Retirement borrowing

Housing wealth could help close retirement income gap for 3.7m homeowners

Almost half of homeowner households aged 55 to 79 are expected to fall short...

Mortgage labels risk putting older borrowers off advice

Terms such as "later life lending" and "equity release" risk creating barriers between borrowers...

Advisers face pressure to bring families into retirement planning

Advice firms risk weakening long-term client relationships by failing to involve partners and beneficiaries...

Mortgage debt weighs on retirement plans as pension savers look to ‘clear the decks’

Mortgage debt is emerging as a significant concern for people approaching retirement, with new...

Triple lock or no triple lock? That is not the question

The debate over the State Pension triple lock has returned. But perhaps the more...

Four in 10 borrowers expect to carry mortgage into retirement

Almost four in 10 mortgage borrowers expect to enter retirement without having paid off...

Scottish BS takes specialist mortgage range nationwide

Scottish Building Society has expanded its intermediary mortgage proposition across mainland UK, giving brokers...

The Buckinghamshire launches three-year discounted mortgage range

Buckinghamshire Building Society has launched three three-year discounted mortgage products across its Retirement and...

TMG Group agrees deal to acquire Later Life Money

TMG Group has agreed to acquire Later Life Money Limited, subject to approval from...

Later-life mortgage lending rises as advisers face calls to widen options

Mortgage lending to borrowers aged over 55 increased in the second quarter, although the...

Advisers urged to consider later life lending before clients tap pension cash

Financial advisers should discuss later life lending with older homeowners considering using tax-free pension...

Marsden passes £100m Guernsey lending milestone

Marsden Building Society has surpassed £100m in mortgage completions in Guernsey through its partnership...

Q&A: Charlotte Grimshaw, Suffolk Building Society

Mortgage Soup fires the questions at Charlotte Grimshaw, head of intermediaries at Suffolk Building...

Equity Release Council names John Godfrey as chair

John Godfrey, the former head of the No 10 policy unit, has been appointed...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Millions of households exposed to financial shocks despite apparent stability

Millions of UK households that appear financially secure could struggle to absorb an unexpected...

The Mortgage Hut adopts Instamo tool to speed up mortgage applications

The Mortgage Hut has introduced Instamo's FastSubmit technology to reduce the amount of manual...

FCA sets out timetable for major expansion of anti-money laundering supervision

The FCA expects to begin taking over anti-money laundering supervision of legal, accountancy and...

MAB revenue rises as refinancing drives mortgage completions

Mortgage Advice Bureau reported an 8.6% increase in first-half revenue to £161.0m as higher...

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