RIO mortgages

Air sets out Consumer Duty blueprint for later life lending advice

Air has published a new report designed to help advisers evidence later life lending...

The continued evolution of the later life lending market

Later life lending has moved well beyond being an occasional enquiry about equity release...

LiveMore integrates with Twenty7tec affordability tool

LiveMore has integrated its affordability assessment into Twenty7tec’s RESEARCH tool in a move designed...

Financial firms warned over gaps in tackling domestic and economic abuse

Financial services firms are failing to ask the right questions about domestic and economic...

FCA signals lighter touch as Rathi warns of ‘modest distress’ from mortgage easing

The chief executive of the Financial Conduct Authority (FCA) has confirmed a decisive shift...

New podcast aimed at advisers navigating mortgage and wealth convergence

Twenty7tec has launched a new podcast series designed to support advisers as mortgage and...

Simplybiz Mortgages sets out expanded events programme for 2026

Simplybiz Mortgages has unveiled its events programme for 2026, with more than 100 in-person...

Britain’s post-war generation reaches 80 with longer lives and new financial pressures

The first wave of babies born after the Second World War turns 80 this...

The Marsden joins Brilliant Solutions panel to widen later life and expat lending access

Marsden Building Society has joined the Brilliant Solutions lender panel, expanding the range of...

The Cambridge launches new fixed rate RIO options

Cambridge Building Society has introduced two new fixed rate Retirement Interest Only (RIO) mortgage...

INDUSTRY REACTION: Equity release lending rises 11% in 2025

The equity release market recorded its strongest annual growth in recent years, with total...

Advisers look beyond product sourcing as platforms support later life advice

New research suggests advisers are increasingly using sourcing platforms as broader advice tools rather...

Most homeowners rule out downsizing as a retirement strategy

Fewer than one in five people expect to move to a smaller home in...

MAB integrates LiveMore Mortgage Matcher into adviser platform

Mortgage Advice Bureau has partnered with later life lender LiveMore to integrate the LiveMore...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES