The Property Franchise Group has put financial services firmly at the centre of a record set of annual results after delivering 25,000 mortgages in 2025 and reporting a 26% rise in divisional revenue.
In results for the year to 31 December 2025, the AIM-listed group said financial services revenue climbed to £24.2m from £19.2m a year earlier, while the wider business posted record revenue, profits and dividend growth.
Group revenue rose 25% to £84.3m, EBITDA jumped 49% to £30.3m and adjusted profit before tax increased 39% to £31.0m. Net debt also fell sharply to £2.3m from £9.1m, underlining the group’s stronger financial position after its acquisition-led expansion in 2024.
TPFG had another record year in financial services, completing 25,000 mortgages, up from 23,000 in 2024, representing £4.4bn of lending.
IMPROVED ADVISER PRODUCTIVITY
The business said adviser productivity improved during the year, helped by better lead allocation, stronger CRM usage and early AI trials aimed at supporting client engagement and cutting admin.
TPFG said the enlarged scale of its estate agency footprint leaves “significant headroom” to lift mortgage and protection penetration across the group, while remortgages are expected to provide another opportunity in 2026 as fixed-rate deals mature.
The group has also moved quickly to build more scale in advice. In January 2026 it completed the acquisition of an 85% stake in Smart Advice Financial Solutions, adding 34 advisers and taking divisional adviser numbers to 315.
STRONG ORGANIC GROWTH
Chief executive Gareth Samples (main picture, inset) said: “2025 was characterised by strong organic growth and solid operational progress across all three divisions, delivering profitability ahead of expectations.”
He added: “The successful launch of the Privilege programme, record performance in Financial Services and continued momentum in our Licensing division demonstrate the benefits of our increased scale and our ability to capture new revenue opportunities.”
Looking ahead, TPFG said it sees further room to grow its mortgage and protection activity through its franchise network, while also developing a more targeted buy-to-let advice proposition for landlords within its managed portfolio.
The group’s full-year dividend rose 22% to 22p per share, in another signal of confidence from the board.
