BDLA backs FCA review of regulated bridging loan term limits

The Bridging and Development Lenders Association (BDLA) has welcomed a move by the Financial Conduct Authority to review the 12-month term limit applied to regulated bridging loans. The support follows the publication of the FCA’s Mortgage Rule Review Feedback...

Latest news

The Vernon boosts affordability support with JBSP launch

Vernon Building Society has launched a new Joint Borrower Sole Proprietor mortgage range aimed at buyers who need additional income support to access home...

Connect adds BuildLoan to panel to boost self-build and renovation support

Connect for Intermediaries has added specialist distributor BuildLoan to its lender panel, expanding adviser access to tailored finance solutions for self-build and complex renovation...

The Family’s members back brownfield development to ease housing pressures

Members of the Family Building Society are calling on the government to make greater use of brownfield land and underused commercial property to help...

Barclays lowers rates again as three-year fixes see sharpest cuts

Barclays has announced further reductions across its mortgage range, with three-year fixed rates seeing cuts of up to 0.29%, effective from Tuesday 16 December. The...

The Furness appoints John Worth as non-executive director

Furness Building Society has appointed John Worth to its board, strengthening governance as the mutual looks to support long-term growth. The Barrow-in-Furness based society said Worth (pictured) will join its board in January, bringing more than 40 years’ experience...

Rental supply rises year on year despite tax and regulatory pressures

Rental supply across England has increased by more than 15% over the past year, despite ongoing uncertainty for landlords around regulation and taxation, according to new research from Dwelly. The study examined available rental listings across every county in...

LendInvest secures £175m development finance backing from HSBC and AB CarVal

LendInvest Mortgages has announced a new development finance funding structure supported by HSBC and AB CarVal, designed to scale its proposition in the small and mid-sized residential development market. The partnership launches with £175 million of senior capital committed...

SM Advice offers free social media support for advisers lagging behind online

SM Advice has launched a three-month free social media management service for advice firms with no online presence, following research showing more than half of advisers do not use social platforms to discuss protection. The move follows the latest...

PROFILE

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

INDUSTRY COMMENT

What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house...

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

The buy-to-let market continues to defy expectations

Perception and reality are often mistaken for one another. That is especially true in the buy-to-let market, where sentiment frequently diverges from what is...

Q&As

BUY-TO-LET

HTB finalises £6m refinance on complex London portfolio

Hampshire Trust Bank (HTB) has completed a £6 million refinance for an experienced landlord...

Budget uncertainty deepened November slowdown in housing market

The latest RICS UK Residential Market Survey shows that the Autumn Budget did little...

West One strengthens mortgage division with trio of senior hires

West One Loans has expanded its mortgage division with three appointments as the lender...

Paragon widens streamlined process to HMOs and multi-unit blocks

Paragon Bank has expanded its streamlined buy-to-let mortgage application process to cover houses in...

ColCap UK passes major buy-to-let milestone as lending platform expands

ColCap Financial UK, the parent company of specialist lender Molo, has passed £1 billion...

Zoopla: Rental demand slips as buyers return

Zoopla’s latest Rental Market Report shows the rental sector entering a new phase of...

Investec trims rates as high-net-worth borrowers regain confidence

Investec Bank has cut pricing on fixed and tracker products for both residential and...

Quantum Mortgages cuts rates and expands larger loans criteria

Quantum Mortgages has introduced a series of rate reductions and criteria enhancements across its...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

The Cambridge raises stress limits to widen borrowing capacity

The Cambridge Building Society has moved to strengthen support for residential borrowers by increasing its affordability stress limits, a change it says will allow some customers to borrow as much as £33,000 more than before. The adjustments apply across its full residential mortgage range, offering...

Precise widens access to high LTV lending with new build focus

Precise has announced a series of changes to its residential range as the specialist...

Gen H reduces high LTV rates to bolster first-time buyer activity

Gen H has introduced a series of rate changes across its mortgage range, with...

Early winter slowdown as lender criteria changes hit 2025 high

Knowledge Bank’s November data reveals a quieter month for broker searches set against a...

Zoopla forecasts stronger start to 2026 as market steadies after Budget jitters

The UK housing market is set to enter 2026 with renewed momentum after months...

OPINION

Advisers are missing a clear chance to help clients with survey advice

For years, advisers have often seen surveys as something outside their core work. Some did not know enough about them. Some were unsure how...

Later life lending and the importance of a lasting power of attorney

It’s fair to say that later life lending has moved from a niche corner...

What my Gen Z daughter can teach us about engaging young buyers

Younger people are often badged with some unfair stereotypes when it comes to protection...

How lenders’ new freedoms are undermining client relationships

Can we expect lenders to try and tighten their grip on borrowers at their advisers’ expense in 2026? Many advisers will have seen signs of this shift, but the pace is now hard to ignore. With all banks/lenders having their own apps, what does this...

Why brokers are rethinking bridging

The bridging market has continued to strengthen this year. Data from the Bridging and Development Lenders Association shows loan books at record levels, reinforcing...

DISTRIBUTION

MIMHC launches programme to train over 100 Mental Health First Aiders

The Mortgage Industry Mental Health Charter (MIMHC) Foundation has announced its most ambitious programme...

Chetwood Bank raises maximum exposure limit to £10 million

Chetwood Bank is raising the maximum buy-to-let exposure limit to £10 million for both...

The Cumberland joins L&G’s Ignite platform to widen broker access

L&G’s Ignite platform has added Cumberland Building Society as a lender partner, expanding broker...

Norton Home Loans added to L&G Mortgage Club lender panel

Norton Home Loans, part of the Norton Financial Services Group, has joined the lender...

Perenna partners with Primis to widen access to long-term fixes

Perenna has agreed a distribution partnership with Primis Mortgage Network, in a move designed to expand broker access to the lender’s growing range of longer-term fixed rate mortgages. Primis, one of the UK’s largest appointed representative networks with over 1,000 firms and 2,000 advisers, will...