Landbay adds two-year trackers and zero-fee fixes to Premier range

Landbay has expanded its Premier buy-to-let range with the launch of new two-year tracker mortgages and zero-fee five-year fixed-rate products. The new products are aimed at landlords with portfolios of up to 15 properties and are available to both...

Latest news

UTB promotes Rebwar Abdoullahi to bridging and buy-to-let sales role

United Trust Bank has promoted Rebwar Abdoullahi to business development manager within its bridging and buy-to-let field sales team. Abdoullahi (pictured) moves into the role...

Kensington cuts rates across eKo, residential and buy-to-let ranges

Kensington Mortgages has reduced rates across its eKo proposition and introduced lower pricing on selected residential and buy-to-let products. The lender has removed its £500...

One in four adults lack confidence making everyday financial decisions

Research from specialist lender Pepper Money suggests confidence, rather than income alone, is a growing barrier to effective money management across the UK. Nearly one...

The Vernon unveils credit repair mortgage range

Vernon Building Society has introduced a new Credit Repair mortgage range aimed at borrowers whose credit profiles fall just outside prime, offering a structured...

Financial confidence masks widespread gaps in money knowledge, study finds

A growing disconnect between perceived financial confidence and actual understanding is leaving many UK adults exposed to poor long-term financial decisions, according to new research from financial education charity Money Ready. The study finds that 83% of adults in...

Principal firms lead self-employed recruitment growth at Just Mortgages

Recruitment figures from Just Mortgages show that the majority of self-employed advisers brought into the brokerage over the past 12 months have joined under principal firms, underlining a growing appetite among experienced advisers to build and lead their...

New podcast aimed at advisers navigating mortgage and wealth convergence

Twenty7tec has launched a new podcast series designed to support advisers as mortgage and wealth advice become increasingly interconnected. The technology provider has unveiled ELEVATE, a podcast created to offer practical, insight-led discussion for professionals operating across the mortgage...

Gen H expands into Scotland with affordability-led income booster

Residential mortgage lender Gen H has launched in Scotland, extending its lending proposition north of the border with a focus on boosting borrowing power for first-time buyers. The lender’s entry into the Scottish market includes its income booster proposition,...

PROFILE

Michael Day on why conditional selling remains an industry flashpoint

Conditional selling remains one of the most persistent and contentious issues facing the UK housing and mortgage markets with brokers continuing to report pressure...

INDUSTRY COMMENT

First-time buyers and buy-to-let are not rivals

As we move further into 2026, a familiar narrative is starting to reappear. It suggests that a stronger first-time buyer market will be delivered...

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment is rising, job moves have slowed, and many employers are...

Ignore the Gen Z worker stereotypes – the future is bright

The office fridge. Full of 12 types of milk, none derived from cows, and four on the work top, at room temperature. As for...

Reframe Cancer 2026 trends: prevention to take centre stage

This year is already shaping up to be one when prevention is taking centre stage. The Government recently announced the expansion of its WorkWell...

The mortgage protection gap advisers can’t ignore

The Financial Conduct Authority’s (FCA) consumer research findings published late last year, offered an insight into what the protection industry can expect from the...

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the...

Q&As

BUY-TO-LET

The Mortgage Lender cuts buy-to-let rates ahead of major refinancing wave

The Mortgage Lender has reduced selected buy-to-let rates as landlords and brokers prepare for...

Keystone expands broker support with two BDM hires

Keystone Property Finance has strengthened its broker-facing team with the appointment of two new...

The Marsden joins Brilliant Solutions panel to widen later life and expat lending access

Marsden Building Society has joined the Brilliant Solutions lender panel, expanding the range of...

Hinckley & Rugby trims mortgage rates to bolster broker support

Hinckley & Rugby for Intermediaries has reduced mortgage rates across its range, cutting selected...

OneDome secures $25m (USD) to fuel UK expansion

OneDome, the UK-based housing and fintech platform, has raised $25 million (USD) in a...

Buckinghamshire BS broadens Credit Revive range

Buckinghamshire Building Society has expanded its Credit Revive range with new products aimed at...

RAW Capital Partners streamlines interest payments for overseas landlords

RAW Capital Partners has updated its mortgage proposition to allow foreign national borrowers to...

Landlord profits hold up but cracks widen as yields ease

Most landlords remain in profit, but the gap between higher-yielding portfolios and more traditional...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

February rate cut looks unlikely as affordability pressures linger

Hopes of an early interest rate cut are fading making it increasingly likely the Bank of England will keep rates on hold today. With the Monetary Policy Committee due to announce its decision at 12 noon today Equifax UK says policymakers are likely to take...

Housing market yet to pick up pace after budget

Two-thirds of property professionals say the housing market is no busier than it was...

Santander unveils 98% LTV five-year fix for first-time buyers

Santander UK has launched a new five-year fixed mortgage at 98% loan-to-value aimed at...

One in three first-time buyers house-hunting with deposits of at least 25%

A significant minority of first-time buyers searching for mortgages are entering the market with...

House price growth ticks up as affordability boosts buyers

UK house price growth edged higher in January with values rising modestly as improving...

OPINION

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services sectors in the world but even strong markets benefit from...

TOM BILL: Rate cut expectations fade amid mixed signals

Borrowing costs have risen in recent weeks for reasons that include stronger-than-expected UK economic...

Think you know CeMAP? Maybe it’s time to think again

Anyone who wants to work as a mortgage adviser in the UK needs to...

Second charge mortgages set for another strong year in 2026

A few weeks into 2026, the direction of travel for the second charge mortgage market is already clear. Momentum has carried over from last year, with growth in both lending volumes and broker usage now well established. The latest figures from the Finance & Leasing...

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

DISTRIBUTION

Knowledge Bank separates dev finance as demand grows

Knowledge Bank has launched a dedicated Development Finance lending type on its platform to...

Access FS partners with Islamic home finance provider StrideUp

Access Financial Services has signed a new partnership with UK-based home-financing fintech company StrideUp. The...

The Ecology joins TMA Mortgage Club panel

Ecology Building Society has joined the TMA Mortgage Club panel, extending broker access to...

Paradigm promotes Richard Howes to managing director role

Paradigm Mortgage Services has promoted Richard Howes to a newly created managing director position...

Rosemount Financial Solutions reports record growth in 2025

Rosemount Financial Solutions (IFA) has reported a record-breaking year in 2025, with revenues rising by 36% compared with the previous year. The growth was driven by strong performance across several advice areas, with investment revenues up 79%, pensions up 62% and protection income increasing by...