Later Life

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do...

Brilliant Solutions joins Equity Release Council as later life market broadens

Brilliant Solutions has joined the Equity Release Council as the mortgage club and specialist...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending...

Family support drives later life borrowing, broker research finds

Helping relatives onto the property ladder is a significant factor in later life mortgage...

Key expands later life advice across full mortgage range

Key Group has widened its later life lending advice model, enabling advisers to research...

LiveMore raises LTV limits and adds flexibility to equity release overpayments

LiveMore has increased maximum LTVs on mortgages with a repayment element and introduced more...

MIMHC makes final call as charity lunch nears capacity

The Mortgage Industry Mental Health Charter (MIMHC) has made a final call for industry...

Together joins Equity Release Council as later life market broadens

Together has become a member of the Equity Release Council as the specialist lender...

Housing wealth could help close retirement income gap for 3.7m homeowners

Almost half of homeowner households aged 55 to 79 are expected to fall short...

Middle-aged workers face similar financial strain to younger employees

Financial pressures remain widespread well into employees' peak earning years, with debt and housing...

Mortgage labels risk putting older borrowers off advice

Terms such as "later life lending" and "equity release" risk creating barriers between borrowers...

Advisers face pressure to bring families into retirement planning

Advice firms risk weakening long-term client relationships by failing to involve partners and beneficiaries...

Two-thirds of older borrowers assume lenders impose age limits

Almost two-thirds of brokers believe older borrowers still assume all mortgage lenders impose age...

Mortgage debt weighs on retirement plans as pension savers look to ‘clear the decks’

Mortgage debt is emerging as a significant concern for people approaching retirement, with new...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES