The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring in 2026. UK Finance confirmed it. And before you think "great, more business" – stop....

Latest news

The Mortgage Works signals buy-to-let rate reductions

The Mortgage Works is cutting rates by up to 0.22 percentage points across selected buy-to-let and limited company buy-to-let products. The changes take effect from...

Accord reduces residential and buy-to-let rates

Accord Mortgages is cutting rates across its residential and buy-to-let ranges. The intermediary-only lender said changes to its residential range would take effect from 8am...

Leek BS launches five-year buy-to-let fixed rate

Leek Building Society has added a five-year fixed rate buy-to-let mortgage to its intermediary range. The product is priced at 5.30% and is available up...

LendInvest unveils 10bps buy-to-let rate cuts

LendInvest Mortgages has reduced rates across its two-year and five-year fixed-rate buy-to-let products by 10 basis points. The specialist lender said its lowest buy-to-let rates...

Quantum Mortgages cuts rates and launches remortgage cashback

Quantum Mortgages has launched a cashback product for remortgages and reduced rates across its product range. The specialist buy-to-let and bridging lender said the new products and rate cuts would go live from 5.30pm on Thursday 4 June 2026. Rates...

Paragon cuts buy-to-let rates by 20bps

Paragon Bank has reduced rates by 20 basis points (bps) across its buy-to-let mortgage range and refreshed its fee options for landlords. The changes apply across two-year and five-year fixed-rate products, with the range now starting from 3.55%. Products...

Homeowners risk mortgage safety net gaps

Many homeowners misunderstand the support available if illness, injury or redundancy leaves them unable to work, research from LifeSearch and HomeOwners Alliance has found. Almost one in five homeowners, 19%, believe state support would be sufficient if they could...

Landbay cuts rates across Premier buy-to-let range

Landbay has cut rates across more than 50 products in its Premier buy-to-let range, including reductions of up to 40 basis points on selected two-year fixed-rate deals. The buy-to-let lender said the changes apply across standard and HMO products...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

How advisers can win the 2026 remortgage wave

The surge in property transactions during the 2021 ‘race for space’, when completions peaked at more than 200,000 in June of that year, is...

Accidental landlords – do they need different support?

It is unfair to view buy-to-let investors as one homogenous group. There are so many different profile of landlords – and that of the...

Why mortgage marketing is finally starting to look human

Mortgage advertising used to operate in two settings only: either aggressively corporate or suspiciously aspirational. You were either looking at a couple laughing at salad...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Q&As

BUY-TO-LET

HSBC cuts rates across residential and buy-to-let mortgage ranges

HSBC UK is reducing rates across a broad selection of residential and buy-to-let mortgage...

ModaMortgages cuts rates on 2- and 5-year fixed rates

ModaMortgages is cutting rates by 20bps across its limited edition 2-year and 5-year fixed-rate...

Quantum Mortgages launches product transfer range

Quantum Mortgages has launched a product transfer range for buy-to-let borrowers approaching the end...

ModaMortgages joins NACFB lender patron panel

ModaMortgages has been appointed as an official lender patron of the National Association of...

Paragon sees rise in green buy-to-let lending

Paragon Bank has reported increased buy-to-let lending on more energy efficient properties as landlords...

Molo cuts buy-to-let rates for UK resident landlords

Molo has reduced fixed rates across its UK resident buy-to-let range, including standard, HMO...

Leeds BS offers £200 cashback on product transfers

Leeds Building Society has launched a £200 cashback offer for existing mortgage customers completing...

Fleet Mortgages joins LMS panel link

Fleet Mortgages has joined LMS Panel Link in a move intended to improve lender-law...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

NHS workers priced out as affordability gap widens

Many NHS workers are being priced out of homeownership with average first-time buyer properties now beyond reach in a growing number of UK cities, latest research from Boon Brokers reveals. The study analysed NHS salary bands against average first-time buyer property prices across 15 major...

First-time buyer affordability hotspots revealed

Grimsby, Greenock and Burnley are among the most accessible locations for first-time buyers, according...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let rates by up to 0.12%. The...

Halifax and Lloyds cut mortgage rates by up to 14bps across purchase and remortgage ranges

Halifax and Lloyds Bank have reduced rates across a range of first-time buyer, home...

Paradigm calls for mandatory advice for first-time buyers

Paradigm Mortgage Services has called for mandatory regulated mortgage advice for all first-time buyers,...

OPINION

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Beyond the walk: Mortgage leaders talk mental health – part 20

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

Remortgaging BTL in 2026: acting early on landlord refinancing

The buy-to-let market has rarely stood still in recent years, but 2026 has already...

Beyond the walk: Mortgage leaders talk mental health – part 19

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as leaders Jason Berry and Charlie Morley crossed the finish line at HSBC's Birmingham head office at 15:45. Some 64 participants from...

Beyond the walk: Mortgage leaders talk mental health – part 18

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

DISTRIBUTION

Shepherds Friendly inks Primis distribution deal

Shepherds Friendly has agreed a distribution partnership with Primis Mortgage Network for its income...

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand...

The Right Mortgage sets out June roadshow programme

The Right Mortgage has announced details of a series of member roadshows taking place...

Canal trek triumph as Berry and Morely win gold

Jason Berry and Charlie Morely finished their epic 141-mile trek up the Grand Union...

The Right Mortgage adds TAB to lender panel

The Right Mortgage & Protection Network has added specialist property finance lender TAB to its lender panel. The move gives advisers at The Right Mortgage & Protection Network access to TAB's mortgage and bridging finance products. TAB's mortgage rates start from 3.5% per annum and Bank...