Mortgage firms identify fewer vulnerable customers than FCA benchmark

Mortgage firms using MorganAsh’s digital vulnerability management platform report lower levels of customer vulnerability than the FCA’s wider benchmark, according to new data from the company. Data from the MorganAsh Resilience System, known as MARS, found that 36% of...

Latest news

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

OneDome launches TV campaign to promote joined-up homebuying

OneDome has launched its first major national TV campaign as it seeks to challenge the fragmented way homes are bought in the UK. The UK...

The Swansea’s chief exec marks 25 years with charity pledge

Swansea Building Society is to launch a £25,000 charitable fund across Wales to mark Alun Williams' 25 years as chief executive. Williams (pictured), who is...

Property data sandbox points to wider use of trusted information sharing

A government-backed sandbox has demonstrated how property data can be accessed, verified and shared securely across the homebuying process. The Smart Property Data Trust Framework...

MIMHC partners with Claritee to support workplace wellbeing

The Mortgage Industry Mental Health Charter has formed a strategic partnership with Claritee Group to strengthen mental health and wellbeing support across the mortgage sector. The collaboration will combine the Mortgage Industry Mental Health Charter's industry reach with Claritee's...

DPT reports rise in light-touch monitoring for smaller refurb projects

DPT Monitoring Surveyors has reported a rise of more than 50% in lender use of its Light Touch Visit + Reports service over the past year. The service is aimed primarily at refurbishment and light development projects up to...

Finova appoints three directors for Manchester technology hub

Finova has appointed three senior technology directors to its Manchester hub as the software provider continues to build out its engineering and product capability. The company, which provides cloud-based mortgage, savings and lending software, said recruitment for the Manchester...

Afin Bank promotes Rob Lankey to chief commercial officer

Afin Bank has promoted Rob Lankey to chief commercial officer, with responsibility for the specialist lender's lending strategy and sales team. Lankey (pictured) joined Afin as director of credit during its launch phase last year, before becoming national sales...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

Industry needs to move from hoarding data to using it to make decisions

Mortgage lenders have spent the last few years plugging into every available external source, from Automated Valuation Models (AVMs) to payroll verification. We have built...

Remortgaging BTL in 2026: acting early on landlord refinancing

The buy-to-let market has rarely stood still in recent years, but 2026 has already delivered more twists and turns than any of us could...

Mental health and the evolving role of mortgage advisers

Money worries rarely stay just about money. They affect sleep, confidence, relationships, and mental wellbeing - and for many people across the UK, mortgage...

Beyond the walk: Mortgage leaders talk mental health – part 16

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Why complex-income borrowers need more adviser support

The UK mortgage market has become more complex for borrowers, lenders and advisers alike. Higher rates, tighter affordability pressures and more varied working patterns...

As leadership battle brews, could later life lending emerge as a defining policy issue?

The runners and riders are anticipating a leadership challenge to unseat Labour’s first Prime Minister in 20 years. Few could have imagined such a...

Q&As

BUY-TO-LET

Paragon cuts further advance rates and lowers minimum loan to £2,000

Paragon Bank has reduced rates and simplified the application process for buy-to-let further advances,...

The Cambridge adds 80% LTV limited company holiday let deal

The Cambridge Building Society has launched a limited company buy-to-let holiday let mortgage at...

CHL Mortgages appoints London and South East BDM

CHL Mortgages has appointed Jenna Macey as business development manager for London and the...

Landlords focus on portfolio performance despite wider economic concerns

Buy-to-let landlords are continuing to make measured decisions about their portfolios despite remaining pessimistic...

Rely completes buy-to-let remortgage in five days

Specialist buy-to-let lender Rely has completed a remortgage in five days, from application in...

Buckinghamshire BS raises BTL loan limits and launches new fixed-rate SPV products

Buckinghamshire Building Society has increased maximum loan sizes across its buy-to-let and holiday let...

Beyond the walk: Mortgage leaders talk mental health – part 18

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

LHV Bank completes £22m buy-to-let portfolio deals

LHV Bank has completed two specialist buy-to-let transactions totalling about £22 million to support...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Santander cuts rates across higher LTV fixed and tracker mortgages

Santander has reduced rates across a range of first-time buyer, home mover and remortgage products by up to 0.27%. The changes, which take effect from Friday 20 May, apply to selected fixed-rate and tracker products, with a focus on higher loan-to-value lending. The bank said the...

UK house price growth stalls as rents continue rising

UK house price growth stalled in March as higher mortgage rates and affordability pressures...

Scottish house prices outperform UK market

Scottish house prices continued to outperform the wider UK market in March despite signs...

East Ayrshire named most affordable area for first-time buyers

East Ayrshire has been named the most affordable location in the UK for first-time...

Landlords buying from landlords as BTL purchases hit 10-year high

Landlord purchases have climbed to their highest level in a decade although the latest...

OPINION

Economic abuse: The warning signs every adviser should recognise

Taking out a joint mortgage is one of the most common ways for people to get onto the property ladder. For many, combining earning...

Beyond the walk: Mortgage leaders talk mental health – part 15

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

Why partnerships are key for unlocking advice niches

What’s your USP? It’s a vital question for all businesses to consider, but particularly...

Is landlord liquidity at risk of becoming too overlooked?

Among the many heated debates swirling around the buy-to-let market at present - and there are many - one that gets relatively little attention is liquidity and its importance to landlords. Other topics tend to dominate conversations at the events I attend - affordability constraints,...

Making children’s cover part of the mortgage conversation

Seeing a child unwell can often change how we feel, especially if you are a parent. Even when it’s a common childhood illness, such...

DISTRIBUTION

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand...

Canal trek triumph as Berry and Morely win gold

Jason Berry and Charlie Morely finished their epic 141-mile trek up the Grand Union...

Shepherds Friendly inks Primis distribution deal

Shepherds Friendly has agreed a distribution partnership with Primis Mortgage Network for its income...

The Right Mortgage adds TAB to lender panel

The Right Mortgage & Protection Network has added specialist property finance lender TAB to...

Beyond the walk: Mortgage leaders talk mental health – part 14

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk & Talk challenge in London on Sunday and reaches its climax at HSBC's Birmingham head office later today. There are some 72 participants from across the mortgage sector taking part. The six-day...