Later Life

Equity release lending rises 4% as new customer numbers recover

Equity release lending rose to £597m in the second quarter of 2026 as new...

Stamp duty deters half of over-65s from moving

Half of over-65s see stamp duty as a barrier to moving home, despite 58%...

Mortgage stability returns as protection and annuity demand holds firm

Advisers pursued more focused client activity in protection and retirement during the second quarter,...

Equity Release Council names John Godfrey as chair

John Godfrey, the former head of the No 10 policy unit, has been appointed...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to...

Vida sharpens lending rules for borrowers approaching retirement

Vida has revised its later-life mortgage criteria to give brokers clearer guidance when arranging...

LiveMore launches mortgage for homes with spray foam insulation

LiveMore has launched a mortgage designed for homeowners whose properties have become difficult to...

Home improvements remain leading reason for equity release

Home adaptations and improvements remained the most common reason for taking out a lifetime...

TMG launches consumer advice business

TMG Mortgage Network has launched a consumer-facing business offering mortgage, protection and later life...

Beverley enhances SIPP income assessment

Beverley Building Society has introduced a tiered approach to assessing income from self-invested personal...

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still...

Confidence in homeownership falters despite renewed ambition

More than half of aspiring homeowners do not believe they will ever be able...

Uncertainty means greater need for client conversations

Last week showed just how quickly events on the other side of the world...

L&G launches later life lending campaign

L&G has launched a later life lending campaign featuring short documentary-style films highlighting the...
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COMMENT

Comment

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

affordability

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...
Protection

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...
Appointments

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...
affordability

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES