AUTUMN BUDGET: Industry braces for impact

On Wednesday, the Chancellor is due to deliver the second highly anticipated Autumn Budget of her tenure. And with borrowing costs elevated, growth stubbornly weak and speculation swirling over significant tax reforms, much of the industry is bracing...

Latest news

Houzecheck launches “Bruce the Beaver” to drive brand recognition in surveying

Proptech firm Houzecheck is introducing a new mascot, Bruce the Beaver, in a bid to make surveying more memorable and increase brand recognition. Houzecheck is...

AMI Protection Viewpoint 2025: Turning challenges into opportunities

Delivering better outcomes and protecting more customers is all in a day’s work for protection advisers. But in today’s fast-paced, constantly evolving environment, navigating...

Mental health emerges as leading cause of long-term sick leave, MetLife finds

Mental health conditions have become the leading cause of long-term sickness in the workplace, according to new findings from MetLife UK. Nearly half of HR...

50-year mortgages risk leaving borrowers with heavy long-term costs

Mortgage specialists at Mojo Mortgages have warned that proposals for 50-year terms, recently raised in the United States, could leave UK borrowers facing far...

Manufacturers press ministers to tackle late payments

Manufacturing SMEs have urged the government to strengthen protections against late payment after new research from Bibby Financial Services suggested existing measures are failing to support the sector. The funder’s latest SME Confidence Tracker found nearly six in ten...

MorganAsh backs inclusion drive but urges improvement in vulnerability data

MorganAsh has given its support to the Government’s refreshed Financial Inclusion Strategy, but warned that firms must have a far deeper understanding of customer vulnerability if the policy is to succeed. The strategy, published this week, sets out plans...

Private credit poses challenges and opportunities for UK CROs

The global financial crash of 2008 revealed the dangers of financial contagion. What began as a collapse in the United States sub-prime mortgage market rapidly evolved into a worldwide banking catastrophe. Today, new concerns are emerging from the United...

Atom bank trims mortgage rates across Prime and Near Prime ranges

Atom bank has made further adjustments to its residential mortgage offering, lowering rates across both its Prime and Near Prime ranges. The move brings starting rates down to 4.69% for Prime products and 4.84% for Near Prime, extending a...

PROFILE

Chris Williams on being the architect of connection

For most of the last decade Chris Williams has been dissecting the machinery of the UK property market and helping industry understand how it...

INDUSTRY COMMENT

GIS must be at the heart of place-based policymaking

The UK is under increasing pressure to deliver more homes, strengthen national infrastructure, and meet ambitious environmental goals – from the New Towns Taskforce...

The PT is dead. Long live the broker!

Did you know that every time a borrower approaches their bank directly, a mortgage broker dies? I’m teasing, of course. They don’t really die....

Landlords defy the doom – the buy-to-let bounce-back

While the Bank of England recently voted to hold the interest rate at 4%, which will have been disappointing news to landlords who had...

Q&As

BUY-TO-LET

Women in Finance: Together pushes for progress

Together has stepped up its campaign to support female talent in specialist finance with...

HomeNow to expand rent-to-own scheme after securing £65m funding

HomeNow has secured £65 million in new funding as it prepares to expand its...

Simplybiz opens post-Budget Advice Show to wider market amid rising uncertainty

Simplybiz will open its post-Budget Advice Show to all financial services professionals for the...

Rents rise twice as fast as house prices

Private rents are continuing to rise at nearly double the pace of house prices...

PM Data Services launch Genie buy-to-let sourcing engine

PM Data Services – the team behind digital broker Property Master - has launched...

Mortgage Brain adds Rely to sourcing platform

Mortgage Brain has added OSB Group’s newly launched buy-to-let lender, Rely, to its Sourcing...

Gatehouse trims rental rates on two-year buy-to-let plans for overseas investors

Gatehouse Bank has reduced rental rates on its two-year fixed term buy-to-let purchase plans...

Landlords warn tax rises could trigger fresh exodus from rental market

Buy-to-let landlords are expressing deep anxiety ahead of the 26 November Budget, fearing that...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Financial education boosts demand for protection insurance

Young adults who receive financial education are significantly more likely to buy protection insurance and to recognise its importance according to new research that adds weight to the Government’s decision to make financial literacy compulsory in schools from 2028. A study by the OneFamily Group...

Mortgage chiefs warn MPs on affordability squeeze

Senior mortgage industry figures have warned MPs that Britain’s worsening home-affordability challenge will not...

Millions of UK adults at risk of financial hardship

Millions of UK adults are at risk of financial hardship in the event of...

OneFamily renews call for lifetime ISA reforms to help first-time buyers

OneFamily has renewed its call for reforms to the lifetime ISA, urging the government...

Propertymark: New build prices slide in key regions

Average asking prices for newly built homes in the South West fell sharply over...

OPINION

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client conversations slow or pause entirely, often with the familiar refrain:...

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying sector, once a steady, professional space, had become increasingly competitive. While overall market growth has been modest, the intensity of competition...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

DISTRIBUTION

Brightstar expands youth programme and bolsters national accounts team

The Brightstar Group is expanding its Young Learners Programme and has strengthened its national...

Source and ActiveQuote partnership brings PMI referrals to advisers

A new partnership between Source and ActiveQuote will enable directly authorised advisers to refer...

L&G Mortgage Club adds Ecology Building Society to panel

L&G’s Mortgage Club has strengthened its green lending offering by adding Ecology Building Society...

Access FS adds 3mc to mortgage panel to support complex cases

Access Financial Services has added 3mc to its mortgage panel in a move aimed...

Masthaven joins TRM panel to widen access to bridging finance

The Right Mortgage & Protection Network has added Masthaven Finance to its lender panel, broadening the short-term funding options available to advisers across the network. The lender, which provides both regulated and unregulated bridging loans, will offer its full product range to TRM member firms....