criteria

Barclays widens affordability criteria for company directors

Barclays has widened its mortgage affordability criteria for limited company directors by expanding the...

Wider mortgage options put borrower circumstances in focus on Lenders Live

Borrowers with historic credit problems and smaller deposits have more routes to explore, but...

HSBC eases new-build part-exchange criteria

HSBC has changed its residential lending criteria for new-build buyers who part exchange their...

Plannr integrates Mortgage Brain tools into adviser workflow

Plannr has partnered with Mortgage Brain to connect mortgage sourcing and lender submissions with...

Complex income must not become barrier to Scottish homeownership

Mortgage lenders need to keep adapting their criteria as changing working patterns leave growing...

Brokers value access to underwriters over slick technology

Mortgage brokers would rather have access to an underwriter than a sophisticated lender portal...

‘Complex is the new vanilla’: Affordability reshapes market

Mortgage cases with one or two complications are becoming the new “vanilla” as affordability...

CHL Mortgages launches limited edition buy-to-let range and eases criteria

CHL Mortgages has launched a limited edition buy-to-let range alongside a series of criteria...

Remortgage searches rise 11% year on year as August activity slows

Remortgage searches continued to support mortgage market activity in August, with Twenty7tec recording an...

Knowledge Bank records 6,800 lender criteria changes in August

Knowledge Bank recorded more than 6,800 changes to lender criteria during August, the highest...

Teachers BS posts record month for mortgage completions

Teachers Building Society recorded its highest-ever level of mortgage completions in August as the...

The Marsden eases expat criteria and cuts documentation requirements

Marsden Building Society has revised its expat mortgage criteria, removing its minimum income requirement...

Foundation widens residential criteria for higher earners and adverse credit

Foundation has expanded its residential mortgage criteria to accommodate more borrowers with historic credit...

Foundation widens mortgage criteria for borrowers with past credit problems

Foundation has relaxed its residential credit criteria to support borrowers rebuilding their financial position...

COMMENT

Taking the anxiety out of finance

It’s an anxious time for mortgage borrowers. A recent study by Handelsbanken Wealth found that the proportion of UK adults apprehensive about making mortgage...

Cashback should put conveyancing into the advice conversation

One of the more interesting findings from our latest quarterly statistics was the position of Nationwide Building Society, which accounted for 25% of all...

Why ownership structure matters in buy-to-let

It's a scenario brokers encounter every day. Two landlord clients approach them about the same type of buy-to-let property, with similar levels of equity...

You own the shares, but are you really just the custodian?

I've built three businesses and I've said the same thing most entrepreneurs have probably said to their mates and family at some point: "Give...

The FCA protection market study shouldn’t ignore redundancy

Considering a third of employers are likely to implement staff redundancies by January 2027, according to Acas, redundancy cover shouldn’t be ignored in wider...

Latest news

AI could prove critical as later life lending demand grows, Air warns

Later life lending specialists may struggle to capitalise on growing demand for advice unless...

Home improvement finance surges 112% as households invest in existing properties

Finance for home improvements more than doubled in the third quarter of 2026, according...

Younger equity release borrowers more likely to make interest payments

Borrowers under the age of 70 account for nearly two-thirds of more2life's lifetime mortgage...

Chetwood Bank names new board risk committee chair

Chetwood Bank has appointed Melanie Czarra as a non-executive director and chair of its...

PROFILES