Landbay enhances PT offering with additional borrowing and overpayment flexibility

Landbay has expanded its buy-to-let product transfer (PT) offering with the addition of both overpayment and additional borrowing options. The enhancements mean that landlords can now access further funds as part of the PT process, allowing them to raise...

Latest news

Aviva joins CIExpert’s Insight Zone

Aviva has become the latest insurer to join CIExpert’s Income Protection Insight Zone. With this addition, CIExpert subscribers now have access to Aviva’s personal income...

Brokers report highest satisfaction with lenders since 2020

Brokers have awarded mortgage lenders their highest satisfaction scores in over four years, according to the latest findings from Smart Money People’s H1 2025...

Mortimer Street Capital appoints managing director of debt advisory

Mortimer Street Capital has appointed Justin Trowse as its new managing director of debt advisory. The London-based advisory business focuses on structured and complex real estate transactions and Trowse brings to it more than 15 years of industry experience...

HTB opens new Leeds office to bolster northern development finance reach

Hampshire Trust Bank (HTB) has opened a new development finance office in Leeds, supporting SME property developers across the North of England and expanding its regional presence. The new base at No. 1 Aire Street will serve as the...

The Buckinghamshire raises LTV for Skilled Worker visa borrowers

Buckinghamshire Building Society has extended its mortgage offering for foreign nationals with the launch of a new two-year fixed-rate product aimed specifically at applicants on a Skilled Worker visa. The mutual has increased its maximum loan-to-value for this borrower...

OPDA selected as Smart Data Challenge finalist to prototype future of home buying and selling

The Open Property Data Association (OPDA) has been named one of 10 finalists in the Department for Business & Trade’s Smart Data Challenge, with its proposal aiming to reshape the home buying and selling process through smarter use...

Young adults lead renewed interest in buy-to-let, new survey reveals

A third of UK adults still aspire to own a buy-to-let property despite widespread...

Beagle Street continues intermediary push with BDM hire

The OneFamily Group has appointed Hanna McKallip as business development manager for its Beagle...

Acre adds RMAR automation to ease regulatory burden on advisers

Acre has introduced automated Retail Mediation Activities Return (RMAR) reporting to its CRM system...

The Suffolk eases lending rules for foreign nationals, expats and downsizers

Suffolk Building Society has announced a relaxation of its lending criteria for three key...

Hilco provides £8.25m loan on Manchester property let to council

Hilco Real Estate Finance has completed an £8.25m bridging facility secured against a former...

Shepherds Friendly expands intermediary reach with Simplybiz deal

Shepherds Friendly has struck a new distribution deal with Simplybiz as part of its...

Royal London appoints ‘take to market lead’

Royal London has announced the appointment of Setul Mehta to the role of 'take...

Millions risk retirement finance shortfall due to life expectancy misjudgement

A growing mismatch between public expectations and actuarial reality on life expectancy could leave...

Industry leaders urged to take sleep seriously as Carers Week highlights wellbeing risks

As National Carers Week begins, financial services professionals are being reminded to take their...

Norton Broker Services appoints Vincent Ricks as telephone BDM

Norton Broker Services has expanded its intermediary support team with the appointment of Vincent...

The Skipton launches retrofit blueprint to accelerate net zero transition

Skipton Building Society has unveiled 'The Big Retrofit', a landmark project designed to demonstrate...

UnderwriteMe announces leadership reshuffle to drive expansion

UnderwriteMe has announced a series of senior leadership changes as the life insurance technology...

MORTGAGE MINGLE PODCAST

INDUSTRY COMMENT

Richard Pike: our reporter-at-large at Barcelona APS conference

The Global Asset Backed Securities (ABS) conference starts today at the International Convention Centre, Barcelona. Now in its 29th year, it brings together a worldwide...

Planning your exit: why retirement conversations can’t wait

The prospect of retirement can feel very distant for many advisers. With the ongoing demands of clients, regulatory responsibilities and day-to-day pressures of running...

Imposter syndrome & anxiety: how nutrition and lifestyle can help

Have you ever felt like a fraud, despite your achievements? Like you don’t truly deserve your success, and at any moment, someone will find...

