Analysis

Lifetime ISAs linked to £67.5bn of first-time buyer property purchases

Lifetime ISAs have helped more than 417,000 people buy their first home since the...

Tenant views of landlords more positive than wider perceptions, YBS research finds

Private renters are significantly more positive about landlords than wider public debate might suggest,...

Holiday let owners lift profits despite tax regime changes, Cumberland finds

Nearly half of holiday let owners say their profitability has increased since the abolition...

Mortgage advances rise 11% as high-LTV lending reaches 18-year high

Gross mortgage advances rose by 11.1% in the second quarter of 2026, while the...

Millennials and Gen Z set to make up 62% of landlords within a decade

Millennials and Generation Z are expected to account for almost two-thirds of UK landlords...

Cumberland launches index tracking UK holiday let market

The Cumberland Building Society has launched its first Holiday Let Index, examining confidence, investment...

Tenant demand rises for first time in two years

Tenant demand increased in the second quarter of 2026, reversing two years of decline,...

Wealthy borrowers favour liquidity as specialist lending grows

High-net-worth borrowers are increasingly using finance to preserve liquidity and manage their wider wealth...

Prime London sales falter as rental growth hits 18-month high

Prime London sales activity weakened in July while annual rental growth accelerated to its...

Negative equity fears persist despite confidence in property values

Nine in 10 recent homebuyers are concerned that housing market changes could reduce their...

Landlord refinancing returns to record levels as fixed-rate deals expire

Buy-to-let refinancing has returned to a record high as landlords respond to the expiry...

First-time buyer and home mover demand holds up as mortgage applications fall

First-time buyers and home movers proved more resilient than remortgage borrowers during a weaker...

Affordability rule changes drive borrowers towards new lenders

Mortgage advisers are increasingly using modified affordability assessments to move borrowers to new lenders...

A steadier second half of 2026 in sight?

The first half of 2026 has been a reminder that the mortgage market does...

COMMENT

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Latest news

Lifetime ISAs linked to £67.5bn of first-time buyer property purchases

Lifetime ISAs have helped more than 417,000 people buy their first home since the...

Landbay webinar to examine outlook for rates and UK economy

Landbay is to host an economic webinar examining the outlook for interest rates, inflation...

Cost of living hits homeownership plans for more than half of young Scots

More than half of younger adults in Scotland say cost-of-living pressures are the biggest...

Precise cuts residential mortgage offer times with new platform

Precise has launched a residential mortgage platform after a pilot reduced average application-to-offer times...

PROFILES