affordability

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

West One adds 6.5x LTI residential tier

West One has expanded its residential mortgage and Extra second charge ranges with higher...

Right to Buy sales surge 90%

Right to Buy sales in England increased by 90% during 2025-26 as prospective buyers...

The Melton joins Mortgage Broker Tools affordability platform

Melton Building Society has joined the Mortgage Broker Tools panel, giving advisers access to...

House price growth slows as market uncertainty weighs on buyers

Annual UK house price growth eased to 1.8% in July as economic uncertainty and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

No-deposit mortgages carry £73,000 London interest premium

London first-time buyers using a no-deposit mortgage could pay more than £73,000 in additional...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Tipton revives high income multiple mortgages and cuts expat rate

Tipton & Coseley Building Society has reintroduced lending at up to six and a...

Self-employed borrowers face narrower lender choice

Self-employed mortgage applicants have access to more than a third fewer eligible lenders than...

Affordability rule changes drive borrowers towards new lenders

Mortgage advisers are increasingly using modified affordability assessments to move borrowers to new lenders...

Just one in seven homes records five years of growth

Fewer than one in seven UK homes increased in value during every year of...

Beverley enhances SIPP income assessment

Beverley Building Society has introduced a tiered approach to assessing income from self-invested personal...

Afin Bank joins Mortgage Advice Bureau lender panel

Afin Bank has joined Mortgage Advice Bureau’s lender panel, giving its advisers access to...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES