Paragon adds limited edition 75% LTV buy-to-let fixes

Paragon Bank has launched six limited edition five-year fixed rate buy-to-let products, including new options at 75% loan-to-value. The lender has added three limited edition five-year fixed rate products at 75% LTV to its buy-to-let range, alongside three recently...

Latest news

MPC call ‘not the headline’ says Loan.co.uk chief

Ahead of this week’s Bank of England decision the focus for brokers should be on navigating complexity rather than the direction of rates, according...

Kensington cuts buy-to-let rates across core range

Kensington Mortgages has reduced rates across its buy-to-let mortgage range, including its Prime, Core and eKo products. Rates across Kensington’s Core products up to 80%...

Cotality appoints Carl Ross to lead business development

Cotality has appointed Carl Ross as head of business development as it looks to expand its presence across the UK mortgage market. Ross (pictured) will...

Landlords plan rent rises as rent freeze proposal emerges

More than six in 10 landlords are planning to raise rents over the next 12 months, according to new research from Pegasus Insight. The findings...

Hanley Economic appoints Matt Ellis as chief risk officer

Hanley Economic Building Society has appointed Matt Ellis as its new chief risk officer. Ellis (pictured) brings more than 25 years’ experience in financial services and is a chartered accountant. He spent 19 years at MBNA, now part of Lloyds...

Primis appoints four regional sales managers

Primis has appointed four regional sales managers as it looks to strengthen its support for advice firms across the UK. Daniel Fullen will oversee the North, Simon Lovell the Midlands, Ronnie Marshall Northern Ireland and Liam Blackburn the South...

Fleet Mortgages appoints BDM for Wales and South West

Fleet Mortgages has appointed Claire Graham as business development manager for Wales and the South West. Graham (pictured) joins the buy-to-let specialist lender with immediate effect and will report to Steve Cox, chief commercial officer at Fleet Mortgages. She will...

Molo cuts buy-to-let rates for UK and overseas landlords

Molo has reduced rates across its UK resident, non-UK resident and expat buy-to-let mortgage ranges. The specialist mortgage lender said UK resident buy-to-let rates now start from 2.98% on a two-year fixed product at 55% loan-to-value, available to both...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

Beyond the walk: Mortgage leaders talk mental health

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. And as we reveal...

Lifting and shifting to the cloud isn’t real transformation

As we gear up to spend time at the Building Societies Association Annual Conference this year, there is one conversation I know we are...

Portfolio landlords reshape buy-to-let market

Portfolio landlords are becoming increasingly central to the buy-to-let market as investors take a more structured approach to property ownership. The market has seen a...

Supporting complex cases in a modern mortgage market

In today’s diverse mortgage landscape, brokers are working with a growing number of clients whose circumstances fall outside traditional lending models. From self-employed professionals...

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five self-employed workers plans to buy a property in the next...

Q&As

BUY-TO-LET

Gatehouse cuts expat buy-to-let rates

Gatehouse Bank has reduced rental rates on its 2-year fixed buy-to-let products for UK expats...

CHL completes £5m portfolio refinance as lender navigates time-sensitive case

CHL Mortgages has completed a £5 million refinance across 10 buy-to-let properties in south...

Landbay turns to broker education as Renters’ Rights Act reforms approach

Landbay is set to host a broker-focused webinar examining the implications of the Renters’...

Fleet cuts five-year buy-to-let fixes and widens 75% LTV options

Fleet Mortgages has cut pricing on selected five-year fixed buy-to-let products and expanded its...

HSBC UK cuts mortgage rates by up to 25bps across residential and buy-to-let range

HSBC UK has reduced mortgage rates across parts of its residential and buy-to-let range,...

GB Bank joins Knowledge Bank criteria platform

GB Bank has been added to Knowledge Bank’s criteria sourcing platform, giving brokers access...

The Mortgage Works cuts buy-to-let rates on selected new business deals

The Mortgage Works is cutting selected buy-to-let and let-to-buy rates by up to 0.20...

Virgin Money cuts fixed rates and raises selected tracker pricing

Virgin Money is reducing fixed mortgage rates across purchase, remortgage and selected buy-to-let product...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

West Brom cuts rates and adds options to strengthen remortgage appeal

West Brom Building Society has reduced mortgage rates by up to 30bps while widening its product range, with a clear focus on borrowers approaching the end of existing deals. The mutual has confirmed pricing cuts of up to 0.30% across its residential range, alongside the...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Nationwide trims fixed mortgage rates for first-time buyers and home movers

Nationwide is cutting fixed mortgage rates by up to 25 basis points for first-time...

Halifax Intermediaries cuts fixed mortgage rates

Halifax Intermediaries is reducing fixed mortgage rates for homemovers and first-time buyers. The lender will...

Stamp Duty receipts rise as lower threshold pulls more buyers into tax net

Homebuyers paid £15.2bn in Stamp Duty Land Tax in 2025-26, up 9.2% on the...

OPINION

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data from Which? highlighted that more than half of people in the UK didn’t have any life cover in place, leaving...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

DISTRIBUTION

Norton Broker Services adds Scroll Finance to lending panel

Norton Broker Services has added Scroll Finance to its lender panel, giving brokers access...

Russell Quirk calls out broken transaction system

UK mortgage and property professionals have been urged to rethink the homebuying process after Russell...

TRM to host later life lending roadshow

The Right Mortgage & Protection Network will host a later life lending roadshow in...

Richard Goppy to rejoin PMS as director of acquisition and key accounts

PMS Mortgage Club has confirmed the appointment of Richard Goppy as director of acquisition...

Paradigm hires Nick Delawa as business development director for London and South east

Paradigm Mortgage Services has appointed Nick Delawa as business development director, with responsibility for London and the South East as the network continues to expand its support for member firms. Delawa (pictured) joins with immediate effect and will focus on winning new member firms while...