FCA maps out open finance plans with mortgages and SME lending in focus

The Financial Conduct Authority has set out its latest vision for open finance, with early work expected to focus on improving access to credit for SMEs and exploring how shared financial data could support mortgage borrowing and management. In...

Latest news

Santander cuts higher loan-to-value rates for first-time buyers and movers

Santander is cutting rates across a wide range of higher loan-to-value mortgage products from Thursday 16 April, including two-year fixes for first-time buyers borrowing...

The Vernon creates chief customer officer role with new appointment

Vernon Building Society has appointed Louise Thorpe as its first chief customer officer. Thorpe (pictured) has joined the society in the newly created role as...

HLPartnership adds Afin Bank to panel

HLPartnership has added Afin Bank to its lender panel, giving advisers across the network access to another option for borrowers with more complex income...

Mortgage Advice Bureau buys HomeOwners Alliance in push to reach buyers earlier

Mortgage Advice Bureau (MAB) has bought consumer platform HomeOwners Alliance as it looks to build relationships with borrowers earlier in the home-moving process and...

UK adults report sharp fall in sense of safety as global tensions fuel anxiety

Almost half of UK adults said in March they feel less safe than they did 10 years ago, according to new research from National Friendly. The insurer’s Bruised Britain #3: Modern Day Fears study found 45% of adults felt...

Later life lending capability ‘could add £760,000 to firm’s value’

Advice firms could add as much as £760,000 to their value by building later life lending capability from just 25 cases a year, according to new analysis from Air. The later life lending platform said its latest report found...

Keystone names Steve Griffiths as commercial director

Keystone Property Finance has appointed Steve Griffiths as commercial director, adding a senior industry figure as the specialist buy-to-let lender looks to expand its distribution and sharpen its proposition. Griffiths (pictured) will work with chief executive David Whittaker and...

Glenhawk boosts northern broker coverage with new hire

Glenhawk has appointed Ryan Brewer as business development manager for the North West, North East and Scotland as the bridging lender continues to add to its sales team. Brewer (pictured), who is based in Manchester, joins with more than...

PROFILE

Profile: Andrew Lloyd, CEO of Fignum

Andrew Lloyd is the Chief Executive Officer (CEO) of Fignum. He was appointed to the role in October 2024 to lead the business, which...

INDUSTRY COMMENT

What to look for when determining your network partner?

Over the years I have spoken to many advisers who are either thinking about starting their own firm or reviewing whether their current network...

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Q&As

BUY-TO-LET

The Leek lowers mortgage rates across residential and specialist products

Leek Building Society is cutting mortgage rates across parts of its residential, shared ownership,...

Fleet Mortgages adds two-year tracker products to buy-to-let range

Fleet Mortgages has launched three new two-year tracker mortgages at 75% loan-to-value across its...

Paragon expands landlord offering with limited edition five-year fixes

Paragon Bank has launched a new range of limited edition five-year fixed-rate buy-to-let mortgages...

Rising rental yields give landlords a stronger start to 2026, but March volatility clouds outlook

Fleet Mortgages’ latest Rental Barometer shows average yields reached 8.1% in Q1 2026, up...

Keystone cuts buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced rates across its fixed rate buy-to-let ranges by up...

ModaMortgages adds limited edition buy-to-let fixes from 3.39%

ModaMortgages has launched a limited edition range of buy-to-let mortgages spanning standard properties as...

Virgin Money raises selected mortgage and product transfer rates

Virgin Money will increase a range of selected purchase, remortgage and product transfer rates...

Finova Broker Payments links with Mortgage Broker Tools on broker research offering

Finova Broker Payments has agreed a partnership with Mortgage Broker Tools that will give...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Zero-deposit mortgage sales reach five-year high as affordability pressures persist

The number of zero-deposit mortgage sales reached 574 in the first three quarters of 2025, according to Financial Conduct Authority data obtained via a Freedom of Information request by Compare the Market. This marks a sharp recovery from the low point of 135 recorded in...

Market stalls as rates surge on Middle East tensions

The UK housing market lost momentum in March with rising borrowing costs and geopolitical...

Gen H cuts rates across mortgage range including New Build Boost

Gen H has reduced rates across its full mortgage range, including its New Build...

Halifax says house prices slipped in March as market lost early spring momentum

UK house prices fell in March and annual growth slowed, with Halifax saying geopolitical...

First-time buyer demand picks up in early 2026 despite limited supply

First-time buyer demand increased in the first quarter of 2026, according to research from...

OPINION

Home and away: How appetite for UK property is rising

Conflicts in Ukraine and now the Middle East are a reminder that the catastrophic impact of war is not confined to war zones.   The...

Mutual strength and the broker partnership

The mutual sector has always been associated with community purpose, local branches and a...

First-time, accidental or professional? How the landlord profile is shifting in 2026

One of the most common misconceptions that people have about the buy-to-let market is...

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept up with product changes, they could build a thriving business placing most clients with high street lenders. But the market has...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

DISTRIBUTION

Afin waives legal fees on remortgages in broker push

Afin Bank is offering free legal fees on remortgage applications submitted before the end...

Conveyancing delays blamed by 65% of buyers

More than six in ten homebuyers say conveyancing is the biggest cause of delays...

The Leeds strengthens intermediary team with senior account manager hire

Leeds Building Society has hired Michelle Ward as corporate account manager, adding more than...

TRM hires compliance manager to strengthen AR support

The Right Mortgage & Protection Network has appointed Samantha Roe as compliance manager, bolstering...

Paradigm bolsters leadership team

Paradigm Mortgage Services has made a series of senior appointments including a new head of sales as it looks to accelerate growth across its mortgage, protection and compliance offering. The firm has appointed Louise Weiss (main picture, inset) as head of sales, with responsibility for...