LMS chief executive Nick Chadbourne to step down

LMS has announced that Nick Chadbourne is to step down as chief executive after leading the business since 2016. Chief operating officer Ian Robinson, who has been with LMS for more than 20 years, will become interim chief executive...

Latest news

Nationwide cuts switcher mortgage rates for existing borrowers

Nationwide is reducing rates across its switcher mortgage range for existing customers by up to 0.12 percentage points. The new rates, which apply across two-year,...

Hinckley & Rugby adds visa mortgage products to offering

Hinckley & Rugby for intermediaries has launched four two-year discount visa mortgage products across residential and buy-to-let lending. The products, available from Friday 5 June...

NatWest strengthens broker support with intermediary team expansion

NatWest has expanded its intermediary leadership team with the creation of two new corporate account manager roles. The bank said the move is intended to...

Mortgage commitments rise despite weaker lending volumes, Bank of England data shows

New mortgage commitments increased in the first quarter of 2026 even as completed lending activity slowed, according to the latest figures from the Bank...

MPs call for stamp duty reform to help first-time buyers

A cross-party group of MPs has called for a major review of stamp duty as part of a wider package of measures designed to improve home ownership affordability and help more first-time buyers onto the property ladder. In a...

YBS Commercial Mortgages cuts five-year fixed rates

YBS Commercial Mortgages has reduced rates across its five-year fixed product range by 0.15%. The changes apply from 10am today, Tuesday 9 June, across the lender’s new-business range. The reductions cover five-year fixed rates for portfolio landlords seeking buy-to-let finance,...

CHL Mortgages cuts short-term let rates by 30bps

CHL Mortgages has launched a limited-edition range and reduced rates across its short-term let products. The specialist lender’s new limited-edition products start from 2.70% for single dwelling properties and from 2.80% for HMO and MUFB properties with up to...

Hodge Bank raises maximum loan sizes

Hodge Bank has increased maximum loan sizes across key loan-to-value bands and changed affordability criteria across its Hodge Resi and Hodge Resi Retire ranges. At 95% loan-to-value, the maximum loan size has risen from £600,000 to £750,000. At 90% loan-to-value,...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

We’re only scratching the surface with Near Prime

The growing importance of Near Prime to brokers and their clients was evident during our recent webinar, where brokers were polled on both the...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

How advisers can win the 2026 remortgage wave

The surge in property transactions during the 2021 ‘race for space’, when completions peaked at more than 200,000 in June of that year, is...

Q&As

BUY-TO-LET

Pepper Money raises £545m through RMBS deal

Pepper Money has raised £545 million through the capital markets as part of its...

The Darlington trims mortgage rates by up to 20bps

Darlington Building Society has reduced selected rates across its residential, specialist residential, shared ownership,...

The Mortgage Works signals buy-to-let rate reductions

The Mortgage Works is cutting rates by up to 0.22 percentage points across selected...

Accord reduces residential and buy-to-let rates

Accord Mortgages is cutting rates across its residential and buy-to-let ranges. The intermediary-only lender said...

Leek BS launches five-year buy-to-let fixed rate

Leek Building Society has added a five-year fixed rate buy-to-let mortgage to its intermediary...

LendInvest unveils 10bps buy-to-let rate cuts

LendInvest Mortgages has reduced rates across its two-year and five-year fixed-rate buy-to-let products by...

Quantum Mortgages cuts rates and launches remortgage cashback

Quantum Mortgages has launched a cashback product for remortgages and reduced rates across its...

Paragon cuts buy-to-let rates by 20bps

Paragon Bank has reduced rates by 20 basis points (bps) across its buy-to-let mortgage...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

West Brom cuts shared ownership mortgage rates

West Brom Building Society has reduced selected shared ownership mortgage rates by up to 0.65% and returned to the shared ownership remortgage market. The society said the changes were designed to support borrowers with smaller deposits, including those buying through shared ownership and customers looking...

First-time buyers delaying major life decisions to save for a home

Many aspiring homeowners are postponing key life milestones and enduring workplace and relationship pressures...

First-time buyers wait six years to buy as lifestyle priorities reshape purchasing decisions

First-time buyers are spending an average of six years saving for a deposit as...

Leeds BS cuts residential mortgage rates by up to 0.32%

Leeds Building Society has reduced rates across its mainstream residential mortgage range by up...

HSBC cuts rates across residential and buy-to-let mortgage ranges

HSBC UK is reducing rates across a broad selection of residential and buy-to-let mortgage...

OPINION

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

Beyond the walk: Mortgage leaders talk mental health – part 20

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

Remortgaging BTL in 2026: acting early on landlord refinancing

The buy-to-let market has rarely stood still in recent years, but 2026 has already delivered more twists and turns than any of us could have anticipated when the year kicked off. Product withdrawals, swap rate volatility, changing expectations around Bank Base Rate and wider economic...

Beyond the walk: Mortgage leaders talk mental health – part 19

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

DISTRIBUTION

OneDome named among Europe’s fastest-growing fintech firms

OneDome has been named one of the fastest-growing fintech companies in Europe, the Middle...

The Right Mortgage sets out June roadshow programme

The Right Mortgage has announced details of a series of member roadshows taking place...

Omni Protect appoints Caspian as referral partner

Omni Protect has appointed Caspian Insurance as its endorsed protection referral partner for firms...

Shepherds Friendly inks Primis distribution deal

Shepherds Friendly has agreed a distribution partnership with Primis Mortgage Network for its income...

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand their later life lending propositions as regulatory pressures and market complexity continue to increase. TERN – The Equity Release Network – has been developed over the past three years and is...