Broker optimism grows as sub-4% rates edge closer

A series of mortgage rate cuts from lenders this week has sparked optimism among brokers that the market is edging closer to sub-4% rates. Several high street and specialist lenders have reduced residential and buy-to-let pricing in recent days,...

Latest news

Renters face higher costs amid strong demand

Two in three (63%) recent movers ended up paying more rent than planned, as strong tenant demand continues to put pressure on availability, according...

ModaMortgages cuts rates across limited-edition BTL range

ModaMortgages has announced a reprice of its limited-edition buy-to-let range, with rate reductions across a number of its most popular two-and five-year fixed-rate products. The...

Keystone launches special edition HMO range

Keystone Property Finance has launched a number of special edition HMO & MUFB products as part of a refresh of its buy-to-let range. The specialist...

Precise launches cashback products and cuts rates

Precise has launched a new range of 60% LTV ‘limited edition’ products and reduced rates on selected residential mortgages. The new ‘limited edition’ products feature...

West Brom launches interest-only and discounted products

West Brom Building Society has launched new interest-only and discount variable products and reduced rates across its core purchase range. The latest rate cuts see selected three-year and five-year fixed-rate purchase products reduced by up to 0.24%. The society has...

The Right Academy targets 100 trainee advisers after strong start

The Right Academy, the specialist training programme from The Right Mortgage & Protection Network, has developed 35 trainee advisers in the first half of 2026 and is targeting 100 by the end of the year. Designed to support new...

Furness BS reports record app-to-offer rates

Furness Building Society is reporting record app-to-offer rates as it continues to roll out the third phase of its 'mortgage transformation' programme. The society said it is seeing a 29% increase in the number of applications progressing to offer,...

TMG boss gives staff day off after England’s 1am World Cup clash

TMG mortgage network founder and CEO Scott Thorpe has given all staff an extra day's holiday following England's early-hours World Cup clash against Mexico. With kick-off scheduled for 1am on Monday morning UK time, Thorpe (main picture, inset) told...

PROFILE

Steve Caruthers on understanding how lenders operate

Last year mortgage technology specialist Fignum appointed Steve Carruthers as growth director, signalling its intent to scale its operations and deepen its role as...

INDUSTRY COMMENT

How small and medium-sized lenders can fix the origination headache

We are constantly told that to fix the mortgage journey, we need to rip everything out and start again. That unless a lender replaces its...

A new PM brings a new opportunity to rethink housing policy

Politics, as it seems to do in recent times, has moved at remarkable speed over the last couple of weeks. In what feels like...

New product launches bring renewed competition to protection market

The protection market has seen a flurry of product launches in recent weeks, with Beagle Street and Guardian bringing much needed change and innovation...

With great power comes great responsibility

There has been a huge amount in the press about the “feudal” system of leasehold and how the government’s revitalised commonhold will fix all...

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of presenting their customers with complementary products alongside their core offering. Banks...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

Q&As

BUY-TO-LET

CHL Mortgages launches light refurbishment BTL range

The new range is aimed at landlords looking to carry out non-structural or modernisation...

LendInvest launches semi-commercial BTL lending products

LendInvest has launched a new semi-commercial proposition within its range of buy-to-let products. The lender’s...

Paragon Bank launches £1,000 cashback deal

Paragon Bank is offering £1,000 cashback across 21 products within its buy-to-let mortgage range. The...

The Mortgage Works cuts switcher rates for existing landlords

The Mortgage Works has reduced rates across selected buy-to-let and limited company buy-to-let switcher...

Industry leaders unite behind MIMHC Lunch

HSBC UK, Virgin Money, Nottingham Building Society, Landbay and top broker firms Mortgage Advice...

Keystone passes £2bn in securitisation issuance with sixth Hops Hill deal

Keystone Property Finance has completed its sixth securitisation, taking total issuance under its Hops...

Fleet Mortgages expands buy-to-let range with new products and lower rates

Fleet Mortgages has introduced new buy-to-let products, reduced rates across its Standard, Limited Company...

Coventry for intermediaries cuts fixed rates across residential and buy-to-let range

Coventry for intermediaries has cut rates across its fixed mortgage range, with reductions available...

NEWSLETTER SIGNUP

FIRST-TIME BUYERS

Buyer demand falls 15% year-on-year

Political uncertainty and higher borrowing costs have led to a 15% year-on-year fall in buyer demand across the UK, according to Zoopla’s latest House Price Index. A change of Prime Minister and uncertainty ahead of the Autumn Budget have added to the slowdown, with sales...

Political clarity should benefit homebuyers

It’s been another positive week for the mortgage market, with lenders continuing to reduce...

Nationwide cuts mortgage rates for third time this month

Nationwide Building Society has reduced mortgage rates by up to 0.25 percentage points across...

Gen H and Just Mortgages tool to help shared ownership borrowers move to full ownership

Just Mortgages and Gen H have introduced a new calculator designed to help shared...

Mortgage rates have surged since Brexit vote, says L&C

The cost of borrowing has risen sharply in the decade since the UK voted...

OPINION

Stability has value: why the latest Bank Base Rate hold matters

The Bank of England's decision to maintain Bank Base Rate (BBR) at 3.75% may not have generated the excitement that often accompanies a rate...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now....

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No 10, in advance of his investiture, we need to take more seriously his policy initiatives. I am bound to say that...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

DISTRIBUTION

AR market consolidates as revenues rise despite fewer principal firms

The UK's appointed representative market is becoming more concentrated, with fewer principal firms overseeing...

Fintel chair and TMG chief rescue Rotherham United Women

Rotherham United Women Football Club has been rescued from the brink of extinction after...

TRM Network promotes Amy Wilson to new propositions role

The Right Mortgage & Protection Network has promoted Amy Wilson to the newly created...

Nomo joins Paradigm panel to expand access to GCC property investors

Shariah-compliant property finance provider Nomo has joined the lender panel of Paradigm Mortgage Services,...

L&G Mortgage Club appoints key relationship manager

L&G Mortgage Club has appointed Gurpreet Chahal as key relationship manager to support broker partnerships and collaboration across the intermediary market. Chahal (pictured) will act as a senior contact for networks, clubs and key intermediary partners, with responsibility for managing and developing strategic relationships and...