UK house prices hold steady as annual growth slows

UK house prices were flat in November, pausing after a 0.5% rise in October, according to Halifax’s latest house price index. The average UK property now stands at £299,892, a marginal monthly increase of £138 and a new record...

Latest news

Coventry for intermediaries reduces selected residential rates

Coventry for intermediaries has cut selected residential rates, with reduced options available for new and existing customers. Residential rates will reduce by up to 15bps...

Regulators outline new measures to accelerate growth of the mutuals sector

The Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) have published a joint Mutuals Landscape Report setting out their plans to support the...

Kensington Mortgages lowers buy-to-let rates

Kensington Mortgages has cut rates across its buy-to-let products with 2- and 5-year deals lowered by up to 0.15% and 0.09% respectively. Andy Bickers (main...

Together closes £200m Genesis asset-backed securitisation

Together Financial Services has completed a £200 million private warehouse securitisation as the specialist lender continues to expand and diversify its funding base. The new...

Prime London owners would need “severe downsizing” to avoid £2m mansion tax

The introduction of an annual levy on property value above £2 million has highlighted the scale of adjustment theoretically required for many of London’s wealthiest homeowners. New analysis from high net worth mortgage broker Enness Global suggests that prime...

Skipton named Britain’s happiest place to live in 2025

Skipton has been named the happiest place to live in Great Britain, topping Rightmove’s annual Happy at Home Index for the first time. The North Yorkshire market town ranked highest among more than 200 locations surveyed, with residents praising...

Sikoia and Yavia partner to streamline adviser workflows and improve data accuracy

Sikoia, the automated customer verification provider, has formed a technology partnership with Yavia, the digital platform designed to simplify how brokers manage mortgage and protection cases. The move links Yavia’s customer-facing app with Sikoia’s AI-driven document processing engine to...

Santander sees surge in solo first-time buyers after lending rule changes

Santander UK has reported a sharp rise in applications from solo first-time buyers following changes to stress rate and loan to income criteria earlier this year. New figures from the bank show that individual first-time buyer applications rose by...

PROFILE

Gareth Lewis on leading MT Finance through a changing landscape

Gareth Lewis has spent the past seven years at MT Finance, guiding the specialist lender through periods of significant market turbulence and expansion. In a...

INDUSTRY COMMENT

The buy-to-let market continues to defy expectations

Perception and reality are often mistaken for one another. That is especially true in the buy-to-let market, where sentiment frequently diverges from what is...

Advisers are missing a clear chance to help clients with survey advice

For years, advisers have often seen surveys as something outside their core work. Some did not know enough about them. Some were unsure how...

Later life lending and the importance of a lasting power of attorney

It’s fair to say that later life lending has moved from a niche corner of the market into a more mainstream space, as older...

Q&As

BUY-TO-LET

The Mortgage Works cuts switcher rates for existing landlord borrowers

The Mortgage Works is lowering switcher rates by up to 0.20 percentage points across...

The Saffron revamps specialist lending offering

Saffron for Intermediaries has introduced a comprehensive suite of updates aimed at supporting brokers...

Foundation unveils new five-year BTL fix and trims two-year rates

Foundation Home Loans has launched a fresh Limited Edition five-year fixed rate for portfolio...

Aspen agrees £1,125,000 bridge to complete Clapham HMO works

Aspen has completed a £1,125,000 development exit bridge to support an experienced developer in...

Digital overhaul spices up specialist lending for Paragon Bank

Paragon Banking Group has reported another year of resilient profit growth, increased shareholder returns...

Mortgage searches fall by 14.64% after Budget shake up

Twenty7tec’s latest data shows that November brought a clear pause in borrower behaviour, with...

Paragon Bank increases buy-to-let maximum loan limits

Paragon Bank has increased its maximum loan limits across its range of buy-to-let mortgages,...

Dudley launches residential, expat, buy-to-let and holiday let deals

Dudley Building Society has launched a refreshed range of 2- and 5-year fixed and...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Mortgage activity picks up in third quarter as FCA review reopens access debate

UK Finance’s third quarter Household Finance Review shows mortgage lending returning to growth after a muted second quarter in which many buyers brought forward purchases ahead of April’s stamp duty changes. Refinancing also rose sharply as more households moved off fixed-rate deals, though affordability pressures...

The Yorkshire and Accord remove income threshold for higher LTI loans

Yorkshire Building Society has scrapped its minimum income requirement for first-time buyers seeking loans...

House price growth eases but market shows resilience

UK house price growth slowed in November according to the latest Nationwide House Price...

BNPL habits risk derailing FTB mortgage hopes

Britain’s rapid uptake of Buy Now Pay Later (BNPL) services is putting a growing...

How lenders’ new freedoms are undermining client relationships

Can we expect lenders to try and tighten their grip on borrowers at their...

OPINION

What my Gen Z daughter can teach us about engaging young buyers

Younger people are often badged with some unfair stereotypes when it comes to protection - "they're not interested", "they don't care", "they won't engage"....

Why brokers are rethinking bridging

The bridging market has continued to strengthen this year. Data from the Bridging and...

AMI Protection Viewpoint 2025: Reigniting the protection journey

Making protection relevant and keeping customers engaged is a vital part of the advice...

AUTUMN BUDGET: Further damage to buy-to-let investors

Yesterday’s Budget represented yet another decisive step in the dismantling of the traditional buy-to-let sector. The Government has chosen to tighten the tax screw on private landlords yet again, with higher tax rates on property income, extended freezes to personal tax thresholds and a new...

AUTUMN BUDGET: Much ado about nothing… Thank goodness

The Keystone Cops were out in force yesterday in the Commons, as exemplified by the OBR’s involuntarily (we suppose) leaking of the Budget before...

DISTRIBUTION

Perenna partners with Primis to widen access to long-term fixes

Perenna has agreed a distribution partnership with Primis Mortgage Network, in a move designed...

Conveybuddy adds Talbots Law to its conveyancing panel

Conveyancing distributor conveybuddy has appointed Talbots Law to its panel, giving advisers access to...

Norton Home Loans added to L&G Mortgage Club lender panel

Norton Home Loans, part of the Norton Financial Services Group, has joined the lender...

Equifinance unveils new brand identity as it prepares for next phase of growth

Equifinance has introduced a full brand refresh, including a new logo, updated livery and...

Vickers Young joins Stonebridge as firm pursues long-term expansion

Mortgage and protection firm Vickers Young has joined the Stonebridge network as it accelerates its plans for sustained growth. Founded in 2012 by managing director Corby Macdonald, the Leicestershire business has grown from a sole adviser practice into a team of 12. It now plans...