near prime

Vida profits surge as new banking licence powers record lending growth

Vida Group Holdings, the specialist mortgage lender which secured its full banking licence late...

Mortgage industry legends back Take Me Home Christmas Charity Concert

Support continues to build for what’s shaping up to be the mortgage industry’s biggest...

Mortgage industry sees progress on mental health but one in five remain at risk

The mortgage industry is making measurable progress in addressing the mental health of its...

UTB reshapes lending division as Sundeep Patel departs

United Trust Bank (UTB) has announced a major restructuring of its lending operations alongside...

Mortgage pros stride for mental health on Thames Bridges Trek

Mortgage industry pros from Crystal Specialist Finance, Market Financial Solutions, Movin Legal, MT Finance, United...

Atom bank trims prime and near-prime mortgage rates again

Atom bank has announced a fresh round of mortgage rate cuts, reducing prices across...

OSB sees profit slide despite loan growth and new platform launch

OneSavings Bank (OSB Group) reported a fall in profits for the first half of...

Atom bank lowers prime and near prime rates again

Atom bank has announced further rate cuts across its prime and near prime mortgage...

Pepper Money launches Flex proposition to ease broker access to inclusive mortgage options

Specialist lender Pepper Money has unveiled a new proposition, Pepper Flex, designed to streamline...

Atom bank expands near prime range with new higher-fee products

Atom bank has added a new tranche of near prime mortgage products to its...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in...

Pepper Money launches new near prime fixed rate product

Specialist lender Pepper Money has unveiled a limited-edition summer product as part of its...

Atom bank lowers near prime rates once again

Atom bank has announced a fresh round of rate cuts across its near prime...

Atom bank shaves Near Prime rates

Atom bank has announced a fresh round of rate reductions across its Near Prime...
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COMMENT

Repricing

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Will we look back at Q2 as the most stable quarter of 2026?

The first half of 2026 has reminded us how quickly sentiment can change within the mortgage and housing markets. After a fairly stable and promising...

A steadier second half of 2026 in sight?

The first half of 2026 has been a reminder that the mortgage market does not operate in isolation. While domestic economic conditions have remained...

Latest news

Second Charge

Step One Finance prepares new broker originations platform

Step One Finance is to launch an intermediary originations platform intended to simplify second...
News

Healey takes Treasury as Burnham puts housing among early priorities with Rayner appointment

John Healey was appointed chancellor of the exchequer last night as new prime minister...
Profile

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still...
First-time buyers

Newcastle widens mortgage support scheme with 95% LTV option

Newcastle for Intermediaries has relaunched its Joint Mortgage Sole Proprietor (JMSP) range with broader...

PROFILES