Housing market activity proved more resilient than many expected in 2025, despite subdued consumer sentiment and mortgage rates remaining around three times higher than their post-pandemic lows.
Reflecting on the year, Robert Gardner, chief economist at Nationwide, said: "The...
A new study has identified where first-time buyers paid the highest prices for their first home in 2025, highlighting the continued affordability pressures across...
The UK mortgage market in 2025 was shaped by falling rates towards year-end, a strong autumn rush and a continued preference for fixed-rate borrowing, according to new analysis from Mojo Mortgages.
Analysis of proprietary data from Mojo Mortgages, covering...
The Wealthy Advisers Club has reached 750 adviser members less than a year after launching, while also securing CPD accreditation for its training programme.
The club, a UK-based training community for mortgage and protection advisers, said its newly accredited...
The UK housing market is entering one of its most reform-heavy periods in decades with a raft of regulatory, tax and planning changes due to take effect across all four nations in 2025 and beyond.
Renters, homebuyers and landlords...
After months of febrile speculation and doom-laden predictions ahead of the autumn Budget, featuring an ensemble cast of Wealth Taxes, Exit Taxes and eye-watering hikes to Capital Gains and Inheritance Tax, the final script turned out to be...
When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...
Throughout 2025 many in the housing industry, both lenders and builders cast serious doubt on the government’s ability to reach its target of building...
Firstly, while technology is becoming an increasingly imposing presence across the mortgage market, this is not a landscape which is changing beyond recognition.
Advice will...
First-time buyers are fuelling the busiest year for the housing market since 2022 with sales rising sharply even as house price growth remains subdued.
Zoopla’s latest House Price Index reveals the UK is on track for around 1.2m property transactions in 2025 – up 9%...
Four senior figures at St. James’s Place outline themes, opportunities and concerns for 2026.
JUSTIN ONUEKWUSI, CHIEF INVESTMENT OFFICER
Artificial intelligence is likely to remain a...
Reading FCA FS25/6, it is difficult not to notice an uncomfortable irony in the regulator’s conclusions around execution-only sales.
The paper rightly raises concerns about higher-risk borrowers needing advice, yet it also reflects a market reality where many low-risk, capable customers are being pushed down...
After months of fevered speculation before the Budget residential property transactions juddered to a halt.
I always suspected that as ‘confidence arrives on foot and...
Chetwood Bank is raising the maximum buy-to-let exposure limit to £10 million for both its ModaMortgages and CHL Mortgages for Intermediaries brands.
The digital challenger bank is doubling both lenders’ previous lending limits of £5 million to help support brokers with clients looking to grow...
