Halifax Intermediaries to rebrand as Lloyds Intermediaries

Halifax Intermediaries will rebrand to Lloyds Intermediaries in early 2027. The lender said there will be no change to the systems, processes or log-in details brokers currently use, with services and support continuing as they do today. The lender said...

Latest news

Average cost of moving hits £13,018

The average cost of moving home has reached £13,018 for those buying and selling an averagely priced UK property, according to Moving Compared. Moving Compared,...

Equity Release Supermarket calls for greater collaboration

The Equity Release Supermarket (ERS), part of the Equity Release Group (ERG), has called for greater collaboration across the equity release market after bringing...

Redwood Bank launches valuation fee cashback offer

The new valuation cashback offer gives landlords 100% of their valuation fee back on completion of their residential investment mortgage. The offer is available for...

Build, baby, build? Well we will need to fund more than the usual suspects

There was a noticeable sense of optimism at UKREiiF this year. That may sound surprising given the economic headwinds of recent years, but the...

Later life lending group launches

Sovereign Life Group has been formed to bring together established specialist businesses from across the later life lending market, including Age Partnership, Pure Retirement and Advise Wise. The group combines expertise across customer advice, lifetime mortgage lending, adviser technology...

Innovation in the lifetime mortgage market riding high

Innovation in the lifetime mortgage market has created real value for customers – there’s no excuse to ignore it. When a UK borrower reaches 55, data shows that more than nine in 10 will either roll onto a product...

Least efficient homes face £591 bill rise after price cap hike

With the energy price cap increasing by 13% today, new analysis from Rightmove, shows households in the least energy-efficient homes could see their annual bills rise by as much as £591. Rightmove’s monthly energy bills tracker highlights the widening...

Accord introduces specialist underwriting support for larger loans

Accord Mortgages has introduced a dedicated larger loans service designed to support brokers handling residential mortgage cases worth £1m or more. The new service, which has been launched following a pilot phase, assigns a specialist underwriter at the decision-in-principle...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

New product launches bring renewed competition to protection market

The protection market has seen a flurry of product launches in recent weeks, with Beagle Street and Guardian bringing much needed change and innovation...

With great power comes great responsibility

There has been a huge amount in the press about the “feudal” system of leasehold and how the government’s revitalised commonhold will fix all...

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of presenting their customers with complementary products alongside their core offering. Banks...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

Stability has value: why the latest Bank Base Rate hold matters

The Bank of England's decision to maintain Bank Base Rate (BBR) at 3.75% may not have generated the excitement that often accompanies a rate...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

Q&As

BUY-TO-LET

The Mortgage Works cuts switcher rates for existing landlords

The Mortgage Works has reduced rates across selected buy-to-let and limited company buy-to-let switcher...

Industry leaders unite behind MIMHC Lunch

HSBC UK, Virgin Money, Nottingham Building Society, Landbay and top broker firms Mortgage Advice...

Keystone passes £2bn in securitisation issuance with sixth Hops Hill deal

Keystone Property Finance has completed its sixth securitisation, taking total issuance under its Hops...

Fleet Mortgages expands buy-to-let range with new products and lower rates

Fleet Mortgages has introduced new buy-to-let products, reduced rates across its Standard, Limited Company...

Coventry for intermediaries cuts fixed rates across residential and buy-to-let range

Coventry for intermediaries has cut rates across its fixed mortgage range, with reductions available...

Family Building Society launches BoE tracker mortgages

Family Building Society has launched a new range of Bank of England tracker mortgages...

The Mortgage Works cuts buy-to-let rates

The Mortgage Works has reduced buy-to-let mortgage rates by up to 0.25 percentage points...

Paragon Bank appoints business development manager for Scotland

Paragon Bank has appointed Holly Morrison as a business development manager (BDM) for Scotland. Morrison...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Buyer demand falls 15% year-on-year

Political uncertainty and higher borrowing costs have led to a 15% year-on-year fall in buyer demand across the UK, according to Zoopla’s latest House Price Index. A change of Prime Minister and uncertainty ahead of the Autumn Budget have added to the slowdown, with sales...

Political clarity should benefit homebuyers

It’s been another positive week for the mortgage market, with lenders continuing to reduce...

Nationwide cuts mortgage rates for third time this month

Nationwide Building Society has reduced mortgage rates by up to 0.25 percentage points across...

Gen H and Just Mortgages tool to help shared ownership borrowers move to full ownership

Just Mortgages and Gen H have introduced a new calculator designed to help shared...

Mortgage rates have surged since Brexit vote, says L&C

The cost of borrowing has risen sharply in the decade since the UK voted...

OPINION

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England holding the base rate as expected and inflation remaining steady at 2.8%, the latest data reinforces confidence that the housing market is continuing to move in the right direction. While we're...

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

DISTRIBUTION

AR market consolidates as revenues rise despite fewer principal firms

The UK's appointed representative market is becoming more concentrated, with fewer principal firms overseeing...

Fintel chair and TMG chief rescue Rotherham United Women

Rotherham United Women Football Club has been rescued from the brink of extinction after...

TRM Network promotes Amy Wilson to new propositions role

The Right Mortgage & Protection Network has promoted Amy Wilson to the newly created...

Nomo joins Paradigm panel to expand access to GCC property investors

Shariah-compliant property finance provider Nomo has joined the lender panel of Paradigm Mortgage Services,...

L&G Mortgage Club appoints key relationship manager

L&G Mortgage Club has appointed Gurpreet Chahal as key relationship manager to support broker partnerships and collaboration across the intermediary market. Chahal (pictured) will act as a senior contact for networks, clubs and key intermediary partners, with responsibility for managing and developing strategic relationships and...