UK property transactions surged in February ahead of stamp duty deadline

The number of UK residential property transactions saw a significant increase in February 2025, according to the latest provisional figures from HM Revenue & Customs (HMRC), with many buyers rushing to complete purchases ahead of the stamp duty...

Latest news

Four out of 10 first-time buyers face stamp duty bill

Thousands of first-time buyers in England will face higher upfront costs when purchasing a home next week as changes to stamp duty land tax...

Atom bank simplifies commercial mortgage stressed interest rate

Atom bank has improved its variable stressed interest rate calculation for commercial mortgages. This move, made in response to broker feedback, will help some borrowers...

TRM network makes key promotions

The Right Mortgage & Protection Network (TRM) has made a series of important leadership promotions. Adam Stretton, who has served as managing director, has now been appointed as chairman. Stretton was a founding director and shareholder of TRM and he...

HTB provides £3.2m York development exit facility

Hampshire Trust Bank’s bridging finance team has delivered a £3.2m development exit loan for a York residential scheme. The loan supported the client’s conversion of a large property in York into 11 luxury apartments. The client initially sought £2.35m...

Access FS completes 72 broker microsites

Access Financial Services has finished the first phase of an initiative where it creates free microsites for each of its mortgage and protection advisers. The programme was launched in response to demand from advisers for a digital presence that...

IHT-enforced sell-off avoided with Suros Capital loan

Suros Capital has come to the aid of a family faced with selling off part of a collection of family heirlooms to pay the inheritance tax bill. After their mother’s death, the client inherited a collection of family heirlooms...

Accord supports FTBs with £6,250 cashback mortgage

Accord Mortgages has unveiled a new mortgage range offering up to £6,250 cashback to...

Virgin Money cuts select purchase, remortgage and BTL rates

Virgin Money is reducing selected fixed rates today (Friday 28 March). Details are as follows: Exclusive...

New CEO of Simplybiz announced

Fintel has announced the appointment of Tom Hegarty as the new CEO of Simplybiz,...

Profits up at Skipton Business Finance

Skipton Business Finance (SBF) has posted a 13% rise in pre-tax profits to £10.8...

Rockstead appoints senior BDM to bolster proposition

Rockstead has announced that Tony Botteley has been appointed as a senior business development...

Market Harborough grows mortgage book by £66m

Market Harborough Building Society has reported a pre-tax profit of £3.4m for 2024. The specialist...

Aspen signs Heter Iska agreement opening door to Jewish property professionals

Aspen Bridging has signed a Heter Iska agreement allowing the business to finance Jewish...

LV= reports strong 2024 financial results as protection and equity release flourish

LV= reported strong performance in the key areas of protection and equity release with...

Magnet Capital makes three new appointments to support growth

Magnet Capital has strengthened its team with the appointment of two new underwriters and...

Thousands risk fallout after divorce by failing to update financial information

New research from Legal & General (L&G) has revealed that a significant number of...

YBS Commercial appoints associate director for the North

YBS Commercial Mortgages has appointed Rosie Morrow as a new associate director. She joins the...

Air maintains top-ranking status for product and criteria sourcing

Air continues to be a leading intermediary services brand in the later life lending...

MORTGAGE MINGLE PODCAST

INDUSTRY COMMENT

A wealth of experience

High net worth clients may need more from their lender and their broker, so it’s important that as an adviser, you are ready and...

Spring Statement 2025: a market underwhelmed and disappointed

Surprise surprise: the mortgage market, the problem child for the government, has been overlooked again. Ahead of the Spring Statement industry leaders had called for...

Caffeine & Cortisol: Are your daily habits fuelling stress & fatigue?

For many professionals in your industry, caffeine is a daily ritual. Whether it's a morning coffee, an afternoon pick-me-up, or a late-night boost to...

Q&As

POLL

BUY-TO-LET

Molo cuts HMO and MUFB rates

Molo Finance has announced a 15 basis-point reduction on its Houses in Multiple Occupation...

LendInvest secures £250m Societe Generale funding facility

LendInvest has agreed a new £250 million warehouse facility with Societe Generale. The facility represents...

Could stamp duty changes keep renters in the market for longer and boost demand?

The decision by the government not to extend stamp duty relief for residential purchasers...

Vida cuts rates by up to 54 basis points

Vida Homeloans has introduced reductions on its residential products by up to 30 basis...

CHL Mortgages for Intermediaries partners with PRIMIS

Specialist lender CHL Mortgages for Intermediaries has agreed a new partnership with PRIMIS Mortgage...

Landbay lowers rates on limited edition small HMO and MUFB products

Landbay has made rate reductions of 10 basis points (bps) across its limited edition...

Keystone Property Finance joins Mortgage Intelligence and Next Intelligence panels

Keystone Property Finance has been added to Mortgage Intelligence (MI) and Next Intelligence’s (NI)...

Family BS expands mortgage range and eases JBSP criteria

Family Building Society has launched a refreshed range of mortgage products and made several...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Housing promises vs. reality: Will the Government deliver on 1.5 million new homes?

Next year will be 80 years since the New Towns Act (1946) was passed through Parliament. As a result of the destruction during WWII, this Act detailed where and how new towns should be built across the UK to replace existing housing stock lost during...

House prices rise at fastest rate in two years

House prices in the UK increased at their fastest annual pace in two years,...

UK house price growth slows as Spring surge favours buyers

House price growth in the UK is losing momentum as a surge in homes...

The Marsden relaunches 95% LTV deal at 4.99%

Marsden Building Society has relaunched a new 95% loan to value (LTV) residential mortgage...

Rightmove calls for more support for first-time buyers

The government has announced a £20 million investment to boost community-led housing, supporting the...

OPINION

Navigating a changing buy-to-let landscape in 2025

The buy-to-let market has long been a cornerstone of the UK property sector, but recent trends and upcoming policy changes are reshaping the landscape. For...

Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month,...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making plans for where, and with whom, they are going to live in their second year. This can be an extremely exciting...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

DISTRIBUTION

Norton Home Loans partners extends access to specialist solutions

Norton Home Loans has partnered with broker London & Country (L&C) Mortgages to widen...

Chetwood Bank brands join Rosemount Financial Solutions (IFA) lender panel

Rosemount Financial Solutions (IFA) has partnered with Chetwood Bank. From now, members of the the...

Access FS launches internal referral scheme

Access Financial Services is launching Access All Areas, a new internal referral programme. The brokerage is...

Connells Group reports solid financial performance for 2024

Connells Group has reported profits before tax exceeding £60 million for 2024, marking a...

Market Financial Solutions joins Next Intelligence panel

Market Financial Solutions has become the latest provider to join Next Intelligence’s lender panel. Market Financial Solutions’ range of residential buy-to-let mortgage and bridging products will now be available to Next Intelligence’s Mortgage and Insurance Club members. In January 2025, Next Intelligence and Dynamo for Intermediaries...