Regulation

FCA urges firms to strengthen product design under Consumer Duty

The Financial Conduct Authority has highlighted examples of improved product governance under the Consumer...

‘AI challenges intermediation,’ warns FCA

The Financial Conduct Authority (FCA) has today released its long-awaited Mills Review, which sets...

Political clarity should benefit homebuyers

It’s been another positive week for the mortgage market, with lenders continuing to reduce...

With great power comes great responsibility

There has been a huge amount in the press about the “feudal” system of...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated...

AR market consolidates as revenues rise despite fewer principal firms

The UK's appointed representative market is becoming more concentrated, with fewer principal firms overseeing...

Darlington simplifies buy-to-let applications and cuts foreign national rates

Darlington Building Society has removed several income verification requirements for residential and buy-to-let borrowers...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect...

Homebuying reforms aim to cut delays and reduce failed property sales

The government has unveiled a package of reforms designed to speed up the homebuying...

Firms face growing challenge in verifying business ownership

More than half of regulated firms are struggling to identify the individuals who ultimately...

HSBC to continue broker fraud prevention webinars in Q3

HSBC UK is extending its programme of fraud prevention webinars for mortgage intermediaries after...

MorganAsh urges firms to improve Consumer Duty reporting ahead of FCA deadline

MorganAsh has warned financial services firms they need to strengthen how they evidence outcomes...

Key calls for FCA to tackle advice silos in later life lending review

Key Equity Release has welcomed FCA proposals to widen access to later life lending...

FCA warns firms as fake communications continue to rise

The Financial Conduct Authority has issued a fresh warning to firms after uncovering a...

COMMENT

Housing reform needs a thriving private rental sector, not just a thriving sales and purchase market

One of the most encouraging developments over recent weeks has been the renewed focus on improving the homebuying and selling process. The Government's plans to...

The economics of developing the next generation of advisers

Over the past couple of decades, I have worked alongside literally thousands of AR and DA firms, from businesses employing one or two advisers...

Is Andy Burnham the New Messiah or just Starmer with better eyebrows?

What a damning indictment of Labour that Andy Burnham appears to be strolling towards the leadership in what looks less like a contest and...

Approvals hit a 2.5-year low: When broker value gets proven – or missed

Net mortgage approvals dropped to 56,200 in May – the lowest since December 2023 - down from 66,000 the month before. Net borrowing fell from...

Removing friction from the homebuying journey

One thing I keep hearing from our advisers is how much more work each case now generates, largely because so much of it involves...

Latest news

Brilliant Solutions partners with Box Socials

Brilliant Solutions has partnered with Box Socials to give its members discounted access to...

Mortgage rates fall at fastest pace in almost two years

Fixed mortgage rates have recorded their biggest monthly reductions for almost two years, as...

Solo first-time buyers face almost a decade of saving before they can buy

Solo first-time buyers face saving for almost a decade before they can afford to...

Redwood Bank strengthens underwriting team with senior appointment

Redwood Bank has appointed Omkar Hushing as senior underwriting manager as it continues to...

PROFILES