RIO mortgages

LiveMore broadens lending criteria to support more complex borrowers

Specialist lender LiveMore has expanded its lending criteria, reducing the time it looks back...

Later life lending slows as borrowers remain cautious

Later life mortgage lending slowed during the first quarter of 2026 as older borrowers...

Hanley Intermediaries cuts mortgage rates across residential, RIO and self-build

Hanley Intermediaries has reduced rates across its residential, retirement interest-only (RIO) and self-build mortgage...

Vernon reports rise in later life lending after product refresh

Vernon Building Society has reported a sharp increase in later life lending, with retirement...

As leadership battle brews, could later life lending emerge as a defining policy issue?

The runners and riders are anticipating a leadership challenge to unseat Labour’s first Prime...

Air supports Linear move into later life lending

Air is supporting Linear Financial Solutions as the Primis Mortgage Network firm launches into...

Air to host later life lending growth summit

Air will host a Growth Summit next week to help advisers respond to change...

Brokers told not to wait for FCA review before reassessing later life lending advice

Brokers should reassess how they approach older borrowers now rather than wait for regulatory...

The Buckinghamshire launches three-year fixed mortgage range

Buckinghamshire Building Society has launched a new range of three-year fixed mortgage products aimed...

Family Building Society cuts minimum property value to £75k

Family Building Society has lowered its minimum property value from £120,000 to £75,000 across...

TRM to host later life lending roadshow

The Right Mortgage & Protection Network will host a later life lending roadshow in...

The Buckinghamshire launches new discounted rate range

Buckinghamshire Building Society has launched a new discounted rate mortgage range, giving brokers greater...

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions...

Beverley Building Society launches RIO Lifetime Discount Mortgage

Beverley Building Society has expanded its later life proposition with the launch of a...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES