New builds coming to market at lowest level since 2017

The number of new build housing developments coming to market is at its lowest level since January 2017, according to Rightmove. Its analysis has tracked the number of housing developments listed on Rightmove for sale for more than ten...

Latest news

Swap rates fall but funding risks remain, warns Moneyfacts

In a week that saw more than 20 lenders reduce their fixed mortgage rates, Moneyfacts has warned that while swap rates have been falling,...

Growing calls for government to overhaul Stamp Duty for FTBs

Mortgage industry figures are urging the government to review stamp duty for first-time buyers after Rightmove revealed the number of new-build housing developments coming...

L&G launches later life lending campaign

L&G has launched a later life lending campaign featuring short documentary-style films highlighting the people, relationships and advice behind later life lending decisions. ‘Every Client...

West Brom reduces rates by up to 0.18%

West Brom Building Society has reduced rates across its two-year fixed purchase mortgage range, with cuts of up to 0.18%. The latest changes apply across...

more2life calls for innovation and technology to drive later life lending growth

Later life lender more2life has called on the wider industry to ensure product innovation and effective technology solutions sit at the centre of the sector’s culture. This it said should help drive sustainable market growth and deliver better outcomes...

Leasehold possessions on the rise, warns Spicerhaart

More leasehold properties are entering possession as ongoing issues with the leasehold system continue to create problems for owners and lenders, according to Spicerhaart Corporate Sales. Asset management specialists at Spicerhaart Corporate Sales are calling on the next Prime...

Darlington completes complex expat new-build mortgage

Darlington Building Society has completed an 80% LTV mortgage for a joint application from clients living and working in Saudi Arabia, helping them purchase a new-build home in Teesside. The case, introduced by Natalie Boult, mortgage and insurance director...

Rental affordability improves most in London

London recorded the biggest improvement in rental affordability in June, according to Propertymark, with the salary needed to secure an average-priced rental home falling by 17% year-on-year. The representative annual salary needed to secure the average-priced rental home in...

PROFILE

Claire Cherrington on the opportunities ahead for mortgage clubs

The mortgage club and compliance landscape is changing faster than at any point in recent memory. Consolidation is gathering pace, technology and artificial intelligence...

INDUSTRY COMMENT

Is Andy Burnham the New Messiah or just Starmer with better eyebrows?

What a damning indictment of Labour that Andy Burnham appears to be strolling towards the leadership in what looks less like a contest and...

Approvals hit a 2.5-year low: When broker value gets proven – or missed

Net mortgage approvals dropped to 56,200 in May – the lowest since December 2023 - down from 66,000 the month before. Net borrowing fell from...

How will H2 compare to the first six months of the year?

Last week marked the end of the first half of 2026, making it the perfect opportunity to reflect on what has been another eventful...

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s no excuse to ignore it. When a UK borrower reaches 55,...

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

Q&As

BUY-TO-LET

Landbay cuts rates again

Buy-to-let lender, Landbay, has announced a further round of rate cuts - up to...

Landbay launches product transfer products

Buy-to-let lender, Landbay, has launched five new Product Transfer (PT) tracker products within its...

Coventry and Accord both cut BTL rates 

Coventry for Intermediaries and Accord Mortgages have both reduced rates across their buy-to-let ranges. Coventry’s...

UTB cuts rates by 1% and launches 95% LTV

United Trust Bank (UTB) Mortgages has reduced rates by up to 1% and launched...

Steve Hayes joins Specialist Hub

Steve Hayes has joined the Specialist Hub alongside Mike Brooks, with both now fully...

UTB appoints Frankie Kitchen as BTL key account manager

United Trust Bank (UTB) Mortgages has appointed Frankie Kitchen as a buy-to-let key account...

Landbay launches new remortgage AVM products

Buy-to-let lender, Landbay, has launched new premier remortgage AVM two-year fixed-rate products and reduced...

GB Bank cuts 65% LTV BTL rates by 0.30%

GB Bank has reduced its 65% LTV buy-to-let core range rates by an additional...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Brokers hesitant to recommend interest-only for FTBs, says Gen H

Nearly half of the UK’s top 100 first-time buyer brokerages wrote no interest-only business for first-time buyers in 2025, according to Gen H. Research from residential lender Gen H found that interest-only mortgages remain underrepresented in the first-time buyer market, with less than 0.5% of...

Together cuts fixed rates and expands criteria

Specialist lender Together has reduced rates across its fixed-rate product range and announced it...

A new PM brings a new opportunity to rethink housing policy

Politics, as it seems to do in recent times, has moved at remarkable speed...

Buyer demand falls 15% year-on-year

Political uncertainty and higher borrowing costs have led to a 15% year-on-year fall in...

Political clarity should benefit homebuyers

It’s been another positive week for the mortgage market, with lenders continuing to reduce...

OPINION

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

With great power comes great responsibility

There has been a huge amount in the press about the “feudal” system of...

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive effort to modernise property transactions in a generation. Spanning 12 comprehensive chapters, the framework targets systemic failures - such as the...

Stability has value: why the latest Bank Base Rate hold matters

The Bank of England's decision to maintain Bank Base Rate (BBR) at 3.75% may not have generated the excitement that often accompanies a rate...

DISTRIBUTION

MT Finance latest firm to offer World Cup time off

As mortgage firms gear up for England’s 1am World Cup clash against Mexico on...

TMG boss gives staff day off after England’s 1am World Cup clash

TMG mortgage network founder and CEO Scott Thorpe has given all staff an extra...

Nationwide appoints Kim Dickinson as intermediary product manager

Nationwide has appointed Kim Dickinson as lead product manager for intermediaries. Dickinson brings a wealth...

Industry leaders unite behind MIMHC Lunch

HSBC UK, Virgin Money, Nottingham Building Society, Landbay and top broker firms Mortgage Advice...

TRM Network promotes Amy Wilson to new propositions role

The Right Mortgage & Protection Network has promoted Amy Wilson to the newly created role of propositions director as it looks to strengthen adviser support, strategic partnerships and future growth. Wilson, who joined the network in 2015 and most recently served as head of insurance,...