Retirement borrowing

Vida sharpens lending rules for borrowers approaching retirement

Vida has revised its later-life mortgage criteria to give brokers clearer guidance when arranging...

Beverley enhances SIPP income assessment

Beverley Building Society has introduced a tiered approach to assessing income from self-invested personal...

Hodge Bank partners with Mortgage Broker Tools

The partnership means Mortgage Broker Tools’ broker members can now access Hodge’s specialist mortgage...

Air warns of interest-only mortgage maturity challenge for older borrowers

Thousands of older homeowners approaching the end of their interest-only mortgage terms may be...

Interest-only lending evolves as later life borrowing grows, says Phoebus

The continued decline in interest-only mortgage balances reflects a healthier market and changing borrower...

Beverley BS reports rising demand for RIO mortgages

Beverley Building Society has reported a significant increase in demand for its Retirement Interest...

Millions of homeowners could use property wealth to plug retirement income gaps, report finds

Millions of older homeowners are facing retirement income shortfalls despite holding substantial levels of...

Key calls for FCA to tackle advice silos in later life lending review

Key Equity Release has welcomed FCA proposals to widen access to later life lending...

Hodge Bank raises maximum loan sizes

Hodge Bank has increased maximum loan sizes across key loan-to-value bands and changed affordability...

Moderate retirement lifestyle now costs £32,700 a year

A "moderate" retirement lifestyle now costs £32,700 a year for a one-person household, according...

Call for later life lending advice silos to be broken down

Industry figures have called for closer links between mortgage advisers, wealth managers and later...

Later life lending slows as borrowers remain cautious

Later life mortgage lending slowed during the first quarter of 2026 as older borrowers...

Property wealth set to play bigger role as pension savings fall short

The growing reliance on defined contribution pensions is likely to increase the role of...

As leadership battle brews, could later life lending emerge as a defining policy issue?

The runners and riders are anticipating a leadership challenge to unseat Labour’s first Prime...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Brilliant racks up a memorable afternoon for charity

Brilliant Solutions was on cue at Rileys as 70 players and several late arrivals...

Rayner rules out rent controls

Housing Secretary Angela Rayner has ruled out rent controls in England, providing greater certainty...

Mortgage Brain adds Uinsure home insurance quotes to CRM platform

Mortgage Brain has integrated Uinsure with CRM Brain, allowing brokers to arrange buildings and...

Nationwide and Accord the latest to increase rates

Mortgage borrowers have been urged to review their options after Nationwide and Accord increased...

PROFILES