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near prime
Pepper Money launches Flex proposition to ease broker access to inclusive mortgage options
Specialist lender Pepper Money has unveiled a new proposition, Pepper Flex, designed to streamline...
17 July 2025
Atom bank expands near prime range with new higher-fee products
Atom bank has added a new tranche of near prime mortgage products to its...
10 July 2025
Broker proactivity can ease path back to prime
One of the lessons we’ve taken from the ever rising levels of interest in...
7 July 2025
Pepper Money launches new near prime fixed rate product
Specialist lender Pepper Money has unveiled a limited-edition summer product as part of its...
3 July 2025
Atom bank lowers near prime rates once again
Atom bank has announced a fresh round of rate cuts across its near prime...
12 June 2025
Atom bank shaves Near Prime rates
Atom bank has announced a fresh round of rate reductions across its Near Prime...
23 May 2025
Atom bank sees record Near Prime mortgage activity
Atom bank has reported record levels of Near Prime mortgage business, setting new monthly...
14 May 2025
Bluestone mortgages eases credit criteria to expand mortgage access
Bluestone Mortgages has announced a series of credit policy and tiering updates across its...
1 May 2025
The Mortgage Soup view: Challenges and opportunities for brokers
One of the biggest focal points for brokers this year is the sheer volume...
28 April 2025
Atom bank reduces Near Prime mortgage rates
Atom bank has announced further reductions across its Near Prime residential mortgage range, with...
24 April 2025
Pepper Money reduces rates across entire range
Pepper Money has cut rates across its entire product range, with reductions of up...
8 April 2025
Precise launches its highest ever LTV products and slashes residential rates
Precise has made a range of improvements to its residential proposition with cheaper pricing...
31 March 2025
Atom bank breaks Near Prime record
Atom bank has reported another record-breaking month for Near Prime activity. Over the course of...
14 March 2025
Atom bank hit near prime high in Q3
Atom bank has recorded a record quarter for near prime lending. The three months to...
13 November 2024
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COMMENT
Comment
The new Chancellor wants to remove barriers to growth; he should start with housing
There was probably a degree of unintended irony in the Treasury choosing to call the Chancellor, John Healey’s, first major market ‘intervention’ his ‘Growth...
11 September 2026
Brokers are losing the attention battle 1,000 to 3
Take a client you placed on a 5-year fix last year. Over the life of that deal, their bank is now planning to contact...
10 September 2026
Triple lock or no triple lock? That is not the question
The debate over the State Pension triple lock has returned. But perhaps the more important question is what the debate tells us about the...
9 September 2026
Your clients have already asked AI
The FCA published research on 27 August showing that 56% of 18- to 40-year-olds who hold or are considering investments say they trust AI...
9 September 2026
The technology that matters doesn’t make the decision
We have a tendency when talking about mortgage technology to start with what it can automate. How many documents can it process, how quickly can...
8 September 2026
Latest news
Mansion Tax
Propertymark warns Scottish mansion tax could restrict housing market
Propertymark has warned plans for a Scottish “mansion tax” could make it harder for...
11 September 2026
Stamp Duty
Berkeley calls for stamp duty overhaul to kick-start housing market
Berkeley Group has called on the Government to slash stamp duty for first-time buyers...
11 September 2026
Economy
Stronger UK growth adds to interest rate uncertainty
Stronger-than-expected UK economic growth has added another complication to the outlook for interest rates...
11 September 2026
Building Societies
Tipton expands Credit Plus range with second tier
Tipton & Coseley Building Society has added a second tier to its Credit Plus...
11 September 2026
PROFILES
Darrell Walker on LendInvest’s next chapter
Toni Smith on the human factor and the fourth emergency service
The AI questions the mortgage industry needs to ask – and address