Housing market steadies as November transactions rise on a seasonal basis

Residential transaction volumes edged higher in November, according to the latest provisional data from HM Revenue and Customs, despite budget uncertainty weighing on activity. The provisional seasonally adjusted estimate of UK residential property transactions in November 2025 stood at...

Latest news

Millennials tie confidence and purpose most closely to work

More than eight in 10 UK workers believe being unable to work because of illness or injury would damage their personal confidence, research from...

Housing transactions rise in 2025 despite stamp duty reset and Budget nerves

UK housing market activity proved more resilient than expected last year, with transaction volumes rising despite higher stamp duty costs and political uncertainty. Residential property...

West Brom targets first-time buyers and movers with £2,000 cashback launch

West Brom Building Society has launched two new five-year fixed mortgage products offering £2,000 cashback to customers purchasing a home. The new deals are available...

Suffolk widens lending criteria to support more complex households

Suffolk Building Society has introduced a series of criteria changes aimed at expanding access to mortgages for borrowers with more complex income and family...

Recognise Bank backs South Kensington renovation with £556k bridging loan

Recognise Bank has completed a £556,000 residential bridging loan to support the renovation of a central London investment property, while also releasing capital to assist the borrowers’ trading business. The facility was arranged for a couple who own a...

Barclays reduces rates across residential and remortgage ranges

Barclays Mortgages has reduced rates across a wide range of residential purchase, remortgage and existing customer products. The latest repricing covers a broad selection of two-year and five-year fixed-rate mortgages across different loan-to-value bands, including products aimed at first-time...

Hanley widens rent to own mortgage to cover England, Wales and Scotland

Hanley Intermediaries has expanded its rent to own mortgage across England, Wales and Scotland after removing previous postcode restrictions. The product, which launched in May 2025, was initially limited to properties within ST postcodes. Following what the mutual describes...

The Exeter appoints James Shepherd as non-executive director

UK health and life insurer The Exeter has appointed James Shepherd to its board as a non-executive director, with effect from 2 February. Shepherd (pictured) joins the mutual following a 37-year executive career at Swiss Re and GE Capital,...

PROFILE

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

INDUSTRY COMMENT

Starting well is easy… staying well is the work

January often arrives with good intentions. Fresh starts. New habits. A quiet promise to ourselves that this year will be different. And for many people,...

From one-off deal to lifetime client: why protection reviews keep you connected

When I first started out in the mortgage industry, I used to think the relationship naturally tapered off once a customer completed on their...

2026 forecasts: why advice will matter even more this year

As we move into 2026, mortgage rules are changing and the aim is clear to make it easier for borrowers to speak to lenders,...

Q&As

BUY-TO-LET

Rising maintenance bills push landlord running costs to nearly half of rental income

New research from mortgage market specialist Pegasus Insight shows that non-HMO landlords spend around...

Landbay to host webinar on the economic outlook for 2026

Buy-to-let lender Landbay is set to host a webinar examining the economic forces expected...

The Suffolk expands expat lending with self-build option and new LTVs

Suffolk Building Society has launched a new expat self-build proposition while also strengthening its...

CHL unveils two-year tracker range at 75% LTV

CHL Mortgages has introduced a limited-edition range of two-year tracker products at 75% LTV,...

HTB completes £4.49m advance to support South Wales portfolio share purchase

Hampshire Trust Bank has completed a £4.49m advance to support the acquisition of two...

The Darlington lifts limited company buy-to-let LTV to 80%

Darlington Building Society has increased the maximum loan-to-value across its limited company buy-to-let range,...

HSBC UK trims buy-to-let stress rates in bid to ease landlord affordability

HSBC UK has reduced its buy-to-let affordability stress rates for domestic landlords, a move...

Foundation Home Loans appoints Alan Davison as chief commercial officer

Foundation Home Loans has named Alan Davison as its new chief commercial officer, strengthening...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

New-build demand eases in final quarter as market softens

Analysis from Property Inspect suggests that fewer than one in five new-build properties were sold subject to contract during Q4, underlining a continued cooling in buyer appetite as the year drew to a close. The firm reviewed live market listings across Great Britain to establish...

Gen H cuts mortgage rates by up to 20bps across core range

Gen H has announced a series of mortgage rate cuts across the majority of...

First-time buyer numbers set to reach second-highest level in a decade

The number of people buying their first home is expected to rise sharply this...

The Leeds trims mortgage rates for new year

Leeds Building Society has cut mortgage rates by up to 0.26% across a wide...

2026 forecasts: More pessimism or will the housing market strengthen?

Throughout 2025 many in the housing industry, both lenders and builders cast serious doubt...

OPINION

Limited company buy-to-let moves centre stage

The 2025 Budget will be remembered for many things, but the slip-up that ironically saw the Office for Budget Responsibility figures released minutes before...

2026 forecasts: why mortgage tech choices will matter more than ever in 2026

Firstly, while technology is becoming an increasingly imposing presence across the mortgage market, this...

2026 forecasts: technology and surveying

As the market moves towards 2026, the main challenge facing surveying is not access...

London house price worries? Keep Calm and Carry On

After months of febrile speculation and doom-laden predictions ahead of the autumn Budget, featuring an ensemble cast of Wealth Taxes, Exit Taxes and eye-watering hikes to Capital Gains and Inheritance Tax, the final script turned out to be rather more modest. In fact, for most,...

The questions I was asked most this year

Why did you join Teachers Building Society? It’s no secret that prior to joining Teachers Building society my career in banking had very much been...

DISTRIBUTION

Paradigm outlines lender thinking for 2026 in special edition insight videos

Paradigm has released a new set of short videos examining how senior lenders expect...

The Right Mortgage & Protection Network reports strong Q3 performance

The Right Mortgage & Protection Network has reported another quarter of growth, pointing to...

Wealthy Advisers Club sets out agenda for January London conference

The Wealthy Advisers Club has confirmed plans for its London Conference, which will take...

Big restructure at Afin Bank as leaders head for pastures new

Afin Bank is restructuring its senior management team after key players James Briggs and...

Connect adds BuildLoan to panel to boost self-build and renovation support

Connect for Intermediaries has added specialist distributor BuildLoan to its lender panel, expanding adviser access to tailored finance solutions for self-build and complex renovation projects. The network said the move strengthens its proposition in a growing but highly specialist area of the market, where cases...