Help to Buy

Almost half of Help to Buy borrowers could not have bought without scheme

Almost half of Help to Buy customers would not have been able to purchase...

New housebuilder registrations fall 34% from 2022 peak

The number of housebuilding companies being established in the UK has fallen by 34%...

Revived Help to Buy would inflate prices: Lamdin

Restoring Help to Buy would strengthen developers’ sales without solving the underlying affordability crisis...

Pepper Money cuts rates across resi and affordable homes range

Pepper Money has cut rates across its residential and affordable home ownership range. Residential rates...

Help to Buy benefits skewed towards higher earners, IFS finds

Government-backed Help to Buy schemes delivered modest improvements in housing affordability, with the gains...

Barclays steps up broker investment as mortgage volumes shift to intermediaries

Barclays is deepening its commitment to mortgage brokers as it accelerates its push for...

Midlands set to overtake London as house-price cycle shifts

House prices are forecast to record modest growth next year as falling inflation and...

Aldermore urges stamp duty holiday and revival of Help to Build in Budget

Aldermore has urged the government to introduce an 18-month stamp duty holiday for new...

Aspiring homeowners held back by prices, confidence and lack of advice

Despite strong demand for homeownership, many aspiring buyers remain unable to take the first...

Housebuilders launch new equity loan scheme to boost homeownership

A group of UK housebuilders have joined forces with lenders and asset managers to...

First-time buyer growth slows as affordability pressures persist

The number of first-time buyers entering the housing market has risen sharply this year...

Q&A: Jason Berry, Crystal Specialist Finance

Mortgage Soup fires the questions at Jason Berry, group sales director at Crystal Specialist...

Zoopla warns cost pressures mean housing targets are at risk

The government’s flagship target to deliver 1.5m new homes over the next five years...

Bellway renews call for Help to Buy as housing recovery stalls

Housebuilder Bellway says the UK housing market recovery has “stalled” over summer, renewing its...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES