HSBC UK sets out mortgage fraud prevention webinar programme

HSBC UK has announced a new series of CPD-approved mortgage fraud prevention webinars for 2026, aimed at helping mortgage intermediaries strengthen their approach to financial crime risk. The lender said the sessions will focus on practical guidance around current...

Latest news

Rising maintenance bills push landlord running costs to nearly half of rental income

New research from mortgage market specialist Pegasus Insight shows that non-HMO landlords spend around 25% of their average gross rental income on running costs,...

Landbay to host webinar on the economic outlook for 2026

Buy-to-let lender Landbay is set to host a webinar examining the economic forces expected to shape the UK property market over the year ahead. The...

The Right Mortgage sets out 2026 events programme

The Right Mortgage & Protection Network has confirmed a full calendar of in-person and online events for member firms across 2026. The programme includes a...

Iress reappoints Stephen Cowdell as senior business development manager

Iress has confirmed the return of Stephen Cowdell, who rejoins the business following three years at 360 Lifecycle. Cowdell takes up the role of senior...

Clare Jupp takes on managing director role at School Fees Company

The Brightstar Group has appointed Clare Jupp as managing director of The School Fees Company, a new specialist business focused on helping families plan and fund independent school fees without undermining longer-term financial objectives. Jupp (pictured) will take on...

Market Harborough lowers mortgage pricing and cuts SVR

The Market Harborough Building Society has reduced a range of mortgage and bridging finance rates at the start of the year, including a cut to its standard variable rate. The complex case and bridging finance specialist has lowered its...

The Suffolk expands expat lending with self-build option and new LTVs

Suffolk Building Society has launched a new expat self-build proposition while also strengthening its wider expat and foreign national mortgage criteria. The mutual has combined its experience in expat lending and self-build finance to support borrowers living overseas who...

Aspen cuts rates by 60bps across its specialist lending range

Aspen has begun 2026 with a series of rate reductions across its entire product range, lowering pricing by 60bps on all facilities. The specialist lender has published its new 2026 rate card, which includes heavy refurbishment pricing from 0.74%...

PROFILE

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

INDUSTRY COMMENT

From one-off deal to lifetime client: why protection reviews keep you connected

When I first started out in the mortgage industry, I used to think the relationship naturally tapered off once a customer completed on their...

2026 forecasts: why advice will matter even more this year

As we move into 2026, mortgage rules are changing and the aim is clear to make it easier for borrowers to speak to lenders,...

Limited company buy-to-let moves centre stage

The 2025 Budget will be remembered for many things, but the slip-up that ironically saw the Office for Budget Responsibility figures released minutes before...

Q&As

BUY-TO-LET

HTB completes £4.49m advance to support South Wales portfolio share purchase

Hampshire Trust Bank has completed a £4.49m advance to support the acquisition of two...

LendInvest rolls out incentivised buy-to-let range

LendInvest Mortgages has begun 2026 by launching a new set of incentivised buy-to-let products...

Rental prices hold steady as supply edges higher, Propertymark finds

Average rents agreed across the UK remained broadly flat in 2025, despite a rise...

Two-thirds of landlords plan to expand portfolios

Two-thirds of landlords are planning some form of growth activity in the year ahead...

Improving mortgage choice and lower rates ease affordability pressures for homebuyers

Homebuyers entering the market this Christmas are benefiting from improved mortgage choice and lower...

Cynergy Bank completes first residential mortgage-backed securitisation

Cynergy Bank has completed its debut securitisation transaction, securing capital relief as it continues...

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine...

Paragon introduces Bank Base Rate tracker buy-to-let range

Paragon Bank has launched a new buy-to-let tracker mortgage range linked to the Bank...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

First-time buyer numbers set to reach second-highest level in a decade

The number of people buying their first home is expected to rise sharply this year, according to new analysis from Yorkshire Building Society. The mutual forecasts 390,324 first-time buyer mortgage transactions in 2025, up 18% on 2024 and close to the post-Covid peak of 2022,...

The Leeds trims mortgage rates for new year

Leeds Building Society has cut mortgage rates by up to 0.26% across a wide...

2026 forecasts: More pessimism or will the housing market strengthen?

Throughout 2025 many in the housing industry, both lenders and builders cast serious doubt...

Westminster and London dominate list of most expensive areas for first-time buyers

A new study has identified where first-time buyers paid the highest prices for their...

Fixed rates dominate as first-time buyers drive activity in 2025

The UK mortgage market in 2025 was shaped by falling rates towards year-end, a...

OPINION

2026 forecasts: why mortgage tech choices will matter more than ever in 2026

Firstly, while technology is becoming an increasingly imposing presence across the mortgage market, this is not a landscape which is changing beyond recognition. Advice will...

2026 forecasts: technology and surveying

As the market moves towards 2026, the main challenge facing surveying is not access...

London house price worries? Keep Calm and Carry On

After months of febrile speculation and doom-laden predictions ahead of the autumn Budget, featuring...

The questions I was asked most this year

Why did you join Teachers Building Society? It’s no secret that prior to joining Teachers Building society my career in banking had very much been about that – banks. I’ve worked for some big names both here in the UK and internationally but I’d never...

2026 forecasts: St. James’s Place

Four senior figures at St. James’s Place outline themes, opportunities and concerns for 2026. JUSTIN ONUEKWUSI, CHIEF INVESTMENT OFFICER Artificial intelligence is likely to remain a...

DISTRIBUTION

Big restructure at Afin Bank as leaders head for pastures new

Afin Bank is restructuring its senior management team after key players James Briggs and...

Connect adds BuildLoan to panel to boost self-build and renovation support

Connect for Intermediaries has added specialist distributor BuildLoan to its lender panel, expanding adviser...

The Right Mortgage & Protection Network reports strong Q3 performance

The Right Mortgage & Protection Network has reported another quarter of growth, pointing to...

The Cumberland joins L&G’s Ignite platform to widen broker access

L&G’s Ignite platform has added Cumberland Building Society as a lender partner, expanding broker...

MIMHC launches programme to train over 100 Mental Health First Aiders

The Mortgage Industry Mental Health Charter (MIMHC) Foundation has announced its most ambitious programme yet, committing to train over 100 accredited Mental Health First Aiders (MHFA) across the mortgage industry during 2026. The fully funded, two-day MHFA training sessions will run regionally from February 2026,...