AMI Protection Viewpoint 2025: Reigniting the protection journey

Making protection relevant and keeping customers engaged is a vital part of the advice process. Yet the recent Association of Mortgage Intermediaries’ Protection Viewpoint 2025 research shows that 18% of British adults, and 25% of under-35s, start the protection...

Latest news

Vickers Young joins Stonebridge as firm pursues long-term expansion

Mortgage and protection firm Vickers Young has joined the Stonebridge network as it accelerates its plans for sustained growth. Founded in 2012 by managing director...

Finova warns specialist buy-to-let demand risks being held back by gaps in lender support

New analysis from Finova suggests that, despite strong margins and lower perceived risk, specialist buy-to-let borrowers with complex needs remain the most underserved in...

Mortgage demand softens as households shift to savings

Mortgage borrowing slowed in October as UK households retrenched and businesses sharply cut back on debt according to the Bank of England’s latest Money...

Pivotal Group strengthens its new build ambitions with acquisition of Xact Mortgages

Pivotal Growth has acquired Solihull based Xact Mortgages, a move that will broaden the group’s reach in the new build market and elevate its...

The Cumberland widens mortgage access for self-employed borrowers

The Cumberland Building Society has expanded its support for self-employed borrowers, aiming to remove obstacles that often make securing a residential mortgage more difficult. The lender said it intends to ease the challenges faced by the self-employed, a group...

Together appoints Mike Flynn as new non-executive director

Together has appointed Mike Flynn to its board as non-executive director, strengthening the specialist lender’s governance as it continues to grow its £8 billion loan book. Flynn (main picture, inset) joins the lender this month as representative of the...

Recognise Bank lifts loan book by 30% and opens Milton Keynes office

Recognise Bank has reported a rise of more than 30% in its loan book for the latest financial year, taking it past £400 million. The bank has also exceeded £500 million in deposits for the first time, marking another...

Hope Capital strengthens focus on people with new industry pledges

Hope Capital Property Finance has added three new industry pledges to its people strategy, building on a period of activity that has included a full rebrand, new product initiatives, Great Place To Work accreditation and recognition as a...

PROFILE

Gareth Lewis on leading MT Finance through a changing landscape

Gareth Lewis has spent the past seven years at MT Finance, guiding the specialist lender through periods of significant market turbulence and expansion. In a...

INDUSTRY COMMENT

AUTUMN BUDGET: Further damage to buy-to-let investors

Yesterday’s Budget represented yet another decisive step in the dismantling of the traditional buy-to-let sector. The Government has chosen to tighten the tax screw on...

AUTUMN BUDGET: Much ado about nothing… Thank goodness

The Keystone Cops were out in force yesterday in the Commons, as exemplified by the OBR’s involuntarily (we suppose) leaking of the Budget before...

Brokers need more lender choice to meet real-life borrower needs

With more borrowers falling outside traditional lending criteria, brokers need a wider range of lenders than ever before to serve a growing range of...

Q&As

BUY-TO-LET

Later life borrowing rises as older buyers turn to mortgages in greater numbers

UK Finance’s latest later life mortgage lending update for Q3 2025 suggests that borrowing...

Specialist Hub and Scroll Finance launch new buy-to-let second charge at lowest market price

Specialist Hub has partnered with Scroll Finance to launch what they describe as the...

Market Financial Solutions expands wellbeing drive as sector faces recruitment challenges

Market Financial Solutions has stepped up its internal support programmes following a study showing...

Kensington cuts residential and buy-to-let rates

Kensington Mortgages has lowered rates by up to 0.47% across its residential Select and...

Zephyr cuts rates on large HMO and MUFB products

Zephyr Homeloans has lowered pricing across its large HMO and MUFB ranges. The lender is...

AUTUMN BUDGET: Treasury summary

This is the executive summary from the Treasury's full Budget document. This Budget takes the...

AUTUMN BUDGET: Landlord gloom as Budget raises income tax on property profits

Landlords are set to see an increase in their tax bills following the Chancellor’s...

Word On The Street secures £5.6m GB Bank buy-to-let refinance

Word On The Street has arranged a £5.6m buy-to-let refinance with GB Bank for...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Southern house prices slip as tax fears hit demand

House prices have fallen year-on-year across southern England for the first time in 18 months as pre-Budget speculation over new property taxes dragged down buyer demand, according to Zoopla’s latest House Price Index. Rumours of additional taxes on homes valued above £500,000 triggered a 12%...

OBR forecasts stamp duty burden to almost double by early 2030s

Stamp duty receipts on homes bought in England and Northern Ireland are projected to...

First-time buyer affordability improves as wages rise and mortgage rates ease

First-time buyers are seeing the most favourable affordability conditions in almost a decade, according...

AUTUMN BUDGET: Ch-ch-ch-ch-changes… NOT

After the delay of the Budget to 26 November and all the leaks, there...

Lloyds Banking Group expands support for first-time buyers with £1bn extra lending

Lloyds Banking Group is widening access to higher loan-to-income borrowing for new buyers by...

OPINION

AUTUMN BUDGET: Still ducking the housing question

The Chancellor set out to fix an economy that is not working well enough for working people, talking about high bills, squeezed living standards...

AUTUMN BUDGET: Affordability remains the key to activity

After all the speculation, this Budget offered little for the housing market. No stamp duty...

NO FILTER: MAB’s relentless founder on risk, resilience and reinvention

Peter Brodnicki, co-founder and long-serving chief executive of Mortgage Advice Bureau (MAB), has spent...

Past 6 to 7: the story behind our new lending limits

6,7, the viral ‘slang’ term accompanied by a two-handed palm up gesture being used by kids to mean so-so, maybe this-maybe that, or just something completely nonsensical, that continues to annoy parents, teachers, sports coaches and more has made its way to Teachers Building...

Council Tax revaluation plan risks unsettling market

Revaluing properties in the top three council tax bands could prove costly and disruptive. The proposal highlights how backbench politics is driving this week’s...

DISTRIBUTION

Hanley Economic launches advanced stage payment self-build mortgage with BuildLoan

Hanley Economic Building Society has introduced a two-year interest-only self-build variable discount mortgage with...

Right Mortgage Network launches Business Leaders Risk Forum

The Right Mortgage & Protection Network has announced its first Business Leaders Risk Forum,...

GB Bank bolsters leadership as bridging push gathers pace

GB Bank has strengthened its senior ranks with a trio of internal promotions as...

UTB and Brightstar deliver £200k second-charge refurb loan to keep home extension on track

United Trust Bank (UTB) and Brightstar Financial have completed a £200,000 regulated second-charge light...

AFIG launches nationwide Broker Club for specialist finance brokers

AFIG Ltd has launched the Broker Club, a new initiative designed to reshape the specialist finance market by offering vetted brokers exclusive access to client referrals, funding opportunities and a white-label website powered by AFIG. The company is inviting experienced brokers across the UK to...