Nationwide cuts mortgage rates for third time this month

Nationwide Building Society has reduced mortgage rates by up to 0.25 percentage points across its fixed-rate range, marking the third set of pricing cuts it has announced during June. The latest reductions, effective from Friday 26 June, apply to...

Latest news

Family Building Society launches BoE tracker mortgages

Family Building Society has launched a new range of Bank of England tracker mortgages as part of a refresh of its owner occupier and...

The Mortgage Works cuts buy-to-let rates

The Mortgage Works has reduced buy-to-let mortgage rates by up to 0.25 percentage points - the third time it has cut pricing during June. The...

TRM Network promotes Amy Wilson to new propositions role

The Right Mortgage & Protection Network has promoted Amy Wilson to the newly created role of propositions director as it looks to strengthen adviser...

With great power comes great responsibility

There has been a huge amount in the press about the “feudal” system of leasehold and how the government’s revitalised commonhold will fix all...

Mutuals account for almost a quarter of income protection market, says AFM

Mutual providers continued to strengthen their position in the UK income protection market during 2025, with new figures showing they accounted for almost a quarter of all policy sales while paying more than £91 million in claims. New data...

Offa opens larger Solihull office as workforce doubles

Islamic property finance provider Offa has opened a new headquarters in Solihull after doubling its workforce over the past year as demand for Sharia-compliant property finance continues to grow. The company has officially opened its new office in Solihull...

The Exeter reports premium and membership growth in 2025

The Exeter increased gross premium income by 8% to £135 million in 2025, while membership rose by 3.5% as the mutual reported strong growth across its health, income protection and life insurance businesses. Speaking at its Annual General Meeting,...

Paragon Bank appoints business development manager for Scotland

Paragon Bank has appointed Holly Morrison as a business development manager (BDM) for Scotland. Morrison (pictured) will support intermediary partners across Scotland, covering the AB, DD, DG, EH, FK, G, IV, KA, KY, ML, PA, PH and TD postcode...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of presenting their customers with complementary products alongside their core offering. Banks...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

Stability has value: why the latest Bank Base Rate hold matters

The Bank of England's decision to maintain Bank Base Rate (BBR) at 3.75% may not have generated the excitement that often accompanies a rate...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Q&As

BUY-TO-LET

Barclays cuts mortgage rates across residential and buy-to-let ranges

Barclays is reducing rates across a broad range of residential and buy-to-let mortgage products...

ModaMortgages removes fees on limited-edition buy-to-let products

ModaMortgages has removed application fees from its limited-edition buy-to-let mortgage products, weeks after reducing...

Paragon adds tracker switch and further advance options for landlords

Paragon Bank has expanded its Bank Base Rate tracker buy-to-let mortgage range by introducing...

Market Harborough cuts fixed mortgage rates across residential and buy-to-let ranges

Market Harborough Building Society has reduced fixed mortgage rates by up to 0.23% across...

Mortgage Brain opens registration for Mortgage Vision 2026 roadshow

Mortgage Brain has opened registration for its Mortgage Vision 2026 roadshow, which will visit...

Foundation broadens expat buy-to-let offering and cuts rates across landlord range

Foundation has expanded its specialist buy-to-let proposition with the launch of new expat products...

Landlords seek lender support as EPC upgrade costs approach £12,000 per property

Landlords are increasingly looking to lenders for support as they prepare for the cost...

Darlington simplifies buy-to-let applications and cuts foreign national rates

Darlington Building Society has removed several income verification requirements for residential and buy-to-let borrowers...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Young buyers look further afield as affordability pressures persist

A growing number of younger buyers are willing to compromise on location in order to secure a home, as affordability challenges continue to shape purchasing decisions across the UK housing market. New research from Barclays suggests that one in five Gen Z buyers would consider...

HSBC cuts rates across residential and buy-to-let mortgage ranges

HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage...

Stamp Duty burden soars as tax threshold remains frozen at 2006 level

The Stamp Duty threshold at which homebuyers begin paying tax has remained unchanged since...

Bank holds rates at 3.75%

The Bank of England left interest rates unchanged at 3.75% today despite inflation remaining...

First-time buyer demand remains resilient as borrowing requirements rise

First-time buyers continue to pursue homeownership despite affordability challenges, with mortgage search activity remaining...

OPINION

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England...

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around what’s going on in the country. On the back of this confidence, we’re seeing more purchase application going through, leading to...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

DISTRIBUTION

Nomo joins Paradigm panel to expand access to GCC property investors

Shariah-compliant property finance provider Nomo has joined the lender panel of Paradigm Mortgage Services,...

L&G Mortgage Club appoints key relationship manager

L&G Mortgage Club has appointed Gurpreet Chahal as key relationship manager to support broker...

Fintel chair and TMG chief rescue Rotherham United Women

Rotherham United Women Football Club has been rescued from the brink of extinction after...

FCA warns firms as fake communications continue to rise

The Financial Conduct Authority has issued a fresh warning to firms after uncovering a...

Afin Bank expands broker reach with L&C Mortgages panel appointment

Afin Bank has added L&C Mortgages to its broker panel as it looks to increase access to its specialist lending products for borrowers who fall outside mainstream criteria. The lender, which specialises in serving customers who are often underserved by high street providers, will make...