Catalyst expands new business team with four senior hires

Catalyst Property Finance has strengthened its intermediary support with four senior appointments across its new business team, signalling an ambitious phase of growth for the specialist lender. It has hired Andy Reid as its new head of national accounts,...

Latest news

Penrith BS joins LMS Panel Link network

LMS has added Penrith Building Society to its Panel Link platform as the Cumbrian mutual moves to streamline its purchase and remortgage conveyancing processes. The...

Budget’s £2m property levy prompts valuation warning

High-value homeowners are being urged not to attempt artificial reductions to their property valuations after last week’s Budget introduced a new annual tax on...

2-year mortgage fixes dominate as borrowers bet on falling rates

Nearly half of mortgage customers were searching for 2-year fixed-rate deals last month as expectations of further rate cuts drove demand for shorter terms,...

UK construction suffers sharpest downturn since 2020

Britain’s construction sector has recorded its steepest fall in output for five and a half years, with November’s activity plunging to levels last seen...

Accord makes top slicing available to first-time landlords

Accord Mortgages has enhanced its top slicing criteria to accept first-time landlords subject to applicants having a minimum (single or joint) household income of £75,000 (excluding rental income). The change allows first-time landlords the flexibility to use personal income...

Chetwood Bank raises maximum exposure limit to £10 million

Chetwood Bank is raising the maximum buy-to-let exposure limit to £10 million for both its ModaMortgages and CHL Mortgages for Intermediaries brands. The digital challenger bank is doubling both lenders’ previous lending limits of £5 million to help support...

The Dudley broadens proposition with new Skilled Worker Visa range

Dudley Building Society has launched a full Skilled Worker Visa lending proposition following a successful pilot, supported by a refreshed suite of products aimed at borrowers working in the UK on Skilled Worker Visas. The expansion formalises the Society’s...

Atom Bank gains ‘Great Place to Work’ status

Atom Bank has been certified as a Great Place to Work after securing a Trust Index score of 82, marking a significant endorsement of the Durham-based lender’s workplace culture as it continues a period of rapid expansion. The accolade...

PROFILE

Gareth Lewis on leading MT Finance through a changing landscape

Gareth Lewis has spent the past seven years at MT Finance, guiding the specialist lender through periods of significant market turbulence and expansion. In a...

INDUSTRY COMMENT

The buy-to-let market continues to defy expectations

Perception and reality are often mistaken for one another. That is especially true in the buy-to-let market, where sentiment frequently diverges from what is...

Advisers are missing a clear chance to help clients with survey advice

For years, advisers have often seen surveys as something outside their core work. Some did not know enough about them. Some were unsure how...

Later life lending and the importance of a lasting power of attorney

It’s fair to say that later life lending has moved from a niche corner of the market into a more mainstream space, as older...

Q&As

BUY-TO-LET

Aspen agrees £1,125,000 bridge to complete Clapham HMO works

Aspen has completed a £1,125,000 development exit bridge to support an experienced developer in...

Digital overhaul spices up specialist lending for Paragon Bank

Paragon Banking Group has reported another year of resilient profit growth, increased shareholder returns...

Mortgage searches fall by 14.64% after Budget shake up

Twenty7tec’s latest data shows that November brought a clear pause in borrower behaviour, with...

Paragon Bank increases buy-to-let maximum loan limits

Paragon Bank has increased its maximum loan limits across its range of buy-to-let mortgages,...

Dudley launches residential, expat, buy-to-let and holiday let deals

Dudley Building Society has launched a refreshed range of 2- and 5-year fixed and...

Landlords quicken move to incorporation as tax pressures rise

Landlords are increasingly turning to limited company structures as a way to manage rising...

Public backs Mansion Tax but doubts its impact

Most homeowners support the Government’s new Mansion Tax but remain sceptical about how it...

Vernon Building Society launches expat buy-to-let deal

Vernon Building Society has launched an expat buy-to-let mortgage product to bolster its offering...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

House price growth eases but market shows resilience

UK house price growth slowed in November according to the latest Nationwide House Price Index, though modest monthly gains suggest the market remains stable despite higher borrowing costs and weakening economic sentiment. Annual price growth eased to 1.8%, down from 2.4% in October. On a...

BNPL habits risk derailing FTB mortgage hopes

Britain’s rapid uptake of Buy Now Pay Later (BNPL) services is putting a growing...

How lenders’ new freedoms are undermining client relationships

Can we expect lenders to try and tighten their grip on borrowers at their...

AMI Protection Viewpoint 2025: Reigniting the protection journey

Making protection relevant and keeping customers engaged is a vital part of the advice...

Mortgage demand softens as households shift to savings

Mortgage borrowing slowed in October as UK households retrenched and businesses sharply cut back...

OPINION

What my Gen Z daughter can teach us about engaging young buyers

Younger people are often badged with some unfair stereotypes when it comes to protection - "they're not interested", "they don't care", "they won't engage"....

Why brokers are rethinking bridging

The bridging market has continued to strengthen this year. Data from the Bridging and...

AUTUMN BUDGET: Further damage to buy-to-let investors

Yesterday’s Budget represented yet another decisive step in the dismantling of the traditional buy-to-let...

AUTUMN BUDGET: Much ado about nothing… Thank goodness

The Keystone Cops were out in force yesterday in the Commons, as exemplified by the OBR’s involuntarily (we suppose) leaking of the Budget before the Chancellor’s speech, which is a sackable, if not criminal, offence. To my memory the only other historic budgetary indiscretion was...

Brokers need more lender choice to meet real-life borrower needs

With more borrowers falling outside traditional lending criteria, brokers need a wider range of lenders than ever before to serve a growing range of...

DISTRIBUTION

Perenna partners with Primis to widen access to long-term fixes

Perenna has agreed a distribution partnership with Primis Mortgage Network, in a move designed...

Conveybuddy adds Talbots Law to its conveyancing panel

Conveyancing distributor conveybuddy has appointed Talbots Law to its panel, giving advisers access to...

Norton Home Loans added to L&G Mortgage Club lender panel

Norton Home Loans, part of the Norton Financial Services Group, has joined the lender...

Equifinance unveils new brand identity as it prepares for next phase of growth

Equifinance has introduced a full brand refresh, including a new logo, updated livery and...

Vickers Young joins Stonebridge as firm pursues long-term expansion

Mortgage and protection firm Vickers Young has joined the Stonebridge network as it accelerates its plans for sustained growth. Founded in 2012 by managing director Corby Macdonald, the Leicestershire business has grown from a sole adviser practice into a team of 12. It now plans...