Help to Buy

Affordability crunch: private renters struggling to save as housing costs soar

A growing divide between renters and homeowners is placing mounting pressure on first-time buyer...

One million homes increase in value by 50% since pandemic

More than one million UK homes have increased in value by 50% or more...

Reeves’ reforms are a welcome boost but the housing market must modernise

Rachel Reeves’ announcement marks a clear shift in housing policy, with measures that could...

Criticism and uncertainty surround launch of Labour’s ‘Freedom to Buy’ mortgage scheme

Rachel Reeves is expected to launch Labour’s Freedom to Buy scheme tomorrow, a permanent...

Growth in mortgage and rent spending slows as buyers brace for higher repayments

Growth in consumer spending on mortgages and rent slowed for the third consecutive month...

Bank of Mum and Dad boosts first-time buyer business at London broker AS Financial

London-based mortgage broker AS Financial has reported a notable increase in first-time buyer activity,...

Interest in new-build homes continues to dwindle

E.surv’s latest Property Watch report has concluded that the UK housing market has shown...

Leeds BS cuts rates for first-time buyers and landlords

Leeds Building Society has reduced rates on a range of its mortgages products. The cuts...

More help needed for prospective homebuyers

50% of current homeowners with a mortgage had support in getting onto the property...

Pepper Money reprices mortgage range

Pepper Money has repriced its product range in response to significant increases in swap...

Support for low deposit schemes vital after Help to Buy

National brokerage Just Mortgages has said that the sector must continue to get behind...

Virgin Money and Clydesdale Bank change Forces Help to Buy policy

Virgin Money and Clydesdale Bank will now accept the Forces Help to Buy loan...

Criteria searches for Help to Buy Equity Loan Scheme up by 10%

First-time buyers are persisting with Help to Buy purchases, with the 31st March cut-off-point...

Skipton cuts rates across government mortgage schemes

Skipton Building Society has announced rate reductions across its mortgage product suite. From 9am tomorrow...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES