The human adviser in an AI mortgage market

NatWest’s decision to place home-buying guidance inside ChatGPT is a story with large implications. It shows how quickly the first conversation about a mortgage can move away from a branch, a broker website, or a phone call and into...

Latest news

ASA upholds complaint over ‘leading body’ claim in CPD accreditation ads

The Advertising Standards Authority (ASA) has upheld a complaint against The Professional Development Consortium Ltd, trading as CPD Standards Office, over paid-for social media...

Additional property purchases drive stamp duty receipts in more than half of councils

Landlords and second-home buyers now account for the majority of stamp duty receipts in more than half of English local authorities, according to analysis...

Landlords urged to review rent guarantee cover after Renters’ Rights Act changes

Buy-to-let landlords should consider rent guarantee insurance after the Renters’ Rights Act came into force on 1 May, Karis Insurance has said. The real estate...

Rural house prices outpace urban markets

Rural housing markets in England and Wales are recording stronger annual price growth than urban areas and the national average, according to research from...

Connells Survey & Valuation and StrideUp launch platform with Cotality

Connells Survey & Valuation and StrideUp have become the first firms to launch Cotality’s new Integrated LenderHub platform in a move designed to streamline mortgage valuation processing and speed up the homebuying journey. The new technology enables real-time integration between lenders, panel managers...

Tandem appoints Walters as Brookes retires from second charge role

Tandem Bank has appointed Laura Walters as head of sales and distribution following the planned early retirement of Nigel Brookes. Brookes, who was director of second charge sales and distribution, leaves after more than a decade with the Blackpool-based...

Market Harborough expands broker support team

Market Harborough Building Society has strengthened its broker-facing team with the appointment of two specialist business development managers. Victoria Taricska has joined as a field-based business development manager, supporting brokers across South London and the South Coast. Parveen Kumari-Reynolds has...

Fintel Services launches Omni Mortgage Club

Fintel Services has launched Omni Mortgage Club, a whole-of-market mortgage club intended to expand broker support and product access. The club will operate alongside the division’s existing mortgage club, Simplybiz Mortgages, and has been developed to support advisers in...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

Beyond the walk: Mortgage leaders talk mental health – part 8

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – part 6

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Volatility is back – but it has been part of buy-to-let for years

For many, the level of uncertainty we’ve had in the mortgage market over the past couple of months feels uncomfortable, particularly when it feeds...

Beyond the walk: Mortgage leaders talk mental health – part 3

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are 72 participants from...

Plugging the first-time buyer knowledge gap

A couple of weeks ago, I found myself down at my local, surrounded by family, friends and the usual mix of conversation. Among the...

Beyond the walk: Mortgage leaders talk mental health – part 2

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. And as we reveal...

Q&As

BUY-TO-LET

Landlords retreat from London market as rental stock tightens

Landlords have been exiting the London market since proposals for rental reform first emerged,...

Landlords brace for RRA impact as tenant stability holds firm

Landlords are preparing for significant change as the Renters’ Rights Act 2025 comes into force with...

Landlord exit reshapes London buy-to-let landscape

Landlords have been exiting the London rental market since reforms were first proposed with...

Foundation adds green, expat and specialist buy-to-let products

Foundation Home Loans has expanded its buy-to-let range with new products for green properties,...

Quantum Mortgages unveils academy to develop internal sales talent

Quantum Mortgages has launched a Business Development Academy aimed at supporting broker support staff...

Beyond the walk: Mortgage Leaders talk mental health – part 5

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

Nomo launches broker academy for Gulf client property finance

Nomo has launched a broker academy to support intermediaries working with Gulf Cooperation Council...

Renters would buy if mortgage payments matched rent, MAB research finds

Nearly half of renters would buy a home immediately if their monthly mortgage payments...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

HSBC cuts mortgage rates by up to 0.31bps

HSBC UK has reduced rates across parts of its mortgage range, with cuts of up to 0.31 basis points for first-time buyers, home movers, remortgage customers and buy-to-let borrowers. The changes take effect from today and include reductions across residential purchase, remortgage and buy-to-let remortgage...

The Buckinghamshire launches three-year fixed mortgage range

Buckinghamshire Building Society has launched a new range of three-year fixed mortgage products aimed...

Beyond the walk: Mortgage Leaders talk mental health – part 4

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

Rightmove: Now it’s cheaper to rent than buy!

Rising mortgage rates have pushed average monthly repayments above rents for the first time...

Millennials still locked out of homeownership

Only 5% of millennials have reached the life milestones they expected as teenagers, according...

OPINION

Beyond the walk: Mortgage leaders talk mental health – part 1

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. And as we reveal...

Portfolio landlords reshape buy-to-let market

Portfolio landlords are becoming increasingly central to the buy-to-let market as investors take a...

Supporting complex cases in a modern mortgage market

In today’s diverse mortgage landscape, brokers are working with a growing number of clients...

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time and time again.  When someone is buying a home, the focus is understandably on getting the mortgage over the line. Affordability,...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five self-employed workers plans to buy a property in the next...

DISTRIBUTION

TPFG invests in L&G surveying services parent to strengthen lender links

The Property Franchise Group has taken a 25% stake in Meridian HoldCo, the parent...

MPC call ‘not the headline’ says Loan.co.uk chief

Ahead of this week’s Bank of England decision the focus for brokers should be...

Brightstar COO urges brokers to back ED&I survey push

The mortgage industry has been urged to “take stock and reset” its approach to...

Lifting and shifting to the cloud isn’t real transformation

As we gear up to spend time at the Building Societies Association Annual Conference...

Gen H widens Scottish broker access after MAB pilot

Gen H has opened its Scottish distribution to all brokers on its panel, following an exclusive pilot with Mortgage Advice Bureau in February. The expansion gives Scottish brokers on the lender’s panel access to Gen H’s income booster mortgage, as well as criteria aimed at...