Parents turning to property wealth to fund rising school fees

More parents are using remortgages, further advances and second-charge loans to help fund private school fees as rising education costs continue squeezing household finances. The trend follows Labour’s decision to remove VAT exemption on private school fees last year,...

Latest news

MBE North to focus on rates, specialist lending and AI

Mortgage Business Expo has unveiled the seminar programme for MBE North 2026, with sessions covering interest rates, specialist lending, AI and broker business growth. MBE...

Offa joins Knowledge Bank to expand broker reach

Offa has partnered with Knowledge Bank as the Islamic property finance fintech looks to increase its visibility among intermediaries. The agreement will see Offa’s criteria...

Beyond the walk: Mortgage leaders talk mental health – part 20

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Leek Building Society secures double win at British Bank Awards

Leek Building Society has secured a double success at the 2026 British Bank Awards after being named both Best Building Society and Best Specialist...

ModaMortgages launches limited edition 5-year fixes with free vals

ModaMortgages has expanded its buy-to-let range with the launch of new limited edition 5-year fixed rate products aimed at landlords seeking longer-term pricing certainty amid ongoing market volatility. The specialist lender’s latest range includes products for single dwelling properties...

TSB cuts residential fixed mortgage rates

TSB cut rates across parts of its residential mortgage range today as lenders continue repricing products amid ongoing swap rate volatility and competition for lower loan-to-value business. The latest reductions apply across selected house purchase and remortgage products, including...

Royal London refreshes protection anniversary emails

Royal London is rolling out refreshed anniversary emails to protection customers as insurers continue focusing on long-term engagement and ongoing customer outcomes under Consumer Duty and the FCA’s protection market review. The insurer said around one million protection customers...

Think tank calls for abolition of stamp duty and council tax

A major new report has called for stamp duty and council tax to be scrapped and replaced with a new annual proportional property tax in a radical attempt to tackle London’s worsening housing crisis and fund a huge...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

Remortgaging BTL in 2026: acting early on landlord refinancing

The buy-to-let market has rarely stood still in recent years, but 2026 has already delivered more twists and turns than any of us could...

Mental health and the evolving role of mortgage advisers

Money worries rarely stay just about money. They affect sleep, confidence, relationships, and mental wellbeing - and for many people across the UK, mortgage...

Beyond the walk: Mortgage leaders talk mental health – part 16

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Why complex-income borrowers need more adviser support

The UK mortgage market has become more complex for borrowers, lenders and advisers alike. Higher rates, tighter affordability pressures and more varied working patterns...

As leadership battle brews, could later life lending emerge as a defining policy issue?

The runners and riders are anticipating a leadership challenge to unseat Labour’s first Prime Minister in 20 years. Few could have imagined such a...

Economic abuse: The warning signs every adviser should recognise

Taking out a joint mortgage is one of the most common ways for people to get onto the property ladder. For many, combining earning...

Q&As

BUY-TO-LET

Beyond the walk: Mortgage leaders talk mental health – part 18

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

LHV Bank completes £22m buy-to-let portfolio deals

LHV Bank has completed two specialist buy-to-let transactions totalling about £22 million to support...

Professional landlords remain committed to buy-to-let despite regulatory pressures

Professional property investors are continuing to back the private rental sector despite mounting regulation...

Landlords buying from landlords as BTL purchases hit 10-year high

Landlord purchases have climbed to their highest level in a decade although the latest...

Is landlord liquidity at risk of becoming too overlooked?

Among the many heated debates swirling around the buy-to-let market at present - and...

Mortgage arrears fall again as possessions edge up in Q1

Mortgage arrears declined across both residential and buy-to-let lending in the first quarter of...

OMS renews technology agreement with Complete FS

One Mortgage System has renewed its agreement with Complete FS, extending the specialist distributor’s...

Offa expands home finance team as Islamic lender builds on product growth

Offa has strengthened its home finance division with four new hires as it looks...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Santander cuts rates across higher LTV fixed and tracker mortgages

Santander has reduced rates across a range of first-time buyer, home mover and remortgage products by up to 0.27%. The changes, which take effect from Friday 20 May, apply to selected fixed-rate and tracker products, with a focus on higher loan-to-value lending. The bank said the...

UK house price growth stalls as rents continue rising

UK house price growth stalled in March as higher mortgage rates and affordability pressures...

Scottish house prices outperform UK market

Scottish house prices continued to outperform the wider UK market in March despite signs...

East Ayrshire named most affordable area for first-time buyers

East Ayrshire has been named the most affordable location in the UK for first-time...

Affordability widens north-south mortgage divide

A growing affordability gap is fuelling an increasingly pronounced north-south divide in the housing...

OPINION

Beyond the walk: Mortgage leaders talk mental health – part 15

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Why partnerships are key for unlocking advice niches

What’s your USP? It’s a vital question for all businesses to consider, but particularly...

Making children’s cover part of the mortgage conversation

Seeing a child unwell can often change how we feel, especially if you are...

Beyond the walk: Mortgage leaders talk mental health – part 13

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk & Talk challenge on Sunday and will finish on Friday this week. There are some 72 participants from across the mortgage sector taking part. The six-day initiative follows the Grand Union Canal,...

Beyond the walk: Mortgage leaders talk mental health – part 12

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk & Talk challenge on Sunday and will finish on Friday this...

DISTRIBUTION

Canal trek triumph as Berry and Morely win gold

Jason Berry and Charlie Morely finished their epic 141-mile trek up the Grand Union...

The Right Mortgage adds TAB to lender panel

The Right Mortgage & Protection Network has added specialist property finance lender TAB to...

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand...

Beyond the walk: Mortgage leaders talk mental health – part 14

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk &...

OSB Group promotes Hollands to lead intermediary sales and distribution

OSB Group has promoted Emily Hollands to group head of intermediary sales and distribution as part of a restructure of its broker-facing sales functions. The promotion takes effect immediately and will see Hollands take responsibility for sales and distribution strategy across the group. Her expanded remit...