Brilliant Solutions partners with Box Socials

Brilliant Solutions has partnered with Box Socials to give its members discounted access to the specialist social media platform for mortgage, protection and financial advisers. The partnership will provide exclusive pricing on Box Socials' annual subscription plans, helping advisers...

Latest news

Mortgage rates fall at fastest pace in almost two years

Fixed mortgage rates have recorded their biggest monthly reductions for almost two years, as lenders continued to pass on lower funding costs and expand...

Solo first-time buyers face almost a decade of saving before they can buy

Solo first-time buyers face saving for almost a decade before they can afford to purchase their first home, highlighting the continuing affordability challenge facing...

Redwood Bank strengthens underwriting team with senior appointment

Redwood Bank has appointed Omkar Hushing as senior underwriting manager as it continues to invest in specialist underwriting expertise alongside new lending technology. The specialist...

Confidence in homeownership falters despite renewed ambition

More than half of aspiring homeowners do not believe they will ever be able to buy a home, despite homeownership remaining a long-term goal...

Precise helps borrowers with adverse credit secure 95% LTV home purchase

Precise has completed a 95% loan-to-value mortgage for two borrowers with historic adverse credit after stepping in when their original lender changed rates during the application process. The case was introduced by Will Mason at Masons IFA in Shrewsbury...

Landlords take more targeted approach to HMO investment

Landlords are increasingly adapting houses in multiple occupation to appeal to specific tenant groups, with investment decisions increasingly shaped by tenant demand and property positioning, according to new research from Paragon Bank. The lender found that 92% of landlords...

Conveybuddy completes Talbots Law integration to streamline conveyancing process

Conveyancing distributor conveybuddy has completed the full technology integration of panel firm Talbots Law into its platform, with the move allowing advisers to instruct cases through a fully automated process and receive real-time case updates. The integration enables case...

Afin Bank promotes Anum Mahmood to national sales director

Afin Bank has promoted Anum Mahmood to national sales director as the specialist lender continues to expand its intermediary distribution and prepares to launch its regulated bridging proposition. Mahmood (pictured) joined Afin Bank as national key account manager and...

PROFILE

Claire Cherrington on the opportunities ahead for mortgage clubs

The mortgage club and compliance landscape is changing faster than at any point in recent memory. Consolidation is gathering pace, technology and artificial intelligence...

INDUSTRY COMMENT

How brokers can secure better client outcomes in a volatile market

Experience has always counted in the mortgage market. Brokers who worked through the financial crisis, the Covid pandemic, the Liz Truss mini-Budget and cost-of-living...

Uncertainty means greater need for client conversations

Last week showed just how quickly events on the other side of the world can find their way into our industry, with swap rates...

The economics of developing the next generation of advisers

Over the past couple of decades, I have worked alongside literally thousands of AR and DA firms, from businesses employing one or two advisers...

Is Andy Burnham the New Messiah or just Starmer with better eyebrows?

What a damning indictment of Labour that Andy Burnham appears to be strolling towards the leadership in what looks less like a contest and...

Approvals hit a 2.5-year low: When broker value gets proven – or missed

Net mortgage approvals dropped to 56,200 in May – the lowest since December 2023 - down from 66,000 the month before. Net borrowing fell from...

How will H2 compare to the first six months of the year?

Last week marked the end of the first half of 2026, making it the perfect opportunity to reflect on what has been another eventful...

Q&As

BUY-TO-LET

Paragon launches two-year BBR trackers

Paragon Bank has introduced new two-year Bank Base Rate (BBR) trackers to its buy-to-let...

Mortgage searches return to growth in June

Mortgage search activity strengthened during June, according to the latest Mortgage Market Snapshot from...

North/South rental yield gap narrows

The gap between rental yields in the North and South of England has narrowed...

Landbay cuts rates again

Buy-to-let lender, Landbay, has announced a further round of rate cuts - up to...

Molo reduces BTL rates for UK residents by 10bps

Specialist lender Molo has reduced rates by 10 basis-points (bps) across its UK resident...

Foundation reduces BTL rates by up to 0.25%

Foundation, the intermediary-only specialist lender, has reduced rates across its buy-to-let range by up...

Landbay launches product transfer products

Buy-to-let lender, Landbay, has launched five new Product Transfer (PT) tracker products within its...

Coventry and Accord both cut BTL rates 

Coventry for Intermediaries and Accord Mortgages have both reduced rates across their buy-to-let ranges. Coventry’s...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Cambridge BS opens up 98% LTV to all brokers

The Cambridge Building Society is making its 98% LTV first-time-buyer product available to all mortgage brokers from today. Its First Step two-year fixed rate mortgage at 5.89% is available exclusively to first-time buyers with borrowing of up to 98% of the property value and a...

Brokers hesitant to recommend interest-only for FTBs, says Gen H

Nearly half of the UK’s top 100 first-time buyer brokerages wrote no interest-only business...

Together cuts fixed rates and expands criteria

Specialist lender Together has reduced rates across its fixed-rate product range and announced it...

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each...

A new PM brings a new opportunity to rethink housing policy

Politics, as it seems to do in recent times, has moved at remarkable speed...

OPINION

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s...

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip...

With great power comes great responsibility

There has been a huge amount in the press about the “feudal” system of leasehold and how the government’s revitalised commonhold will fix all of the problems associated with long leasehold ownership. But will those buying into or converting to commonhold find that the old...

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of presenting their customers with complementary products alongside their core offering. Banks...

DISTRIBUTION

Atom Bank makes third prime rate cut in a month

Atom bank has made further rate reductions across its entire prime mortgage range, alongside...

GB Bank appoints Asim Shirwani to lead new bridging team

GB Bank has appointed Asim Shirwani as head of bridging to lead a new...

Stonebridge releases 2026 Regional Roadshow dates

Stonebridge has released its 2026 Regional Roadshow dates and revealed where it will be...

UTB cuts rates by 1% and launches 95% LTV

United Trust Bank (UTB) Mortgages has reduced rates by up to 1% and launched...

Nationwide appoints Kim Dickinson as intermediary product manager

Nationwide has appointed Kim Dickinson as lead product manager for intermediaries. Dickinson brings a wealth of experience in the mortgage market and working with intermediaries, having previously spent the last 10 years at Virgin Money and Clydesdale, managing relationships with hundreds of brokers. Nationwide said she...