Foundation revamps Property Plus to support landlord borrowing

Foundation has relaunched its enhanced Property Plus proposition, introducing lower valuation costs and a new limited-edition product designed to help brokers place specialist buy-to-let cases that often fall outside mainstream lending criteria. The intermediary-only lender said the refreshed proposition...

Latest news

Nationwide cuts rates across fixed mortgage proposition

Nationwide is cutting rates across its fixed mortgage range for first-time buyers, home movers and remortgage borrowers from Tuesday 16 June. The building society said...

Clydesdale to cut selected residential product transfer rates

Clydesdale Bank will reduce selected residential fixed product transfer rates from Tuesday 16 June. The lender said selected two-year and five-year fixed rates in its...

Mortgage Magic expands secure portal to Apple Mac App Store

Mortgage Magic has launched its Secure Portal on the Apple Mac App Store, giving Mac users access to the same AI-powered secured environment already...

L&G Mortgage Club appoints key relationship manager

L&G Mortgage Club has appointed Gurpreet Chahal as key relationship manager to support broker partnerships and collaboration across the intermediary market. Chahal (pictured) will act...

FCA warns firms as fake communications continue to rise

The Financial Conduct Authority has issued a fresh warning to firms after uncovering a growing number of scams involving fake FCA emails, websites, text messages and letters designed to trick businesses into revealing sensitive information. The regulator says fraudsters...

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees, making it one of the best attended ever. The fact that that so many people...

InCol targets climate reporting challenge

InCol Intelligence has launched an automated climate risk reporting platform designed to help UK mortgage lenders meet the Prudential Regulation Authority’s SS5/25 climate risk requirements. The new solution combines lender portfolio data with property intelligence from PriceHubble and climate...

Castle Trust Bank cuts buy-to-let rates for limited period

Castle Trust Bank has reduced rates across its TermTen buy-to-let range, with the new pricing available on cases completing by the end of August. The lender has announced a series of rate reductions across both its bridging and buy-to-let...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Cutting stamp duty will make the housing crisis worse

Every time the housing market stalls the same thing happens and people call for stimulus, this time: abolish stamp duty. The logic feels intuitive -...

Halfway through the year, are you getting enough from every client?

The halfway point of the year is always a useful time for advisory firms to take stock, not least because it is often far...

Q&As

BUY-TO-LET

Cooling rents could ease affordability pressures for first-time buyers

Slower rental growth and improving affordability across much of the UK could provide some...

ABS 2026 review: Global and UK issues cool the market

It’s that time of the year again when the world of wholesale funding descends...

Paragon launches tailored buy-to-let service for complex cases

Paragon Bank has launched a Tailored service to support buy-to-let mortgage applications that fall...

Castle Trust Bank adds AVMs to buy-to-let applications

Castle Trust Bank has introduced automated valuation models on eligible buy-to-let cases as part...

HSBC UK cuts mortgage rates by up to 11bps

HSBC UK has reduced rates across its mortgage range, with cuts of up to...

Halifax retains top spot in broker satisfaction survey

Halifax has once again been named the best overall lender for broker experience in...

Hinckley & Rugby adds visa mortgage products to offering

Hinckley & Rugby for intermediaries has launched four two-year discount visa mortgage products across...

YBS Commercial Mortgages cuts five-year fixed rates

YBS Commercial Mortgages has reduced rates across its five-year fixed product range by 0.15%. The...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Buyer demand stabilises but mortgage market remains cautious

The UK housing market may be showing early signs of stabilisation but mortgage brokers are likely to face a challenging summer as buyer demand, agreed sales and house prices all remain in negative territory, according to the latest RICS Residential Market Survey. The survey found...

Affordable hotspots drive first-time buyer price growth

Some of Britain's most affordable housing markets are seeing the strongest first-time buyer demand,...

MPs call for stamp duty reform to help first-time buyers

A cross-party group of MPs has called for a major review of stamp duty...

FCA looks to widen mortgage access with proposed lending reforms

First-time buyers, older borrowers and the self-employed could benefit from a more flexible approach...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle...

OPINION

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now....

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event, a market crash or a regulator standing at the door. It emerges quietly, gradually and often rationally, through a succession of...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

DISTRIBUTION

Lenders expecting stability despite global uncertainty

Following the latest US tariff announcement, lenders are continuing to price and operate on...

Omni Protect appoints Caspian as referral partner

Omni Protect has appointed Caspian Insurance as its endorsed protection referral partner for firms...

Aria Finance joins Mortgage Brain sourcing panel

Aria Finance has joined Mortgage Brain’s Sourcing Brain module as a packager. The move gives...

OneDome named among Europe’s fastest-growing fintech firms

OneDome has been named one of the fastest-growing fintech companies in Europe, the Middle...

The Right Mortgage sets out June roadshow programme

The Right Mortgage has announced details of a series of member roadshows taking place across the UK in June. The events will be open to firms that are part of The Right Mortgage & Protection Network and The Right DA Club. Each roadshow will be held...