Landbay cuts buy-to-let rates and expands specialist range

Landbay has cut rates by up to 0.35% across its Premier, Core and Specialist buy-to-let ranges, with pricing now starting at 3.44%. The lender has also launched eight Specialist products, extending its 65% loan-to-value offering for small houses in...

Latest news

Mortgage pressures weigh on health as households lack financial safety net

Two in five UK adults say their finances have harmed their mental health over the past year, with one in 10 worried about meeting...

Lenvi increases standby servicing team as loan book reaches £48bn

Lenvi has expanded its specialist standby servicing team by 50% this year after a rise in demand across several asset classes. The lending software provider...

Skipton tests digital mortgage deeds for remortgage customers

Skipton Building Society has begun a pilot allowing remortgage customers to sign mortgage deeds digitally. The lender is working with HM Land Registry, conveyancing firms...

Higher-value homes account for one in six lifetime mortgages

One in six lifetime mortgages completed during the second quarter of 2026 was secured against a property worth at least £700,000, according to more2life. Analysis...

Northern house price growth slows as regional divide narrows

Northern England remains Britain’s strongest-performing housing market, although growth in the leading regions is beginning to lose momentum. The average house price across Great Britain reached £329,500 in July, up 1.7% from a year earlier, according to the latest...

Ben Thompson to leave Mortgage Advice Bureau at year-end

Mortgage Advice Bureau has announced that Ben Thompson will leave the mortgage intermediary at the end of the year. Thompson (pictured), director of home moving strategy, has worked at MAB for eight years and previously served as deputy chief...

Wealthy Advisers Club sets date for high-performance conference

The Wealthy Advisers Club will hold its next conference at the Kensington Conference & Events Centre in London on Tuesday 6 October. The adviser training community, which has more than 2,300 members, said the event would examine the mindset,...

Stonebridge overhauls protection sourcing platform

Stonebridge has redesigned the protection sourcing journey within its Revolution adviser platform to support faster and more personalised recommendations. The mortgage and protection network has invested more than 4,000 hours in designing, developing and testing the improvements over the...

PROFILE

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still believes technology should make advisers stronger, not replace them. When Toni...

INDUSTRY COMMENT

Brokers shouldn’t wait to be asked about additional borrowing

We saw some welcome news last week, with several lenders reducing their rates. That's a positive step, and one worth acknowledging after a stretch...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Q&As

BUY-TO-LET

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

Rely cuts buy-to-let rates by up to 25bps

Rely has reduced rates by up to 25 basis points across a range of...

Keystone lowers rates across majority of BTL range

Keystone Property Finance has cut rates by 10 basis points across nearly all of...

GB Bank joins Mortgage Advice Bureau lender panel

Mortgage Advice Bureau has added GB Bank to its lender panel, giving its advisers...

Andy Rowe leaves Zephyr after restructuring

Andy Rowe has left his position as head of sales at Zephyr Homeloans after...

Accord cuts 80% LTV buy-to-let rates

Accord Mortgages is reducing fixed rates across its 80% loan-to-value buy-to-let range by 0.10...

FIBA launches broker education series for buy-to-let market

The Financial Intermediary & Broker Association (FIBA) has launched a four-part webinar series to...

FIRST-TIME BUYERS

House price growth slows to 0.1%: Lloyds

UK house prices remained unchanged in July as higher mortgage rates and global economic uncertainty continued to constrain the market, according to the Lloyds House Price Index. The average property price slipped by £143 to £299,253 following a 0.2% increase in June. Annual price growth slowed...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a...

Darlington BS backs £420k mortgage using expat income

Darlington Building Society has completed a £420,000 joint borrower sole proprietor mortgage involving two...

Check.co.uk launches free dual-bureau platform for mortgage applicants

Check.co.uk has launched a free financial wellbeing platform intended to help consumers prepare for...

Gen H cuts high-LTV mortgage rates by up to 40 basis points

Gen H has reduced rates across its high loan-to-value and New Build Boost mortgage...

OPINION

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct...

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has...

No benefit to be had from ‘wait and see’

It seems to be a recurring theme as of late, but it’s been yet another week of volatile rates. Swap rates continue to move, and we're seeing more and more lenders responding with minor increases as a result. That said, it's worth keeping this in...

What financial services can learn from the World Cup

Look, bear with us here. What does the World Cup have to do with financial services reviews? Well, more than you think actually! This summer,...

DISTRIBUTION

MortgageMatch launches AI-ready broker directory

MortgageMatch.org has launched a consumer-facing platform designed to make finding and comparing mortgage brokers...

TMG adds Handelsbanken to mortgage lender panel

TMG Mortgage Network has added Handelsbanken to its lender panel, giving advisers access to...

TPFG financial services revenue rises to £13m

The Property Franchise Group (TPFG) increased financial services revenue by 10% to £13m during...

Walsham Brothers appoints Omni Protect as first distribution partner

Walsham Brothers has appointed Fintel's whole-of-market protection club Omni Protect as its first distribution...

Brilliant Solutions’ mortgage club claims record month

Brilliant Solutions has reported its strongest month on record despite signs of slowing momentum in the mortgage market. The mortgage club said it had achieved record performances across lending, completions and income, although it did not disclose figures. Brilliant Solutions forms part of Brilliant Group, which...