Ministerial cock-ups could kill radical property taxes

At first it might appear that the mortgage industry and the housing sector as a whole should be cross with the Labour government. After all, when Sir Keir Starmer swept to power in the 2024 general election, the issue...

Latest news

Chancellor urged to build buffer to avoid “doom-loop”

The Chancellor must use this month’s Autumn Budget to build a minimum £30 billion fiscal buffer and set public debt on a “clearly declining...

Brilliant Solutions outperforms market amid record year

Brilliant Solutions has reported record figures for its mortgage club, which it says has outperformed both the wider market and the intermediary sector over...

Stress and costs leave one in five reluctant to move

A growing number of Britons are ruling themselves out of the housing market as the emotional and financial strain of moving takes its toll. After...

Call to raise lifetime ISA limits for first-time buyers

Pressure is mounting on the Chancellor to overhaul the Lifetime ISA scheme ahead of the Autumn Budget as new data reveals millions of young...

Nationwide drops mortgage rates to 3.64% in latest round of cuts

Nationwide Building Society will reduce rates across its mortgage range on Wednesday, with cuts of up to 0.25 percentage points across two, three, five and 10-year fixed products for both new and existing customers. The changes mean the lender’s...

Ingard partners with Usay Compare to widen advisers’ PMI offering

Ingard Network has formed a partnership with private medical insurance specialist Usay Compare, giving advisers across its network a new referral route to help clients access whole-of-market PMI advice. The move is designed to help appointed representatives and registered...

MAB appoints new transformation director to boost customer acquisition

Mortgage Advice Bureau (MAB) has appointed Alan Longhorn as transformation director for customer acquisition. Longhorn, who joins the intermediary in January, will report to chief operating officer Yaiza Luengo and brings nearly 20 years of senior experience in financial...

Shawbrook broadens AVM use to accelerate bridging completions

Shawbrook has expanded the use of Automated Valuation Models (AVMs) across its bridging range, allowing more cases to qualify for faster completions and reduced administration. The lender will now accept AVMs up to 75% loan-to-value, including for light refurbishment...

PROFILE

Chris Williams on being the architect of connection

For most of the last decade Chris Williams has been dissecting the machinery of the UK property market and helping industry understand how it...

INDUSTRY COMMENT

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Got something to sell? Try telling some untruths on X

Why do people peddle untruths on social media? When I say this, I’m thinking specifically of my old mate Martin Stewart who can be...

Funding student property? Talk to a broker first

When an investor spots an opportunity in the student accommodation sector, it’s rarely a simple transaction. Often what unlocks success is the guidance and...

Q&As

BUY-TO-LET

Arc & Co. and GB Bank complete £19.5m in complex funding deals

Arc & Co. has completed three buy-to-let transactions with GB Bank over the past...

Mansion tax plans resurface as Prime London prices slide

Thirteen years since the Liberal Democrats first proposed a Mansion Tax on properties over...

Starmer stands by Reeves despite new revelations over unlicensed let

Keir Starmer is refusing to reopen the investigation into Chancellor Rachel Reeves’ unlicensed lettings...

The Mortgage Works leads limited company BTL market as new leaderboard goes public

The Mortgage Works has been named the UK’s leading lender for limited company buy-to-let...

CHL Mortgages to host post-Budget analysis webinar for brokers

Brokers seeking clarity on the government’s Autumn Budget will have the chance to hear...

Paragon welcomes new buy-to-let underwriter

Paragon Bank has expanded its buy-to-let underwriting function with the appointment of a mobile...

Housemate horrors push young renters towards home ownership

Nine in 10 young renters say they’ve endured a “housemate horror”, according to new...

Renters’ Rights Bill: what the new law means for advisers, landlords and lenders

After months of parliamentary back-and-forth, the Renters’ Rights Bill has now become law -...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Labour plan could see ‘affordable homes’ sold to private buyers

Labour is reportedly preparing to let developers sell off newly built “affordable homes” to private buyers in a move critics warn could drain England’s already limited supply of social housing. Under plans expected to be unveiled this week, developers would be allowed to “flip” affordable...

Budget via the rumour mill creates no bread for anyone

We are now less than a month away from the Autumn Budget, and yet...

Perenna expands long-term fixed rate range

Perenna has broadened its range of long-term fixed rate mortgages, introducing new seven, 10...

High rents leave young adults stuck sharing homes they have outgrown

Rising rents are trapping young adults in house shares they would rather have left...

Barclays’ reductions to see rates below 4%

Barclays will reduce rates across its residential mortgage range from tomorrow, 31 October, with...

OPINION

Collaboration, not quick fixes, must drive the next phase of reform

As we edge closer to the autumn Budget, the housing market finds itself in a familiar state of anticipation and uncertainty. Inflation remains stubbornly high,...

Goodbye Piccadilly; farewell Leicester Square!

It is indeed a long way to Tipperary, even longer if you take one...

Navigating the end of ‘Covid mortgages’: strategic insights for brokers

This year marks a significant turning point in the UK mortgage market as many...

Why limited company lending is now the real buy-to-let mainstream

It’s funny how quickly the market changes its rhythm. Not long ago, limited company buy-to-let felt like a specialist niche, the preserve of portfolio landlords with accountants on speed dial. Now, it has become the default route for so many investors that it is...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when it takes a snapshot of the economy to inform its...

DISTRIBUTION

Just Wealth nears 600 client referrals via Just Refer

Just Wealth, the financial services arm of national brokerage Just Mortgages, is approaching 600...

Afin Bank joins Legal & General Mortgage Club panel

Afin Bank has joined the Legal & General Mortgage Club lender panel, broadening the...

Mortgage industry’s biggest ever charity night sells out

The mortgage industry’s biggest ever charitable event of the year has officially sold out...

Chetwood Bank unveils monthly £1,000 broker giveaway

Chetwood Bank is giving brokers who register with ModaMortgages the chance to win a...

HLPartnership appoints new chief compliance officer

HLPartnership has appointed Laura Havard as its new chief compliance officer, bolstering the mortgage and protection network’s senior leadership team. Havard (main picture) brings more than two decades of experience in risk, compliance and governance, gained across lenders, banks and insurers. Her previous roles include board-level...