Buyer demand stabilises but mortgage market remains cautious

The UK housing market may be showing early signs of stabilisation but mortgage brokers are likely to face a challenging summer as buyer demand, agreed sales and house prices all remain in negative territory, according to the latest...

Latest news

Cooling rents could ease affordability pressures for first-time buyers

Slower rental growth and improving affordability across much of the UK could provide some welcome breathing space for prospective first-time buyers although ongoing shortages...

ABS 2026 review: Global and UK issues cool the market

It’s that time of the year again when the world of wholesale funding descends on the wonderful City of Barcelona for the Global ABS...

HomeOwners Alliance appoints Sarah Tucker as lead mortgage commentator

HomeOwners Alliance has partnered with property and mortgage expert Sarah Tucker, who will become the organisation’s principal voice on mortgage commentary and consumer advice. The...

Affordable hotspots drive first-time buyer price growth

Some of Britain's most affordable housing markets are seeing the strongest first-time buyer demand, with asking prices rising by as much as 18% over...

Mortgage Magic launches Secure Portal through Microsoft Windows Store

Mortgage Magic has made its Secure Portal available through the Microsoft Windows Store, with the technology platform highlighting its security credentials and proprietary AI capabilities for FCA-regulated mortgage firms. The portal has been developed for mortgage advisers and introducers,...

The Cambridge relaunches interest-only fixed rate mortgages

The Cambridge has relaunched a selection of fixed rate mortgage products, including interest-only options for homebuyers and homeowners. The range includes two-year and five-year fixed rate interest-only products available up to 70% loan-to-value, priced at 5.44% and 5.54% respectively. A...

Vernon BS adds free legals to selected remortgage deals

Vernon Building Society has partnered with Optimus to introduce a free legals service on selected remortgage products as it looks to strengthen its position in the growing remortgage market. The initiative will be available to new remortgage customers on...

Paragon launches tailored buy-to-let service for complex cases

Paragon Bank has launched a Tailored service to support buy-to-let mortgage applications that fall outside its standard lending criteria. The service is designed to give brokers a route for more complex landlord cases, reflecting the increasingly varied nature of...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

Mortgage advice for first-timers is a no-brainer

Considering how politically important first-time buyers have been to recent governments, and the taxpayers’ money that has been thrown at a large number of...

We’re only scratching the surface with Near Prime

The growing importance of Near Prime to brokers and their clients was evident during our recent webinar, where brokers were polled on both the...

Lenders expecting stability despite global uncertainty

Following the latest US tariff announcement, lenders are continuing to price and operate on the basis that market conditions remain relatively stable. However, the...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

Q&As

BUY-TO-LET

L&G Mortgage Club launches specialist lending academy

L&G’s Mortgage Club has launched a Specialist Academy to help advisers support clients with...

Pepper Money raises £545m through RMBS deal

Pepper Money has raised £545 million through the capital markets as part of its...

The Darlington trims mortgage rates by up to 20bps

Darlington Building Society has reduced selected rates across its residential, specialist residential, shared ownership,...

The Mortgage Works signals buy-to-let rate reductions

The Mortgage Works is cutting rates by up to 0.22 percentage points across selected...

Accord reduces residential and buy-to-let rates

Accord Mortgages is cutting rates across its residential and buy-to-let ranges. The intermediary-only lender said...

Leek BS launches five-year buy-to-let fixed rate

Leek Building Society has added a five-year fixed rate buy-to-let mortgage to its intermediary...

LendInvest unveils 10bps buy-to-let rate cuts

LendInvest Mortgages has reduced rates across its two-year and five-year fixed-rate buy-to-let products by...

Quantum Mortgages cuts rates and launches remortgage cashback

Quantum Mortgages has launched a cashback product for remortgages and reduced rates across its...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their income. Yet 86% have no income protection in place. Read that again. Eight in 10 of your clients are one serious...

First-time buyers face rising stamp duty costs as more homes breach £300k

First-time buyers are increasingly being drawn into paying stamp duty as rising purchase prices...

Lloyds and Halifax cut mortgage rates

Lloyds and Halifax are reducing rates across homemover, first-time buyer, remortgage, product transfer and...

West Brom cuts shared ownership mortgage rates

West Brom Building Society has reduced selected shared ownership mortgage rates by up to...

First-time buyers delaying major life decisions to save for a home

Many aspiring homeowners are postponing key life milestones and enduring workplace and relationship pressures...

OPINION

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

Beyond the walk: Mortgage leaders talk mental health – part 20

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as leaders Jason Berry and Charlie Morley crossed the finish line at HSBC's Birmingham head office at 15:45. Some 64 participants from...

Remortgaging BTL in 2026: acting early on landlord refinancing

The buy-to-let market has rarely stood still in recent years, but 2026 has already delivered more twists and turns than any of us could...

DISTRIBUTION

OneDome named among Europe’s fastest-growing fintech firms

OneDome has been named one of the fastest-growing fintech companies in Europe, the Middle...

The Right Mortgage sets out June roadshow programme

The Right Mortgage has announced details of a series of member roadshows taking place...

Omni Protect appoints Caspian as referral partner

Omni Protect has appointed Caspian Insurance as its endorsed protection referral partner for firms...

Shepherds Friendly inks Primis distribution deal

Shepherds Friendly has agreed a distribution partnership with Primis Mortgage Network for its income...

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand their later life lending propositions as regulatory pressures and market complexity continue to increase. TERN – The Equity Release Network – has been developed over the past three years and is...