Richtmove: Now it’s cheaper to rent than buy!

Rising mortgage rates have pushed average monthly repayments above rents for the first time since June 2025 in a shift that is likely to influence first-time buyer behaviour. New data from Rightmove shows the average new mortgage payment now stands at...

Latest news

Beyond the walk: Mortgage Leaders talk mental health – part 4

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

AI-driven vulnerability claims ‘create new fraud risk’ for financial services

Financial services firms face a growing risk from AI-generated customer vulnerability claims being used to avoid or delay debt repayments, according to MorganAsh. The support...

UK Mortgage Centre rebrands as expansion moves beyond Warrington

UK Mortgage Centre has unveiled a new brand identity as the independent mortgage broker continues to expand its national presence. The business, which was founded...

Family Building Society cuts minimum property value to £75k

Family Building Society has lowered its minimum property value from £120,000 to £75,000 across its core owner occupier and buy-to-let mortgage ranges. The change, announced...

360 Lifecycle adds Checkmyfile credit reporting link

360 Lifecycle has partnered with Checkmyfile to give advisers access to clients’ multi-agency credit reports through its online FactFind. The integration allows clients to download their own credit report, containing data from Experian, Equifax and TransUnion, and send it...

Barclays cuts rates and launches sub-4% Premier tracker

Barclays will cut selected mortgage rates from Thursday 30 April and launch a Premier two-year tracker below 4%. The lender said the new residential purchase-only product will be available at 3.96% up to 75% LTV, with a £999 product...

Millennials still locked out of homeownership

Only 5% of millennials have reached the life milestones they expected as teenagers, according to research from Skipton Building Society. The society’s Millennial Life Milestone research, based on a survey of 1,000 adults aged 28 to 43, found that...

Canada Life makes two executive committee appointments

Canada Life has appointed Rose St Louis as its first chief customer officer and confirmed Sean Christian as permanent chief operating officer. St Louis (pictured, left) will join the insurer in July 2026, subject to regulatory approval, in a...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

Volatility is back – but it has been part of buy-to-let for years

For many, the level of uncertainty we’ve had in the mortgage market over the past couple of months feels uncomfortable, particularly when it feeds...

Plugging the first-time buyer knowledge gap

A couple of weeks ago, I found myself down at my local, surrounded by family, friends and the usual mix of conversation. Among the...

Beyond the walk: Mortgage leaders talk mental health – part 2

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. And as we reveal...

Lifting and shifting to the cloud isn’t real transformation

As we gear up to spend time at the Building Societies Association Annual Conference this year, there is one conversation I know we are...

Beyond the walk: Mortgage leaders talk mental health – part 1

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. And as we reveal...

Portfolio landlords reshape buy-to-let market

Portfolio landlords are becoming increasingly central to the buy-to-let market as investors take a more structured approach to property ownership. The market has seen a...

Q&As

BUY-TO-LET

Fleet Mortgages appoints BDM for Wales and South West

Fleet Mortgages has appointed Claire Graham as business development manager for Wales and the...

Molo cuts buy-to-let rates for UK and overseas landlords

Molo has reduced rates across its UK resident, non-UK resident and expat buy-to-let mortgage...

Fleet Mortgages names new managing director

Fleet Mortgages has appointed Nicola Richardson as its new managing director. Richardson (pictured) has been...

BM Solutions streamlines refinancing with combined application for landlords

BM Solutions is launching a single application process, allowing brokers to handle product transfers...

Landbay adds 70% LTV Premier products and cuts small HMO rates

Landbay has added eight five-year fixed-rate products at 70% loan-to-value to its Premier range...

Landlords move to sell portfolios before Renters’ Rights Act takes effect

Law firm Thackray Williams has reported a wave of instructions from landlords looking to...

Mortgage mental health walk hits capacity as 72 sign up

The Mortgage Industry Mental Health Charter has confirmed its 2026 Walk and Talk event is now...

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Gen H widens Scottish broker access after MAB pilot

Gen H has opened its Scottish distribution to all brokers on its panel, following an exclusive pilot with Mortgage Advice Bureau in February. The expansion gives Scottish brokers on the lender’s panel access to Gen H’s income booster mortgage, as well as criteria aimed at...

Knight Frank cuts 2026 forecast as conflict hits sentiment and rates

Knight Frank, the London-headquartered global property consultancy and estate agent, has downgraded its near-term UK...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

West Brom cuts rates and adds options to strengthen remortgage appeal

West Brom Building Society has reduced mortgage rates by up to 30bps while widening...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

OPINION

Supporting complex cases in a modern mortgage market

In today’s diverse mortgage landscape, brokers are working with a growing number of clients whose circumstances fall outside traditional lending models. From self-employed professionals...

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between managing the fallout from the cost-of-living crisis, dealing with the FCA’s ever-watchful eye and handling the sheer volume of product...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

DISTRIBUTION

Norton Broker Services adds Scroll Finance to lending panel

Norton Broker Services has added Scroll Finance to its lender panel, giving brokers access...

Russell Quirk calls out broken transaction system

UK mortgage and property professionals have been urged to rethink the homebuying process after Russell...

TRM to host later life lending roadshow

The Right Mortgage & Protection Network will host a later life lending roadshow in...

Richard Goppy to rejoin PMS as director of acquisition and key accounts

PMS Mortgage Club has confirmed the appointment of Richard Goppy as director of acquisition...

Paradigm hires Nick Delawa as business development director for London and South east

Paradigm Mortgage Services has appointed Nick Delawa as business development director, with responsibility for London and the South East as the network continues to expand its support for member firms. Delawa (pictured) joins with immediate effect and will focus on winning new member firms while...