Southern house prices slip as tax fears hit demand

House prices have fallen year-on-year across southern England for the first time in 18 months as pre-Budget speculation over new property taxes dragged down buyer demand, according to Zoopla’s latest House Price Index. Rumours of additional taxes on homes...

Latest news

Nearly half of lenders admit servicing teams are unprepared for rising borrower pressures

Lenders’ own servicing teams are not ready to support borrowers as economic conditions worsen, according to new findings unveiled at the inaugural Future of...

Just Mortgages appoints Joe Cavalier to lead estate agency division

Just Mortgages has expanded its estate agency division with the appointment of Joe Cavalier as divisional sales director. Cavalier (pictured), who has more than 17...

Majority of brokers critical of “turbulent” run-up to 2025 Budget, lender claims

The run-up to the 2025 Budget was described as “chaos” by most brokers surveyed by Black & White Bridging. Black & White asked brokers whether...

Later life borrowing rises as older buyers turn to mortgages in greater numbers

UK Finance’s latest later life mortgage lending update for Q3 2025 suggests that borrowing among older customers is continuing to expand, with increases across...

Specialist Hub and Scroll Finance launch new buy-to-let second charge at lowest market price

Specialist Hub has partnered with Scroll Finance to launch what they describe as the UK’s lowest-priced buy-to-let second charge product, targeting growing demand from landlords seeking competitive funding options. Specialist Hub said the new semi-exclusive product is the result...

OBR forecasts stamp duty burden to almost double by early 2030s

Stamp duty receipts on homes bought in England and Northern Ireland are projected to reach £11.5 billion in the current tax year, according to new forecasts from the Office for Budget Responsibility (OBR). The OBR expects the total to...

VAS launches Christmas charity drive to support Teesside families

Middlesbrough-based valuation panel VAS has launched its 2025 Christmas Charity Campaign, continuing a now-established seasonal effort to support families and individuals across Teesside. The initiative has become a fixture in the company’s calendar, bringing staff together to raise support...

Misconceptions blamed for low income protection take-up among UK workers

Shepherds Friendly has warned that misconceptions about income protection may be a central reason why so few full-time workers hold cover, even though most are aware that the product exists. A survey of two thousand adults carried out for...

PROFILE

Gareth Lewis on leading MT Finance through a changing landscape

Gareth Lewis has spent the past seven years at MT Finance, guiding the specialist lender through periods of significant market turbulence and expansion. In a...

INDUSTRY COMMENT

AUTUMN BUDGET: Further damage to buy-to-let investors

Yesterday’s Budget represented yet another decisive step in the dismantling of the traditional buy-to-let sector. The Government has chosen to tighten the tax screw on...

AUTUMN BUDGET: Much ado about nothing… Thank goodness

The Keystone Cops were out in force yesterday in the Commons, as exemplified by the OBR’s involuntarily (we suppose) leaking of the Budget before...

Brokers need more lender choice to meet real-life borrower needs

With more borrowers falling outside traditional lending criteria, brokers need a wider range of lenders than ever before to serve a growing range of...

Q&As

BUY-TO-LET

Word On The Street secures £5.6m GB Bank buy-to-let refinance

Word On The Street has arranged a £5.6m buy-to-let refinance with GB Bank for...

Accord Mortgage cuts buy-to-let rates

Accord Mortgages is reducing rates on its buy-to range this week by up to...

Older renters face rising retirement costs, warns Suffolk Building Society

Suffolk Building Society has highlighted the mounting financial pressure on older renters, warning that...

The Furness broadens proposition with new holiday let and high LTV options

Furness Building Society has updated its holiday let range and introduced new products at...

Equity withdrawal for portfolio expansion reaches highest level since records began

Landlords remortgaging in the first half of the year withdrew £1.94 billion in equity...

Semi-commercial and HMO assets see rising demand among professional landlords

Shawbrook has reported a marked rise in interest in semi-commercial property from professional landlords,...

The Darlington unveils limited company buy-to-let offering

Darlington Building Society has entered the limited company buy-to-let market with two new fixed...

A changing landlord market that still offers solid long-term value

Landlords have faced a tough set of challenges over the past decade. Higher taxes,...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

AUTUMN BUDGET: Ch-ch-ch-ch-changes… NOT

After the delay of the Budget to 26 November and all the leaks, there was an expectation of significant change. However, it appears to be quite the opposite; any substantial measures are not due to take effect until 2028 and 2029, with very little to...

Aldermore calls for stamp duty holiday and revival of Help to Build

Aldermore has called for an 18-month Stamp Duty holiday for buyers of new homes...

Afin Bank raises LTV to 95% and cuts rates across Prime and Professional ranges

Afin Bank has increased the maximum loan to value on its Prime and Professional...

Past 6 to 7: the story behind our new lending limits

6,7, the viral ‘slang’ term accompanied by a two-handed palm up gesture being used...

Developers urge Chancellor to plug ‘gaping hole’ in FTB support

Housebuilders have called on the Chancellor to use Wednesday’s Budget to revive support for...

OPINION

AUTUMN BUDGET: Still ducking the housing question

The Chancellor set out to fix an economy that is not working well enough for working people, talking about high bills, squeezed living standards...

NO FILTER: MAB’s relentless founder on risk, resilience and reinvention

Peter Brodnicki, co-founder and long-serving chief executive of Mortgage Advice Bureau (MAB), has spent...

Council Tax revaluation plan risks unsettling market

Revaluing properties in the top three council tax bands could prove costly and disruptive....

AMI Protection Viewpoint 2025: Turning challenges into opportunities

Delivering better outcomes and protecting more customers is all in a day’s work for protection advisers. But in today’s fast-paced, constantly evolving environment, navigating these challenges can feel increasingly demanding. The release of the latest AMI Protection Viewpoint 2025 offers a timely snapshot into how...

Private credit poses challenges and opportunities for UK CROs

The global financial crash of 2008 revealed the dangers of financial contagion. What began as a collapse in the United States sub-prime mortgage market...

DISTRIBUTION

UTB and Brightstar deliver £200k second-charge refurb loan to keep home extension on track

United Trust Bank (UTB) and Brightstar Financial have completed a £200,000 regulated second-charge light...

AFIG launches nationwide Broker Club for specialist finance brokers

AFIG Ltd has launched the Broker Club, a new initiative designed to reshape the...

Right Mortgage Network launches Business Leaders Risk Forum

The Right Mortgage & Protection Network has announced its first Business Leaders Risk Forum,...

Norton Home Loans joins MAB lender panel to support complex borrowing needs

Norton Home Loans has joined the Mortgage Advice Bureau lender panel, giving advisers across...

OneDome expands reach with acquisition of Mortgage Intelligence

OneDome, the housing and fintech business, has acquired Mortgage Intelligence Limited, Life and Easy Limited, and Mortgage Next Network Limited from Connells Group, marking a substantial expansion of its intermediary footprint across the UK. The deal brings more than 550 brokers into the enlarged group,...