Rental payment histories could play a greater role in mortgage affordability assessments as the Financial Conduct Authority explores how open finance could reshape the mortgage journey.
The regulator has published the findings of a two-day policy sprint involving around...
The average UK landlord portfolio generates £88,454 a year in gross rental income, according to analysis by property management specialist Rushbrook.
The figure has risen...
The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...
Virgin Money will increase selected purchase and remortgage rates by as much as 0.30% on 4 September 2026.
The lender will raise two-year tracker rates...
Almost four in five Britons would return to work before receiving medical clearance after an accident or injury because of financial pressure, research suggests.
A...
Barclays is rolling out its new fast-track remortgage proposition across the market following an eight-month pilot with Mortgage Advice Bureau (MAB).
The service, which Mortgage Soup revealed yesterday, launches across the market on 7 September, is designed to provide...
The Mortgage Works (TMW) has increased the maximum amount landlords can borrow across Nationwide Group mortgages from £7.5m to £10m as part of a series of changes to its buy-to-let lending criteria.
The lender is also increasing its maximum...
Sesame Bankhall Group has formed a technology partnership with JammJar to accelerate the development of its OneView platform for advisers and firm principals.
The group said the next phase of work would add AI-led analysis of mortgage and protection...
NPTN by LMS will bring together senior property industry figures for a live webinar examining the growing number of market reform initiatives and how they fit together.
Property Market Reform: Making Sense of the Moving Parts will consider how...
After nearly four decades in financial services, Sesame Network distribution director Toni Smith still believes technology should make advisers stronger, not replace them.
When Toni...
There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...
Ecology Building Society has launched a mortgage for first-time buyers using the Scottish government’s First Homes Fund.
The mutual has become the 11th official lender to join the scheme, which offers eligible buyers up to £10,000 towards the purchase of their first home.
Ecology’s First Homes...
For years, ESG strategies across the UK mortgage sector have operated under a relatively straightforward principle: better Energy Performance Certificate (EPC) ratings equal lower...
The Bank of England's decision to maintain Bank Base Rate (BBR) last month at 3.75% provides another period of stability for the mortgage market, but the latest vote suggests the Monetary Policy Committee (MPC) is becoming increasingly divided over how long that position can...
TMA Club has added Monmouthshire Building Society to its lender panel as the mutual makes a measured return to the broker market.
The agreement gives TMA’s directly authorised partners access to the Newport-based society’s residential, buy-to-let and commercial mortgage ranges.
Monmouthshire paused lending last year while...
