affordability

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Vulnerability and mortgage affordability: two sides of the same coin

Typically, affordability and customer vulnerability have sat in different parts of the business. Credit...

Two-thirds of older borrowers assume lenders impose age limits

Almost two-thirds of brokers believe older borrowers still assume all mortgage lenders impose age...

UK rate hike risk grows after Fed raises rates

The prospect of UK interest rates rising again is moving back onto the agenda...

Mortgage rates face further pressure as inflation rises to 3.1%

Mortgage rates could face further upward pressure after UK inflation climbed back above 3%...

Four-month fall in sales agreed signals weaker mortgage market

Mortgage lenders face a potentially weaker final quarter after property sales agreed fell by...

High-income-multiple lending to first-time buyers jumps 66%

The number of first-time buyer mortgages advanced at 4.5 times income or more rose...

Propertymark warns Scottish mansion tax could restrict housing market

Propertymark has warned plans for a Scottish “mansion tax” could make it harder for...

Berkeley calls for stamp duty overhaul to kick-start housing market

Berkeley Group has called on the Government to slash stamp duty for first-time buyers...

Stronger UK growth adds to interest rate uncertainty

Stronger-than-expected UK economic growth has added another complication to the outlook for interest rates...

Atom bank cuts residential mortgage rates by 0.10%

Atom bank has reduced rates across its Near Prime range and most of its...

Triple lock or no triple lock? That is not the question

The debate over the State Pension triple lock has returned. But perhaps the more...

Four in 10 borrowers expect to carry mortgage into retirement

Almost four in 10 mortgage borrowers expect to enter retirement without having paid off...

Record healthcare demand highlights protection opportunity

Demand for private healthcare remained close to record levels at the start of 2026,...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES