Lloyds Banking Group cuts deposit barrier with £5k first-time buyer deal

Lloyds Banking Group has launched a new mortgage allowing first-time buyers to secure a home with a £5,000 deposit. The UK’s largest mortgage lender is reducing one of the most persistent barriers to homeownership by introducing a product aimed...

Latest news

The Mortgage Lender cuts buy-to-let rates and brings back 75% LTV deals

The Mortgage Lender has reduced buy-to-let rates by up to 0.35% and relaunched selected 75% LTV products across two-year and five-year fixed-rate terms. The lender,...

Paradigm adds Afin Bank to lender panel

Paradigm Mortgage Services has added Afin Bank to its lender panel, giving member firms access to the specialist lender’s residential and buy-to-let proposition. Afin Bank...

Air supports Linear move into later life lending

Air is supporting Linear Financial Solutions as the Primis Mortgage Network firm launches into the equity release market. Linear will offer an equity release referral...

Yorkshire Building Society staff to climb Snowdon for charity

More than 200 Yorkshire Building Society colleagues are preparing to climb Snowdon overnight to raise funds for The Felix Project & FareShare. The team will...

Cirencester Friendly adds minimum benefit guarantee to income protection products

Cirencester Friendly has introduced a minimum benefit guarantee across its Income Assured and My Earnings income protection products. The individual income protection specialist said the guarantee, capped at £1,500 a month, is now available to both new and existing...

Fleet Mortgages brings back zero-fee and fixed-fee five-year BTL fixes

Fleet Mortgages has reintroduced zero-fee and fixed-fee five-year fixed-rate products across its standard and limited company buy-to-let ranges. The buy-to-let specialist lender said the products are available for purchase and remortgage at 75% loan-to-value. The zero-fee option is priced at...

Coventry cuts selected residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates by up to 12 basis points. The new rates launch today and include reduced options for both new and existing customers. Among the residential changes is a 5.52% five-year...

OneDome revenue rises 394% in first quarter

OneDome has reported first-quarter revenue of £15.3 million, as the housing and fintech business continues to expand its broker network. The company said revenue in Q1 2026 was up 394% year-on-year, compared with £3.1 million in the same period...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

A BBR decision rooted in caution, not complacency

The Bank of England MPC’s decision to hold Bank Base Rate (BBR) will come as a welcome outcome for many across the mortgage market,...

When the market gets messy, control matters more than ever

There is a tendency to look at the current market and focus purely on activity levels, particularly after the recent spike driven by lender...

Beyond the walk: Mortgage leaders talk mental health – part 8

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – Part 7

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – part 6

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Volatility is back – but it has been part of buy-to-let for years

For many, the level of uncertainty we’ve had in the mortgage market over the past couple of months feels uncomfortable, particularly when it feeds...

Q&As

BUY-TO-LET

Melton enters limited company buy-to-let market

Melton Building Society is entering the limited company buy-to-let sector as more landlords continue...

HSBC lowers rates across residential and buy-to-let ranges

HSBC UK is reducing a broad range of residential and buy-to-let mortgage rates, with...

Jeremy Duncombe to retire as the Yorkshire reshapes homes division

Jeremy Duncombe is to retire from Yorkshire Building Society after supporting a transition that...

The Cambridge relaunches buy-to-let and residential mortgage products

The Cambridge Building Society has relaunched a selection of mortgage products across its buy-to-let...

PM Data Services adds upgrades to BTL sourcing platform

PM Data Services has rolled out a series of upgrades to its Genie sourcing platform...

Additional property purchases drive stamp duty receipts in more than half of councils

Landlords and second-home buyers now account for the majority of stamp duty receipts in...

Landlords urged to review rent guarantee cover after Renters’ Rights Act changes

Buy-to-let landlords should consider rent guarantee insurance after the Renters’ Rights Act came into...

Brightstar steps up hiring as group targets 20% annual growth

The Brightstar Group has made a series of hires across its businesses as it...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

House price growth slows as higher borrowing costs hit confidence

House prices remained broadly flat in April as higher borrowing costs and renewed economic uncertainty weighed on buyer confidence according to the latest Halifax House Price Index. The lender said average UK property prices dipped by -0.1% during the month, following a -0.5% decline in...

The human adviser in an AI mortgage market

NatWest’s decision to place home-buying guidance inside ChatGPT is a story with large implications. It...

Mortgage affordability reaches tightest level since 2008

Mortgage affordability has reached its tightest level since 2008, with borrowers spending an average...

Afin Bank removes fee from 95% LTV five-year fixes

Afin Bank has removed the product fee from its 95% loan-to-value five-year fixed rate...

Renters would buy if mortgage payments matched rent, MAB research finds

Nearly half of renters would buy a home immediately if their monthly mortgage payments...

OPINION

Beyond the walk: Mortgage leaders talk mental health – part 10

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk & Talk challenge yesterday and will finish on Friday this week....

Beyond the walk: Mortgage leaders talk mental health – part 9

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

Beyond the walk: Mortgage Leaders talk mental health – part 5

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

Beyond the walk: Mortgage Leaders talk mental health – part 4

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72 participants from across the mortgage sector taking part. The six-day initiative will follow the Grand Union Canal, with individuals joining for...

Beyond the walk: Mortgage leaders talk mental health – part 3

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are 72 participants from...

DISTRIBUTION

Hope Capital ties up with Melius Commercial to expand broker access to bridging finance

Hope Capital Property Finance has partnered with Melius Commercial, delivering more than £7m of...

Cloud Mortgages joins Stonebridge in technology-led growth push

Cloud Mortgages has joined Stonebridge as it seeks to expand its adviser team with...

Fintel Services launches Omni Mortgage Club

Fintel Services has launched Omni Mortgage Club, a whole-of-market mortgage club intended to expand...

Brightstar COO urges brokers to back ED&I survey push

The mortgage industry has been urged to “take stock and reset” its approach to...

TPFG invests in L&G surveying services parent to strengthen lender links

The Property Franchise Group has taken a 25% stake in Meridian HoldCo, the parent of Legal & General Surveying Services, in a move to expand its role within the mortgage ecosystem. The £2.5m investment brings the group closer to the valuation and surveying side of...