Young buyers look further afield as affordability pressures persist

A growing number of younger buyers are willing to compromise on location in order to secure a home, as affordability challenges continue to shape purchasing decisions across the UK housing market. New research from Barclays suggests that one in...

Latest news

Masthaven cuts rates and expands support for self-employed borrowers

Masthaven Finance has reduced rates across its lending range, increased maximum loan-to-value limits and widened affordability criteria for self-employed borrowers. The specialist finance lender has...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

Monmouthshire BS expands mortgage platform pilot ahead of wider broker launch

Monmouthshire Building Society has expanded the pilot of its new mortgage origination platform to include a wider group of intermediary firms as it prepares...

Skipton BS cuts residential mortgage rates across fixed range

Skipton Building Society has reduced rates across its residential fixed-rate mortgage range and launched a new three-year fixed-rate product for existing customers borrowing at...

Yorkshire BS members save millions through commission-free insurance offer

Yorkshire Building Society says its commission-free insurance proposition has helped members save more than £3 million on home and life insurance premiums in its first year. The mutual said the savings had been achieved since it launched commission-free home...

Confidence in household finances falls as more families fear impact of unexpected shocks

Nearly a third of UK adults are not confident their household could withstand an unexpected financial shock, according to new research from The Exeter. New figures from health and life insurer The Exeter show that 29% of UK adults...

Landbay cuts Premier buy-to-let rates again as five-year fixes down 17bps

Landbay has reduced rates across its Premier buy-to-let range for the second time this month, with cuts of up to 17bps on selected five-year fixed-rate products. The buy-to-let lender said all five-year fixed-rate Premier products for purchase and remortgage...

Kensington trims rates across buy-to-let product range

Kensington Mortgages has reduced rates across a number of its buy-to-let mortgage products, with cuts of up to 25bps on selected deals. The lender has announced rate reductions across its Prime, Prime eKo, Core, and HMO and MUB ranges,...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England holding the base rate as expected and inflation remaining steady...

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Q&As

BUY-TO-LET

Landbay cuts buy-to-let rates across core and specialist ranges

Landbay has reduced rates by up to 20 basis points across its Core and...

Fleet Mortgages lowers buy-to-let rates by up to 20bps

Fleet Mortgages has cut rates across a range of its two-year and five-year fixed-rate...

Landlords release more equity to fund buy-to-let improvements, says Paragon

Landlords significantly increased remortgaging activity to fund improvements to their buy-to-let properties during 2025,...

Rely launches limited edition buy-to-let products for lower LTV landlords

Rely has introduced a new limited edition range of buy-to-let mortgages for non-portfolio landlords,...

United Trust Bank appoints Brad Rhodes to lead club and network partnerships

United Trust Bank has appointed Brad Rhodes as head of clubs and networks within...

FCA warns firms as fake communications continue to rise

The Financial Conduct Authority has issued a fresh warning to firms after uncovering a...

Foundation revamps Property Plus to support landlord borrowing

Foundation has relaunched its enhanced Property Plus proposition, introducing lower valuation costs and a...

Castle Trust Bank cuts buy-to-let rates for limited period

Castle Trust Bank has reduced rates across its TermTen buy-to-let range, with the new...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

First-time buyer demand remains resilient as borrowing requirements rise

First-time buyers continue to pursue homeownership despite affordability challenges, with mortgage search activity remaining close to last year's levels. New data from Twenty7tec suggests first-time buyer appetite has remained strong despite ongoing affordability pressures and wider economic uncertainty. Analysis of mortgage searches carried out through the...

Gen H cuts high loan-to-value mortgage rates by up to 20bps

Gen H has reduced rates across its higher loan-to-value mortgage range, with the largest...

Manchester leads decade-long house price boom as London lags

Manchester has recorded the strongest house price growth of any major British city over...

Nationwide cuts rates across fixed mortgage proposition

Nationwide is cutting rates across its fixed mortgage range for first-time buyers, home movers...

Price cuts signal more competitive market for brokers

House sellers have made the biggest June price reduction in 14 years as higher...

OPINION

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low....

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers,...

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive - reduce a transaction cost and you free up movement, encourage activity, help buyers onto the ladder. Politicians reach for it....

Halfway through the year, are you getting enough from every client?

The halfway point of the year is always a useful time for advisory firms to take stock, not least because it is often far...

DISTRIBUTION

L&G Mortgage Club appoints key relationship manager

L&G Mortgage Club has appointed Gurpreet Chahal as key relationship manager to support broker...

Afin Bank expands broker reach with L&C Mortgages panel appointment

Afin Bank has added L&C Mortgages to its broker panel as it looks to...

Nomo joins Paradigm panel to expand access to GCC property investors

Shariah-compliant property finance provider Nomo has joined the lender panel of Paradigm Mortgage Services,...

Aria Finance joins Mortgage Brain sourcing panel

Aria Finance has joined Mortgage Brain’s Sourcing Brain module as a packager. The move gives...

Lenders expecting stability despite global uncertainty

Following the latest US tariff announcement, lenders are continuing to price and operate on the basis that market conditions remain relatively stable. However, the reaction we've already seen in swap rates is a timely reminder of how quickly economic and political events can influence...