criteria

Foundation widens residential criteria for higher earners and adverse credit

Foundation has expanded its residential mortgage criteria to accommodate more borrowers with historic credit...

Foundation widens mortgage criteria for borrowers with past credit problems

Foundation has relaxed its residential credit criteria to support borrowers rebuilding their financial position...

Knowledge Bank opens broker search data to lenders through KB PRO

Knowledge Bank has launched an intelligence service that allows mortgage lenders to analyse more...

Saffron challenges five complex income myths

Saffron for Intermediaries has urged brokers not to dismiss complex income cases as changing...

Rely cuts buy-to-let rates by up to 25bps

Rely has reduced rates by up to 25 basis points across a range of...

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

West One adds 6.5x LTI residential tier

West One has expanded its residential mortgage and Extra second charge ranges with higher...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a...

The Melton joins Mortgage Broker Tools affordability platform

Melton Building Society has joined the Mortgage Broker Tools panel, giving advisers access to...

Knowledge Bank technology underpins top three broker criteria platforms

Knowledge Bank’s technology powers all three of the highest-rated criteria sourcing services in the...

Gatehouse widens gifted deposit rules beyond close family

Gatehouse Bank has widened its gifted deposit criteria to accept funds from non-family members...

Knowledge Bank adds six HMO criteria questions after broker clinic

Knowledge Bank is to add six criteria questions to its platform after mortgage brokers...

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...

Aldermore sets out five-tier mortgage range for borrowers outside high street criteria

Aldermore is to introduce a five-tier residential lending range aimed at borrowers whose circumstances...
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COMMENT

Comment

How are we supporting the next generation of first-time buyers?

With GCSE and A-level results out over the last fortnight, it feels like the right moment to ask a question the industry doesn't spend...

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Latest news

Protection

Emergency savings searches surge as households face income pressures

Online searches for "emergency savings" rose by 950% year on year as households considered...
News

Young homeowners turn to 40-year mortgages to manage costs

Two-thirds of mortgage holders aged under 30 have taken loans lasting between 30 and...
events

Right Mortgage sets date for first women’s leadership summit

The Right Mortgage & Protection Network will hold its inaugural Women’s Leadership Summit in...
Appointments

Broadstone appoints senior banking pair as advisory demand rises

Broadstone Lending Advisory Services has appointed two senior business development managers as lenders and...

PROFILES