Later Life

Interest-only lending evolves as later life borrowing grows, says Phoebus

The continued decline in interest-only mortgage balances reflects a healthier market and changing borrower...

Beverley BS reports rising demand for RIO mortgages

Beverley Building Society has reported a significant increase in demand for its Retirement Interest...

Millions of homeowners could use property wealth to plug retirement income gaps, report finds

Millions of older homeowners are facing retirement income shortfalls despite holding substantial levels of...

Key calls for FCA to tackle advice silos in later life lending review

Key Equity Release has welcomed FCA proposals to widen access to later life lending...

FCA warns firms as fake communications continue to rise

The Financial Conduct Authority has issued a fresh warning to firms after uncovering a...

Hodge Bank raises maximum loan sizes

Hodge Bank has increased maximum loan sizes across key loan-to-value bands and changed affordability...

FCA looks to widen mortgage access with proposed lending reforms

First-time buyers, older borrowers and the self-employed could benefit from a more flexible approach...

LiveMore broadens lending criteria to support more complex borrowers

Specialist lender LiveMore has expanded its lending criteria, reducing the time it looks back...

Pure Retirement launches AI criteria chatbot for advisers

Pure Retirement has launched an AI-driven criteria chatbot to help advisers obtain lending criteria...

Moderate retirement lifestyle now costs £32,700 a year

A "moderate" retirement lifestyle now costs £32,700 a year for a one-person household, according...

British Friendly enters market with new Lifetime Care Plan

British Friendly has entered the long-term care funding market with the launch of its...

Call for later life lending advice silos to be broken down

Industry figures have called for closer links between mortgage advisers, wealth managers and later...

Later life lending slows as borrowers remain cautious

Later life mortgage lending slowed during the first quarter of 2026 as older borrowers...

Hanley Intermediaries cuts mortgage rates across residential, RIO and self-build

Hanley Intermediaries has reduced rates across its residential, retirement interest-only (RIO) and self-build mortgage...

COMMENT

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

No benefit to be had from ‘wait and see’

It seems to be a recurring theme as of late, but it’s been yet another week of volatile rates. Swap rates continue to move,...

What financial services can learn from the World Cup

Look, bear with us here. What does the World Cup have to do with financial services reviews? Well, more than you think actually! This summer,...

Latest news

Mortgage industry cycle challenge raises £26k for children and homelessness charities

Mortgage industry leaders have raised £26,002 for two charities after cycling 472 miles from...

MTD pressure prompts 22% of landlords to consider quitting

More than one in five UK landlords have considered leaving the rental market as...

Virgin Money cuts new business rates and ups buy-to-let PT rates

Virgin Money is to reduce a range of purchase and remortgage fixed rates while...

TMG adds Handelsbanken to mortgage lender panel

TMG Mortgage Network has added Handelsbanken to its lender panel, giving advisers access to...

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