Mortgage brokers remain central to borrower confidence despite market uncertainty

Mortgage brokers continue to play a pivotal role in helping borrowers navigate the housing market, with new research from Santander suggesting their importance has remained consistently high despite ongoing economic uncertainty. The lender’s latest Broker Perception Barometer, based on...

Latest news

Primis adds Uinsure sole-tie option to simplify general insurance process

Primis Mortgage Network has introduced a sole-tie option with Uinsure, giving adviser firms an additional route to deliver general insurance through a single provider...

HSBC to continue broker fraud prevention webinars in Q3

HSBC UK is extending its programme of fraud prevention webinars for mortgage intermediaries after a series of sessions held during the second quarter. The lender...

Beverley BS reports rising demand for RIO mortgages

Beverley Building Society has reported a significant increase in demand for its Retirement Interest Only (RIO) mortgage as more borrowers seek flexible lending options...

MorganAsh urges firms to improve Consumer Duty reporting ahead of FCA deadline

MorganAsh has warned financial services firms they need to strengthen how they evidence outcomes for vulnerable customers as scrutiny of Consumer Duty reporting increases...

Twenty7tec deepens FinCalc integration within ADVICE platform

Twenty7tec has expanded the integration between its ADVICE platform and FinCalc, allowing advisers to move directly from client records in ADVICE to the corresponding data held within FinCalc. The technology provider said the enhancement is designed to help wealth...

Cambridge BS backs homelessness charity with £10,000 grant

The Cambridge Building Society has strengthened its partnership with homelessness charity Jimmy’s Cambridge by providing a £10,000 grant to fund a dedicated support worker. The funding will support people moving from temporary accommodation into more stable housing, with the...

Hodge widens foreign national mortgage criteria with 95% LTV lending

Hodge Bank has expanded its foreign national mortgage criteria, increasing maximum loan-to-value limits and easing residency requirements as it looks to support a broader range of borrowers entering the UK housing market. The specialist lender has increased the maximum...

Landlords release more equity to fund buy-to-let improvements, says Paragon

Landlords significantly increased remortgaging activity to fund improvements to their buy-to-let properties during 2025, with equity withdrawn for refurbishment work rising by 60% year-on-year, according to analysis by Paragon Bank. The lender's analysis of industry data found that landlords...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

Halfway through the year, are you getting enough from every client?

The halfway point of the year is always a useful time for advisory firms to take stock, not least because it is often far...

Q&As

BUY-TO-LET

Gatehouse Bank cuts selected HPP and buy-to-let rental rates

Gatehouse Bank has reduced rental rates on selected Home Purchase Plan and buy-to-let products...

Coventry BS cuts selection of residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

LendInvest bolsters residential and BTL broker support with Glasgow team expansion

LendInvest has expanded its commercial support team with a particular focus on helping brokers...

Foundation refreshes buy-to-let range with new products and rate cuts

Foundation has refreshed its buy-to-let mortgage range with new products and rate reductions across...

Cooling rents could ease affordability pressures for first-time buyers

Slower rental growth and improving affordability across much of the UK could provide some...

ABS 2026 review: Global and UK issues cool the market

It’s that time of the year again when the world of wholesale funding descends...

Paragon launches tailored buy-to-let service for complex cases

Paragon Bank has launched a Tailored service to support buy-to-let mortgage applications that fall...

Castle Trust Bank adds AVMs to buy-to-let applications

Castle Trust Bank has introduced automated valuation models on eligible buy-to-let cases as part...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Price cuts signal more competitive market for brokers

House sellers have made the biggest June price reduction in 14 years as higher stock levels and cautious buyer sentiment continue to reshape the housing market, according to the latest Rightmove House Price Index. The average asking price of a newly listed property fell by...

Buyer demand stabilises but mortgage market remains cautious

The UK housing market may be showing early signs of stabilisation but mortgage brokers...

Affordable hotspots drive first-time buyer price growth

Some of Britain's most affordable housing markets are seeing the strongest first-time buyer demand,...

MPs call for stamp duty reform to help first-time buyers

A cross-party group of MPs has called for a major review of stamp duty...

FCA looks to widen mortgage access with proposed lending reforms

First-time buyers, older borrowers and the self-employed could benefit from a more flexible approach...

OPINION

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now....

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over the last few weeks, expanding in some cases with new innovation. The question now is whether we’re going to see...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

DISTRIBUTION

Lenders expecting stability despite global uncertainty

Following the latest US tariff announcement, lenders are continuing to price and operate on...

Omni Protect appoints Caspian as referral partner

Omni Protect has appointed Caspian Insurance as its endorsed protection referral partner for firms...

Aria Finance joins Mortgage Brain sourcing panel

Aria Finance has joined Mortgage Brain’s Sourcing Brain module as a packager. The move gives...

OneDome named among Europe’s fastest-growing fintech firms

OneDome has been named one of the fastest-growing fintech companies in Europe, the Middle...

The Right Mortgage sets out June roadshow programme

The Right Mortgage has announced details of a series of member roadshows taking place across the UK in June. The events will be open to firms that are part of The Right Mortgage & Protection Network and The Right DA Club. Each roadshow will be held...