EXCLUSIVE: Mortgage industry launches festive concert to aid homeless

A collective of leading mortgage brokerages are joining forces this festive season to raise upwards of £50,000 in aid of tackling homelessness across the capital. Mortgageforce UK, Brightstar and Coreco are spearheading Take Me Home 25 - Christmas Charity...

Latest news

The Treasury is casting more floaters than a sewage farm

The problem with having a thoroughly inexperienced Chancellor and a properly ‘woodenheaded’ Prime Minister, is that they are learning the job ‘on the hoof’...

Why planning must be part of the asylum debate

At 2pm today the High Court is due to decide on an appeal against the Bell Hotel injunction after Epping Council successfully argued the...

How planning can help solve the asylum housing crisis

The scale of the asylum housing crisis is stark. According to Reuters, more than 32,000 people were being housed in hotels at the end of June – an 8% increase on the previous year. The number of asylum...

Limited company landlords take bigger share of buy-to-let market

Landlords holding investment property through limited companies are playing an increasingly prominent role in the buy-to-let mortgage market, according to new research from Pegasus Insight. The study found that one in five landlords now owns at least one property...

Latest property transaction data indicates market is “building resilience”

UK property transactions edged up in July as confidence begins to return to the housing market, according to the latest figures from HM Revenue & Customs. The provisional seasonally adjusted number of residential transactions rose to 95,580 in July,...

Gateway Surveyors marks 20 years with focus on innovation and client service

Gateway Surveyors is celebrating its 20th anniversary this month, marking two decades of growth as one of the UK’s key providers of residential surveys, valuations and panel management solutions. The firm, which launched in 2005, has built a reputation...

Virgin Money and Clydesdale Bank cut product transfer window to four months

Virgin Money and Clydesdale Bank are reducing the length of time customers can apply...

The Leeds cuts mortgage rates and lowers barriers for first-time buyers

Leeds Building Society has announced a raft of mortgage rate reductions of up to...

Accord widens access for those on Universal Credit and without indefinite leave to remain

Accord Mortgages has relaxed key elements of its lending criteria in a move it...

Vulnerable equity release customers still overlooked, warns ERG

The Equity Release Group (ERG) has warned that the financial advice industry is failing...

Widespread criticism for mooted plan of NI on rental income

Landlords may soon be required to pay national insurance (NI) on rental income as...

The Right Mortgage launches autumn sales roadshows

The Right Mortgage & Protection Network has unveiled plans for a series of autumn...

Vida improves affordability for specialist borrowers

Vida Homeloans has unveiled a series of changes to its mortgage range aimed at...

Pivotal Growth strengthens national presence with two ‘bolt-on’ acquisitions

Pivotal Growth has expanded its UK footprint with the acquisitions of More Choice Financial...

Fleet unveils Renters’ Rights Bill guide for advisers and landlords

Fleet Mortgages has launched a new guide designed to help advisers and landlords prepare...

Allica Bank signs sponsorship deal with teenage racing driver

Allica Bank has agreed a two-year sponsorship deal with 16-year-old racing driver Daniella Sutton,...

More than half of landlords plan portfolio expansion

More than half of buy-to-let landlords intend to grow their portfolios in the coming...

Phoebus secures ISO recertification to bolster SaaS security resilience

Phoebus has renewed its ISO 27001 accreditation, achieving recertification to the updated 2022 standard...

LATEST PUBLICATION

INDUSTRY COMMENT

HMOs: market realities, future prospects, and the broker opportunity

The HMO sector remains one of the most dynamic parts of the private rented market, with recent data showing it’s both a significant asset...

Bridging the Pond: How large is the US bridging finance market, and compared to the UK?

When we first got started with LendInvest in the UK, post the financial crisis, bridging finance was a much more nascent product than it...

Passing the affordability exam

As teachers and students of various ages have spent August nervously opening exam results following years of study that will determine their ability to...

Investors are changing their approach – and lenders should too

The buy-to-let market never stands still, but the pace of change in recent years has been remarkable. The days of the so-called ‘accidental landlord’,...

Leasehold fees, specialists and the need to shop around

Leasehold properties account for around 20% of all dwellings in the UK, and while that figure may change in the future with government legislation...

MORTGAGE MINGLE PODCAST

Q&As

BUY-TO-LET

Keystone joins LMS Panel Link to widen conveyancing access

Keystone Property Finance has become the latest lender to adopt LMS’s Panel Link and...

AS Financial rebrands to showcase growth beyond mortgages

AS Financial, the London-based financial advisory firm, has unveiled a bold new brand identity...

London’s luxury lettings market surges 154% as wealthy tenants opt to rent

London’s prime lettings market has more than doubled in size during the first half...

Molo cuts UK resident buy-to-let rates

Molo has reduced its standard buy-to-let fixed rates for UK resident landlords. The changes mean...

Mortgage brokers bullish on rate cuts

More than half of mortgage brokers (52%) say they expect at least two cuts...

HSBC cuts rates across residential and buy-to-let offerings

HSBC UK has announced a wide set of rate reductions across its residential and...

Bradford retains crown as UK’s leading property hotspot

Bradford has once again been named the country’s most in-demand housing market, topping OnTheMarket’s...

Keystone reduces expat buy-to-let rates and adds new product

Keystone Property Finance has reduced rates across its expat buy-to-let range, cutting selected fixed...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Homes priced too high take twice as long to sell

Homes listed above market value take more than twice as long to sell, Zoopla has warned, as house price growth shows signs of stabilising over the summer months. The latest Zoopla House Price Index shows that sales agreed are up 5% on last year, while...

Mortgage Guarantee Scheme supported over 56,000 loans before closure

The government’s Mortgage Guarantee Scheme, which ended in June this year, supported more than...

3.3 million households locked out of home ownership

More than three million households have been priced out of home ownership since the...

Staple food prices climb as retailers warn of rising costs

Shop price inflation accelerated in August, driven by higher food costs and new government-imposed...

Rightmove warns property tax reforms could stall housing market

Rightmove has warned the government that proposed changes to property taxation risk distorting the...

OPINION

Tuning into later life lending conversations

There are certain conversations in our profession that can genuinely change the course of a client’s life. Later life lending sits firmly in that...

Economic uncertainty weighing on business borrowers

Taken as a whole, Atom bank’s SME Pulse for Q2 shows the current robust...

Right of Light risks: a looming shadow over construction projects

Gone are the days when a Right of Light infringement could be swiftly dealt...

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as those with high LTV mortgages, might need a more comprehensive advice process beyond what is required to be provided right...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

DISTRIBUTION

The Beverley joins TMA Mortgage Club panel

Beverley Building Society has joined the lender panel of TMA Mortgage Club. The partnership brings...

Next Intelligence adds National Friendly to refreshed protection panel

Next Intelligence has announced a refresh of its protection panel with the addition of...

Source Insurance adds Integra to panel

Source Insurance has strengthened its home insurance proposition with the addition of Integra Insurance...

The Cumberland joins Paradigm panel with specialist holiday let mortgages

Paradigm Mortgage Services has added the Cumberland Building Society to its lender panel, opening...

Access FS adds April Mortgages to lender panel

Access Financial Services has added April Mortgages to its lender panel, giving brokers access to a range of long-term fixed rate products, including no-deposit and interest-only deals. April Mortgages, which entered the market earlier this year, offers 5, 10 and 15-year fixed rate mortgages for...