FCA and Bank of England tokenisation push could reshape mortgage funding

The FCA and Bank of England have set out a joint long-term vision for tokenisation and distributed ledger technology in UK financial markets – a move that could eventually have major implications for mortgage funding, property transactions and...

Latest news

Monmouthshire soft launches new origination platform

Monmouthshire Building Society has begun the soft launch of its loans origination platform with a selected group of intermediary partners as lenders continue investing...

Model Office launches AI-powered client file review system

Compliance technology firm Model Office has launched an AI-powered client file review platform designed to help mortgage and financial advice firms automate compliance monitoring...

The Skipton cuts residential mortgage rates

Skipton Building Society will cut rates across parts of its residential mortgage range from 9am on Tuesday 19 May. The building society said the changes...

NatWest commits £20bn to support growth across the North of England

NatWest Group has committed £20 billion over the next decade to support economic growth across the North of England, with a focus on housing,...

The Exeter team prepares for London to Paris charity cycle

Seven members of The Exeter’s distribution team will take on a 340-mile cycle from London to Paris in June, having already raised more than £23,000 for the insurer’s corporate charity partner, Macmillan Cancer Support. The challenge forms part of...

HSBC UK automates remortgage cases through LMS platform

HSBC UK has become the first lender to automate remortgage cases through LMS’s Decisioning and Automated Remortgage Technology. The bank said the move could speed up the remortgage process by reducing manual work and giving customers clearer information at...

Large mortgage networks lose AR firms as brokers reassess support

Some of the UK’s largest mortgage networks recorded the biggest net losses in appointed representative firms during the first quarter of 2026, according to new figures from Network Consulting Service. The firm’s Q1 2026 Network League Table points to...

Afin Bank appoints Beth Jeffs to lead product strategy

Afin Bank has appointed Beth Jeffs as head of product and proposition, with responsibility for the development strategy of its mortgage and savings products. Jeffs (pictured) joins from Nottingham Building Society, where she was senior mortgage propositions manager. She...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

Economic abuse: The warning signs every adviser should recognise

Taking out a joint mortgage is one of the most common ways for people to get onto the property ladder. For many, combining earning...

Why partnerships are key for unlocking advice niches

What’s your USP? It’s a vital question for all businesses to consider, but particularly advice firms. So, what exactly draws a potential client to...

Is landlord liquidity at risk of becoming too overlooked?

Among the many heated debates swirling around the buy-to-let market at present - and there are many - one that gets relatively little attention...

Making children’s cover part of the mortgage conversation

Seeing a child unwell can often change how we feel, especially if you are a parent. Even when it’s a common childhood illness, such...

OMS adds Twenty7tec monitoring tool to broker platform

One Mortgage System (OMS) has integrated Twenty7tec’s ADAPT product monitoring tool into its CRM and loan origination platform. The integration is live and available to...

A BBR decision rooted in caution, not complacency

The Bank of England MPC’s decision to hold Bank Base Rate (BBR) will come as a welcome outcome for many across the mortgage market,...

Q&As

BUY-TO-LET

OMS renews technology agreement with Complete FS

One Mortgage System has renewed its agreement with Complete FS, extending the specialist distributor’s...

Offa expands home finance team as Islamic lender builds on product growth

Offa has strengthened its home finance division with four new hires as it looks...

The Mortgage Works cuts rates and adds new buy-to-let options

The Mortgage Works has cut rates by up to 0.20 percentage points across selected...

Mansfield launches fixed rates running to September 2031

Mansfield Building Society has launched three mortgage products fixed until 30 September 2031, aimed...

Gatehouse Bank partners with Finvise to speed up valuations

Gatehouse Bank has partnered with Finvise to provide faster property valuations for UK home...

Landbay appoints buy-to-let BDM for Kent and South Coast

Landbay has appointed Richard McRoberts as business development manager for Kent and the South...

Foundation relaunches ERC3 buy-to-let products 

Foundation has relaunched a number of buy-to-let products withdrawn earlier this year while also...

Pivotal buys LendingScore to expand mortgage technology plans

Pivotal has acquired mortgage technology and data provider LendingScore as it looks to build...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

West Brom BS cuts low-deposit mortgage rates

West Brom Building Society has reduced rates across its two-year core and new build mortgage ranges. The mutual said the changes are intended to support first-time buyers and home movers in the low-deposit market. Its two-year fixed-rate 90% LTV purchase mortgage, available to first-time buyers and...

First-time buyers overestimate deposit needed to buy

Many first-time buyers may be delaying home ownership because they misunderstand the deposit needed...

Lloyds Banking Group cuts deposit barrier with £5k first-time buyer deal

Lloyds Banking Group has launched a new mortgage allowing first-time buyers to secure a...

First-time buyers face pressure as high LTV mortgage choice falls

First-time buyers remain under pressure from reduced mortgage choice and stretched affordability, despite signs...

Off-plan sales hit 12-year low as costs squeeze housebuilders

The share of new homes sold off-plan has fallen to its lowest level since...

OPINION

Beyond the walk: Mortgage leaders talk mental health – part 13

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk & Talk challenge on Sunday and will finish on Friday this...

Beyond the walk: Mortgage leaders talk mental health – part 12

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk &...

Beyond the walk: Mortgage leaders talk mental health – part 11

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk &...

Beyond the walk: Mortgage leaders talk mental health – part 10

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk & Talk challenge yesterday and will finish on Friday this week. There are now some 72 participants from across the mortgage sector taking part. The six-day initiative follows the Grand Union Canal,...

Beyond the walk: Mortgage leaders talk mental health – part 9

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

DISTRIBUTION

Paradigm adds Afin Bank to lender panel

Paradigm Mortgage Services has added Afin Bank to its lender panel, giving member firms...

The Beverley joins Brilliant Solutions mortgage club panel

Beverley Building Society has joined the Brilliant Solutions Mortgage Club lender panel in a...

OSB Group promotes Hollands to lead intermediary sales and distribution

OSB Group has promoted Emily Hollands to group head of intermediary sales and distribution...

Together hires strategy chief to support growth plans

Together has appointed Russell Anderson as chief strategy officer as the specialist lender looks...

Pepper Money reshapes sales leadership team

Pepper Money has made a series of changes to its sales leadership structure as it looks to strengthen national broker coverage and intermediary relationships. Ryan Brailsford has moved into the role of distribution director, with responsibility for the specialist mortgage lender’s distribution strategy and delivery. In...