The FCA should make later life lending central to its public discussions

The government’s ongoing focus on growing the economy has led it down the path to various industry regulators, not least our own FCA, with the request to look at its existing rules to see whether they are holding...

Latest news

Finova Broker adds UnderwriteMe integration to expand protection capabilities

Finova Broker has integrated with UnderwriteMe’s Protection Platform, bolstering its CRM’s protection sourcing capabilities and offering mortgage and protection brokers greater flexibility when advising...

Roma Finance completes £1.47m RomaPRO deal in 28 days

Roma Finance has completed its first seven-figure transaction through its RomaPRO product, delivering a £1.47 million buy-to-let mortgage to refinance a 12-property portfolio in...

Skipton Group pledges £25k to Myanmar earthquake appeal and facilitates public donations

The Skipton Group has responded swiftly to the unfolding humanitarian crisis in Myanmar with a £25,000 donation to the Disasters Emergency Committee’s Myanmar Earthquake Appeal. The pledge, made within hours of the appeal’s launch, forms part of the group’s...

Compare the Market adds secured loans via Fluent Money partnership

Compare the Market has announced a new partnership with Fluent Money, enabling consumers to compare secured loans for the first time through its website. The deal marks a significant expansion of Compare the Market’s money eligibility and comparison service. Visitors...

Signature renews backing for teenage Welsh golf star

Signature Property Finance has reaffirmed its support for rising Welsh golf star Alicia Kelly, renewing its sponsorship of the 15-year-old from Abergavenny as she continues her rise through the junior ranks. Kelly, who won the 2023 Gareth Bale Championship...

UTB launches upgraded broker API to streamline mortgage applications

United Trust Bank has launched a new and enhanced broker API. The upgraded system enables brokers to complete mortgage applications with greater speed and efficiency, allowing them to run credit searches, check affordability, upload documents and obtain decisions in...

HTB enhances heavy refurbishment offering with increased flexibility

Hampshire Trust Bank (HTB) has introduced improvements to its heavy refurbishment bridging product, in...

Key urges FCA to widen advice reforms to include later life lending

The UK’s largest equity release adviser, Key Later Life Finance, has welcomed the Financial...

Foundation Home Loans lifts buy-to-let loan ceiling amid product overhaul

Foundation Home Loans has announced a substantial increase to its maximum loan size across...

Second charge market is fastest growing area of property lending

Secured loans are the fastest-growing segment in the post-pandemic UK property finance market, according...

Russell Quirk launches new podcast for mortgage brokers and property professionals

Seasoned property expert and TV pundit Russell Quirk is bringing his industry insights to...

Newcastle tops UK property market for fastest sales; Blackpool lags behind

Newcastle upon Tyne has been revealed as the fastest property market in the UK,...

Virgin Money ups mortgage rates across 5-year fixed product range

Virgin Money is implementing a series of mortgage rate increases across its 5-year fixed...

Redwood Bank appoints CFO to help shape next phase of growth

Redwood Bank has announced the appointment of Sergio Cruz as its new chief financial...

Market Harborough improves fixed and variable rate product offerings

Market Harborough Building Society has made enhancements to its residential and let variable and...

Suffolk Building Society launches 3-year fixed rate expat mortgages

Suffolk Building Society has introduced two new fixed-rate expat mortgage products, offering a three-year...

The Exeter appoints chief operating officer

The Exeter has announced the appointment of Suzy Esson as its new chief operating...

Coventry Building Society joins Iress Lender Connect platform

Coventry Building Society has become the latest lender to join Lender Connect, Iress’s API-driven...

MORTGAGE MINGLE PODCAST

INDUSTRY COMMENT

PDG response to MS24 1.2 market study into the distribution of pure protection products to retail customers

In October the PDG responded positively to the initial Terms of Reference, highlighting the lack of clarity when results were to be published, pointing...

Auctions are growing in popularity – but choose your lender carefully

Property auctions have traditionally been a niche part of the UK property market, accounting for around 20,000 residential property sales each year, roughly one...

Caffeine & Cortisol: Are your daily habits fuelling stress & fatigue?

For many professionals in your industry, caffeine is a daily ritual. Whether it's a morning coffee, an afternoon pick-me-up, or a late-night boost to...

Q&As

POLL

BUY-TO-LET

Yearly rental yields strengthen across England and Wales

The average rental yield across England and Wales now stands at 7.4% - an...

UK buy-to-let market boost as lending rises 39% in Q4 2024

The UK’s buy-to-let market saw a sharp rise in new lending in the final...

Market Financial Solutions cuts bridging and Fusion rates

Market Financial Solutions has lowered rates across both its bridging and Bridge Fusion ranges. The...

ModaMortgages unveils new £0 and 3% product fee options

Buy-to-let lender ModaMortgages has added new £0 and 3% product fee options to its...

Gatehouse Bank lowers home finance product rates and improves criteria

Gatehouse Bank has announced a series of product changes, including a 50 basis point...

Nearly half of landlords have no plans to sell despite tax squeeze

Almost half of UK buy-to-let landlords have no intention of selling any of their...

A wealth of experience

High net worth clients may need more from their lender and their broker, so...

Virgin Money cuts select purchase, remortgage and BTL rates

Virgin Money is reducing selected fixed rates today (Friday 28 March). Details are as follows: Exclusive...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Stamp duty shock: MAB calls for lender innovation to meet FTB demand

Following the Stamp Duty threshold returning to 2014 levels today, Mortgage Advice Bureau (MAB) has called for action to help aspiring homeowners to get onto the property ladder. From today, homebuyers will start paying 2% Stamp Duty on properties over £125,000 – a threshold which...

Completions hit record highs in last five days

Completion volumes surged to unprecedented levels in the final days of March, with estimates...

Propertymark calls for urgent stamp duty reform as threshold changes take effect

Propertymark has urged the UK Government to reform stamp duty thresholds to reflect current...

Property transactions forecast to rise by almost 30% by 2030

More people will be buying and selling homes over the next five years, with...

Precise launches its highest ever LTV products and slashes residential rates

Precise has made a range of improvements to its residential proposition with cheaper pricing...

OPINION

Housing promises vs. reality: Will the Government deliver on 1.5 million new homes?

Next year will be 80 years since the New Towns Act (1946) was passed through Parliament. As a result of the destruction during WWII, this...

Navigating a changing buy-to-let landscape in 2025

The buy-to-let market has long been a cornerstone of the UK property sector, but...

Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go over the course of 2025. I say foolishly as since that time, several elements underpinning my thought process have started...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

DISTRIBUTION

Quantum Mortgages launches new bridging proposition to wider market

Quantum Mortgages has officially launched its bridging proposition to the wider mortgage market. The specialist...

HLPartnership adds trio of providers to GI panel

HLPartnership (HLP) is expanding its general insurance (GI) panel. Following feedback from its brokers, the...

Next Intelligence expands panel with six lender additions

Mortgage club Next Intelligence has announced a significant expansion of its lender panel, adding...

TRM network makes key promotions

The Right Mortgage & Protection Network (TRM) has made a series of important leadership...

CHL Mortgages for Intermediaries partners with PRIMIS

Specialist lender CHL Mortgages for Intermediaries has agreed a new partnership with PRIMIS Mortgage Network. PRIMIS brokers will now have access to the lender’s range of buy-to-let mortgages which cater for both individual and limited company landlords. CHL Mortgages for Intermediaries offers a standard buy-to-let product...