Merry Christmas from Opus First Media!

Wishing you a Soup-er Christmas and a prosperous 2026! Between Christmas and the New Year and alongside occasional and breaking news we will also be publishing 2025 reviews and predictions for the year ahead from leading industry figures. Full...

Latest news

London exodus slows as leavers stay closer to the capital

The pandemic-era rush out of London is firmly in retreat with new figures showing fewer households quitting the capital and those who do moving...

Two-thirds of landlords plan to expand portfolios

Two-thirds of landlords are planning some form of growth activity in the year ahead despite uncertainty following the Budget, latest research from Lendlord reveals. The...

High street banks line up in £2.5bn contest for Evelyn Partners

Barclays and NatWest Group have progressed to the second round of an auction for Evelyn Partners, the wealth management business that oversees close to...

Improving mortgage choice and lower rates ease affordability pressures for homebuyers

Homebuyers entering the market this Christmas are benefiting from improved mortgage choice and lower borrowing costs compared with a year ago, according to new...

Cynergy Bank completes first residential mortgage-backed securitisation

Cynergy Bank has completed its debut securitisation transaction, securing capital relief as it continues to expand its lending to professional landlords. The bank has successfully closed a cash derecognition residential mortgage-backed securities transaction, Lovelace CBP 01, backed by buy-to-let...

Home insurance price falls ease as market shows signs of stabilising

Average combined buildings and contents premiums continued to edge lower last month, according to the latest General Insurance Price Index from Pearson Ham Group, but the scale of monthly falls has now largely flattened. The data shows that home...

Hamptons fundraising partnership with Mind reaches £150,000 milestone

Estate agency Hamptons has raised £150,000 for mental health charity Mind since the partnership began in May 2022. The total reflects a sustained programme of fundraising activity across the business, alongside a broader focus on mental health awareness and...

Scotland and Yorkshire lead UK housing market activity in 2025

Scotland and Yorkshire have emerged as home to the UK’s most active housing markets so far in 2025, according to new research from The Property DriveBuy, highlighting the increasingly localised nature of housing demand. Using the latest government data...

PROFILE

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

INDUSTRY COMMENT

The questions I was asked most this year

Why did you join Teachers Building Society? It’s no secret that prior to joining Teachers Building society my career in banking had very much been...

“It’s Christmas time, there’s no need not to check your supplier list…”

With the Christmas holidays upon us, it’s fair to say that business issues might be slipping down the priority list just a little bit,...

FS25/6 and the execution-only irony brokers can’t ignore

Reading FCA FS25/6, it is difficult not to notice an uncomfortable irony in the regulator’s conclusions around execution-only sales. The paper rightly raises concerns about...

Q&As

BUY-TO-LET

Gatehouse Bank launches refinance fee saver purchase plans for UK residents

Gatehouse Bank has introduced a limited edition range of refinance products for UK residents...

Recognise Bank completes £1.825m bridge-to-term deal for London landlord

Recognise Bank has provided a £1.825m bridge-to-term facility to support an experienced London landlord...

The Right Mortgage & Protection Network reports strong Q3 performance

The Right Mortgage & Protection Network has reported another quarter of growth, pointing to...

INDUSTRY REACTION: Bank rate cut passes by narrow margin

At its meeting ending on 17 December 2025, the Monetary Policy Committee voted by...

Landlord exits set to continue as private rental pressures mount

Approximately 93,000 buy-to-let landlords exited the market during 2025, according to estimates from property...

Younger landlords lead shift towards limited company buy-to-let ownership

The growth in limited company ownership of buy-to-let property has been driven largely by...

Newcastle for Intermediaries unveils buy-to-let fixed rate reductions

Newcastle for Intermediaries has reduced pricing across its buy-to-let range for brokers, cutting two...

Rents keep rising as house price growth eases towards year end

Average UK monthly private rents rose by 4.4% in the 12 months to November...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Gen H widens credit criteria to support more first-time buyers

Residential mortgage lender Gen H has extended its internal credit criteria in a move designed to support more first-time buyers who may have experienced minor issues on their credit file. The lender says changes to its credit score threshold mean that around one in six...

Rightmove forecasts modest house price rise in 2026

House prices are expected to rise modestly in 2026, with asking prices forecast to...

IMLA predicts sustained growth in mortgage lending through 2027

The Intermediary Mortgage Lenders Association (IMLA) is forecasting rising mortgage lending volumes through 2026...

Bridging brokers cite government policy as main risk to mortgage market

Research among bridging professionals suggests political uncertainty outweighs concerns over rates, affordability and housing...

The Vernon boosts affordability support with JBSP launch

Vernon Building Society has launched a new Joint Borrower Sole Proprietor mortgage range aimed...

OPINION

2026 forecasts: St. James’s Place

Four senior figures at St. James’s Place outline themes, opportunities and concerns for 2026. JUSTIN ONUEKWUSI, CHIEF INVESTMENT OFFICER Artificial intelligence is likely to remain a...

2026 forecasts: Atom bank

Chris Storey, chief commercial officer at Atom bank, provides his thoughts on the residential...

Less Autumn Budget and more Autumn Bodgit

After months of fevered speculation before the Budget residential property transactions juddered to a...

What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house price growth – and in some parts of the South and London, prices actually fell – I think we've reached...

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

DISTRIBUTION

Connect adds BuildLoan to panel to boost self-build and renovation support

Connect for Intermediaries has added specialist distributor BuildLoan to its lender panel, expanding adviser...

The Cumberland joins L&G’s Ignite platform to widen broker access

L&G’s Ignite platform has added Cumberland Building Society as a lender partner, expanding broker...

Big restructure at Afin Bank as leaders head for pastures new

Afin Bank is restructuring its senior management team after key players James Briggs and...

MIMHC launches programme to train over 100 Mental Health First Aiders

The Mortgage Industry Mental Health Charter (MIMHC) Foundation has announced its most ambitious programme...

Chetwood Bank raises maximum exposure limit to £10 million

Chetwood Bank is raising the maximum buy-to-let exposure limit to £10 million for both its ModaMortgages and CHL Mortgages for Intermediaries brands. The digital challenger bank is doubling both lenders’ previous lending limits of £5 million to help support brokers with clients looking to grow...