Help to Buy

The big issues that brokers will face in 2023

It’s been a long and, at times, difficult year for the property market and...

SmartrFit data show activity levels fuelled by foreign buyers

As UK lenders return to the market, data from Legal & General’s SmartrFit platform...

Majority of young people worried about home ownership possibilities

Research from Bluestone Mortgages has revealed that young people (those aged 18-34 years old)...

Virgin Money withdraws 95% LTV range

Virgin Money has made changes to its product offering. It has withdrawn its highest LTV...

L&G calls for industry collaboration over Help to Buy end

Legal & General Mortgage Club is calling on the mortgage industry to work together...

Bluestone opens up Right to Buy availability

Bluestone Mortgages has announced a rate reduction across its product range and has brought...

Bluestone cuts Help to Buy rates

Bluestone Mortgages has reduced rates across its Help to Buy range to support customers...

Pepper adds impaired credit remortgage products to Help to Buy range

Pepper Money has expanded its Help to Buy range with the introduction of Help...

Affinity Mortgages joins Proportunity broker panel

Affinity Mortgages has been added to the panel of brokers at Proportunity, the shared...

Will ‘Levelling Up’ help first-time buyers?

The government’s Levelling Up White Paper focused heavily on the housing market, specifically looking...

Virgin Money announces mortgage rate rises

Virgin Money has raised a number of mortgage rates. Exclusives 80% LTV two-year fixed rate...

Virgin Money to increase selected fixed rates

Virgin Money is making changes to a selection of fixed rate mortgages. The changes come...

MAB New Homes partners with Generation Home

Mortgage Advice Bureau New Homes has teamed up with Generation Home in an attempt...

Proportunity hires its first national account manager

Matt Surridge has joined Proportunity as national account manager. Surridge (pictured, left) joins Proportunity from fintech...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES