IMLA backs FCA roadmap on mortgage rule review

The Intermediary Mortgage Lenders Association (IMLA) has described the Financial Conduct Authority’s (FCA’s) Feedback Statement and roadmap on DP25/2 as a positive step towards widening access to sustainable homeownership, while maintaining robust lending standards. The association said it was...

Latest news

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine days before the Bank of England reduced the base rate...

AdviceTech ‘giants’ join AdviserSoftware.com AI comparison service

Three of the UK’s most widely used adviser technology systems – Dynamic Planner, FE fundinfo and True Potential – have been added to AdviserSoftware.com’s...

Somo cuts bridging rates after Bank of England move

Somo has moved quickly to cut rates across its bridging range following the Bank of England’s decision to lower base rate by 0.25 percentage...

Bridging finance momentum shows up in Knowledge Bank broker search data

Broker search behaviour on Knowledge Bank suggests bridging finance is playing an increasingly central role in meeting complex and time-sensitive client needs. Data from the...

The Cambridge donates festive Giving Tree collections to local charities

The Cambridge Building Society has donated hundreds of essential items to local charities after customers and colleagues supported its Christmas Giving Tree campaign. Items including food, toiletries, towels and sleeping bags were left under Giving Trees across the society’s...

Rising inheritance tax receipts sharpen focus on later life planning

Inheritance tax receipts have climbed to £5.8 billion in the first eight months of the 2025/26 tax year, underlining the growing importance of later life and property-based financial planning. Data published by HM Revenue & Customs shows receipts are...

Paragon introduces Bank Base Rate tracker buy-to-let range

Paragon Bank has launched a new buy-to-let tracker mortgage range linked to the Bank of England Base Rate, aimed at giving landlords greater flexibility at a time of fluid interest rate expectations. The new range tracks Bank Base Rate,...

Stamp Duty receipts climb to £13.7bn as homebuyers shoulder higher tax burden

Homebuyers paid £13.7bn in Stamp Duty between January and November, according to new analysis from Coventry Building Society. The figure represents a 19% increase on the £11.5bn paid over the same period last year, based on the latest HMRC...

PROFILE

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

INDUSTRY COMMENT

FS25/6 and the execution-only irony brokers can’t ignore

Reading FCA FS25/6, it is difficult not to notice an uncomfortable irony in the regulator’s conclusions around execution-only sales. The paper rightly raises concerns about...

Less Autumn Budget and more Autumn Bodgit

After months of fevered speculation before the Budget residential property transactions juddered to a halt. I always suspected that as ‘confidence arrives on foot and...

What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house...

Q&As

BUY-TO-LET

Landlord exits set to continue as private rental pressures mount

Approximately 93,000 buy-to-let landlords exited the market during 2025, according to estimates from property...

Younger landlords lead shift towards limited company buy-to-let ownership

The growth in limited company ownership of buy-to-let property has been driven largely by...

Newcastle for Intermediaries unveils buy-to-let fixed rate reductions

Newcastle for Intermediaries has reduced pricing across its buy-to-let range for brokers, cutting two...

Rents keep rising as house price growth eases towards year end

Average UK monthly private rents rose by 4.4% in the 12 months to November...

The Buckinghamshire brings back two-year fixed expat buy-to-let deal

Buckinghamshire Building Society has reintroduced a fixed rate buy-to-let mortgage aimed at expat landlords...

Chetwood Bank names George Gee as mortgages chief

Chetwood Bank has appointed George Gee as managing director of its mortgages division, bringing...

Landlord profits climb as rental yields reach 10-year high

UK landlords are closing out the year with their strongest profitability since 2019, supported...

IMLA predicts sustained growth in mortgage lending through 2027

The Intermediary Mortgage Lenders Association (IMLA) is forecasting rising mortgage lending volumes through 2026...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Rightmove forecasts modest house price rise in 2026

House prices are expected to rise modestly in 2026, with asking prices forecast to increase by 2% as improving affordability and a strong choice of homes for sale support market activity, according to the latest outlook from Rightmove. The UK’s largest property platform says its...

Bridging brokers cite government policy as main risk to mortgage market

Research among bridging professionals suggests political uncertainty outweighs concerns over rates, affordability and housing...

The Vernon boosts affordability support with JBSP launch

Vernon Building Society has launched a new Joint Borrower Sole Proprietor mortgage range aimed...

FCA outlines reforms aimed at broadening access to mortgages

The Financial Conduct Authority has set out plans to reshape the mortgage market, with...

Market set for Boxing Day rebound as prices tipped to rise in 2026

House prices ended 2025 lower than a year earlier after an unusually subdued second...

OPINION

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

The buy-to-let market continues to defy expectations

Perception and reality are often mistaken for one another. That is especially true in...

Advisers are missing a clear chance to help clients with survey advice

For years, advisers have often seen surveys as something outside their core work. Some...

Later life lending and the importance of a lasting power of attorney

It’s fair to say that later life lending has moved from a niche corner of the market into a more mainstream space, as older borrowers seek new ways to manage loans, maintain income, clear debt, and support their families. This shift has become clearer as...

What my Gen Z daughter can teach us about engaging young buyers

Younger people are often badged with some unfair stereotypes when it comes to protection - "they're not interested", "they don't care", "they won't engage"....

DISTRIBUTION

Connect adds BuildLoan to panel to boost self-build and renovation support

Connect for Intermediaries has added specialist distributor BuildLoan to its lender panel, expanding adviser...

The Cumberland joins L&G’s Ignite platform to widen broker access

L&G’s Ignite platform has added Cumberland Building Society as a lender partner, expanding broker...

Big restructure at Afin Bank as leaders head for pastures new

Afin Bank is restructuring its senior management team after key players James Briggs and...

MIMHC launches programme to train over 100 Mental Health First Aiders

The Mortgage Industry Mental Health Charter (MIMHC) Foundation has announced its most ambitious programme...

Chetwood Bank raises maximum exposure limit to £10 million

Chetwood Bank is raising the maximum buy-to-let exposure limit to £10 million for both its ModaMortgages and CHL Mortgages for Intermediaries brands. The digital challenger bank is doubling both lenders’ previous lending limits of £5 million to help support brokers with clients looking to grow...