broker relationships across the region. Sharp (pictured) joins the specialist lender with experience spanning brokerage, portfolio ownership and...

Only one in three adviser firms clear on CQC standards for added value cancer support

Research suggests many UK advice businesses remain uncertain about the significance of CQC registration as employers and insurers look to plug gaps in cancer care provision. Just 38% of UK adviser firms say they understand what Care Quality Commission...

StreamBank strengthens broker support with senior hires in sales and underwriting

Specialist lender StreamBank has added to its sales and underwriting teams as it looks to support brokers amid continued demand for complex property finance. StreamBank has appointed Kendyl Binnie as business development manager and Denise Davies as senior underwriter,...

PROFILE

Michael Day on why conditional selling remains an industry flashpoint

Conditional selling remains one of the most persistent and contentious issues facing the UK housing and mortgage markets with brokers continuing to report pressure...

INDUSTRY COMMENT

First-time buyers and buy-to-let are not rivals

As we move further into 2026, a familiar narrative is starting to reappear. It suggests that a stronger first-time buyer market will be delivered...

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment is rising, job moves have slowed, and many employers are...

Ignore the Gen Z worker stereotypes – the future is bright

The office fridge. Full of 12 types of milk, none derived from cows, and four on the work top, at room temperature. As for...

Reframe Cancer 2026 trends: prevention to take centre stage

This year is already shaping up to be one when prevention is taking centre stage. The Government recently announced the expansion of its WorkWell...

The mortgage protection gap advisers can’t ignore

The Financial Conduct Authority’s (FCA) consumer research findings published late last year, offered an insight into what the protection industry can expect from the...

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the...

Q&As

BUY-TO-LET

Simplybiz Mortgages sets out expanded events programme for 2026

Simplybiz Mortgages has unveiled its events programme for 2026, with more than 100 in-person...

The Buckinghamshire lowers rates across key ranges

Buckinghamshire Building Society has cut rates across a wide spread of residential and buy-to-let...

The Mortgage Lender cuts buy-to-let rates ahead of major refinancing wave

The Mortgage Lender has reduced selected buy-to-let rates as landlords and brokers prepare for...

Keystone expands broker support with two BDM hires

Keystone Property Finance has strengthened its broker-facing team with the appointment of two new...

The Marsden joins Brilliant Solutions panel to widen later life and expat lending access

Marsden Building Society has joined the Brilliant Solutions lender panel, expanding the range of...

Hinckley & Rugby trims mortgage rates to bolster broker support

Hinckley & Rugby for Intermediaries has reduced mortgage rates across its range, cutting selected...

OneDome secures $25m (USD) to fuel UK expansion

OneDome, the UK-based housing and fintech platform, has raised $25 million (USD) in a...

Buckinghamshire BS broadens Credit Revive range

Buckinghamshire Building Society has expanded its Credit Revive range with new products aimed at...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Younger borrowers more likely to face mortgage advice fees, research finds

Younger home buyers are far more likely than older borrowers to be charged for mortgage advice, according to new research from L&C Mortgages. The study shows more than nine in 10 borrowers aged 18 to 34 paid a broker fee when taking mortgage advice, compared...

The Coventry cuts selected intermediary residential fixed rates

Coventry for intermediaries has reduced a number of residential fixed-rate products for new and...

February rate cut looks unlikely as affordability pressures linger

Hopes of an early interest rate cut are fading making it increasingly likely the...

Housing market yet to pick up pace after budget

Two-thirds of property professionals say the housing market is no busier than it was...

Santander unveils 98% LTV five-year fix for first-time buyers

Santander UK has launched a new five-year fixed mortgage at 98% loan-to-value aimed at...

OPINION

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services sectors in the world but even strong markets benefit from...

TOM BILL: Rate cut expectations fade amid mixed signals

Borrowing costs have risen in recent weeks for reasons that include stronger-than-expected UK economic...

Think you know CeMAP? Maybe it’s time to think again

Anyone who wants to work as a mortgage adviser in the UK needs to...

Second charge mortgages set for another strong year in 2026

A few weeks into 2026, the direction of travel for the second charge mortgage market is already clear. Momentum has carried over from last year, with growth in both lending volumes and broker usage now well established. The latest figures from the Finance & Leasing...

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

DISTRIBUTION

The Ecology joins TMA Mortgage Club panel

Ecology Building Society has joined the TMA Mortgage Club panel, extending broker access to...

Knowledge Bank separates dev finance as demand grows

Knowledge Bank has launched a dedicated Development Finance lending type on its platform to...

NatWest and Rightmove strike three-year deal on digital mortgage access

NatWest and Rightmove have announced a new three-year strategic partnership that will see the...

Access FS partners with Islamic home finance provider StrideUp

Access Financial Services has signed a new partnership with UK-based home-financing fintech company StrideUp. The...

Paradigm promotes Richard Howes to managing director role

Paradigm Mortgage Services has promoted Richard Howes to a newly created managing director position after completing a group-wide review of its operations and distribution strategy. The appointment sees Howes take responsibility for driving growth across the business, building on existing relationships with member firms, strategic...