RIO mortgages

IMLA backs FCA roadmap on mortgage rule review

The Intermediary Mortgage Lenders Association (IMLA) has described the Financial Conduct Authority’s (FCA’s) Feedback...

The Right Mortgage & Protection Network reports strong Q3 performance

The Right Mortgage & Protection Network has reported another quarter of growth, pointing to...

FCA outlines reforms aimed at broadening access to mortgages

The Financial Conduct Authority has set out plans to reshape the mortgage market, with...

Hanley Economic expands RIO lending as maximum LTV rises to 70%

Hanley Economic Building Society has widened its later life lending range by lifting the...

Over-55’s call for stamp duty abolition ahead of Autumn Budget

As Chancellor Rachel Reeves prepares to deliver the Autumn Budget over-55s are making their...

Later life lending must become ‘mainstream priority’, following FCA reform speech

Will Hale, chief executive of Key Advice & Air, has urged the mortgage industry...

The Vernon expands later-life mortgage range amid rising demand

Vernon Building Society has broadened its later-life mortgage range, introducing new options for borrowers...

Advisers must ensure later life lending is part of their toolkit

Older borrowers are increasingly tapping into mortgage finance. The latest UK Finance data shows...

Later Life Lending Network sets date for annual conference and gala dinner

The Later Life Lending Network has confirmed that its flagship Conference and Gala Dinner...

LiveMore appoints key account manager for the North

LiveMore, the later life mortgage lender, has appointed Phil Beswick as key account manager...

LiveMore unveils £1,000 cashback mortgage for over-50s

LiveMore, the specialist lender for borrowers aged 50 to 90 plus, has launched a...

Pure Retirement provides new resources to broaden later life lending understanding

Pure Retirement has expanded its suite of resources aimed at helping both advisers and...

Tuning into later life lending conversations

There are certain conversations in our profession that can genuinely change the course of...

Hanley Economic expands later life mortgage range with new RIO offerings

Hanley Economic Building Society has expanded its later life lending portfolio with the introduction...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

First-time buyer affordability remains strained despite narrowing house price gap

Only 12.1% of potential first-time buyers can afford the average starter home in their...

Royal London targets GP report delays with digital service

Royal London is expanding its use of digital medical evidence in an effort to...

Equifinance names Jackie Burchill as lending operations director

Equifinance has appointed Jackie Burchill as director of lending operations as the second charge...

House price-to-income ratio falls to 11-year low as mortgage costs rise

The gap between UK house prices and earnings has narrowed to its lowest level...

PROFILES