near prime

Atom bank cuts residential mortgage rates by 0.10%

Atom bank has reduced rates across its Near Prime range and most of its...

Atom bank raises loan-to-income limits on Prime and Near Prime mortgages

Atom bank has increased its loan-to-income limits on Prime and Near Prime mortgages at...

TMG backs Rotherham United Women in shirt sponsorship deal

TMG Financial Services has agreed a partnership with Rotherham United Women FC to become...

Atom bank cuts Prime and Near Prime mortgage rates

Atom bank has reduced rates across its Prime and Near Prime mortgage ranges. All Prime...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Atom bank issues 36% of near-prime mortgage offers on same day

Atom bank delivered 36% of its near-prime mortgage offers on the day of application...

Atom bank launches 95% LTV near prime mortgages

Atom bank has launched a 95% LTV near prime range and reduced rates across...

Atom bank lowers near prime mortgage rates

Atom bank has reduced rates across its near prime mortgage range by 10bps. The reductions...

We’re only scratching the surface with Near Prime

The growing importance of Near Prime to brokers and their clients was evident during...

Brokers expect near prime demand to rise further in 2026

Brokers are reporting rising demand for near prime mortgages, with Atom bank polling suggesting...

Beyond the walk: Mortgage leaders talk mental health – part 12

The Mortgage Industry Mental Health Charter (MIMHC) began its third annual 144-mile Walk &...

Beyond the walk: Mortgage leaders talk mental health – part 2

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five...

Atom trims near-prime mortgage rates by 20bps

Atom bank has cut rates across its near-prime mortgage range, with pricing now starting...
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COMMENT

Comment

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call the Chancellor, John Healey’s, first major market ‘intervention’ his ‘Growth...

Brokers are losing the attention battle 1,000 to 3

Take a client you placed on a 5-year fix last year. Over the life of that deal, their bank is now planning to contact...

Triple lock or no triple lock? That is not the question

The debate over the State Pension triple lock has returned. But perhaps the more important question is what the debate tells us about the...

Your clients have already asked AI

The FCA published research on 27 August showing that 56% of 18- to 40-year-olds who hold or are considering investments say they trust AI...

The technology that matters doesn’t make the decision

We have a tendency when talking about mortgage technology to start with what it can automate. How many documents can it process, how quickly can...

Latest news

Mansion Tax

Propertymark warns Scottish mansion tax could restrict housing market

Propertymark has warned plans for a Scottish “mansion tax” could make it harder for...
Stamp Duty

Berkeley calls for stamp duty overhaul to kick-start housing market

Berkeley Group has called on the Government to slash stamp duty for first-time buyers...
Economy

Stronger UK growth adds to interest rate uncertainty

Stronger-than-expected UK economic growth has added another complication to the outlook for interest rates...
Building Societies

Tipton expands Credit Plus range with second tier

Tipton & Coseley Building Society has added a second tier to its Credit Plus...

PROFILES