Higher mortgage rates hit buyer demand

Higher mortgage rates and ongoing geopolitical uncertainty continue to weigh heavily on the UK housing market with buyer demand and agreed sales remaining firmly negative, the latest RICS Residential Market Survey reveals. The April 2026 survey found new buyer...

Latest news

Making children’s cover part of the mortgage conversation

Seeing a child unwell can often change how we feel, especially if you are a parent. Even when it’s a common childhood illness, such...

Beyond the walk: Mortgage leaders talk mental health – part 13

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk & Talk challenge on Sunday and will finish on Friday this...

West Brom BS cuts low-deposit mortgage rates

West Brom Building Society has reduced rates across its two-year core and new build mortgage ranges. The mutual said the changes are intended to support...

The Mortgage Works cuts rates and adds new buy-to-let options

The Mortgage Works has cut rates by up to 0.20 percentage points across selected one, two and five-year fixed rate products for new and...

Industry warned against Smart Data ‘compliance theatre’

The mortgage and property sectors have been warned they risk creating only the “appearance of progress” unless future Smart Data reforms genuinely improve interoperability across transactions. The warning follows the Department for Science, Innovation and Technology’s (DSIT) response to...

The Partnership rebrands to target next phase of growth

Conveyancing firm The Partnership has unveiled a major rebrand as it looks to accelerate growth across London and the Home Counties. The business, which operates from offices in London and Guildford, said the new identity reflects its increasing focus...

Mansfield launches fixed rates running to September 2031

Mansfield Building Society has launched three mortgage products fixed until 30 September 2031, aimed at borrowers seeking longer-term payment certainty. The range includes a house purchase product at 5.99% for borrowers at 90% to 95% loan-to-value, a credit repair...

OSB Group promotes Hollands to lead intermediary sales and distribution

OSB Group has promoted Emily Hollands to group head of intermediary sales and distribution as part of a restructure of its broker-facing sales functions. The promotion takes effect immediately and will see Hollands take responsibility for sales and distribution...

PROFILE

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

INDUSTRY COMMENT

OMS adds Twenty7tec monitoring tool to broker platform

One Mortgage System (OMS) has integrated Twenty7tec’s ADAPT product monitoring tool into its CRM and loan origination platform. The integration is live and available to...

A BBR decision rooted in caution, not complacency

The Bank of England MPC’s decision to hold Bank Base Rate (BBR) will come as a welcome outcome for many across the mortgage market,...

When the market gets messy, control matters more than ever

There is a tendency to look at the current market and focus purely on activity levels, particularly after the recent spike driven by lender...

Beyond the walk: Mortgage leaders talk mental health – part 8

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – Part 7

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – part 6

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Q&As

BUY-TO-LET

Fleet Mortgages brings back zero-fee and fixed-fee five-year BTL fixes

Fleet Mortgages has reintroduced zero-fee and fixed-fee five-year fixed-rate products across its standard and...

Coventry cuts selected residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates by up to...

Remortgage searches fall as April mortgage activity slows

Mortgage search activity fell sharply in April as the market lost momentum after stronger...

Zephyr Homeloans launches special edition BTL range with no valuation fees

Zephyr Homeloans has launched a special edition five-year fixed rate buy-to-let range with no...

Off-plan sales hit 12-year low as costs squeeze housebuilders

The share of new homes sold off-plan has fallen to its lowest level since...

Vida expands residential range and relaunches buy-to-let products

Vida Homeloans has expanded its lending proposition with the reintroduction of 20 residential products...

Melton enters limited company buy-to-let market

Melton Building Society is entering the limited company buy-to-let sector as more landlords continue...

HSBC lowers rates across residential and buy-to-let ranges

HSBC UK is reducing a broad range of residential and buy-to-let mortgage rates, with...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Lloyds Banking Group cuts deposit barrier with £5k first-time buyer deal

Lloyds Banking Group has launched a new mortgage allowing first-time buyers to secure a home with a £5,000 deposit. The UK’s largest mortgage lender is reducing one of the most persistent barriers to homeownership by introducing a product aimed at first-time buyers struggling to raise...

First-time buyers face pressure as high LTV mortgage choice falls

First-time buyers remain under pressure from reduced mortgage choice and stretched affordability, despite signs...

First-time buyers turn to renovation homes as affordability pressures bite

First-time buyers are increasingly choosing cheaper homes in need of renovation as affordability pressures...

House price growth slows as higher borrowing costs hit confidence

House prices remained broadly flat in April as higher borrowing costs and renewed economic...

The human adviser in an AI mortgage market

NatWest’s decision to place home-buying guidance inside ChatGPT is a story with large implications. It...

OPINION

Beyond the walk: Mortgage leaders talk mental health – part 11

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk & Talk challenge on Sunday and will finish on Friday this...

Beyond the walk: Mortgage leaders talk mental health – part 10

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk &...

Beyond the walk: Mortgage leaders talk mental health – part 9

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

Beyond the walk: Mortgage Leaders talk mental health – part 5

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72 participants from across the mortgage sector taking part. The six-day initiative will follow the Grand Union Canal, with individuals joining for...

Beyond the walk: Mortgage Leaders talk mental health – part 4

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

DISTRIBUTION

Together hires strategy chief to support growth plans

Together has appointed Russell Anderson as chief strategy officer as the specialist lender looks...

Pepper Money reshapes sales leadership team

Pepper Money has made a series of changes to its sales leadership structure as...

The Beverley joins Brilliant Solutions mortgage club panel

Beverley Building Society has joined the Brilliant Solutions Mortgage Club lender panel in a...

Gatehouse Bank joins The Right Mortgage panel

The Right Mortgage & Protection Network has added Gatehouse Bank to its lender panel,...

Fintel Services launches Omni Mortgage Club

Fintel Services has launched Omni Mortgage Club, a whole-of-market mortgage club intended to expand broker support and product access. The club will operate alongside the division’s existing mortgage club, Simplybiz Mortgages, and has been developed to support advisers in what Fintel described as an increasingly...