First-time buyers favour ‘forever homes’

First-time buyers are increasingly opting for larger homes and longer mortgage terms as they look to lock in space for the future, according to new data from Barclays. Semi-detached houses accounted for 33.5% of first-time buyer purchases in August,...

Latest news

The Mortgage Lender cuts rates across residential and buy-to-let ranges

The Mortgage Lender has announced rate reductions across its residential and buy-to-let product lines, in a move aimed at broadening affordability options for borrowers...

SDKA unveils bridge to term product after record financial year

SDKA has launched its first bridge to term loan, broadening its product range after reporting its strongest financial year to date. The facility, which runs...

GB Bank backs investor with bespoke £131-unit MUFB refinance

GB Bank has completed the refinancing of a major residential block in the Midlands, structuring a tailored facility to support the expansion plans of a seasoned property investor. The transaction refinanced an existing loan secured against a 131-unit multi-unit...

SMEs put cost of finance ahead of rising bills and tax in new survey

Access to affordable finance has emerged as the single biggest challenge facing small businesses, according to new research from Millbrook Business Finance. The survey of more than 100 small and medium-sized enterprises found that 35% identified access to finance...

Bath Building Society adopts OMS mortgage platform to accelerate growth

Bath Building Society is to roll out One Mortgage System’s (OMS) cloud-based lending origination platform in a move designed to speed up mortgage processing and improve service for brokers and direct customers. The project, supported by transformation consultancy Deploy...

Chetwood Bank joins BDLA as associate member

Chetwood Bank has become an associate member of the Bridging & Development Lenders Association (BDLA), strengthening links between the buy-to-let and bridging sectors. Through its Moda Mortgages and CHL Mortgages brands, the bank provides buy-to-let products for portfolio landlords,...

HTB bolsters underwriting strength with new hires and promotion

Hampshire Trust Bank (HTB) has expanded its underwriting teams across specialist mortgages and bridging...

Rising mortgage costs risk burdening older homeowners, says Key

The UK’s rising mortgage burden is posing a major challenge for over-55s trying to...

Alternative Bridging makes new hires in Manchester and Hertfordshire

Alternative Bridging Corporation has added two internal business development managers to its sales team,...

OPDA launches upgraded framework to cut delays in transactions

The Open Property Data Association (OPDA) has unveiled version 3.5 of its Property Data...

Majority of landlords plan to hold their ground, Landbay survey shows

Buy-to-let landlords are demonstrating renewed confidence in the private rented sector, with a majority...

One third of people relying on inheritance to secure retirement income

Nearly one in three people believe they will need an inheritance to help fund...

Fear of rejection deters thousands from applying for a mortgage

More than a third of would-be homebuyers say the fear of being rejected is...

Foundation Home Loans expands buy-to-let criteria to include social housing lettings

Foundation Home Loans has widened its buy-to-let criteria to accept single household properties let...

Pepper Money appoints new BDM in second charge team

Pepper Money has promoted Nicholas East to business development manager in its second charge...

Assetz Capital backs £506,250 residential bridging deal in Holywood

Assetz Capital has completed an 18-month bridging facility worth £506,250, secured against a prime...

Investors look to new ‘second cities’ as yield growth outpaces major hubs

A fresh wave of regional cities is emerging as the strongest performers for property...

ModaMortgages partners with Mortgage Intelligence to expand BTL reach

ModaMortgages has secured a new distribution agreement with Mortgage Intelligence, giving the network’s nearly...

PROFILE

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

INDUSTRY COMMENT

We need clearer guidance on Stamp Duty advice

Just over a week ago Angela Rayner resigned following the discovery of a Stamp Duty breach on a flat she owns in Hove. She...

AI could make obsolescence obsolete and slash global e-waste

For decades, technology has been trapped in a cycle of forced obsolescence. Each year, a new iPhone or Android release quietly renders last year’s...

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

MORTGAGE MINGLE PODCAST

Q&As

BUY-TO-LET

Together expands reach with new Primis partnership

Specialist lender Together has strengthened its presence in the networks and clubs sector by...

Rents fall as inflationary pressures mount

Tenants are beginning to feel some respite as rents across Great Britain fall at...

Mortgage pros stride for mental health on Thames Bridges Trek

Mortgage industry pros from Crystal Specialist Finance, Market Financial Solutions, Movin Legal, MT Finance, United...

Rental market cools and tenants regain bargaining power

After years of double-digit rises the UK rental market is finally showing signs of...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Rotherham mortgage boss crowned Lord of the Manor

Scott Thorpe, founder and chief executive of TMG Mortgage Network, has been formally recognised...

Midlands and northern England dominate buy-to-let purchases as landlords seek value

Buy-to-let lending in the Midlands and the north of England accounted for nearly half...

Market Financial Solutions joins Sesame lender panel

Market Financial Solutions (MFS) has been added to Sesame’s panel of lenders, giving members...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

South drives first annual asking house price fall since 2024

Asking prices for homes in Great Britain have slipped into annual decline for the first time since January 2024, driven by weaker conditions in London and the south of England, according to the latest data from Rightmove. The average new seller asking price rose by...

Bank of England set to hold rates as inflation proves sticky

The Bank of England is expected to hold interest rates at 4% this week...

UK house price growth downgraded amid pre-Budget nerves

The UK housing market is expected to see slower price growth this year and...

Project 28 launches in a bid to slash time it takes to sell homes

A coalition of 23 of the UK’s leading property organisations has unveiled a sweeping...

TPFG helps generate 12,800 mortgages in first half of 2025

Estate agent network The Property Franchise Group (TPFG), the UK’s largest multi-brand property franchisor,...

OPINION

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected to reach Royal Assent later this year and come into effect in early 2026, it will fundamentally alter how landlords...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

DISTRIBUTION

Industry titans weigh in behind charity concert

Two of the mortgage industry’s biggest names have thrown their weight behind Take Me...

The Buckinghamshire added to Primis panel

Buckinghamshire Building Society has joined the Primis lender panel, giving members of the network...

Inspired Lending joins Brickflow lender panel

Inspired Lending has joined the lender panel of Brickflow, the UK’s digital marketplace for...

Rosemount adds Norton Home Loans to lending panel

Rosemount Financial Solutions (IFA) has added Norton Home Loans to its panel, giving network...

Afin Bank joins PMS panel

PMS Mortgage Club has added Afin Bank to its lender panel, in a move aimed at broadening the range of specialist mortgage solutions available to brokers. Afin Bank, a new entrant to the UK intermediary market, focuses on serving customers who often struggle to access...