The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of the real strengths of our specialist sector. That collaboration is important, because it brings responsibility. We...

Latest news

Landlords reporting rent arrears falls to record low

The proportion of landlords reporting rent arrears has fallen to its lowest level on record, according to research commissioned by Paragon Bank. Some 26% of...

Prestige Underwriting joins Source landlord insurance panel

Prestige Underwriting has joined Source Insurance’s landlord panel as the first underwriter of its 5-Star Defaqto-rated Residential Landlord Insurance product. The agreement will give mortgage...

Fleet Mortgages brings back fee options for HMO and MUFB loans

Fleet Mortgages has reintroduced two five-year fixed-rate products for houses in multiple occupation and multi-unit freehold blocks. The buy-to-let specialist lender said the products, available...

Hanley Economic moves into holiday let lending

Hanley Economic Building Society has entered the holiday let mortgage market with two variable discount products available up to 80% loan-to-value. The mutual's first holiday...

Mortgage brokers reach record business volumes as market confidence falls

Mortgage intermediaries handled record levels of business in the second quarter of 2026 despite growing less confident about the wider market outlook, according to the Intermediary Mortgage Lenders Association. The average number of mortgage cases placed by intermediaries rose...

Inflation rises to 2.9% in fresh setback for mortgage rates

UK inflation increased to 2.9% in July, moving further above the Bank of England’s 2% target and reducing the prospect of an early cut to Bank Rate. The Consumer Prices Index rose from 2.6% in June, when inflation had...

New-build asking prices edge higher as regional divide widens

The average asking price of newly instructed new-build homes in Great Britain edged higher in the year to July, according to Propertymark. The average price rose from £500,450 in July 2025 to £501,658 in July 2026, although the national...

LGSS targets growth as valuation market becomes more complex

Legal & General Surveying Services is seeking to increase its profile in the mortgage market after investing in its leadership, technology and industry partnerships. The valuation provider said it intended to reinforce its position among lenders managing increasingly complex...

PROFILE

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still believes technology should make advisers stronger, not replace them. When Toni...

INDUSTRY COMMENT

Are we actually set up to support first-time buyers?

After a summer spent thinking it over, this time of year is often the point where first time buyers decide whether they're going to...

Leasehold reform has a September window – will Burnham use it?

At the time of writing, the Commonhold and Leasehold Reform Bill still has no published First Reading date.  But is it imminent? Andy Burnham entered...

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

Q&As

BUY-TO-LET

L&G appoints Kerrigan to drive Ignite broker rollout

Legal & General has appointed Craig Kerrigan as broker relationship manager for its Ignite...

United Trust Bank creates expanded role for buy-to-let and bridging

United Trust Bank has promoted Gene Clohessy to director of buy-to-let and bridging, giving...

Landlords exploit softer market with lowball offers

More than half of buy-to-let investor offers were at least 10% below the original...

ModaMortgages trims limited-edition five-year fixed rates

ModaMortgages has reduced rates by up to 10 basis points across its limited-edition five-year...

The Coventry cuts fixed rates by up to 20bps

Coventry for intermediaries has reduced every fixed-rate mortgage in its range, with lower rates...

Paragon restores Track to Fix option on buy-to-let tracker mortgages

Paragon Bank has reintroduced a feature allowing existing buy-to-let customers to move from a...

Molo cuts buy-to-let mortgage rates by 12 basis points

Molo has reduced rates across its standard and specialist buy-to-let mortgage ranges for UK...

FIRST-TIME BUYERS

Half of homes taking longer to sell as regional divide widens

Homes in almost half of Great Britain’s local authority areas are taking longer to sell than a year ago, despite the national average remaining unchanged at 42 days. Zoopla found that selling times increased across 180 of the 363 areas analysed, while 145 markets recorded...

Revived Help to Buy would inflate prices: Lamdin

Restoring Help to Buy would strengthen developers’ sales without solving the underlying affordability crisis...

Nationwide cuts fixed mortgage rates by up to 0.15%

Nationwide Building Society is reducing selected fixed mortgage rates by up to 0.15 percentage...

Asking prices suffer biggest August fall since 2018

The average asking price of a newly listed home fell by 2% in August,...

Friends and family offer route on to property ladder for single buyers

More than half of prospective buyers would consider purchasing a home with a friend...

OPINION

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only constant. Since 2016, the UK has seen Brexit play out and seven Prime Ministers - a bonus point if you can...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

DISTRIBUTION

Marsden passes £100m Guernsey lending milestone

Marsden Building Society has surpassed £100m in mortgage completions in Guernsey through its partnership...

Stonebridge overhauls protection sourcing platform

Stonebridge has redesigned the protection sourcing journey within its Revolution adviser platform to support...

Nomo joins Omni Mortgage Club lender panel

Omni Mortgage Club has added Sharia-compliant property finance provider Nomo to its lender panel. The...

GB Bank joins Mortgage Advice Bureau lender panel

Mortgage Advice Bureau has added GB Bank to its lender panel, giving its advisers...

TPFG financial services revenue rises to £13m

The Property Franchise Group (TPFG) increased financial services revenue by 10% to £13m during the first half of 2026 following its acquisition of Smart Advice Financial Solutions (SAFS). In a half year trading update this morning it said revenue from the division stood at £11.8m...