Marshall and Cooke join Mortgage’s Got Talent judging panel

Mortgage’s Got Talent has added two more industry names to its judging panel, with Mortgage Brain’s Sharon Marshall and Niki Cooke signing up for the charity event. The pair will help decide which of the mortgage industry’s hidden talents...

Latest news

Alternative strategies for buying in high-growth property areas

For first-time buyers a Lifetime ISA can be a useful way to build a house deposit, with a 25% government bonus on eligible savings...

Employers struggle to engage staff with financial wellbeing support

Only 12% of employees have used financial wellbeing support provided by their employer, despite a substantial increase in the proportion of workplaces offering such...

Defaqto extends Matrix 360 to protection and wealth providers

Defaqto has broadened its Matrix 360 market intelligence platform to cover wealth management and protection, allowing providers to compare products, assess competitors and monitor...

Jane Benjamin to lead Crystal’s specialist finance network and club

Crystal Specialist Finance has appointed Jane Benjamin as managing director of its Network and Club division, with responsibility for developing its specialist finance offering...

LendInvest recruits Matt Taylor to lead mortgage sales

LendInvest Mortgages has appointed Matt Taylor as sales director, with responsibility for its intermediary distribution strategy across buy-to-let, bridging and residential lending. Taylor (pictured) joins the specialist lender from Shawbrook, where he was head of sales, and brings more...

Income limits could exclude many London buyers from proposed deposit scheme

More than 22% of first-time buyer mortgage applicants in London and Greater London could be excluded from Andy Burnham's proposed 'Your First Home' scheme because their household incomes exceed its eligibility thresholds, according to Mojo Mortgages. The online mortgage...

Sirius Finance formalises wealth management referral arrangement

Sirius Finance has entered into a referral partnership with JRM Wealth Management, enabling its brokers to introduce clients seeking advice on pensions, wealth management and estate planning. The agreement establishes a formal referral route for clients whose financial requirements...

Paragon appoints Fulford to lead specialist buy-to-let lending

Paragon Bank has promoted Matt Fulford to head of specialist lending in its mortgages division, with responsibility for developing its approach to complex buy-to-let cases and overseeing a new portfolio relationship management team. Fulford (pictured), who has worked at...

SPONSORED CONTENT

Why a BDM should be seen as an extension of a broker’s business

Business development managers (BDMs) have long played an important role in the relationship between lenders and brokers. Traditionally, much of that relationship has centered around...

PROFILE

Patrick Bamford: Over 44 years of consumer finance, mortgages, insurance… and knocking on doors

Patrick Bamford entered financial services when mortgages were largely unregulated, specialist lending barely had a name and getting on the housing ladder was simply...

INDUSTRY COMMENT

The two-year fix isn’t advice. It’s a diary entry

5.98%. That was the average two-year fix on 5 October, according to Moneyfacts, the highest since mid-December 2023. The average five-year fix: 6.00%. On those...

Buy-to-let and the next generation of landlords

There has been plenty of discussion recently about the future of buy-to-let, whether landlords can continue to make their investments work, and what the...

Q&As

BUY-TO-LET

Fleet Mortgages adds one-year buy-to-let fixes and cuts HMO rate by30bps

Fleet Mortgages has introduced a range of one-year fixed-rate buy-to-let mortgages for landlords seeking...

Molo cuts specialist buy-to-let and semi-commercial mortgage rates

Molo has reduced rates across its specialist buy-to-let and semi-commercial mortgage ranges for UK-resident...

Expat buy-to-let: a smaller world, a bigger picture

There has been no shortage of gloomy commentary about buy-to-let of late, so you...

HTB raises HMO mortgage LTV limit to 80%

Hampshire Trust Bank (HTB) has increased its maximum loan-to-value (LTV) ratio for eligible houses...

GB Bank introduces single-solicitor option for property refinancing

GB Bank has introduced dual legal representation for eligible buy-to-let and bridging refinancing applications,...

Rental market divides as London supply squeeze drives up rents

Average advertised rents outside London have exceeded £1,400 a month for the first time,...

Lenders Live: Flexible lending, fees and remortgage surge

Building societies should use technology to improve service while retaining the flexibility that helps...

FIRST-TIME BUYERS

Majority of first-time buyers now face higher mortgage payments than rent

More than half of first-time buyers moving from rented accommodation into homeownership are taking on higher monthly housing costs, according to research from Hamptons. Analysis of Connells Group data found that 56% of former tenants who bought their first home in September 2026 had a...

The industry needs to support Shared Ownership

This week, I want to put the spotlight on Shared Ownership. It deserves to...

Your First Home delays could stall first-time buyer market

Delays in launching the government's Your First Home scheme could cause first-time buyers to...

Accord reduces mortgage rates on 95% LTV deals

Accord Mortgages is reducing selected residential mortgage rates by up to 0.26 percentage points...

Staveley brings ‘sax appeal’ to Mortgage’s Got Talent

Mortgage industry PR guru Debbie Staveley is the latest name to join the line-up...

OPINION

Growth can hide a lot – until it stops

Since getting involved with Rotherham United Women I've realised football and business have quite a lot in common. One thing in particular: growth can hide...

Nobody wants your ‘market update’

You sent the same email on Monday that everyone else sent. Moneyfacts had just put...

Advisers should be brave enough to drown out the noise

If you thought the economic and mortgage market commentary had been particularly noisy recently,...

Taking the anxiety out of finance

It’s an anxious time for mortgage borrowers. A recent study by Handelsbanken Wealth found that the proportion of UK adults apprehensive about making mortgage decisions over the past year has jumped to more than one in five (21%) from the 15% registered last year. It’s...

Cashback should put conveyancing into the advice conversation

One of the more interesting findings from our latest quarterly statistics was the position of Nationwide Building Society, which accounted for 25% of all...

DISTRIBUTION

The Right Mortgage adds Gable’s 100% LTV products to lender panel

The Right Mortgage & Protection Network has added Gable Mortgages to its lender panel,...

New Leaf Network extends Twenty7tec technology agreement

New Leaf Network has agreed a further three-year partnership with Twenty7tec, retaining the technology...

AI-driven direct lending could erode mainstream mortgage advisers’ market share

Mortgage lenders could use artificial intelligence to attract more customers directly, putting pressure on...

Mortgage network growth diverges as acquisition activity reshapes sector

Stonebridge Mortgage Solutions and HL Partnership have recorded some of the largest increases in...

LSL appoints Matt Surridge to new broker propositions role

LSL Financial Services has appointed Matt Surridge as propositions director, a newly created position overseeing the development of broker services across its Primis network and TMA Club. Surridge (pictured) will work with appointed representative and directly authorised firms to identify improvements to the support and...