AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of tax rises, it’s tempting to look back and reminisce about buying a 5-bedroom Georgian...

Latest news

London property market worth £2.6 trillion as affordability pressures curb price growth

The combined value of homes across London has surged to £2.64 trillion, according to new analysis by Zoopla, reaffirming the capital’s dominance in Britain’s...

LSL appoints Serco’s David Tilak as Chief Financial Officer

LSL Property Services has appointed David Tilak as its new Chief Financial Officer and Executive Board Director as the group looks to accelerate its...

Credas joins drive for digital trust in homebuying as it becomes latest OPDA member

Credas, has joined the Open Property Data Association (OPDA) - the cross-industry group seeking to modernise the homebuying process through the sharing of verified...

Buyer demand rises but market “engine not yet running smoothly”

Fresh figures from Propertymark show encouraging signs of activity in the UK housing market but industry leaders have warned that systemic inefficiencies and a...

Asset Advantage broadens SME funding options with two new business loan products

Asset Advantage has expanded its support for UK small and medium-sized enterprises with the launch of two new loan products aimed at addressing gaps in traditional business finance. The independent lender, which has been providing business loans since 2014,...

Reallymoving bolsters senior leadership team

Reallymoving has strengthened its leadership team with a C-suite promotion and senior appointment as the company enters a new phase of growth. Dhiresh Hirani (main picture, left), who joined reallymoving in 2023 as Head of Marketing, has been promoted...

The Cambridge wins ESG Project of the Year for Rent to Home scheme

The Cambridge Building Society’s Rent to Home initiative has been named ESG Project of the Year at the Chartered Governance Institute UK & Ireland (CGIUKI) Awards 2025. The CGIUKI Awards recognise excellence across the governance profession, celebrating achievements in...

UTB completes £25m structured refinance for long-term client

United Trust Bank’s Structured Property Finance division has completed a £25 million structured refinance and investment facility for Rivers Birtwell Limited, a long-term client with a portfolio of student and HMO properties across the UK. The funding package, secured...

PROFILE

Chris Williams on being the architect of connection

For most of the last decade Chris Williams has been dissecting the machinery of the UK property market and helping industry understand how it...

INDUSTRY COMMENT

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Q&As

BUY-TO-LET

CHL Mortgages expands into 80% LTV buy-to-let lending

CHL Mortgages for Intermediaries has entered the 80% loan-to-value (LTV) space with a new...

Affordability pressures deepen in Wales and North East as rental divergence widens

Regional divergence within the UK’s private rented sector has become more pronounced, with new...

ColCap and Molo complete £300m buy-to-let securitisation

ColCap Financial and digital mortgage lender Molo have completed their second securitisation under the...

The Coventry cuts mortgage rates across residential and buy-to-let ranges

Coventry for intermediaries has reduced rates across its mortgage range, with new products launching...

MPC narrowly votes to hold rates at 4% as calls for a cut grow louder

The Bank of England’s Monetary Policy Committee (MPC) has come within a whisker of...

Family Building Society cuts rates and simplifies buy-to-let range

Family Building Society has announced rate reductions across its owner-occupier and buy-to-let mortgage products,...

LendInvest strengthens Scottish presence with new BDM appointment

LendInvest Mortgages has appointed Abbie McCluskey as business development manager for Scotland, as the...

OSB Group stays on course with steady growth and strong capital position

OSB Group has reported steady progress in the first nine months of 2025, with...

MORTGAGE MINGLE PODCAST

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

FCA warns consumers over ineffective credit builder products

The Financial Conduct Authority (FCA) has warned that many credit builder products fail to deliver meaningful benefits for most consumers, with some potentially misrepresenting financial circumstances and exposing people to unnecessary costs. Following a review of the market, the regulator said it had found “little...

Santander lowers mortgage pricing and unveils new large loan options

Santander is set to cut its residential fixed mortgage rates by up to 0.14...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

Two-tier first-time buyer market emerges

A growing divide is emerging in the first-time buyer market as new analysis reveals...

House prices hit record high as market defies slowdown

UK house prices rose at their fastest pace since January with the average property...

OPINION

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a short spell of higher spending there, and suddenly someone who’s always been financially responsible can find themselves labelled as higher...

Ministerial cock-ups could kill radical property taxes

At first it might appear that the mortgage industry and the housing sector as a whole should be cross with the Labour government. After all,...

DISTRIBUTION

Glenhawk joins The Right Mortgage lender panel

The Right Mortgage & Protection Network has added short-term property finance specialist Glenhawk to...

HLPartnership adds Handelsbanken to lender panel

HLPartnership has added Handelsbanken to its lender panel as part of its ongoing strategy...

L&G strengthens lender relationships with new strategic appointment

Legal & General’s Mortgage Services business has appointed Vicky Windsor as strategic relationship manager...

Brilliant Solutions outperforms market amid record year

Brilliant Solutions has reported record figures for its mortgage club, which it says has...

Ingard partners with Usay Compare to widen advisers’ PMI offering

Ingard Network has formed a partnership with private medical insurance specialist Usay Compare, giving advisers across its network a new referral route to help clients access whole-of-market PMI advice. The move is designed to help appointed representatives and registered individuals broaden their client proposition and...