Key calls for FCA to tackle advice silos in later life lending review

Key Equity Release has welcomed FCA proposals to widen access to later life lending products but says regulatory efforts should focus on breaking down advice silos to ensure older borrowers receive holistic guidance. The specialist later life lending adviser...

Latest news

Twenty7tec deepens FinCalc integration within ADVICE platform

Twenty7tec has expanded the integration between its ADVICE platform and FinCalc, allowing advisers to move directly from client records in ADVICE to the corresponding...

Cambridge BS backs homelessness charity with £10,000 grant

The Cambridge Building Society has strengthened its partnership with homelessness charity Jimmy’s Cambridge by providing a £10,000 grant to fund a dedicated support worker. The...

Hodge widens foreign national mortgage criteria with 95% LTV lending

Hodge Bank has expanded its foreign national mortgage criteria, increasing maximum loan-to-value limits and easing residency requirements as it looks to support a broader...

Landlords release more equity to fund buy-to-let improvements, says Paragon

Landlords significantly increased remortgaging activity to fund improvements to their buy-to-let properties during 2025, with equity withdrawn for refurbishment work rising by 60% year-on-year,...

Gen H cuts high loan-to-value mortgage rates by up to 20bps

Gen H has reduced rates across its higher loan-to-value mortgage range, with the largest cuts targeted at borrowers with smaller deposits. The lender has announced reductions of up to 20 basis points across its 85% to 95% loan-to-value (LTV)...

Rely launches limited edition buy-to-let products for lower LTV landlords

Rely has introduced a new limited edition range of buy-to-let mortgages for non-portfolio landlords, with rates starting from 3.51%. The new products are available for both HMO and non-HMO properties at 55% and 65% loan-to-value (LTV), supporting both purchase...

United Trust Bank appoints Brad Rhodes to lead club and network partnerships

United Trust Bank has appointed Brad Rhodes as head of clubs and networks within its mortgages, buy-to-let and bridging division as it continues to expand its intermediary distribution strategy. Rhodes (pictured) joins the specialist lender from Pepper Money UK,...

Purchase instructions rise as conveybuddy data points to resilient housing market

New data from conveyancing distributor conveybuddy suggests purchase activity continued to strengthen during the second quarter, despite concerns that the housing market is experiencing a broader slowdown. Analysis of instruction volumes received by conveybuddy during the first 10 working...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

Halfway through the year, are you getting enough from every client?

The halfway point of the year is always a useful time for advisory firms to take stock, not least because it is often far...

Q&As

BUY-TO-LET

Gatehouse Bank cuts selected HPP and buy-to-let rental rates

Gatehouse Bank has reduced rental rates on selected Home Purchase Plan and buy-to-let products...

Coventry BS cuts selection of residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

LendInvest bolsters residential and BTL broker support with Glasgow team expansion

LendInvest has expanded its commercial support team with a particular focus on helping brokers...

Foundation refreshes buy-to-let range with new products and rate cuts

Foundation has refreshed its buy-to-let mortgage range with new products and rate reductions across...

Cooling rents could ease affordability pressures for first-time buyers

Slower rental growth and improving affordability across much of the UK could provide some...

ABS 2026 review: Global and UK issues cool the market

It’s that time of the year again when the world of wholesale funding descends...

Paragon launches tailored buy-to-let service for complex cases

Paragon Bank has launched a Tailored service to support buy-to-let mortgage applications that fall...

Castle Trust Bank adds AVMs to buy-to-let applications

Castle Trust Bank has introduced automated valuation models on eligible buy-to-let cases as part...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Buyer demand stabilises but mortgage market remains cautious

The UK housing market may be showing early signs of stabilisation but mortgage brokers are likely to face a challenging summer as buyer demand, agreed sales and house prices all remain in negative territory, according to the latest RICS Residential Market Survey. The survey found...

Affordable hotspots drive first-time buyer price growth

Some of Britain's most affordable housing markets are seeing the strongest first-time buyer demand,...

MPs call for stamp duty reform to help first-time buyers

A cross-party group of MPs has called for a major review of stamp duty...

FCA looks to widen mortgage access with proposed lending reforms

First-time buyers, older borrowers and the self-employed could benefit from a more flexible approach...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle...

OPINION

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now....

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event, a market crash or a regulator standing at the door. It emerges quietly, gradually and often rationally, through a succession of...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

DISTRIBUTION

Lenders expecting stability despite global uncertainty

Following the latest US tariff announcement, lenders are continuing to price and operate on...

Omni Protect appoints Caspian as referral partner

Omni Protect has appointed Caspian Insurance as its endorsed protection referral partner for firms...

Aria Finance joins Mortgage Brain sourcing panel

Aria Finance has joined Mortgage Brain’s Sourcing Brain module as a packager. The move gives...

OneDome named among Europe’s fastest-growing fintech firms

OneDome has been named one of the fastest-growing fintech companies in Europe, the Middle...

The Right Mortgage sets out June roadshow programme

The Right Mortgage has announced details of a series of member roadshows taking place across the UK in June. The events will be open to firms that are part of The Right Mortgage & Protection Network and The Right DA Club. Each roadshow will be held...