The Darlington completes expat mortgage for Saudi-based couple

Darlington Building Society has completed a UK residential mortgage for an expat couple based in Saudi Arabia, despite foreign income, contractor earnings and historic adverse credit. The mortgage was secured at 51% loan-to-value on a specialist rate of 4.69%. The...

Latest news

The Right Mortgage launches adviser academy

The Right Mortgage & Protection Network has launched a training programme aimed at bringing new advisers into the mortgage and protection sector. The Right Academy...

Cloud Mortgages joins Stonebridge in technology-led growth push

Cloud Mortgages has joined Stonebridge as it seeks to expand its adviser team with support from the network’s technology platform. The firm, led by founder...

GB Bank completes £1.5m HMO refinance for portfolio landlord

GB Bank has completed a £1.5 million HMO refinance for an experienced landlord, moving the borrower from bridging finance to a buy-to-let term facility. The...

OMS appoints Esther Morley as non-executive director

One Mortgage System (OMS) has appointed Esther Morley as non-executive director as the mortgage technology firm looks to strengthen its lender expertise. Morley (pictured) joins...

Access FS partners with The Protection Coach to shift adviser conversations

Access Financial Services has announced a new partnership with Matt Chapman, widely known across the industry as The Protection Coach, as part of a broader push to strengthen adviser development and customer outcomes. Chapman, a former adviser turned trainer,...

Beyond the walk: Mortgage leaders talk mental health – part 6

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72 participants from across the mortgage sector taking part. The six-day initiative will follow the Grand...

Gatehouse Bank raises income multiples across home purchase plans

Gatehouse Bank has increased its finance-to-income ratios across its home purchase plan range, allowing some customers to apply for residential property finance of up to six times gross income. The enhanced ratios apply to UK residents, UK expats and...

Landlords retreat from London market as rental stock tightens

Landlords have been exiting the London market since proposals for rental reform first emerged, with fewer homes returning to the lettings sector, according to new analysis from Investec Bank plc. The lender said the proportion of homes previously used...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

Volatility is back – but it has been part of buy-to-let for years

For many, the level of uncertainty we’ve had in the mortgage market over the past couple of months feels uncomfortable, particularly when it feeds...

Beyond the walk: Mortgage leaders talk mental health – part 3

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are 72 participants from...

Plugging the first-time buyer knowledge gap

A couple of weeks ago, I found myself down at my local, surrounded by family, friends and the usual mix of conversation. Among the...

Beyond the walk: Mortgage leaders talk mental health – part 2

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. And as we reveal...

Lifting and shifting to the cloud isn’t real transformation

As we gear up to spend time at the Building Societies Association Annual Conference this year, there is one conversation I know we are...

Beyond the walk: Mortgage leaders talk mental health – part 1

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. And as we reveal...

Q&As

BUY-TO-LET

Beyond the walk: Mortgage Leaders talk mental health – part 5

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

Renters would buy if mortgage payments matched rent, MAB research finds

Nearly half of renters would buy a home immediately if their monthly mortgage payments...

HSBC cuts mortgage rates by up to 0.31bps

HSBC UK has reduced rates across parts of its mortgage range, with cuts of...

The Market Harborough cuts holiday let rates and ups max loan size to £3m

Market Harborough Building Society has reduced rates across its holiday let range by up...

West One creates national account manager role as mortgage division expands

West One has created two roles in its mortgage division and promoted eight existing...

Beyond the walk: Mortgage Leaders talk mental health – part 4

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

Rightmove: Now it’s cheaper to rent than buy!

Rising mortgage rates have pushed average monthly repayments above rents for the first time...

Family Building Society cuts minimum property value to £75k

Family Building Society has lowered its minimum property value from £120,000 to £75,000 across...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

The Buckinghamshire launches three-year fixed mortgage range

Buckinghamshire Building Society has launched a new range of three-year fixed mortgage products aimed at giving brokers more options between two-year and five-year fixes. The society said the range had been introduced in response to demand for products that offer borrowers more certainty than a...

Millennials still locked out of homeownership

Only 5% of millennials have reached the life milestones they expected as teenagers, according...

First-time buyer markets slow as rates bite in London

First-time buyer markets in London and the South East are showing the clearest signs...

Skipton targets brokers with ‘yes-led’ push

Skipton Building Society has launched a new intermediary proposition aimed at improving access to lending...

Gen H widens Scottish broker access after MAB pilot

Gen H has opened its Scottish distribution to all brokers on its panel, following...

OPINION

Portfolio landlords reshape buy-to-let market

Portfolio landlords are becoming increasingly central to the buy-to-let market as investors take a more structured approach to property ownership. The market has seen a...

Supporting complex cases in a modern mortgage market

In today’s diverse mortgage landscape, brokers are working with a growing number of clients...

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five self-employed workers plans to buy a property in the next year. And 24% of those who tried to get a mortgage last year were declined. Not because they couldn’t afford to...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

DISTRIBUTION

Mortgage mental health walk hits capacity as 72 sign up

The Mortgage Industry Mental Health Charter has confirmed its 2026 Walk and Talk event is now...

TRM to host later life lending roadshow

The Right Mortgage & Protection Network will host a later life lending roadshow in...

MPC call ‘not the headline’ says Loan.co.uk chief

Ahead of this week’s Bank of England decision the focus for brokers should be...

Norton Broker Services adds Scroll Finance to lending panel

Norton Broker Services has added Scroll Finance to its lender panel, giving brokers access...

Russell Quirk calls out broken transaction system

UK mortgage and property professionals have been urged to rethink the homebuying process after Russell Quirk criticised the UK’s transaction system as “completely, utterly broken” in the latest episode of No Filter with Rob Jupp. The podcast, hosted by Brightstar Group CEO Rob Jupp (main picture), begins with...