affordability

Friends and family offer route on to property ladder for single buyers

More than half of prospective buyers would consider purchasing a home with a friend...

Stamp duty receipts defy housing market slowdown

Stamp Duty Land Tax receipts remained above pre-pandemic levels during the first half of...

Northern house price growth slows as regional divide narrows

Northern England remains Britain’s strongest-performing housing market, although growth in the leading regions is...

LEASE launches lease extension cost tool

The Leasehold Advisory Service has launched a free online tool enabling leaseholders to check...

Affordability blocking housing recovery

Improving confidence is encouraging buyers back into the housing market but affordability remains the...

Mortgage rate reversal wipes out July cuts

Average mortgage rates increased during July, reversing the reductions recorded a month earlier, according...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

West One adds 6.5x LTI residential tier

West One has expanded its residential mortgage and Extra second charge ranges with higher...

Right to Buy sales surge 90%

Right to Buy sales in England increased by 90% during 2025-26 as prospective buyers...

The Melton joins Mortgage Broker Tools affordability platform

Melton Building Society has joined the Mortgage Broker Tools panel, giving advisers access to...

House price growth slows as market uncertainty weighs on buyers

Annual UK house price growth eased to 1.8% in July as economic uncertainty and...

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...

No-deposit mortgages carry £73,000 London interest premium

London first-time buyers using a no-deposit mortgage could pay more than £73,000 in additional...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES