Bristol tops 2026 Japanese knotweed hotspots

Bristol has retained its position as England’s Japanese knotweed capital, recording more than twice the infestation density of its nearest rival according to Environet. The invasive plant specialist recorded 32.29 incidences per square mile in Bristol, followed by Merseyside...

Latest news

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

No mandate for automatic cohabitation rights, Deech warns

Proposals giving cohabiting couples automatic rights over homes, pensions and other assets lack clear public support, Baroness Ruth Deech has warned. The crossbench peer (main...

Marsden passes £100m Guernsey lending milestone

Marsden Building Society has surpassed £100m in mortgage completions in Guernsey through its partnership with SPF Private Clients. The milestone covers lending completed since Marsden...

Mortgage pressures weigh on health as households lack financial safety net

Two in five UK adults say their finances have harmed their mental health over the past year, with one in 10 worried about meeting...

Lenvi increases standby servicing team as loan book reaches £48bn

Lenvi has expanded its specialist standby servicing team by 50% this year after a rise in demand across several asset classes. The lending software provider has appointed Catherine Foan as head of standby operations and Stacey Chambers as standby...

Skipton tests digital mortgage deeds for remortgage customers

Skipton Building Society has begun a pilot allowing remortgage customers to sign mortgage deeds digitally. The lender is working with HM Land Registry, conveyancing firms Conveyancing Direct and Your Conveyancer, and technology provider Veyco on the scheme. The pilot uses...

Gen H AI cuts mortgage offer delays by up to five days

Gen H has introduced an artificial intelligence packaging agent designed to identify document errors before mortgage applications reach its underwriters. The broker portal tool checks documents as they are uploaded, flagging potential mismatches that could otherwise lead to additional...

Higher-value homes account for one in six lifetime mortgages

One in six lifetime mortgages completed during the second quarter of 2026 was secured against a property worth at least £700,000, according to more2life. Analysis of the lender's new business volumes found that 16% of lifetime mortgages were taken...

PROFILE

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still believes technology should make advisers stronger, not replace them. When Toni...

INDUSTRY COMMENT

Brokers shouldn’t wait to be asked about additional borrowing

We saw some welcome news last week, with several lenders reducing their rates. That's a positive step, and one worth acknowledging after a stretch...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Q&As

BUY-TO-LET

London leads rental growth as supply shortage keeps rents high

London recorded the strongest monthly increase in average rents as demand continued to outstrip...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

Rely cuts buy-to-let rates by up to 25bps

Rely has reduced rates by up to 25 basis points across a range of...

Keystone lowers rates across majority of BTL range

Keystone Property Finance has cut rates by 10 basis points across nearly all of...

GB Bank joins Mortgage Advice Bureau lender panel

Mortgage Advice Bureau has added GB Bank to its lender panel, giving its advisers...

Andy Rowe leaves Zephyr after restructuring

Andy Rowe has left his position as head of sales at Zephyr Homeloans after...

Accord cuts 80% LTV buy-to-let rates

Accord Mortgages is reducing fixed rates across its 80% loan-to-value buy-to-let range by 0.10...

FIRST-TIME BUYERS

House price growth slows to 0.1%: Lloyds

UK house prices remained unchanged in July as higher mortgage rates and global economic uncertainty continued to constrain the market, according to the Lloyds House Price Index. The average property price slipped by £143 to £299,253 following a 0.2% increase in June. Annual price growth slowed...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a...

Darlington BS backs £420k mortgage using expat income

Darlington Building Society has completed a £420,000 joint borrower sole proprietor mortgage involving two...

Check.co.uk launches free dual-bureau platform for mortgage applicants

Check.co.uk has launched a free financial wellbeing platform intended to help consumers prepare for...

Gen H cuts high-LTV mortgage rates by up to 40 basis points

Gen H has reduced rates across its high loan-to-value and New Build Boost mortgage...

OPINION

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct...

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has...

No benefit to be had from ‘wait and see’

It seems to be a recurring theme as of late, but it’s been yet another week of volatile rates. Swap rates continue to move, and we're seeing more and more lenders responding with minor increases as a result. That said, it's worth keeping this in...

What financial services can learn from the World Cup

Look, bear with us here. What does the World Cup have to do with financial services reviews? Well, more than you think actually! This summer,...

DISTRIBUTION

MortgageMatch launches AI-ready broker directory

MortgageMatch.org has launched a consumer-facing platform designed to make finding and comparing mortgage brokers...

TMG adds Handelsbanken to mortgage lender panel

TMG Mortgage Network has added Handelsbanken to its lender panel, giving advisers access to...

TPFG financial services revenue rises to £13m

The Property Franchise Group (TPFG) increased financial services revenue by 10% to £13m during...

Walsham Brothers appoints Omni Protect as first distribution partner

Walsham Brothers has appointed Fintel's whole-of-market protection club Omni Protect as its first distribution...

Brilliant Solutions’ mortgage club claims record month

Brilliant Solutions has reported its strongest month on record despite signs of slowing momentum in the mortgage market. The mortgage club said it had achieved record performances across lending, completions and income, although it did not disclose figures. Brilliant Solutions forms part of Brilliant Group, which...