Fintel chair and TMG chief rescue Rotherham United Women

Rotherham United Women Football Club has been rescued from the brink of extinction after Phil Smith, non-executive chair of Fintel, and Scott Thorpe, founder and CEO of TMG Mortgage Network, completed the purchase of the club. The historic women's...

Latest news

GB Bank expands sourcing reach with Xplan Mortgage listing

GB Bank has made its simplified core buy-to-let range available through Iress’ Xplan Mortgage sourcing system, giving brokers direct access to its off-the-shelf products...

Just Mortgages hires new area director for self-employed division

Just Mortgages has appointed Claire Jopson as area director within its self-employed division, with responsibility for supporting advisers across Yorkshire, the North East and...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

HSBC cuts rates across residential and buy-to-let mortgage ranges

HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage products from 22 June, with changes covering first-time buyers, home...

Atom bank cuts Prime mortgage rates by 15bps across full range

Atom bank has reduced rates across its Prime mortgage range by 15bps, with changes taking immediate effect. The reductions apply across the lender’s entire Prime mortgage range, including products up to 95% LTV and both fee-paying and fee-free options. Following...

The Dudley cuts rates across residential, buy-to-let and expat ranges

Dudley Building Society has reduced rates across its residential, buy-to-let and expat mortgage products, with cuts of up to 110bps. The mutual has introduced a series of rate reductions across both purchase and remortgage products, covering two-year and five-year...

Stamp Duty burden soars as tax threshold remains frozen at 2006 level

The Stamp Duty threshold at which homebuyers begin paying tax has remained unchanged since 2006, despite average house prices in England rising by 84% over the same period, according to analysis from Coventry Building Society. The £125,000 nil-rate threshold...

Gatehouse launches limited-edition HPPs and cuts selected BTL rates

Gatehouse Bank has introduced a range of limited-edition Home Purchase Plan and buy-to-let products for new UK resident customers, alongside rate reductions on selected products for expat and international landlords. The lender has launched new two-year and five-year fixed...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Q&As

BUY-TO-LET

Fleet Mortgages lowers buy-to-let rates by up to 20bps

Fleet Mortgages has cut rates across a range of its two-year and five-year fixed-rate...

Landlords release more equity to fund buy-to-let improvements, says Paragon

Landlords significantly increased remortgaging activity to fund improvements to their buy-to-let properties during 2025,...

Rely launches limited edition buy-to-let products for lower LTV landlords

Rely has introduced a new limited edition range of buy-to-let mortgages for non-portfolio landlords,...

United Trust Bank appoints Brad Rhodes to lead club and network partnerships

United Trust Bank has appointed Brad Rhodes as head of clubs and networks within...

FCA warns firms as fake communications continue to rise

The Financial Conduct Authority has issued a fresh warning to firms after uncovering a...

Foundation revamps Property Plus to support landlord borrowing

Foundation has relaunched its enhanced Property Plus proposition, introducing lower valuation costs and a...

Castle Trust Bank cuts buy-to-let rates for limited period

Castle Trust Bank has reduced rates across its TermTen buy-to-let range, with the new...

Gatehouse Bank cuts selected HPP and buy-to-let rental rates

Gatehouse Bank has reduced rental rates on selected Home Purchase Plan and buy-to-let products...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Gen H cuts high loan-to-value mortgage rates by up to 20bps

Gen H has reduced rates across its higher loan-to-value mortgage range, with the largest cuts targeted at borrowers with smaller deposits. The lender has announced reductions of up to 20 basis points across its 85% to 95% loan-to-value (LTV) products, with the most significant changes...

Manchester leads decade-long house price boom as London lags

Manchester has recorded the strongest house price growth of any major British city over...

Nationwide cuts rates across fixed mortgage proposition

Nationwide is cutting rates across its fixed mortgage range for first-time buyers, home movers...

Price cuts signal more competitive market for brokers

House sellers have made the biggest June price reduction in 14 years as higher...

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for...

OPINION

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England holding the base rate as expected and inflation remaining steady...

Halfway through the year, are you getting enough from every client?

The halfway point of the year is always a useful time for advisory firms...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking, identity verification and broader financial innovation, the UK homebuying process continues to rely on fragmented systems, repeated checks and duplicated...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

DISTRIBUTION

Afin Bank expands broker reach with L&C Mortgages panel appointment

Afin Bank has added L&C Mortgages to its broker panel as it looks to...

Aria Finance joins Mortgage Brain sourcing panel

Aria Finance has joined Mortgage Brain’s Sourcing Brain module as a packager. The move gives...

L&G Mortgage Club appoints key relationship manager

L&G Mortgage Club has appointed Gurpreet Chahal as key relationship manager to support broker...

Lenders expecting stability despite global uncertainty

Following the latest US tariff announcement, lenders are continuing to price and operate on...

Omni Protect appoints Caspian as referral partner

Omni Protect has appointed Caspian Insurance as its endorsed protection referral partner for firms that do not write protection business in-house. Omni Protect, Fintel's whole-of-market premium protection club proposition, said the partnership would give advisers a supported route for referring clients for protection advice. The arrangement...