near prime

George Gee steps into role as Chetwood Bank’s MD of mortgages

George Gee has today stepped into the role of Chetwood Bank’s managing director of...

Just Mortgages launches adverse credit advice team

Just Mortgages has strengthened its support for borrowers with complex and impaired credit with...

Atom bank cuts Near Prime rates as adverse demand grows

Atom bank has reduced rates by 0.10% on Near Prime products available up to...

Q&A: Sarah Gerrard, Trio Money

Mortgage Soup fires the questions at Sarah Gerrard, director at Trio Money Mortgage Soup (MS):...

Brokers urge stronger borrowing education as near-prime demand grows

Brokers are calling for greater investment in financial education after reporting a sharp rise...

Q&A: Richard Harrison, Atom bank

Mortgage Soup fires the questions at Richard Harrison, head of mortgages at Atom bank. Mortgage...

The Loughborough overhauls adverse lending range

Loughborough Building Society has reshaped its adverse lending proposition in an effort to give...

MIMHC launches programme to train over 100 Mental Health First Aiders

The Mortgage Industry Mental Health Charter (MIMHC) Foundation has announced its most ambitious programme...

Private credit poses challenges and opportunities for UK CROs

The global financial crash of 2008 revealed the dangers of financial contagion. What began...

Atom bank trims mortgage rates across Prime and Near Prime ranges

Atom bank has made further adjustments to its residential mortgage offering, lowering rates across...

Women in Finance: Together pushes for progress

Together has stepped up its campaign to support female talent in specialist finance with...

Metro Bank cuts rates and returns to 80% buy-to-let lending

Metro Bank has made further cuts across its residential, near-prime and buy-to-let product ranges,...

Atom bank widens near-prime range with new fee tier

Atom bank has expanded its near-prime mortgage offering with the introduction of a new...

Atom bank urges more near-prime flexibility and education

Atom bank has called for lenders to adopt greater flexibility and understanding towards borrowers...
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COMMENT

Repricing

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Will we look back at Q2 as the most stable quarter of 2026?

The first half of 2026 has reminded us how quickly sentiment can change within the mortgage and housing markets. After a fairly stable and promising...

A steadier second half of 2026 in sight?

The first half of 2026 has been a reminder that the mortgage market does not operate in isolation. While domestic economic conditions have remained...

Latest news

Second Charge

Step One Finance prepares new broker originations platform

Step One Finance is to launch an intermediary originations platform intended to simplify second...
News

Healey takes Treasury as Burnham puts housing among early priorities with Rayner appointment

John Healey was appointed chancellor of the exchequer last night as new prime minister...
Profile

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still...
First-time buyers

Newcastle widens mortgage support scheme with 95% LTV option

Newcastle for Intermediaries has relaunched its Joint Mortgage Sole Proprietor (JMSP) range with broader...

PROFILES