Repricing

Paragon Bank increases buy-to-let maximum loan limits

Paragon Bank has increased its maximum loan limits across its range of buy-to-let mortgages,...

Assetz Capital cuts rates as developers pivot to conversions amid deepening planning delays

Assetz Capital has reduced pricing across its refurbishment, regeneration and development-exit loans with borrower...

Gatehouse Bank makes criteria changes on buy-to-let plans

Gatehouse Bank has announced a series of criteria updates and reduced documentation requirements across...

Hinckley & Rugby slashes buy-to-let fixed rates

Hinckley & Rugby for Intermediaries has slashed rates on two of its buy-to-let products. The...

Saffron for Intermediaries unveils major updates

Saffron for Intermediaries has unveiled significant mortgage updates including introducing four new lending categories...

Fleet Mortgages Launches new 2-year cashbacks

Fleet Mortgages has launched of three new 65% LTV 2-year fixed-rate products with cashback...

Bank of England set to hold rates as inflation proves sticky

The Bank of England is expected to hold interest rates at 4% this week...

Funding 365 cuts rates to 0.64%

Funding 365 has today revealed rate reductions across its Residential Bridge and Light Refurbishment...

Landlords in low-yield regions face refinancing strain

Buy-to-let landlords in some of Britain’s most expensive areas are facing a fresh refinancing...

Hinckley & Rugby for Intermediaries cuts mortgage rates by up to 35bps

Hinckley & Rugby for Intermediaries has cut rates by up to 35 basis points...

Darlington launches 2-year fixed buy-to-let products from 4.54%

Darlington Building Society has launched a refreshed range of 2-year fixed rate buy-to-let products,...

MPowered Mortgages cuts 3-year fixed rates to 3.88%

MPowered Mortgages, the one day mortgage lender, has, against a backdrop of rising swap...

LendInvest lowers buy-to-let rates across product range

LendInvest Mortgages has lowered interest rates across its buy-to-let (BTL) mortgage product range. All 2-year...

Keystone Property Finance cuts rates by up to 10 basis points

Keystone Property Finance has made reductions of up to 10 basis points on selected...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

PROFILES