RIO mortgages

Brilliant Solutions joins Equity Release Council as later life market broadens

Brilliant Solutions has joined the Equity Release Council as the mortgage club and specialist...

Key expands later life advice across full mortgage range

Key Group has widened its later life lending advice model, enabling advisers to research...

Together joins Equity Release Council as later life market broadens

Together has become a member of the Equity Release Council as the specialist lender...

Housing wealth could help close retirement income gap for 3.7m homeowners

Almost half of homeowner households aged 55 to 79 are expected to fall short...

Mortgage labels risk putting older borrowers off advice

Terms such as "later life lending" and "equity release" risk creating barriers between borrowers...

Four in 10 borrowers expect to carry mortgage into retirement

Almost four in 10 mortgage borrowers expect to enter retirement without having paid off...

Scottish BS takes specialist mortgage range nationwide

Scottish Building Society has expanded its intermediary mortgage proposition across mainland UK, giving brokers...

Beverley enhances SIPP income assessment

Beverley Building Society has introduced a tiered approach to assessing income from self-invested personal...

Hodge Bank partners with Mortgage Broker Tools

The partnership means Mortgage Broker Tools’ broker members can now access Hodge’s specialist mortgage...

Air warns of interest-only mortgage maturity challenge for older borrowers

Thousands of older homeowners approaching the end of their interest-only mortgage terms may be...

Interest-only lending evolves as later life borrowing grows, says Phoebus

The continued decline in interest-only mortgage balances reflects a healthier market and changing borrower...

Beverley BS reports rising demand for RIO mortgages

Beverley Building Society has reported a significant increase in demand for its Retirement Interest...

Key calls for FCA to tackle advice silos in later life lending review

Key Equity Release has welcomed FCA proposals to widen access to later life lending...

FCA looks to widen mortgage access with proposed lending reforms

First-time buyers, older borrowers and the self-employed could benefit from a more flexible approach...
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COMMENT

Comment

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

affordability

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...
Protection

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...
Appointments

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...
affordability

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES