Help to Buy

Help to Buy benefits skewed towards higher earners, IFS finds

Government-backed Help to Buy schemes delivered modest improvements in housing affordability, with the gains...

Barclays steps up broker investment as mortgage volumes shift to intermediaries

Barclays is deepening its commitment to mortgage brokers as it accelerates its push for...

Midlands set to overtake London as house-price cycle shifts

House prices are forecast to record modest growth next year as falling inflation and...

Aldermore urges stamp duty holiday and revival of Help to Build in Budget

Aldermore has urged the government to introduce an 18-month stamp duty holiday for new...

Aspiring homeowners held back by prices, confidence and lack of advice

Despite strong demand for homeownership, many aspiring buyers remain unable to take the first...

Housebuilders launch new equity loan scheme to boost homeownership

A group of UK housebuilders have joined forces with lenders and asset managers to...

First-time buyer growth slows as affordability pressures persist

The number of first-time buyers entering the housing market has risen sharply this year...

Q&A: Jason Berry, Crystal Specialist Finance

Mortgage Soup fires the questions at Jason Berry, group sales director at Crystal Specialist...

Zoopla warns cost pressures mean housing targets are at risk

The government’s flagship target to deliver 1.5m new homes over the next five years...

Bellway renews call for Help to Buy as housing recovery stalls

Housebuilder Bellway says the UK housing market recovery has “stalled” over summer, renewing its...

Affordability crunch: private renters struggling to save as housing costs soar

A growing divide between renters and homeowners is placing mounting pressure on first-time buyer...

One million homes increase in value by 50% since pandemic

More than one million UK homes have increased in value by 50% or more...

Reeves’ reforms are a welcome boost but the housing market must modernise

Rachel Reeves’ announcement marks a clear shift in housing policy, with measures that could...

Criticism and uncertainty surround launch of Labour’s ‘Freedom to Buy’ mortgage scheme

Rachel Reeves is expected to launch Labour’s Freedom to Buy scheme tomorrow, a permanent...

COMMENT

Portfolio landlords reshape buy-to-let market

Portfolio landlords are becoming increasingly central to the buy-to-let market as investors take a more structured approach to property ownership. The market has seen a...

Supporting complex cases in a modern mortgage market

In today’s diverse mortgage landscape, brokers are working with a growing number of clients whose circumstances fall outside traditional lending models. From self-employed professionals...

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

The 4.3 million borrowers your pipeline is probably missing

There are 4.3 million self-employed workers in the UK and nearly one in five self-employed workers plans to buy a property in the next...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

Latest news

Family Building Society cuts minimum property value to £75k

Family Building Society has lowered its minimum property value from £120,000 to £75,000 across...

360 Lifecycle adds Checkmyfile credit reporting link

360 Lifecycle has partnered with Checkmyfile to give advisers access to clients’ multi-agency credit...

Barclays cuts rates and launches sub-4% Premier tracker

Barclays will cut selected mortgage rates from Thursday 30 April and launch a Premier...

Millennials still locked out of homeownership

Only 5% of millennials have reached the life milestones they expected as teenagers, according...

PROFILES