Starting well is easy… staying well is the work

January often arrives with good intentions. Fresh starts. New habits. A quiet promise to ourselves that this year will be different. And for many people, it is, at least for a few weeks. But real wellbeing isn’t built in January...

Latest news

Aldermore strengthens invoice finance team with senior business development hire

Aldermore has appointed Anthony Hicks as business development manager within its invoice finance team, with responsibility for broker and client relationships across the south...

The Exeter enhances NHS cash benefit for greater member flexibility

The Exeter has enhanced its NHS cash benefit, increasing payments and simplifying how members can claim when receiving NHS treatment. The UK health and life...

Overseas demand for UK property broadens to every continent

Overseas appetite for UK property has strengthened and diversified over the past five years with demand now coming from every continent, research from Butterfield...

Housing and commercial activity hit pandemic-era lows

The UK construction sector ended 2025 in deep contraction though the pace of decline slowed from November’s five-and-a-half-year record fall, according to the latest...

Law Society backs home buying reform but warns proposals need more substance

The home buying and selling process should be streamlined, but not in a way that risks unintended consequences for the wider property market, according to the Law Society of England and Wales. The representative body for solicitors has submitted...

Conveyancers set out conditions for successful home buying reform

The Conveyancing Association has confirmed it has submitted detailed responses to the government consultations on reforming the home buying and selling process and on material information in property listings, both of which closed at the end of December. The...

Goldentree extends monitoring partnership as fifth project takes total to £4.1m

Goldentree Financial Services has appointed DPT Monitoring Surveyors on a fifth development finance scheme, taking the total value of projects monitored since summer 2025 to £4.1m. The latest instruction covers due diligence and ongoing monitoring across a series of...

Home improvements drive highest share of lifetime mortgage use in a year

Analysis from lifetime mortgage lender Pure Retirement shows that home improvements were the primary reason for equity release for one in four customers in the final quarter of 2025, the highest proportion recorded over the past 12 months. The...

PROFILE

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

INDUSTRY COMMENT

From one-off deal to lifetime client: why protection reviews keep you connected

When I first started out in the mortgage industry, I used to think the relationship naturally tapered off once a customer completed on their...

2026 forecasts: why advice will matter even more this year

As we move into 2026, mortgage rules are changing and the aim is clear to make it easier for borrowers to speak to lenders,...

Limited company buy-to-let moves centre stage

The 2025 Budget will be remembered for many things, but the slip-up that ironically saw the Office for Budget Responsibility figures released minutes before...

Q&As

BUY-TO-LET

HTB completes £4.49m advance to support South Wales portfolio share purchase

Hampshire Trust Bank has completed a £4.49m advance to support the acquisition of two...

The Darlington lifts limited company buy-to-let LTV to 80%

Darlington Building Society has increased the maximum loan-to-value across its limited company buy-to-let range,...

HSBC UK trims buy-to-let stress rates in bid to ease landlord affordability

HSBC UK has reduced its buy-to-let affordability stress rates for domestic landlords, a move...

Foundation Home Loans appoints Alan Davison as chief commercial officer

Foundation Home Loans has named Alan Davison as its new chief commercial officer, strengthening...

LendInvest rolls out incentivised buy-to-let range

LendInvest Mortgages has begun 2026 by launching a new set of incentivised buy-to-let products...

Rental prices hold steady as supply edges higher, Propertymark finds

Average rents agreed across the UK remained broadly flat in 2025, despite a rise...

Two-thirds of landlords plan to expand portfolios

Two-thirds of landlords are planning some form of growth activity in the year ahead...

Improving mortgage choice and lower rates ease affordability pressures for homebuyers

Homebuyers entering the market this Christmas are benefiting from improved mortgage choice and lower...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

New-build demand eases in final quarter as market softens

Analysis from Property Inspect suggests that fewer than one in five new-build properties were sold subject to contract during Q4, underlining a continued cooling in buyer appetite as the year drew to a close. The firm reviewed live market listings across Great Britain to establish...

Gen H cuts mortgage rates by up to 20bps across core range

Gen H has announced a series of mortgage rate cuts across the majority of...

First-time buyer numbers set to reach second-highest level in a decade

The number of people buying their first home is expected to rise sharply this...

The Leeds trims mortgage rates for new year

Leeds Building Society has cut mortgage rates by up to 0.26% across a wide...

2026 forecasts: More pessimism or will the housing market strengthen?

Throughout 2025 many in the housing industry, both lenders and builders cast serious doubt...

OPINION

2026 forecasts: why mortgage tech choices will matter more than ever in 2026

Firstly, while technology is becoming an increasingly imposing presence across the mortgage market, this is not a landscape which is changing beyond recognition. Advice will...

2026 forecasts: technology and surveying

As the market moves towards 2026, the main challenge facing surveying is not access...

London house price worries? Keep Calm and Carry On

After months of febrile speculation and doom-laden predictions ahead of the autumn Budget, featuring...

The questions I was asked most this year

Why did you join Teachers Building Society? It’s no secret that prior to joining Teachers Building society my career in banking had very much been about that – banks. I’ve worked for some big names both here in the UK and internationally but I’d never...

2026 forecasts: St. James’s Place

Four senior figures at St. James’s Place outline themes, opportunities and concerns for 2026. JUSTIN ONUEKWUSI, CHIEF INVESTMENT OFFICER Artificial intelligence is likely to remain a...

DISTRIBUTION

Paradigm outlines lender thinking for 2026 in special edition insight videos

Paradigm has released a new set of short videos examining how senior lenders expect...

The Right Mortgage & Protection Network reports strong Q3 performance

The Right Mortgage & Protection Network has reported another quarter of growth, pointing to...

Wealthy Advisers Club sets out agenda for January London conference

The Wealthy Advisers Club has confirmed plans for its London Conference, which will take...

Big restructure at Afin Bank as leaders head for pastures new

Afin Bank is restructuring its senior management team after key players James Briggs and...

Connect adds BuildLoan to panel to boost self-build and renovation support

Connect for Intermediaries has added specialist distributor BuildLoan to its lender panel, expanding adviser access to tailored finance solutions for self-build and complex renovation projects. The network said the move strengthens its proposition in a growing but highly specialist area of the market, where cases...