Later Life

Equity release lending rises 4% as new customer numbers recover

Equity release lending rose to £597m in the second quarter of 2026 as new...

Stamp duty deters half of over-65s from moving

Half of over-65s see stamp duty as a barrier to moving home, despite 58%...

Mortgage stability returns as protection and annuity demand holds firm

Advisers pursued more focused client activity in protection and retirement during the second quarter,...

Equity Release Council names John Godfrey as chair

John Godfrey, the former head of the No 10 policy unit, has been appointed...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to...

Vida sharpens lending rules for borrowers approaching retirement

Vida has revised its later-life mortgage criteria to give brokers clearer guidance when arranging...

LiveMore launches mortgage for homes with spray foam insulation

LiveMore has launched a mortgage designed for homeowners whose properties have become difficult to...

Home improvements remain leading reason for equity release

Home adaptations and improvements remained the most common reason for taking out a lifetime...

TMG launches consumer advice business

TMG Mortgage Network has launched a consumer-facing business offering mortgage, protection and later life...

Beverley enhances SIPP income assessment

Beverley Building Society has introduced a tiered approach to assessing income from self-invested personal...

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still...

Confidence in homeownership falters despite renewed ambition

More than half of aspiring homeowners do not believe they will ever be able...

Uncertainty means greater need for client conversations

Last week showed just how quickly events on the other side of the world...

L&G launches later life lending campaign

L&G has launched a later life lending campaign featuring short documentary-style films highlighting the...
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COMMENT

Comment

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

No benefit to be had from ‘wait and see’

It seems to be a recurring theme as of late, but it’s been yet another week of volatile rates. Swap rates continue to move,...

What financial services can learn from the World Cup

Look, bear with us here. What does the World Cup have to do with financial services reviews? Well, more than you think actually! This summer,...

Latest news

Distribution

TMG adds Handelsbanken to mortgage lender panel

TMG Mortgage Network has added Handelsbanken to its lender panel, giving advisers access to...
Buy-to-let

Landlord refinancing returns to record levels as fixed-rate deals expire

Buy-to-let refinancing has returned to a record high as landlords respond to the expiry...
Bridging

Colin Sanders and Sundeep Patel to develop bridging proposition for Paragon

Paragon Bank has appointed Colin Sanders and Sundeep Patel to develop a bridging finance...
News

Atom bank issues 36% of near-prime mortgage offers on same day

Atom bank delivered 36% of its near-prime mortgage offers on the day of application...

PROFILES