NHS workers priced out as affordability gap widens

Many NHS workers are being priced out of homeownership with average first-time buyer properties now beyond reach in a growing number of UK cities, latest research from Boon Brokers reveals. The study analysed NHS salary bands against average first-time...

Latest news

UK risks two-tier energy transition without home investment

The UK risks creating a "two-tier" energy transition unless cleaner and smarter technologies are made more affordable and accessible to households, according to a...

MSB solicitor recognised with Future Leader award at British LGBT Awards

MSB Solicitors is marking Pride Month after one of its solicitors was named Future Leader at the British LGBT Awards. Michael Boland, a solicitor at...

The Yorkshire appoints two non-executive directors

Yorkshire Building Society has appointed Barry O’Dwyer and Philippa Brown as independent non-executive directors. The pair join the board from 2 June, bringing experience across...

HSBC cuts rates across residential and buy-to-let mortgage ranges

HSBC UK is reducing rates across a broad selection of residential and buy-to-let mortgage products from 3 June 2026. The lender has announced rate reductions...

Metro Bank strengthens specialist mortgage team

Metro Bank has expanded its specialist mortgage team with a series of appointments and promotions designed to strengthen broker relationships and support continued lending growth. The changes include an expanded role for Charles Morley (main picture), who will now...

Lloyds strengthens housing development team

Lloyds Banking Group has strengthened its housing development team with a new specialist role and two senior appointments as it looks to deepen support for homebuilders, housing associations and brokers operating in the new-build market. The lender has introduced...

Hodge raises remortgage and debt consolidation LTVs

Hodge Bank has increased loan-to-value limits across its residential and later life mortgage ranges. The specialist lender will now allow debt consolidation up to 90% loan to value, up from 85%, across its Hodge Resi and Hodge Resi Retire...

ModaMortgages cuts rates on 2- and 5-year fixed rates

ModaMortgages is cutting rates by 20bps across its limited edition 2-year and 5-year fixed-rate buy-to-let products. The reduction means the specialist lender’s limited edition 2-year fixed-rate products now start from 3.34% for single dwelling properties and from 3.44% for...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

How advisers can win the 2026 remortgage wave

The surge in property transactions during the 2021 ‘race for space’, when completions peaked at more than 200,000 in June of that year, is...

Accidental landlords – do they need different support?

It is unfair to view buy-to-let investors as one homogenous group. There are so many different profile of landlords – and that of the...

Why mortgage marketing is finally starting to look human

Mortgage advertising used to operate in two settings only: either aggressively corporate or suspiciously aspirational. You were either looking at a couple laughing at salad...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Q&As

BUY-TO-LET

Kensington adds free valuations across residential range

Kensington Mortgages has introduced free valuations across all residential mortgage products while cutting rates...

Quantum completes third securitisation as funding tops £800m

Quantum Mortgages has completed its third public securitisation, taking funds raised through its Bletchley...

Foundation launches limited-edition buy-to-let fixes at 75% LTV

Foundation has launched two limited-edition buy-to-let fixed-rate products for landlord borrowers at 75% loan-to-value. The...

The Suffolk reports rise in expat mortgage demand despite Middle East instability

Suffolk Building Society has reported a sharp increase in expat mortgage applications, with activity...

Later life lending slows as borrowers remain cautious

Later life mortgage lending slowed during the first quarter of 2026 as older borrowers...

Shawbrook and TML cut buy-to-let rates

Shawbrook and The Mortgage Lender have made a series of changes to their buy-to-let...

Landlords seek greater certainty from lenders as mortgage market volatility bites

Landlords are continuing to borrow and invest despite recent mortgage market disruption, but are...

TPFG sees landlord compliance opportunity from RRA

The Property Franchise Group (TPFG) says the introduction of the Renters’ Rights Act (RRA)...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Bailey signals Bank Rate hold as Iran conflict clouds outlook

Bank of England Governor Andrew Bailey has signalled that interest rate cuts are likely to remain on hold as policymakers assess the inflationary impact of the ongoing conflict in the Middle East. Speaking at a central banking conference in Reykjavik, Bailey (main picture, inset) said...

West Brom lends more than £1bn as first-time buyers dominate new homebuyer loans

West Brom Building Society completed more than £1 billion of new homeownership lending in...

Hanley Intermediaries cuts mortgage rates across residential, RIO and self-build

Hanley Intermediaries has reduced rates across its residential, retirement interest-only (RIO) and self-build mortgage...

Coventry lowers selected residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates by up to...

Gen H cuts mortgage rates by up to 30bps

Gen H has reduced rates across its mortgage range, with cuts of up to...

OPINION

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Beyond the walk: Mortgage leaders talk mental health – part 20

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

Remortgaging BTL in 2026: acting early on landlord refinancing

The buy-to-let market has rarely stood still in recent years, but 2026 has already...

Beyond the walk: Mortgage leaders talk mental health – part 19

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as leaders Jason Berry and Charlie Morley crossed the finish line at HSBC's Birmingham head office at 15:45. Some 64 participants from...

Beyond the walk: Mortgage leaders talk mental health – part 18

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

DISTRIBUTION

Shepherds Friendly inks Primis distribution deal

Shepherds Friendly has agreed a distribution partnership with Primis Mortgage Network for its income...

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand...

The Right Mortgage sets out June roadshow programme

The Right Mortgage has announced details of a series of member roadshows taking place...

Canal trek triumph as Berry and Morely win gold

Jason Berry and Charlie Morely finished their epic 141-mile trek up the Grand Union...

The Right Mortgage adds TAB to lender panel

The Right Mortgage & Protection Network has added specialist property finance lender TAB to its lender panel. The move gives advisers at The Right Mortgage & Protection Network access to TAB's mortgage and bridging finance products. TAB's mortgage rates start from 3.5% per annum and Bank...