FCA probe into MFS collapse sharpens focus on corporate due diligence

The Financial Conduct Authority’s investigation into the collapse of Market Financial Solutions is prompting renewed scrutiny of due diligence standards across complex corporate lending structures. The regulator’s enforcement action follows the administration of Market Financial Solutions Limited in February,...

Latest news

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions and Savings Symposium and dropped a line that deserves more...

The Vernon grows assets to £534m as annual profits reach £2.8m

Vernon Building Society increased total assets to £534m in 2025, while reporting profit before tax of £2.8m and further growth in both its mortgage...

Second charge lending sees steady start to 2026 with 19% rise in new agreements

New business volumes in the second charge mortgage market rose by 19% in January 2026, according to the latest figures from the Finance &...

African visa workers pull back from UK mortgages as access concerns persist

Research from specialist lender Afin Bank suggests demand for mortgages among African nationals on valid UK work visas has weakened over the past year,...

Brilliant Solutions moves to OMS platform in CRM partnership

One Mortgage System (OMS) has agreed a partnership with Brilliant Solutions following a review of the latter’s existing systems. Brilliant Solutions said the move will centralise client data, improve case tracking and support more consistent processes for advisers and...

More2life unveils toolkit to help advisers build referral pipeline

More2life has launched a new Growth Toolkit aimed at helping later life advisers establish stronger referral relationships and generate new business opportunities. The later life lender said the initiative is designed to support specialist advisers in building connections with...

Sort Group puts tickets on sale for 2026 industry ball

Sort Group has opened ticket sales for the second staging of its end-of-year event for professionals across the conveyancing and mortgage sectors. The Sort Ball will return on 21 October 2026, with this year’s event moving to Derby, the...

Student loan repayments leave aspiring FTBs £2k a year behind on deposit savings

Barclays Property Insights suggests student loan repayments are continuing to weigh on first-time buyers, with those carrying the debt saving £1,964.40 less a year towards a house deposit than those without outstanding loans. The lender’s research found that people...

PROFILE

Profile: Andrew Lloyd, CEO of Fignum

Andrew Lloyd is the Chief Executive Officer (CEO) of Fignum. He was appointed to the role in October 2024 to lead the business, which...

INDUSTRY COMMENT

Technology’s biggest challenge is not the one you think

There is a version of the mortgage technology story that gets told at conferences and in trade press with some regularity. It involves platforms, disruption...

The untapped potential of the UK’s self- and custom-build market

Across much of the developed world, building your own home is far from unusual. In fact, self- and custom-build account for around 40% of...

FCA call to action: property wealth moves centre stage to fund longer retirements

Nikhil Rathi, chief executive of the FCA, recently gave a clear indication that the regulator now views equity release as a mainstream option for...

Renters’ Rights Act and what it means for professional landlords and brokers

The Renters’ Rights Act marks a new era for the property market. While the headline change, the abolition of Section 21 “no-fault” eviction notices,...

Can I ask you something? Who does your tampons?

Before you judge the title, let me add some context. If you know your British comedy you will recognise this line. It was delivered...

Neurodiversity Celebration Week: Strength in different thinking

In an industry built on detail, judgement, resilience and relationships we often focus on performance, productivity and professionalism. But during Neurodiversity Celebration Week it’s worth...

Q&As

BUY-TO-LET

Fleet Mortgages rolls out Instamo FastSubmit to selected advisers

Fleet Mortgages has adopted Instamo’s FastSubmit system, giving selected intermediary firms access to a...

Student-led markets dominate Paragon’s buy-to-let hotspot rankings for 2025

Postcodes with strong student populations and robust rental demand accounted for the most active...

TPFG targets buy-to-let growth a regulation looms

The Property Franchise Group says tightening regulation in the rental sector is creating new...

Virgin Money raises selected mortgage and buy-to-let rates

Virgin Money is increasing a range of residential, remortgage, buy-to-let and product transfer fixed...

Landbay opens Scottish market to Premier buy-to-let range

Landbay has made its Premier buy-to-let products available across Scotland after an initial phased...

Simplybiz Mortgages and FIBA expand specialist panel with two sourcing platforms

Simplybiz Mortgages and the Financial Intermediary & Broker Association (FIBA) have added Brickflow and...

Family Building Society returns to fixed-rate lending with reduced mortgage range

The Family Building Society has returned to the mortgage market with a limited range...

Brokers want live criteria as AI changes how cases are placed

Brokers are increasingly turning to technology to ensure they are working with accurate, up-to-date...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Skipton index charts three decades of worsening access for first-time buyers

The proportion of under-25s buying their first home in England has fallen sharply since the 1990s, according to new analysis from Skipton Group and Oxford Economics. The latest Skipton Group Home Affordability Index sets out how the shape of first-time buying has changed over the...

West Brom targets first-time buyer uncertainty with spring mortgage campaign

West Brom Building Society has launched a regional spring campaign after new research suggested...

The Cambridge revives 98% LTV mortgage for first-time buyers

The Cambridge Building Society has relaunched its First Step mortgage, offering first-time buyers across...

Market holds steady despite global tensions but rates edge higher

The housing market has remained stable through March but rising mortgage rates and growing...

Precise waives valuation fees on residential loans up to £400k

Precise has introduced free standard valuations on residential properties worth up to £400,000 as...

OPINION

Rising job insecurity highlights protection conversations for mortgage advisers

Concerns around job security across the UK are growing as signs of a weakening labour market continue to become more apparent. Job vacancies have...

How advisers can find and secure powerful introducers to grow their business

If you’ve been in financial services long enough, you know that one great introducer...

Ignorance, not cost, still the biggest barrier to protection sales

During 2024 CIExpert commissioned Opinium to speak to 5,000 consumers – a mix of...

The protection gap that runs all the way up the ladder

The property ladder is usually talked about in terms of deposits, equity, and affordability but recent research reveals a less visible truth; moving up the ladder doesn’t automatically make customers more financially resilient. The biggest risk to home ownership isn’t getting a mortgage - it’s...

Why landlords will continue to play a central role in meeting housing demand

This month’s Spring Statement may not have delivered dramatic housing announcements, but the data released alongside it paints a clear picture about the continued...

DISTRIBUTION

Certua Life launches as new protection insurer targeting digital distribution gap

Certua Life has launched in the UK, positioning itself as a protection-focused life insurer...

Key Equity Release teams up with Pense to broaden later life advice

Key Equity Release has entered a partnership with pension specialist Pense as it looks...

Duffy urges calm as market volatility hits mortgage pricing

Mortgageforce chief executive Kevin Duffy has urged brokers and borrowers to take a measured...

Access FS opens Canary Wharf hub

Mortgage and protection brokerage Access Financial Services has opened a new London office in...

Technology partners will be key as lenders navigate product volatility

Mortgage lenders are increasingly relying on trusted technology partners to manage product volatility and ensure brokers receive accurate, timely information, according to Mortgage Brain. The mortgage technology provider said feedback from its latest lender survey highlights the growing importance of platforms capable of delivering fast...