Court approves MFS’s administration

A judge at the Chief Insolvency and Companies Court has approved the administration of UK bridging lender Market Financial Solutions (MFS), following fraud allegations against its chief executive. According to 9fin, Judge Briggs granted an application earlier today to...

Latest news

Adviser optimism on protection rises despite cost pressures

Adviser confidence in demand for protection products has improved heading into 2026 although rising business costs are emerging as a growing concern, according to...

Allica Bank secures $155m to drive SME lending growth

Allica Bank has raised $155m in a Series D funding round to accelerate lending to established SMEs, deepen its technology investment and begin international...

Spring Statement to deliver stability rather than housing shake-up

The forthcoming Spring Statement is unlikely to bring major housing policy reforms with stability expected to be the dominant theme for homeowners and brokers...

Accord cuts residential pricing at lower LTVs and reduces selected BTL rates

Accord Mortgages is reducing rates across parts of its residential and buy-to-let ranges, with the changes taking effect on 26 February. The intermediary-only lender is...

Pepper Money sharpens pricing with 5.09% limited edition remortgage fix

Pepper Money has introduced a 75% loan-to-value two-year fixed remortgage at 5.09% within its Pepper 48 range, targeting borrowers who fall just outside mainstream lending criteria. The specialist lender has reduced the rate by 0.30% compared with its equivalent...

Norton Home Loans backs self-employed adverse borrower in Right to Buy purchase

Norton Home Loans has completed a £39,000 mortgage for a self-employed chef purchasing their ex-council flat for £100,000 through Right to Buy. The case involved both satisfied and unsatisfied county court judgments and defaults dating back to 2020 and...

Iress UK boosts earnings as mortgage and protection sourcing demand gathers pace

Iress has reported a 43% rise in adjusted EBITDA from its UK division for the year to 31 December 2025, with renewed demand for its mortgage and protection sourcing platforms playing a central role in performance. The UK business...

Landbay cuts buy-to-let rates by up to 20bps across full range

Landbay has announced a fresh round of pricing cuts across its buy-to-let proposition, reducing rates by up to 20 basis points across its Premier, Core and Specialist products. The changes apply to two-year and five-year fixed-rate products, including like-for-like...

PROFILE

Michael Day on why conditional selling remains an industry flashpoint

Conditional selling remains one of the most persistent and contentious issues facing the UK housing and mortgage markets with brokers continuing to report pressure...

INDUSTRY COMMENT

The continued evolution of the later life lending market

Later life lending has moved well beyond being an occasional enquiry about equity release or a maturing interest-only case. It is now a consistent and...

What does the year hold for specialist first charge residential mortgages?

A few months into 2026, it is already clear that many borrowers continue to fall outside the criteria set by high street and mainstream...

A turning point for British Islamic home finance

A quick question for brokers: what would you do if 80% of a fast-growing community told you the market was not serving them properly? That...

Mutual sector ambition needs tech-driven scale

The Government’s commitment to doubling the size of the mutual sector has been welcomed across financial services. Building societies continue to play a critical...

Conveyancing fees will rise and you can blame the Government

Tax is complicated and making sure you pay the right amount can be challenging - just ask MP Angela Raynor or indeed former Chancellor...

The conveyancing power of sales-ready packs

Conveyancing is stressful – and I'm not just talking about the poor customer experience. From a turnaround time of around eight weeks back in...

Q&As

BUY-TO-LET

Keystone lifts LTV caps on Refurb to Let loans

Keystone Property Finance has increased maximum loan-to-value limits across its Refurb to Let range,...

Mercantile Trust joins Twenty7tec’s sourcing panel to widen specialist access

Twenty7tec has added Mercantile Trust to its lender panel within RESEARCH, extending the range...

Jupp: Brightstar will keep pushing specialist lending boundaries

Brightstar Group chief executive Rob Jupp has pledged to keep “pushing” the specialist lending...

BDLA addresses Market Financial Solutions crisis

The Bridging and Development Lenders Association (BDLA) has sought to reassure the market following...

TMA links with eco-Landlord to help brokers navigate EPC overhaul

TMA has formed a partnership with eco-Landlord to support brokers and their landlord clients...

Landlord possession claims fall in 2025 despite looming Renters’ Rights Act

Landlord repossessions declined last year even as the sector prepared for the abolition of...

Market Financial Solutions applies for administration

Market Financial Solutions has confirmed it has made an application to the court to...

MAB hosts strategic lender Summit at Century Club 

Leading figures from the UK mortgage lending community gathered last night at the exclusive...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Academics warn housing shortage is entrenching poverty as affordability pressures mount

A shortage of social and affordable housing is trapping lower income families in poverty and placing growing strain on local authorities, according to a new report backed by Family Building Society. The study, authored by Professor Christine Whitehead of the London School of Economics and...

80% say younger generations are financially worse off than 20 years ago

Four in five UK adults believe younger generations are financially worse off than they...

Stamp Duty receipts climb to £899m in subdued January market

Homebuyers handed over £899m in Stamp Duty Land Tax in January, despite the traditionally...

Melton extends 100% LTV deal nationwide after early demand

Melton Building Society has confirmed that its no deposit mortgage, powered by Gable Sure,...

Average mortgage payments down £119 year-on-year

The average monthly mortgage payment for a new homebuyer has fallen by £119 over...

OPINION

Cloud is not about where you host technology, it’s about how

When lenders talk about cloud, the discussion often begins – quite reasonably – with control. Where will the data sit? How will resilience be...

AI, mortgages and the human need we can’t ignore

There is lots of talk about technology with cloud-native and artificial intelligence just some...

PMI – an advice gap not to be ignored

The latest figures from the ABI show insurers processed a record £4 billion in...

The self-employed boom and why traditional life cover won’t cut it

There’s a shift happening in how people work and how they buy homes - especially for the self-employed and gig economy worker. Flexibility, autonomy and the freedom to choose your own hours have made self-employment attractive but those benefits come with some real financial blind...

First-time buyers and buy-to-let are not rivals

As we move further into 2026, a familiar narrative is starting to reappear. It suggests that a stronger first-time buyer market will be delivered...

DISTRIBUTION

Loan.co.uk hires Michelle Westley to drive intermediary growth

Loan.co.uk has appointed Michelle Westley as head of partnership marketing as the specialist lender...

The Right Mortgage introduces in-house packager service for complex cases

The Right Mortgage has launched The Right Packager, a new service available to advisory...

Raw Capital Partners joins L&G Mortgage Club panel

Raw Capital Partners has joined the panel of Legal & General’s Mortgage Club, enabling...

Molo adds to South East presence with BDM hire

Molo has appointed Steven Griffiths as business development manager for south-east England. The lender, which...

Brightstar Group marks 15 years with £10bn in specialist lending and plans for 20% annual growth

Brightstar Group has marked its 15th year of trading by reporting more than £10bn in specialist lending facilitated since launch and setting out plans for sustained double-digit growth over the next three years. Founded in 2011, Brightstar has evolved into a multi-brand specialist finance group...