Help to Buy benefits skewed towards higher earners, IFS finds

Government-backed Help to Buy schemes delivered modest improvements in housing affordability, with the gains concentrated among higher-income households, according to new analysis. Research from the Institute for Fiscal Studies (IFS) suggests that the flagship policies, introduced in 2013 to...

Latest news

Wales and North East top BTL yield table as returns edge higher

Gross buy-to-let rental yields rose modestly in the first quarter, with Wales and the North East again delivering the strongest regional returns, according to...

Buy-to-let lending rises on remortgage surge as purchase demand remains subdued

Buy-to-let lending increased sharply at the end of 2025, driven by remortgaging activity, while new purchase demand continued to show signs of weakness. New figures...

Paradigm hires Nick Delawa as business development director for London and South east

Paradigm Mortgage Services has appointed Nick Delawa as business development director, with responsibility for London and the South East as the network continues to...

Fleet Mortgages cuts two-year fixed rates across key BTL ranges

Fleet Mortgages has cut pricing by 20 basis points on its 75% LTV two-year fixed-rate products, with reductions across its standard, limited company and...

RAW Capital Partners says new UK mortgage range made strong start in Q1

RAW Capital Partners said its UK mortgage proposition generated a third of new business in the first quarter, after the Guernsey-based specialist lender extended the range to UK residents in December 2025. The lender, which has spent the past...

Fignum partners with Sikoia to automate document processing for lenders

A new integration aims to reduce manual workloads and speed up decision-making across mortgage finance. Fignum has partnered with Sikoia to integrate AI-driven document processing and verification capabilities into its platform, in a move designed to streamline case handling...

Atom trims near-prime mortgage rates by 20bps

Atom bank has cut rates across its near-prime mortgage range, with pricing now starting from 5.39% for borrowers at up to 60% loan-to-value. The lender said the 20 basis point (bps) reductions apply immediately across all near-prime purchase and...

Countrywide Surveying Services renews Pure Retirement lead valuer role

Countrywide Surveying Services has renewed its agreement with Pure Retirement to continue providing valuation services for the lender’s later life lending business across the UK. The arrangement will see Countrywide Surveying Services, part of Countrywide Surveying Services, remain in...

PROFILE

Profile: Andrew Lloyd, CEO of Fignum

Andrew Lloyd is the Chief Executive Officer (CEO) of Fignum. He was appointed to the role in October 2024 to lead the business, which...

INDUSTRY COMMENT

What to look for when determining your network partner?

Over the years I have spoken to many advisers who are either thinking about starting their own firm or reviewing whether their current network...

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Q&As

BUY-TO-LET

Landbay adds small HMO remortgage products to Premier range

Landbay has added new small HMO remortgage products to its Premier range as it...

Flipping slump reshapes broker opportunities

Falling profitability in the property flipping market is reshaping opportunities for mortgage brokers as...

The Leek lowers mortgage rates across residential and specialist products

Leek Building Society is cutting mortgage rates across parts of its residential, shared ownership,...

Fleet Mortgages adds two-year tracker products to buy-to-let range

Fleet Mortgages has launched three new two-year tracker mortgages at 75% loan-to-value across its...

Paragon expands landlord offering with limited edition five-year fixes

Paragon Bank has launched a new range of limited edition five-year fixed-rate buy-to-let mortgages...

Rising rental yields give landlords a stronger start to 2026, but March volatility clouds outlook

Fleet Mortgages’ latest Rental Barometer shows average yields reached 8.1% in Q1 2026, up...

Keystone cuts buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced rates across its fixed rate buy-to-let ranges by up...

ModaMortgages adds limited edition buy-to-let fixes from 3.39%

ModaMortgages has launched a limited edition range of buy-to-let mortgages spanning standard properties as...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Mortgage deals vanish in days as rates surge

Mortgage deals are disappearing at record speed as lenders scramble to reprice in a volatile rate environment. Latest data from Moneyfacts shows the average shelf-life of a mortgage has fallen to just eight days, down from 14 days in February and the lowest level since...

Zero-deposit mortgage sales reach five-year high as affordability pressures persist

The number of zero-deposit mortgage sales reached 574 in the first three quarters of...

Market stalls as rates surge on Middle East tensions

The UK housing market lost momentum in March with rising borrowing costs and geopolitical...

Gen H cuts rates across mortgage range including New Build Boost

Gen H has reduced rates across its full mortgage range, including its New Build...

Halifax says house prices slipped in March as market lost early spring momentum

UK house prices fell in March and annual growth slowed, with Halifax saying geopolitical...

OPINION

Home and away: How appetite for UK property is rising

Conflicts in Ukraine and now the Middle East are a reminder that the catastrophic impact of war is not confined to war zones.   The...

Mutual strength and the broker partnership

The mutual sector has always been associated with community purpose, local branches and a...

First-time, accidental or professional? How the landlord profile is shifting in 2026

One of the most common misconceptions that people have about the buy-to-let market is...

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept up with product changes, they could build a thriving business placing most clients with high street lenders. But the market has...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

DISTRIBUTION

Bank of Ireland brings Lauren Wiles back to national partnership role

Bank of Ireland for Intermediaries has appointed Lauren Wiles as a national partnership manager...

The Leeds strengthens intermediary team with senior account manager hire

Leeds Building Society has hired Michelle Ward as corporate account manager, adding more than...

Rosemount adds Handelsbanken to lender panel

Rosemount Financial Solutions has added Handelsbanken to its lender panel, giving advisers access to...

Afin waives legal fees on remortgages in broker push

Afin Bank is offering free legal fees on remortgage applications submitted before the end...

Conveyancing delays blamed by 65% of buyers

More than six in ten homebuyers say conveyancing is the biggest cause of delays in the homebuying process according to new research from Lyons Bowe Solicitors. A survey of 1,000 recent UK buyers found 65% identified the legal process as the slowest stage of their...