Shamplina joins Panorama rental fraud investigation

Landlord Action founder Paul Shamplina will appear in a BBC Panorama investigation into criminal gangs using false identities and references to gain control of rental properties. Panorama: There’s a Gangster in My Flat, airing tonight (Monday 20 July) at...

Latest news

Newcastle widens mortgage support scheme with 95% LTV option

Newcastle for Intermediaries has relaunched its Joint Mortgage Sole Proprietor (JMSP) range with broader eligibility, revised age criteria and lending of up to 95%...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Scotland leads Q2 landlord yield growth

Landlord gross rental yields strengthened during the second quarter, driven by growth in Scotland, the West Midlands and Yorkshire and the Humber, according to...

HSBC UK raises residential and buy-to-let mortgage rates

HSBC UK is increasing rates across a range of residential and buy-to-let mortgages from Tuesday 21 July. The changes affect two-year and five-year fixed-rate products for first-time buyers, home movers and remortgage customers. Fee-saver and standard residential products are included...

Afin Bank joins Mortgage Advice Bureau lender panel

Afin Bank has joined Mortgage Advice Bureau’s lender panel, giving its advisers access to the specialist lender’s residential and buy-to-let mortgage range. The bank provides mortgages for borrowers whose circumstances may not meet the affordability criteria used by mainstream...

OMS holds top mortgage CRM rating in broker study

One Mortgage System has retained the highest rating among mortgage CRM platforms in the latest Smart Money People Mortgage Lender Benchmark Study. OMS recorded a Broker Experience Index score of 67.0 in the CRM category, having also led the...

Bruton Knowles launches land referencing application after six-figure investment

Bruton Knowles has launched a land referencing application designed to reduce the time required to acquire land and manage land rights. The national chartered surveying firm said Solstice had been researched, developed and tested in-house following a six-figure investment. Around...

PROFILE

The AI questions the mortgage industry needs to ask – and address

Everyone in the industry is talking about artificial intelligence, but mortgage tech boss Zahid Bilgrami is more interested in what nobody is discussing, writes...

INDUSTRY COMMENT

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Expect more movement in the coming days and weeks

Swap rates moved again last week, and brokers who get ahead of this by reaching out to clients now will be doing them a...

Will we look back at Q2 as the most stable quarter of 2026?

The first half of 2026 has reminded us how quickly sentiment can change within the mortgage and housing markets. After a fairly stable and promising...

A steadier second half of 2026 in sight?

The first half of 2026 has been a reminder that the mortgage market does not operate in isolation. While domestic economic conditions have remained...

How brokers can secure better client outcomes in a volatile market

Experience has always counted in the mortgage market. Brokers who worked through the financial crisis, the Covid pandemic, the Liz Truss mini-Budget and cost-of-living...

Uncertainty means greater need for client conversations

Last week showed just how quickly events on the other side of the world can find their way into our industry, with swap rates...

Q&As

BUY-TO-LET

Buy-to-let lending remains ahead of last year despite slower start to year

Buy-to-let lending increased in the first quarter of 2026 compared with a year earlier,...

UTB streamlines buy-to-let mortgage process with broker-focused operational changes

United Trust Bank has introduced a series of operational enhancements to its buy-to-let mortgage...

Landbay launches telephone sales team to support broker applications

Landbay has launched a dedicated telephone sales team to provide additional support to brokers...

Nearly one in five private rented homes have left the sector in the past decade

Almost 850,000 homes that were once part of the UK's private rented sector have...

Together launches lower-rate portfolio lending proposition for larger buy-to-let landlords

Together has introduced a new lower-rate lending proposition for portfolio landlords seeking more than...

InterBay broadens buy-to-let range with new LTV option and lower rates

InterBay has expanded its buy-to-let offering with a new lower loan-to-value option, a dedicated...

Foundation adds new 80% LTV specialist buy-to-let products

Foundation has expanded its specialist buy-to-let range with the launch of new 80% loan-to-value...

Redwood Bank strengthens underwriting team with senior appointment

Redwood Bank has appointed Omkar Hushing as senior underwriting manager as it continues to...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Six-times salary lending quadruples as lenders loosen affordability

The number of mortgage lenders willing to offer loans worth six times a borrower's income has quadrupled over the past year as regulatory changes reshape the high loan-to-income (LTI) market. Latest data from Mortgage Broker Tools (MBT) shows 20 lenders now offer a maximum LTI...

Market Harborough reveals £120m Gen H mortgage portfolio acquisition

Market Harborough Building Society has acquired a £120m residential mortgage portfolio from Gen H...

Bank of Ireland expands JBSP mortgage criteria

Bank of Ireland for Intermediaries has widened its Joint Borrower Sole Proprietor (JBSP) mortgage...

Mortgage demand slows in second quarter as higher rates hit affordability

Higher borrowing costs weighed on mortgage demand during the second quarter, although Stonebridge says...

Mortgage rates fall at fastest pace in almost two years

Fixed mortgage rates have recorded their biggest monthly reductions for almost two years, as...

OPINION

Housing reform needs a thriving private rental sector, not just a thriving sales and purchase market

One of the most encouraging developments over recent weeks has been the renewed focus on improving the homebuying and selling process. The Government's plans to...

The economics of developing the next generation of advisers

Over the past couple of decades, I have worked alongside literally thousands of AR...

Is Andy Burnham the New Messiah or just Starmer with better eyebrows?

What a damning indictment of Labour that Andy Burnham appears to be strolling towards...

Approvals hit a 2.5-year low: When broker value gets proven – or missed

Net mortgage approvals dropped to 56,200 in May – the lowest since December 2023 - down from 66,000 the month before. Net borrowing fell from £4.4bn to £2.9bn. Base rate's been held at 3.75% since Jun, but swap rates have been swinging on the back...

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

DISTRIBUTION

Omni Protect becomes first service provider to adopt Beagle Street intermediary proposition

Omni Protect has become the first service provider for directly authorised firms to offer...

Brilliant Solutions partners with Box Socials

Brilliant Solutions has partnered with Box Socials to give its members discounted access to...

TMG boss promises Bank Holiday Monday if England reach World Cup final

TMG mortgage network founder and CEO Scott Thorpe has pledged to give every member...

Knowledge Bank teams up with Brilliant Solutions for specialist lending cases

Knowledge Bank has formed a partnership with specialist mortgage packager Brilliant Solutions as demand...

Stonebridge releases 2026 Regional Roadshow dates

Stonebridge has released its 2026 Regional Roadshow dates and revealed where it will be taking its mini-conference tour of Britain this year. The mortgage and protection network stages the Stonebridge National Conference each Spring but takes to the road in the Autumn for six roadshows...