Q&As

POLL

BUY-TO-LET

Afin Bank partners with Pure Panel Management to support underserved borrowers

Afin Bank, the newly licensed digital bank focused on the UK’s underserved diaspora communities,...

Govt declines to publish Renters’ Rights Bill court impact assessment

The government has refused to release a key internal assessment of the Renters’ Rights...

Chetwood Bank merges sales teams for ModaMortgages and CHL Mortgages for Intermediaries

Chetwood Bank has merged the sales operations of its two intermediary-facing brands, ModaMortgages and...

Lendco products now live on Mortgage Brain platforms

Specialist buy-to-let lender Lendco has joined Mortgage Brain’s Sourcing Brain and Criteria Brain platforms. The...

The Mansfield widens expat BTL scope to include EU residents

Mansfield Building Society has extended its buy-to-let offering for expatriates to include applicants currently...

Pepper Money introduces HMO mortgage range

Specialist lender Pepper Money has unveiled a new mortgage product for houses in multiple...

Clydesdale Bank relaxes buy-to-let affordability criteria

Clydesdale Bank has made a series of changes to its buy-to-let affordability assessment, allowing...

Paragon sees 25% rise in BTL lending as loan book strengthens

Paragon Bank has reported a 25% increase in new buy-to-let lending for the first...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

The Darlington unveils 95% LTV Rate Reducer for non-London new-build

Darlington Building Society has launched a suite of five-year fixed-rate mortgages offering up to 95% loan-to-value (LTV) for purchasers of new-build properties, under the Own New Rate Reducer scheme. The new products, available from today, are aimed at a broad range of borrowers, including first-time...

Skipton tweaks affordability criteria and renews call for BoE to lift LTI cap

Skipton Group has renewed its call for reform of the Bank of England’s mortgage...

Mutuals striving to support FTBs amid affordability concerns

Building societies continue to play a pivotal role in supporting first-time buyers with small...

Gen H reopens broker panel to and will now welcome all DA and AR brokers

Fintech mortgage lender Gen H is reopening its broker panel to new registrations, extending...

Nationwide returns £2.8 billion to members with record mortgage lending and deposits

Nationwide returned a record £2.8 billion in value to its members, driven by a...

OPINION

Growth Guarantee Scheme offers crucial support to business borrowers

Following the first anniversary of the Growth Guarantee Scheme (GGS), it’s worth reflecting both on what a useful tool it can be in the...

How a great BDM unlocks the value of conveyancing advice

There was a time in the mortgage market when the value of a business...

FCA wants to streamline mortgage rules, but advice still matters more than ever

The Financial Conduct Authority wants to simplify the rules around mortgages. In principle, that...

Seven things mortgage lenders can do to help landlords

As a mortgage broker, I receive countless emails from buy-to-let mortgage lenders boasting about their latest products and criteria. However, many of these offerings merely skim the surface and fail to genuinely support landlords, who are vital to the housing market. I really don’t...

Are you considering all product options for your customers?

Despite the ups and downs of the world’s money markets, today the UK Mortgage market seems to have remained relatively calm. Swap rates continue...

DISTRIBUTION

Envelop names chief commercial officer to drive growth strategy

Specialist finance packager Envelop has appointed Adrian Wickham as chief commercial officer. Wickham (pictured) brings...

The Right Mortgage on the road with June ‘Opportunity Knocks’ tour

The Right Mortgage & Protection Network, together with The Right DA Club, has launched...

L&G Mortgage Club marks 30 years with £1tn in completions

Legal & General’s Mortgage Club is marking three decades in the industry with a...

We Are Mortgages extends partnership with Stonebridge

Brokerage firm We Are Mortgages has renewed its long-standing partnership with Stonebridge, the national...

Norton Home Loans partners with Habito to extend first charge distribution

Norton Home Loans has joined forces with digital mortgage broker Habito to expand its distribution footprint across both digital and traditional broker channels. Under the agreement, Norton’s first charge mortgage products will now be available through the Habito platform, initially via a select group of...
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