criteria

2026 forecasts: More pessimism or will the housing market strengthen?

Throughout 2025 many in the housing industry, both lenders and builders cast serious doubt...

Fixed rates dominate as first-time buyers drive activity in 2025

The UK mortgage market in 2025 was shaped by falling rates towards year-end, a...

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine...

Bridging finance momentum shows up in Knowledge Bank broker search data

Broker search behaviour on Knowledge Bank suggests bridging finance is playing an increasingly central...

Gen H widens credit criteria to support more first-time buyers

Residential mortgage lender Gen H has extended its internal credit criteria in a move...

Hanley Economic widens lending criteria to reflect modern working patterns

Hanley Economic Building Society has refreshed its residential lending criteria, aiming to accommodate a...

Early winter slowdown as lender criteria changes hit 2025 high

Knowledge Bank’s November data reveals a quieter month for broker searches set against a...

Santander sees surge in solo first-time buyers after lending rule changes

Santander UK has reported a sharp rise in applications from solo first-time buyers following...

Accord makes top slicing available to first-time landlords

Accord Mortgages has enhanced its top slicing criteria to accept first-time landlords subject to...

The Yorkshire and Accord remove income threshold for higher LTI loans

Yorkshire Building Society has scrapped its minimum income requirement for first-time buyers seeking loans...

Digital overhaul spices up specialist lending for Paragon Bank

Paragon Banking Group has reported another year of resilient profit growth, increased shareholder returns...

C&M Wealth integrates bridging criteria with Knowledge Bank

C&M Wealth has become the latest specialist bridging lender to upload its criteria to...

Assetz Capital cuts rates as developers pivot to conversions amid deepening planning delays

Assetz Capital has reduced pricing across its refurbishment, regeneration and development-exit loans with borrower...

Vida eases criteria to widen access to homeownership

Vida Homeloans has introduced two changes to its lending criteria aimed at increasing flexibility...

COMMENT

Beyond the walk: Mortgage leaders talk mental health – part 19

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Beyond the walk: Mortgage leaders talk mental health – part 18

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Mental health and the evolving role of mortgage advisers

Money worries rarely stay just about money. They affect sleep, confidence, relationships, and mental wellbeing - and for many people across the UK, mortgage...

Beyond the walk: Mortgage leaders talk mental health – part 16

The Mortgage Industry Mental Health Charter's (MIMHC) third annual 144-mile Walk & Talk challenge finally came to an end on Friday last week as...

Why complex-income borrowers need more adviser support

The UK mortgage market has become more complex for borrowers, lenders and advisers alike. Higher rates, tighter affordability pressures and more varied working patterns...

Latest news

Leek Building Society secures double win at British Bank Awards

Leek Building Society has secured a double success at the 2026 British Bank Awards...

ModaMortgages launches limited edition 5-year fixes with free vals

ModaMortgages has expanded its buy-to-let range with the launch of new limited edition 5-year...

TSB cuts residential fixed mortgage rates

TSB cut rates across parts of its residential mortgage range today as lenders continue...

Royal London refreshes protection anniversary emails

Royal London is rolling out refreshed anniversary emails to protection customers as insurers continue...

PROFILES