Mortgage mental health walk hits capacity as 72 sign up

The Mortgage Industry Mental Health Charter has confirmed its 2026 Walk and Talk event is now fully booked with 72 participants drawn from across the mortgage and specialist finance market. The six-day initiative, which takes place along the Grand Union Canal, brings...

Latest news

Homebuying delays deter two thirds from moving again, OPDA says

Two thirds of recent home movers say the experience of buying or selling a home has put them off moving again, according to research...

Knight Frank cuts 2026 forecast as conflict hits sentiment and rates

Knight Frank, the London-headquartered global property consultancy and estate agent, has downgraded its near-term UK house price forecast as rising mortgage rates and geopolitical uncertainty...

Beyond the walk: Mortgage leaders talk mental health

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. And as we reveal...

The Swansea reports mortgage growth at AGM

Swansea Building Society has reported growth in assets, mortgages, savings and capital reserves for the fourth successive year. The mutual held its annual general meeting...

Wealthy Advisers Club draws more than 400 advisers to London conference

The Wealthy Advisers Club has held its latest flagship conference at Kensington Town Hall, bringing together more than 400 financial advisers for a full-day event focused on growth, performance and innovation. The event was supported by 15 sponsors and...

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The specialist buy-to-let lender has cut rates by up to 25bps across short-term let products and by up to 10bps across its limited edition buy-to-let...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let, residential and specialist ranges. The changes, which are effective immediately, include reductions across selected buy-to-let products, residential deals and specialist residential mortgages for borrowers with...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in Mitcham, south west London. The deal, introduced by P10 Financial Group, will fund the delivery of eight residential units and two commercial units on a high...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

Portfolio landlords reshape buy-to-let market

Portfolio landlords are becoming increasingly central to the buy-to-let market as investors take a more structured approach to property ownership. The market has seen a...

Supporting complex cases in a modern mortgage market

In today’s diverse mortgage landscape, brokers are working with a growing number of clients whose circumstances fall outside traditional lending models. From self-employed professionals...

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five self-employed workers plans to buy a property in the next...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

Q&As

BUY-TO-LET

HSBC UK cuts mortgage rates by up to 25bps across residential and buy-to-let range

HSBC UK has reduced mortgage rates across parts of its residential and buy-to-let range,...

GB Bank joins Knowledge Bank criteria platform

GB Bank has been added to Knowledge Bank’s criteria sourcing platform, giving brokers access...

The Mortgage Works cuts buy-to-let rates on selected new business deals

The Mortgage Works is cutting selected buy-to-let and let-to-buy rates by up to 0.20...

Virgin Money cuts fixed rates and raises selected tracker pricing

Virgin Money is reducing fixed mortgage rates across purchase, remortgage and selected buy-to-let product...

Rent growth slows as house prices edge higher, with Middle East tensions clouding outlook

Private rent inflation eased again in March while UK house prices rose modestly in...

Brokers invited to webinar on boosting landlord income strategies

Brokers are being offered an opportunity to learn how to help landlords accelerate income...

Landbay lowers core buy-to-let rates and raises loan limits to £1.5m

Landbay has cut rates by 20 basis points (bps) across selected products in its...

Foundation adds large HMO and short-term let products as fixed rates fall

Foundation Home Loans has launched new buy-to-let products for large HMOs and short-term lets,...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Stamp Duty receipts rise as lower threshold pulls more buyers into tax net

Homebuyers paid £15.2bn in Stamp Duty Land Tax in 2025-26, up 9.2% on the previous tax year, as the nil-rate threshold reverted to £125,000. Analysis by Coventry Building Society of HMRC figures found buyers paid £1.3bn more in Stamp Duty Land Tax than in 2024-25,...

Santander cuts higher LTV rates for first-time buyers and home movers

Santander is cutting selected fixed mortgage rates across its first-time buyer, home mover and...

Brokers report rising caution among borrowers as remortgaging picks up

Mortgage brokers are seeing more remortgage activity, but say geopolitical uncertainty, cost of living...

MAB research shows confidence among buyers is rising, but many still hesitate

More than half of prospective buyers say they are ready to purchase in 2026,...

Atom points to growing near-prime hurdle for first-time buyers

First-time buyers with thin credit files or minor historic credit issues are becoming a...

OPINION

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme -...

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities of the 2026 mortgage market, it has become clear that the real winner isn’t a machine, it’s the Augmented Broker. According...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

DISTRIBUTION

Russell Quirk calls out broken transaction system

UK mortgage and property professionals have been urged to rethink the homebuying process after Russell...

Richard Goppy to rejoin PMS as director of acquisition and key accounts

PMS Mortgage Club has confirmed the appointment of Richard Goppy as director of acquisition...

Norton Broker Services adds Scroll Finance to lending panel

Norton Broker Services has added Scroll Finance to its lender panel, giving brokers access...

Paradigm hires Nick Delawa as business development director for London and South east

Paradigm Mortgage Services has appointed Nick Delawa as business development director, with responsibility for...

Recognise Bank hire to lead intermediary sales and lending

Recognise Bank has appointed Luke Watson as director of intermediary sales and lending to drive its broker-facing proposition. Watson (pictured) joins with more than 20 years’ experience across commercial real estate lending, underwriting and credit risk, and has worked across commercial investment, bridging and buy-to-let...