banks

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Barclays cuts residential rates by up to 50bps

Barclays will reduce rates across its residential purchase, remortgage and existing-customer ranges from Friday...

Gatehouse widens gifted deposit rules beyond close family

Gatehouse Bank has widened its gifted deposit criteria to accept funds from non-family members...

Atom bank issues 36% of near-prime mortgage offers on same day

Atom bank delivered 36% of its near-prime mortgage offers on the day of application...

Afin Bank appoints three regional business development managers

Afin Bank has hired three regional business development managers to cover the North, South...

UTB restores 90% LTV second charge lending and cuts rates

United Trust Bank has reintroduced residential second charge lending at up to 90% loan-to-value...

Sixth Street and Bayview acquire Castle Trust Bank

Castle Trust Bank has been acquired from J.C. Flowers & Co by investment vehicles...

Mortgage lending rebounds but book growth lags

UK mortgage gross lending increased by more than a fifth during 2025, although substantially...

Clydesdale to raise selected residential product transfer rates

Clydesdale is to increase selected residential product transfer rates by up to 0.23%. The changes...

NatWest and Uinsure launch home insurance service with 60-second quotes

NatWest has partnered with insurance technology platform Uinsure to launch a home insurance service...

Aldermore sets out five-tier mortgage range for borrowers outside high street criteria

Aldermore is to introduce a five-tier residential lending range aimed at borrowers whose circumstances...

Afin Bank records £135m of mortgage approvals in first year

Afin Bank approved £135 million of mortgages during its first 12 months of operation...

Tandem Bank appoints southern account manager as second charge lending grows

Tandem Bank has appointed Lloyd Turner as southern account manager as it seeks to...

Brilliant racks up a memorable afternoon for charity

Brilliant Solutions was on cue at Rileys as 70 players and several late arrivals...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES