Retirement borrowing

Hodge Bank raises maximum loan sizes

Hodge Bank has increased maximum loan sizes across key loan-to-value bands and changed affordability...

Moderate retirement lifestyle now costs £32,700 a year

A "moderate" retirement lifestyle now costs £32,700 a year for a one-person household, according...

Call for later life lending advice silos to be broken down

Industry figures have called for closer links between mortgage advisers, wealth managers and later...

Later life lending slows as borrowers remain cautious

Later life mortgage lending slowed during the first quarter of 2026 as older borrowers...

Property wealth set to play bigger role as pension savings fall short

The growing reliance on defined contribution pensions is likely to increase the role of...

As leadership battle brews, could later life lending emerge as a defining policy issue?

The runners and riders are anticipating a leadership challenge to unseat Labour’s first Prime...

Air to host later life lending growth summit

Air will host a Growth Summit next week to help advisers respond to change...

Equity release lending falls as uncertainty delays completions

Equity release lending fell in the first quarter of 2026 as economic uncertainty and...

Brokers told not to wait for FCA review before reassessing later life lending advice

Brokers should reassess how they approach older borrowers now rather than wait for regulatory...

TRM to host later life lending roadshow

The Right Mortgage & Protection Network will host a later life lending roadshow in...

Rising costs push more retirees back into work, Standard Life finds

A growing number of retirees are returning to work as the financial realities of...

Parental support for adult children is reshaping retirement plans

Three in five parents with children aged over 18 are providing financial support, with...

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions...

FCA call to action: property wealth moves centre stage to fund longer retirements

Nikhil Rathi, chief executive of the FCA, recently gave a clear indication that the...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

Nationwide cuts switcher mortgage rates for existing borrowers

Nationwide is reducing rates across its switcher mortgage range for existing customers by up...

Hinckley & Rugby adds visa mortgage products to offering

Hinckley & Rugby for intermediaries has launched four two-year discount visa mortgage products across...

NatWest strengthens broker support with intermediary team expansion

NatWest has expanded its intermediary leadership team with the creation of two new corporate...

LMS chief executive Nick Chadbourne to step down

LMS has announced that Nick Chadbourne is to step down as chief executive after...

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