Halifax Intermediaries to rebrand as Lloyds Intermediaries

Halifax Intermediaries will rebrand to Lloyds Intermediaries in early 2027. The lender said there will be no change to the systems, processes or log-in details brokers currently use, with services and support continuing as they do today. The lender said...

Latest news

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

OMS secures two CRM contract renewals

One Mortgage System (OMS), the CRM and loan origination platform for intermediaries and lenders, has announced CRM contract renewals with Promise Money and Leith...

Barclays cuts mortgage rates

Barclays is reducing rates across its range of residential purchase, remortgage and existing customer mortgage products from tomorrow. The lender has cut selected fixed and...

CHL Mortgages launches light refurbishment BTL range

The new range is aimed at landlords looking to carry out non-structural or modernisation works to maximise the rental yield and value of a...

Finova acquires Cubit Labs

Finova, the UK cloud-based mortgage, savings and lending software provider, has acquired Cubit Labs, an AI technology company focused on transforming intermediary workflows and compliance. The deal brings Cubit Labs’ founders and team into Finova as the business looks...

YBS Commercial Mortgages cuts rates by up to 0.20%

YBS Commercial Mortgages is reducing rates on its fast-track buy-to-let range, specialist products for large Multi-Unit Freehold Blocks (MUFB), and owner-occupied, commercial investment and semi-commercial products. From today, the lender has cut rates by 0.15% on its fast-track buy-to-let...

House prices up 2.2% year-on-year

UK house prices picked up slightly in June, with prices rising 2.2% year-on-year, up from 1.7% in May, according to the latest Nationwide House Price Index. Prices were broadly flat on a monthly basis after seasonal adjustment, while the...

Half of Gen Z fear their credit score will cost them a home

Almost half of Gen Z adults fear their credit history will hold them back from renting or buying a home, while many admit they do not understand how credit scores work, according to new research from Loqbox. The credit-building...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

New product launches bring renewed competition to protection market

The protection market has seen a flurry of product launches in recent weeks, with Beagle Street and Guardian bringing much needed change and innovation...

With great power comes great responsibility

There has been a huge amount in the press about the “feudal” system of leasehold and how the government’s revitalised commonhold will fix all...

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of presenting their customers with complementary products alongside their core offering. Banks...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

Stability has value: why the latest Bank Base Rate hold matters

The Bank of England's decision to maintain Bank Base Rate (BBR) at 3.75% may not have generated the excitement that often accompanies a rate...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

Q&As

BUY-TO-LET

The Mortgage Works cuts switcher rates for existing landlords

The Mortgage Works has reduced rates across selected buy-to-let and limited company buy-to-let switcher...

Industry leaders unite behind MIMHC Lunch

HSBC UK, Virgin Money, Nottingham Building Society, Landbay and top broker firms Mortgage Advice...

Keystone passes £2bn in securitisation issuance with sixth Hops Hill deal

Keystone Property Finance has completed its sixth securitisation, taking total issuance under its Hops...

Fleet Mortgages expands buy-to-let range with new products and lower rates

Fleet Mortgages has introduced new buy-to-let products, reduced rates across its Standard, Limited Company...

Coventry for intermediaries cuts fixed rates across residential and buy-to-let range

Coventry for intermediaries has cut rates across its fixed mortgage range, with reductions available...

Family Building Society launches BoE tracker mortgages

Family Building Society has launched a new range of Bank of England tracker mortgages...

The Mortgage Works cuts buy-to-let rates

The Mortgage Works has reduced buy-to-let mortgage rates by up to 0.25 percentage points...

Paragon Bank appoints business development manager for Scotland

Paragon Bank has appointed Holly Morrison as a business development manager (BDM) for Scotland. Morrison...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Political clarity should benefit homebuyers

It’s been another positive week for the mortgage market, with lenders continuing to reduce rates across the board. Encouragingly, there’s every expectation that this trend will continue, providing further confidence across the market as we head into the second half of the year. While there’s...

Nationwide cuts mortgage rates for third time this month

Nationwide Building Society has reduced mortgage rates by up to 0.25 percentage points across...

Gen H and Just Mortgages tool to help shared ownership borrowers move to full ownership

Just Mortgages and Gen H have introduced a new calculator designed to help shared...

Mortgage rates have surged since Brexit vote, says L&C

The cost of borrowing has risen sharply in the decade since the UK voted...

Renters face decades-long wait to save a first-time buyer deposit

A third of aspiring homeowners are saving £100 a month or less, leaving many...

OPINION

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England holding the base rate as expected and inflation remaining steady at 2.8%, the latest data reinforces confidence that the housing market is continuing to move in the right direction. While we're...

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

DISTRIBUTION

AR market consolidates as revenues rise despite fewer principal firms

The UK's appointed representative market is becoming more concentrated, with fewer principal firms overseeing...

Fintel chair and TMG chief rescue Rotherham United Women

Rotherham United Women Football Club has been rescued from the brink of extinction after...

TRM Network promotes Amy Wilson to new propositions role

The Right Mortgage & Protection Network has promoted Amy Wilson to the newly created...

Nomo joins Paradigm panel to expand access to GCC property investors

Shariah-compliant property finance provider Nomo has joined the lender panel of Paradigm Mortgage Services,...

L&G Mortgage Club appoints key relationship manager

L&G Mortgage Club has appointed Gurpreet Chahal as key relationship manager to support broker partnerships and collaboration across the intermediary market. Chahal (pictured) will act as a senior contact for networks, clubs and key intermediary partners, with responsibility for managing and developing strategic relationships and...