banks

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

Barclays to launch 24-hour fast-track remortgage service

Barclays is to introduce a fast-track remortgage service that could provide eligible borrowers with...

HSBC to cut fixed mortgage rates across residential range

HSBC UK will reduce a broad selection of fixed mortgage rates for new and...

First-time buyer support tops Gen Z priorities

Support for building new homes locally is almost twice as high as opposition while...

Mortgage anxiety rises as one in five lack financial safety net

The proportion of UK adults apprehensive about making mortgage decisions has risen from 15%...

HSBC raises residential loan limits for higher-value houses

HSBC has increased its maximum residential loan amounts across a range of loan-to-value bands. The...

Inflation rises to 2.9% in fresh setback for mortgage rates

UK inflation increased to 2.9% in July, moving further above the Bank of England’s...

HSBC cuts residential and buy-to-let mortgage rates

HSBC UK is reducing rates across its residential and buy-to-let mortgage ranges from 19...

FCA bans CEO over fake €200m bond portfolio

The Financial Conduct Authority (FCA) has fined and banned two former Blue Horizon Asset...

Paragon refreshes buy-to-let range with rates from 3.55%

Paragon Bank has refreshed its buy-to-let mortgage range, introducing rates from 3.55% and products...

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Barclays cuts residential rates by up to 50bps

Barclays will reduce rates across its residential purchase, remortgage and existing-customer ranges from Friday...

Gatehouse widens gifted deposit rules beyond close family

Gatehouse Bank has widened its gifted deposit criteria to accept funds from non-family members...

COMMENT

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call the Chancellor, John Healey’s, first major market ‘intervention’ his ‘Growth...

Latest news

FCA joins industry partners to tackle protection insurance gap

The Financial Conduct Authority is working with industry, government and consumer groups in an...

Family Building Society appoints Laura Hamp as chief financial officer

Family Building Society has appointed Laura Hamp as chief financial officer and a member...

Buy-to-let market reaches £311.6bn as sector marks 30 years

The UK buy-to-let market has grown to almost two million outstanding mortgages worth £311.6bn,...

Conveyancing Association names Nick Chadbourne as new chair

The Conveyancing Association has appointed former LMS chief executive Nick Chadbourne as its new...

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