Paragon unveils limited edition 75% LTV buy-to-let offering

Paragon Bank has introduced a new range of limited edition buy-to-let mortgages at 75% loan-to-value, with two-year fixed rates starting from 3.29%. The specialist lender’s new products include a 3.29% rate for single self-contained properties with an EPC rating...

Latest news

Simplify wins Best Digital Transformation at UK Customer Experience Awards

Simplify has been named Best Digital Transformation winner at the UK Customer Experience Awards, beating major brands including Coca-Cola, British Gas and Octopus Energy. The...

The Dudley bolsters intermediary team with new hire

Dudley Building Society has expanded its intermediary support team with the appointment of Adam Holmes as telephone business development manager. Holmes (pictured) joins from Paradigm...

HTB supports overseas landlord with £1.2m semi-commercial loan

Hampshire Trust Bank (HTB) has completed a £1.2 million semi-commercial facility for an Australian investor, underlining continued interest from overseas landlords entering the UK property market. The borrower, an experienced landlord in Australia, purchased a London property comprising six...

LendInvest cuts buy-to-let rates and lifts loan limits on larger HMOs

LendInvest Mortgages has announced rate reductions across parts of its buy-to-let range alongside an increase in maximum loan sizes for larger HMO and multi-unit borrowers. The specialist lender said all two-year fixed term loans will fall by 10 basis...

SMEs say government support measures fail to address rising costs

Small and medium-sized businesses across the UK have warned that government initiatives intended to help them survive and grow are failing to meet the challenges they face, according to new research from independent funder Bibby Financial Services. The firm’s...

Roland McCormack on driving transformation in the mortgage market

The Teams window flickers into life and then Roland McCormack appears in the bottom left-hand corner of my screen, squinting slightly as he tells me he’s still getting use to his new laptop. In the top right is the...

PROFILE

Mark Bogard on policy, politics and the future of advice

When Mark Bogard, Chief Executive of Family Building Society, talks about Britain’s housing policy, he is unsparing in his assessment: short-termism, revolving-door ministers and...

INDUSTRY COMMENT

Advisers must ensure later life lending is part of their toolkit

Older borrowers are increasingly tapping into mortgage finance. The latest UK Finance data shows that lending to older borrowers continues to rise, with the...

Bring back MIRAS for first-time buyers?

No, this isn’t some form of nostalgia like bringing back Opal Fruits or Marathon bars (which may well have disappeared around the same time)...

What the 2025 Party Conferences told us about property

Key housing and property policy developments from all four major UK political party conferences revealed a clear divide between those prioritising hard targets and...

MORTGAGE MINGLE PODCAST

Q&As

BUY-TO-LET

Zephyr extends buy-to-let range to larger HMOs and MUFBs

Zephyr Homeloans has launched a new range of buy-to-let mortgage products catering for larger...

Growing financial divide between larger and smaller home returns

Homeowners selling detached houses have made average capital gains of £122,500 in the past...

UTB cuts buy-to-let rates by up to 190bps

United Trust Bank has announced significant rate cuts across its buy-to-let mortgage range, reducing...

LendInvest launches 8.25% retail bond and exchange offer

LendInvest has announced the launch of a new retail bond paying 8.25% as part...

Market Financial Solutions joins Mortgage Intelligence lender panel

Market Financial Solutions has been added to the lender panel of Mortgage Intelligence, giving...

Clydesdale Bank updates valuation fee policy to support high-value borrowers

Clydesdale Bank has revised its approach to valuation fees, extending the benefit of free...

Norton Home Loans widens lending access for non-standard borrowers

Norton Home Loans has introduced a package of criteria changes and rate reductions designed...

HTB promotes Slade to BDM role

Hampshire Trust Bank (HTB) has promoted Jack Slade to business development manager for the...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Housing market stalls as buyers await Autumn Budget clarity

Uncertainty surrounding the government’s forthcoming Autumn Budget has prompted a slowdown in housing market activity, according to Landmark Information Group’s latest Residential Property Trends Report. The data for the third quarter of 2025 shows a market in pause, as speculation about potential property tax reforms...

Govt’s homebuying reform ‘could cut buying times by four weeks’

The government’s proposed overhaul of the homebuying process could save first-time buyers an average...

IMLA back overhaul of home buying system amid call for clarity and professionalism

The Intermediary Mortgage Lenders Association has welcomed the government’s consultation on reforming the home...

Many first-time buyers aim to clear their mortgage by 40, TSB finds

More than one in six first-time buyers hope to be mortgage free by the...

New-build sales slump 62% as buyers await price stability

Sales of new-build homes have fallen sharply this year despite improved mortgage availability and...

OPINION

Two lenders under one roof and a new-look team

The past 12 months or so have been anything but dull at Chetwood Bank. In May 2024, we announced that we’d acquired CHL Mortgages...

BREAKING NEWS: A triple Christmas bonus for brokers

In Kemi ‘Badenough’s’ closing speech at the Conservative Conference in Manchester this week she...

How to get insights from your entire customer base

When was the last time you switched your bank or mortgage company without checking...

The nightmare of UK homebuying needs reform

House sellers will be forced to disclose problems with their homes before sale under plans by the Government to cut costs for buyers and speed up purchases. The plans – which the Government is billing as “the biggest shakeup to the homebuying system” in England’s...

Goldilocks and the three bear markets

Are you familiar with C/2025 N1 (ATLAS) or you might know it by its nickname 3I/ATLAS? Whatever you want to call it,  it is currently...

DISTRIBUTION

OneDome secures £7.5m Channel 4 Ventures deal

OneDome has announced a £7.5 million partnership with Channel 4 Ventures to support a...

Kensington Mortgages appoints head of national accounts

Kensington Mortgages has appointed Helen Cawthra as head of national accounts as the specialist...

Government pledges ongoing support for MIMHC as Charity Ball raises £50,000

The UK Government has pledged to continue working closely with the Mortgage Industry Mental...

Mortgage industry gears up for Take Me Home 25 Christmas Charity Concert

Support continues to build for what is shaping up to be the mortgage industry’s...

The Right Mortgage & Protection Network welcomes back Robin Pearson as head of risk

The Right Mortgage & Protection Network has announced the return of Robin Pearson to the business as its new head of risk. Pearson (pictured0 will be responsible for overseeing the network’s risk management framework and compliance strategy, including complaints handling, data protection and GDPR compliance,...