Mortgage brokers remain central to borrower confidence despite market uncertainty

Mortgage brokers continue to play a pivotal role in helping borrowers navigate the housing market, with new research from Santander suggesting their importance has remained consistently high despite ongoing economic uncertainty. The lender’s latest Broker Perception Barometer, based on...

Latest news

BuildLoan expands into commercial mortgages after pilot programme

BuildLoan has launched a commercial mortgage proposition to intermediaries nationwide following a pilot programme designed to test demand, processes and broker engagement. The specialist property...

CAL relocates to larger Woking headquarters to support growth ambitions

Panel management firm CAL has moved to new offices in central Woking as it continues to expand its client base and workforce. CAL, part of...

Landbay cuts buy-to-let rates across core and specialist ranges

Landbay has reduced rates by up to 20 basis points across its Core and Specialist buy-to-let mortgage ranges, while also lowering pricing on product...

Interest-only lending evolves as later life borrowing grows, says Phoebus

The continued decline in interest-only mortgage balances reflects a healthier market and changing borrower needs, according to Phoebus Software. New figures from UK Finance show...

Firms face growing challenge in verifying business ownership

More than half of regulated firms are struggling to identify the individuals who ultimately own or control the businesses they deal with, according to new research from compliance technology provider SmartSearch. SmartSearch’s 2026 Compliance Report found that 52% of...

Nomo joins Paradigm panel to expand access to GCC property investors

Shariah-compliant property finance provider Nomo has joined the lender panel of Paradigm Mortgage Services, giving member firms access to specialist funding solutions for Gulf-based investors purchasing or refinancing UK property. Nomo, a Shariah-compliant cross-border bank, has been added to...

Annual house price growth reaches highest level since March 2025

UK house price inflation accelerated to 3.8% in the year to April, although economists and lenders pointed to the distorting impact of last year’s stamp duty changes and ongoing affordability pressures. Average UK house prices rose by 3.8% in...

One in five adults save nothing each month as financial pressures mount

One in five UK adults are no longer putting any money aside each month, according to new research from The Exeter, raising concerns about household financial resilience. New data from The Exeter’s Consumer Health and Finance Tracker shows the...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

Q&As

BUY-TO-LET

FCA warns firms as fake communications continue to rise

The Financial Conduct Authority has issued a fresh warning to firms after uncovering a...

Foundation revamps Property Plus to support landlord borrowing

Foundation has relaunched its enhanced Property Plus proposition, introducing lower valuation costs and a...

Castle Trust Bank cuts buy-to-let rates for limited period

Castle Trust Bank has reduced rates across its TermTen buy-to-let range, with the new...

Gatehouse Bank cuts selected HPP and buy-to-let rental rates

Gatehouse Bank has reduced rental rates on selected Home Purchase Plan and buy-to-let products...

Coventry BS cuts selection of residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

LendInvest bolsters residential and BTL broker support with Glasgow team expansion

LendInvest has expanded its commercial support team with a particular focus on helping brokers...

Foundation refreshes buy-to-let range with new products and rate cuts

Foundation has refreshed its buy-to-let mortgage range with new products and rate reductions across...

Cooling rents could ease affordability pressures for first-time buyers

Slower rental growth and improving affordability across much of the UK could provide some...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Manchester leads decade-long house price boom as London lags

Manchester has recorded the strongest house price growth of any major British city over the last decade while London has seen the weakest growth, latest analysis from Rightmove reveals. The property portal's study of millions of property listings found that the average asking price in...

Nationwide cuts rates across fixed mortgage proposition

Nationwide is cutting rates across its fixed mortgage range for first-time buyers, home movers...

Price cuts signal more competitive market for brokers

House sellers have made the biggest June price reduction in 14 years as higher...

Buyer demand stabilises but mortgage market remains cautious

The UK housing market may be showing early signs of stabilisation but mortgage brokers...

Affordable hotspots drive first-time buyer price growth

Some of Britain's most affordable housing markets are seeing the strongest first-time buyer demand,...

OPINION

Halfway through the year, are you getting enough from every client?

The halfway point of the year is always a useful time for advisory firms to take stock, not least because it is often far...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring in 2026. UK Finance confirmed it. And before you think "great, more business" – stop. Because the question isn't whether the...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

DISTRIBUTION

Afin Bank expands broker reach with L&C Mortgages panel appointment

Afin Bank has added L&C Mortgages to its broker panel as it looks to...

Aria Finance joins Mortgage Brain sourcing panel

Aria Finance has joined Mortgage Brain’s Sourcing Brain module as a packager. The move gives...

L&G Mortgage Club appoints key relationship manager

L&G Mortgage Club has appointed Gurpreet Chahal as key relationship manager to support broker...

Lenders expecting stability despite global uncertainty

Following the latest US tariff announcement, lenders are continuing to price and operate on...

Omni Protect appoints Caspian as referral partner

Omni Protect has appointed Caspian Insurance as its endorsed protection referral partner for firms that do not write protection business in-house. Omni Protect, Fintel's whole-of-market premium protection club proposition, said the partnership would give advisers a supported route for referring clients for protection advice. The arrangement...