Later life lending must become ‘mainstream priority’, following FCA reform speech

Will Hale, chief executive of Key Advice & Air, has urged the mortgage industry to bring later life lending into the mainstream, arguing that consumer need is already pressing and should not wait for further regulatory change. His comments...

Latest news

FRP expands with acquisition of Arc & Co

FRP has strengthened its presence in the real-estate finance market with the acquisition of Arc & Co Structured Finance, as the advisory firm prepares...

Metro Bank cuts rates and returns to 80% buy-to-let lending

Metro Bank has made further cuts across its residential, near-prime and buy-to-let product ranges, reducing pricing by as much as 50 basis points and...

Conveybuddy appoints new business development executive

Conveyancing distributor conveybuddy has appointed Connor Nixon as its new business development executive, strengthening the broker-facing team as the firm continues to expand. Nixon (pictured)...

Masthaven joins TRM panel to widen access to bridging finance

The Right Mortgage & Protection Network has added Masthaven Finance to its lender panel, broadening the short-term funding options available to advisers across the...

HTB launches £25m framework to support drive-thru and EV charging development

Hampshire Trust Bank (HTB) has completed a £1.5 million development facility as the first transaction under a new £25 million multi-site framework intended to accelerate the rollout of drive-thru units and ultra-fast electric vehicle charging across the UK. The...

Zoopla calls for abolition of stamp duty in evidence to MPs

Zoopla has urged MPs to consider abolishing stamp duty to boost housing mobility and economic growth during an evidence session of the House of Commons Treasury Select Committee on property taxation this week. Appearing before MPs, Richard Donnell, Executive...

Halifax eases mortgage access for non-UK nationals

Halifax has introduced changes to its lending criteria designed to make it easier for non-UK nationals to purchase a permanent home in the UK. The adjustments, which take effect from 14 November, focus on lowering minimum income requirements for...

Landbay opens Premier buy-to-let range to individual landlords

Landbay has widened access to its Premier buy-to-let products, allowing individual landlords to apply for the range for the first time. The products were launched earlier this year for landlords with up to 15 properties held in limited company...

PROFILE

Chris Williams on being the architect of connection

For most of the last decade Chris Williams has been dissecting the machinery of the UK property market and helping industry understand how it...

INDUSTRY COMMENT

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client conversations slow or pause entirely, often with the familiar refrain:...

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s Regulatory Innovation Office (RIO) has awarded Land Data a grant...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Q&As

BUY-TO-LET

Housing market stalls as Budget fears weigh on buyers and sellers

Britain’s housing market slowed sharply in October as jitters ahead of the Autumn Budget...

Newcastle for Intermediaries cuts mortgage rates

Newcastle for Intermediaries has cut rates across its residential mortgage range, reducing pricing by...

Brokers report surge in limited company buy-to-let demand

Three-quarters of brokers have seen growing demand for limited company buy-to-let products over the...

Major brand revamp as OSB Group launches Rely and signals Kent Reliance retirement

OSB Group has launched Rely, a new specialist buy-to-let lender aimed at supporting brokers...

The Cambridge wins ESG Project of the Year for Rent to Home scheme

The Cambridge Building Society’s Rent to Home initiative has been named ESG Project of...

The Suffolk reduces fixed rates across expat and buy-to-let ranges

Suffolk Building Society has cut rates by up to 20 basis points across 10...

YBS Commercial launches fast-track buy-to-let range

YBS Commercial Mortgages has launched a new “Fast Track” buy-to-let range, offering cheaper rates,...

HSBC to cut residential and buy-to-let mortgage rates

HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

London property market worth £2.6 trillion as affordability pressures curb price growth

The combined value of homes across London has surged to £2.64 trillion, according to new analysis by Zoopla, reaffirming the capital’s dominance in Britain’s property market even as price growth continues to lag behind the rest of the country. The research estimates that London’s 3.8...

Buyer demand rises but market “engine not yet running smoothly”

Fresh figures from Propertymark show encouraging signs of activity in the UK housing market...

FCA chief calls for bold reform to build ‘mortgage market of the future’

The Financial Conduct Authority has set out a sweeping vision for a more accessible...

Gen H named among UK’s fastest-growing tech firms in Deloitte Fast 50

Fintech mortgage lender Gen H has been recognised as one of the UK’s fastest-growing...

NatWest launches shared ownership mortgages to widen access to home ownership

NatWest has launched a new range of shared ownership mortgages, designed to make it...

OPINION

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly credit scoring, can do more harm than good for those with even a small blip on their file. We’re not talking...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

DISTRIBUTION

L&G strengthens lender relationships with new strategic appointment

Legal & General’s Mortgage Services business has appointed Vicky Windsor as strategic relationship manager...

Glenhawk joins The Right Mortgage lender panel

The Right Mortgage & Protection Network has added short-term property finance specialist Glenhawk to...

LSL appoints Serco’s David Tilak as Chief Financial Officer

LSL Property Services has appointed David Tilak as its new Chief Financial Officer and...

HLPartnership adds Handelsbanken to lender panel

HLPartnership has added Handelsbanken to its lender panel as part of its ongoing strategy...

Brilliant Solutions outperforms market amid record year

Brilliant Solutions has reported record figures for its mortgage club, which it says has outperformed both the wider market and the intermediary sector over the past year. The Swansea-based mortgage club and specialist distributor confirmed that lending volumes have grown by almost one-third compared with...