Brokers expect rise in foreign national mortgage enquiries

More than four in 10 mortgage brokers expect foreign national mortgage enquiries to increase over the next year, according to research from Gen H. A survey of 295 brokers on Gen H’s panel found that 44% anticipate a slight...

Latest news

Shepherds Friendly pays 97% of income protection claims

Shepherds Friendly paid out £3.25 million in income protection claims in 2025, after accepting 97% of claims. The Manchester-based mutual society said the payout figure...

Mortgage approvals edge higher despite slowdown in borrowing

Mortgage approvals for house purchases rose in April even as net mortgage borrowing fell sharply, according to the latest Money and Credit data from...

Quantum Mortgages launches product transfer range

Quantum Mortgages has launched a product transfer range for buy-to-let borrowers approaching the end of a fixed rate or looking to move from a...

ModaMortgages joins NACFB lender patron panel

ModaMortgages has been appointed as an official lender patron of the National Association of Commercial Finance Brokers. The specialist lender, part of Chetwood Bank, will...

Gatehouse removes deposit requirement for discounted family purchases

Gatehouse Bank has removed its minimum deposit requirement for Home Purchase Plan customers buying a home at undervalue from a family member. The bank previously required customers using discounted family purchase to contribute a minimum 5% deposit from their...

Paragon sees rise in green buy-to-let lending

Paragon Bank has reported increased buy-to-let lending on more energy efficient properties as landlords prepare for expected EPC rule changes in 2030. The lender recorded £435.7 million of new buy-to-let lending on properties with an EPC rating of A...

Molo cuts buy-to-let rates for UK resident landlords

Molo has reduced fixed rates across its UK resident buy-to-let range, including standard, HMO and MUFB products. The specialist mortgage lender has cut rates by up to five basis points on its standard buy-to-let range and by up to...

The Leeds offers £200 cashback on product transfers

Leeds Building Society has launched a £200 cashback offer for existing mortgage customers completing a product transfer, as it looks to support borrower retention and encourage engagement ahead of fixed-rate deals coming to an end. The mutual said the...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

How advisers can win the 2026 remortgage wave

The surge in property transactions during the 2021 ‘race for space’, when completions peaked at more than 200,000 in June of that year, is...

Accidental landlords – do they need different support?

It is unfair to view buy-to-let investors as one homogenous group. There are so many different profile of landlords – and that of the...

Why mortgage marketing is finally starting to look human

Mortgage advertising used to operate in two settings only: either aggressively corporate or suspiciously aspirational. You were either looking at a couple laughing at salad...

Building societies need to start putting intelligence into motion

If you were at the Building Societies Association Annual Conference in Edinburgh last month , you could not have missed the optimism: the sector...

Q&As

BUY-TO-LET

Quantum completes third securitisation as funding tops £800m

Quantum Mortgages has completed its third public securitisation, taking funds raised through its Bletchley...

Foundation launches limited-edition buy-to-let fixes at 75% LTV

Foundation has launched two limited-edition buy-to-let fixed-rate products for landlord borrowers at 75% loan-to-value. The...

The Suffolk reports rise in expat mortgage demand despite Middle East instability

Suffolk Building Society has reported a sharp increase in expat mortgage applications, with activity...

Later life lending slows as borrowers remain cautious

Later life mortgage lending slowed during the first quarter of 2026 as older borrowers...

Shawbrook and TML cut buy-to-let rates

Shawbrook and The Mortgage Lender have made a series of changes to their buy-to-let...

Landlords seek greater certainty from lenders as mortgage market volatility bites

Landlords are continuing to borrow and invest despite recent mortgage market disruption, but are...

TPFG sees landlord compliance opportunity from RRA

The Property Franchise Group (TPFG) says the introduction of the Renters’ Rights Act (RRA)...

Fleet Mortgages joins OPDA to support homebuying data reform

Fleet Mortgages has joined the Open Property Data Association (ODPA) as the buy-to-let lender...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Bailey signals Bank Rate hold as Iran conflict clouds outlook

Bank of England Governor Andrew Bailey has signalled that interest rate cuts are likely to remain on hold as policymakers assess the inflationary impact of the ongoing conflict in the Middle East. Speaking at a central banking conference in Reykjavik, Bailey (main picture, inset) said...

West Brom lends more than £1bn as first-time buyers dominate new homebuyer loans

West Brom Building Society completed more than £1 billion of new homeownership lending in...

Hanley Intermediaries cuts mortgage rates across residential, RIO and self-build

Hanley Intermediaries has reduced rates across its residential, retirement interest-only (RIO) and self-build mortgage...

Coventry lowers selected residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates by up to...

Gen H cuts mortgage rates by up to 30bps

Gen H has reduced rates across its mortgage range, with cuts of up to...

OPINION

Beyond the walk: Mortgage leaders talk mental health – part 21

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday 15th May as...

Beyond the walk: Mortgage leaders talk mental health – part 20

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge...

Remortgaging BTL in 2026: acting early on landlord refinancing

The buy-to-let market has rarely stood still in recent years, but 2026 has already...

Beyond the walk: Mortgage leaders talk mental health – part 19

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as leaders Jason Berry and Charlie Morley crossed the finish line at HSBC's Birmingham head office at 15:45. Some 64 participants from...

Beyond the walk: Mortgage leaders talk mental health – part 18

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

DISTRIBUTION

Shepherds Friendly inks Primis distribution deal

Shepherds Friendly has agreed a distribution partnership with Primis Mortgage Network for its income...

Equity Release Group launches adviser network

Equity Release Group has launched a specialist adviser network aimed at helping firms expand...

The Right Mortgage sets out June roadshow programme

The Right Mortgage has announced details of a series of member roadshows taking place...

Canal trek triumph as Berry and Morely win gold

Jason Berry and Charlie Morely finished their epic 141-mile trek up the Grand Union...

The Right Mortgage adds TAB to lender panel

The Right Mortgage & Protection Network has added specialist property finance lender TAB to its lender panel. The move gives advisers at The Right Mortgage & Protection Network access to TAB's mortgage and bridging finance products. TAB's mortgage rates start from 3.5% per annum and Bank...