Repricing

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week,...

Atom bank cuts rates for the second time in weeks

Atom bank has reduced rates across its prime mortgage range for the second time...

Barclays cuts mortgage rates

Barclays is reducing rates across its range of residential purchase, remortgage and existing customer...

Veron BS cuts self-build rates by 0.15%

Vernon Building Society has reduced rates across its entire self-build mortgage range by 0.15%. The...

The Mortgage Works cuts buy-to-let rates

The Mortgage Works has reduced buy-to-let mortgage rates by up to 0.25 percentage points...

Nationwide cuts mortgage rates for third time this month

Nationwide Building Society has reduced mortgage rates by up to 0.25 percentage points across...

Bailey signals Bank Rate hold as Iran conflict clouds outlook

Bank of England Governor Andrew Bailey has signalled that interest rate cuts are likely...

TSB cuts residential fixed mortgage rates

TSB cut rates across parts of its residential mortgage range today as lenders continue...

Mortgage deals vanish in days as rates surge

Mortgage deals are disappearing at record speed as lenders scramble to reprice in a...

Major lenders start lifting fixed mortgage rates

HSBC and Coventry Building Society have become the first major lenders to announce increases...

Family boosts buy-to-let borrowing by up to 35%

Family Building Society has enhanced its buy-to-let affordability assessment, increasing potential borrowing by up...

NatWest launches 6 x income and broker WhatsApp support

NatWest is giving buyers and remortgagers a major lift increasing loan-to-income (LTI) limits for...

MT Finance cuts commercial rates and unveils 80% LTV HMO deal

MT Finance has reduced rates across its commercial lending range while unveiling a new...

Paragon Bank increases buy-to-let maximum loan limits

Paragon Bank has increased its maximum loan limits across its range of buy-to-let mortgages,...

COMMENT

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Will we look back at Q2 as the most stable quarter of 2026?

The first half of 2026 has reminded us how quickly sentiment can change within the mortgage and housing markets. After a fairly stable and promising...

A steadier second half of 2026 in sight?

The first half of 2026 has been a reminder that the mortgage market does not operate in isolation. While domestic economic conditions have remained...

Latest news

Healey takes Treasury as Burnham puts housing among early priorities with Rayner appointment

John Healey was appointed chancellor of the exchequer last night as new prime minister...

Toni Smith on the human factor and the fourth emergency service

After nearly four decades in financial services, Sesame Network distribution director Toni Smith still...

Newcastle widens mortgage support scheme with 95% LTV option

Newcastle for Intermediaries has relaunched its Joint Mortgage Sole Proprietor (JMSP) range with broader...

Shamplina joins Panorama rental fraud investigation

Landlord Action founder Paul Shamplina will appear in a BBC Panorama investigation into criminal...

PROFILES