Legal Services Board joins government AI growth initiative

The Legal Services Board is joining the government’s new AI Growth Lab, a scheme designed to help legal services providers and technology firms test artificial intelligence products under regulatory supervision before they are launched. The initiative, which is being...

Latest news

LiveMore broadens lending criteria to support more complex borrowers

Specialist lender LiveMore has expanded its lending criteria, reducing the time it looks back at historic credit issues as it seeks to improve access...

Cleerly adopts Acre CRM as conversion rates climb

Specialist mortgage broker Cleerly Mortgages has implemented Acre’s CRM platform after a review of the market, with the firm reporting higher client conversion rates...

First-time buyers face rising stamp duty costs as more homes breach £300k

First-time buyers are increasingly being drawn into paying stamp duty as rising purchase prices push more transactions above the £300,000 threshold, Connells Group has...

Word On The Street recruits mortgage operations manager

Specialist mortgage broker Word On The Street has appointed Samuel Bryce as mortgage operations manager. Bryce (pictured) joins the firm with seven years’ experience in...

L&G Mortgage Club launches specialist lending academy

L&G’s Mortgage Club has launched a Specialist Academy to help advisers support clients with more complex borrowing needs. The free programme will be open to 250 Mortgage Club members in its pilot year, including advisers who are new to...

Kensington Mortgages appoints two regional BDMs

Kensington Mortgages has appointed two regional business development managers to support brokers across its Central West and East regions. Gemma Davies has joined as business development manager for Kensington’s Central West region, covering most of Wales, Shrewsbury, Birmingham and...

Homeowners use savings and credit to fund essential repairs

Two-thirds of UK homeowners are using savings or investments to pay for essential building work, according to research from the Homeowners Alliance and the Federation of Master Builders. The survey of more than 1,200 homeowners found that 65% are...

Twenty7tec unveils national sales manager

Twenty7tec has appointed Daniel Edmondson as national sales manager as it strengthens its sales team. Edmondson (pictured) joins the mortgage technology firm with experience across the mortgage and later life lending sectors, having worked for both lenders and distribution...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

How advisers can win the 2026 remortgage wave

The surge in property transactions during the 2021 ‘race for space’, when completions peaked at more than 200,000 in June of that year, is...

Accidental landlords – do they need different support?

It is unfair to view buy-to-let investors as one homogenous group. There are so many different profile of landlords – and that of the...

Why mortgage marketing is finally starting to look human

Mortgage advertising used to operate in two settings only: either aggressively corporate or suspiciously aspirational. You were either looking at a couple laughing at salad...

Q&As

BUY-TO-LET

Paragon cuts buy-to-let rates by 20bps

Paragon Bank has reduced rates by 20 basis points (bps) across its buy-to-let mortgage...

Landbay cuts rates across Premier buy-to-let range

Landbay has cut rates across more than 50 products in its Premier buy-to-let range,...

Fleet brings back green buy-to-let fixes and cuts rates

Fleet Mortgages has reintroduced two- and five-year fixed-rate EPC A-C products and reduced rates...

Landlords rushed to regain possession ahead of Renters’ Rights Act, data suggests

Landlord possession claims increased in the first quarter of 2026 as property owners sought...

Tipton cuts buy-to-let rates and brings back high income multiple mortgages

Tipton & Coseley Building Society has reduced rates across parts of its buy-to-let range...

HSBC cuts rates across residential and buy-to-let mortgage ranges

HSBC UK is reducing rates across a broad selection of residential and buy-to-let mortgage...

ModaMortgages cuts rates on 2- and 5-year fixed rates

ModaMortgages is cutting rates by 20bps across its limited edition 2-year and 5-year fixed-rate...

Quantum Mortgages launches product transfer range

Quantum Mortgages has launched a product transfer range for buy-to-let borrowers approaching the end...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

First-time buyers delaying major life decisions to save for a home

Many aspiring homeowners are postponing key life milestones and enduring workplace and relationship pressures in an effort to secure a place on the property ladder, according to new research from Mojo Mortgages. The online mortgage broker's First-Time Buyer Sentiment Survey 2026, based on responses from...

First-time buyers wait six years to buy as lifestyle priorities reshape purchasing decisions

First-time buyers are spending an average of six years saving for a deposit as...

Leeds BS cuts residential mortgage rates by up to 0.32%

Leeds Building Society has reduced rates across its mainstream residential mortgage range by up...

NHS workers priced out as affordability gap widens

Many NHS workers are being priced out of homeownership with average first-time buyer properties...

First-time buyer affordability hotspots revealed

Grimsby, Greenock and Burnley are among the most accessible locations for first-time buyers, according...

OPINION

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

Beyond the walk: Mortgage leaders talk mental health – part 20

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

Remortgaging BTL in 2026: acting early on landlord refinancing

The buy-to-let market has rarely stood still in recent years, but 2026 has already delivered more twists and turns than any of us could have anticipated when the year kicked off. Product withdrawals, swap rate volatility, changing expectations around Bank Base Rate and wider economic...

Beyond the walk: Mortgage leaders talk mental health – part 19

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

DISTRIBUTION

OneDome named among Europe’s fastest-growing fintech firms

OneDome has been named one of the fastest-growing fintech companies in Europe, the Middle...

The Right Mortgage sets out June roadshow programme

The Right Mortgage has announced details of a series of member roadshows taking place...

Omni Protect appoints Caspian as referral partner

Omni Protect has appointed Caspian Insurance as its endorsed protection referral partner for firms...

Shepherds Friendly inks Primis distribution deal

Shepherds Friendly has agreed a distribution partnership with Primis Mortgage Network for its income...

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand their later life lending propositions as regulatory pressures and market complexity continue to increase. TERN – The Equity Release Network – has been developed over the past three years and is...