Pepper Money has cut rates across its residential and affordable home ownership range.

Residential rates now start from 5.30% up to 75% LTV, shared ownership rates start from 5.65% up to 75% LTV,  Right to Buy rates start from 6.00% up to 75% LTV and  Help to Buy rates start from 5.90% up to 75% LTV.

Paul Adams, sales director at Pepper Money, said: “These latest rate reductions demonstrate our commitment to providing competitive mortgage solutions for both customers and brokers across a wide range of borrowing needs.

“By improving pricing across our residential and affordable home ownership ranges, we are helping more customers access homeownership opportunities, while ensuring brokers have the products they need to support those with more complex circumstances.

“We’re particularly pleased that some of these changes position us among the most competitively priced lenders in our peer group, further strengthening our proposition in key areas of the market.”