criteria

Self-employed borrowers face narrower lender choice

Self-employed mortgage applicants have access to more than a third fewer eligible lenders than...

Twenty7tec offers free ADAPT trial as mortgage product changes pass 450,000

Twenty7tec is giving RESEARCH users free access to its ADAPT market surveillance tool for...

LiveMore launches mortgage for homes with spray foam insulation

LiveMore has launched a mortgage designed for homeowners whose properties have become difficult to...

Afin Bank joins Mortgage Advice Bureau lender panel

Afin Bank has joined Mortgage Advice Bureau’s lender panel, giving its advisers access to...

Fleet Mortgages broadens buy-to-let criteria for foreign nationals and limited companies

Fleet Mortgages has widened its lending criteria for buy-to-let borrowers, introducing greater flexibility for...

Mortgage rates fall at fastest pace in almost two years

Fixed mortgage rates have recorded their biggest monthly reductions for almost two years, as...

The Mortgage Works cuts buy-to-let rates

The Mortgage Works has reduced buy-to-let mortgage rates by up to 0.25 percentage points...

Nationwide cuts mortgage rates for third time this month

Nationwide Building Society has reduced mortgage rates by up to 0.25 percentage points across...

Hodge broadens property lending criteria across residential ranges

Hodge Bank has expanded its property lending criteria, widening access to mortgage finance for...

Hodge widens foreign national mortgage criteria with 95% LTV lending

Hodge Bank has expanded its foreign national mortgage criteria, increasing maximum loan-to-value limits and...

Hodge Bank raises maximum loan sizes

Hodge Bank has increased maximum loan sizes across key loan-to-value bands and changed affordability...

Pure Retirement launches AI criteria chatbot for advisers

Pure Retirement has launched an AI-driven criteria chatbot to help advisers obtain lending criteria...

The Buckinghamshire joins Mortgage Broker Tools platform

Buckinghamshire Building Society has partnered with Mortgage Broker Tools to make its lending proposition...

Offa joins Knowledge Bank to expand broker reach

Offa has partnered with Knowledge Bank as the Islamic property finance fintech looks to...

COMMENT

How are we supporting the next generation of first-time buyers?

With GCSE and A-level results out over the last fortnight, it feels like the right moment to ask a question the industry doesn't spend...

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

The uncomfortable truth about the later life lending market

The headlines around the latest Equity Release Council figures released this month all suggested growth. But I think we need to have an honest...

Latest news

First-time buyer support tops Gen Z priorities

Support for building new homes locally is almost twice as high as opposition while...

Target Group appoints former Equiniti chief Paul Lynam to board

Target Group has appointed financial services veteran Paul Lynam as a non-executive director. Lynam (pictured)...

HSBC UK to examine economic shocks and mortgage rates in adviser webinars

HSBC UK will hold two webinars for mortgage intermediaries examining how political and economic...

Emergency savings searches surge as households face income pressures

Online searches for "emergency savings" rose by 950% year on year as households considered...

PROFILES