News

Regulators outline new measures to accelerate growth of the mutuals sector

The Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) have published a joint...

Kensington Mortgages lowers buy-to-let rates

Kensington Mortgages has cut rates across its buy-to-let products with 2- and 5-year deals...

Together closes £200m Genesis asset-backed securitisation

Together Financial Services has completed a £200 million private warehouse securitisation as the specialist...

Prime London owners would need “severe downsizing” to avoid £2m mansion tax

The introduction of an annual levy on property value above £2 million has highlighted...

Skipton named Britain’s happiest place to live in 2025

Skipton has been named the happiest place to live in Great Britain, topping Rightmove’s...

Sikoia and Yavia partner to streamline adviser workflows and improve data accuracy

Sikoia, the automated customer verification provider, has formed a technology partnership with Yavia, the...

Santander sees surge in solo first-time buyers after lending rule changes

Santander UK has reported a sharp rise in applications from solo first-time buyers following...

Nationwide cuts mortgage rates again as sub-4% pricing spreads

Nationwide has made further cuts across its fixed rate mortgage range, lowering prices by...

First Mortgage enters London market with KFH acquisition

First Mortgage has moved into the London mortgage market through its acquisition of estate...

Penrith BS joins LMS Panel Link network

LMS has added Penrith Building Society to its Panel Link platform as the Cumbrian...

Budget’s £2m property levy prompts valuation warning

High-value homeowners are being urged not to attempt artificial reductions to their property valuations...

2-year mortgage fixes dominate as borrowers bet on falling rates

Nearly half of mortgage customers were searching for 2-year fixed-rate deals last month as...

UK construction suffers sharpest downturn since 2020

Britain’s construction sector has recorded its steepest fall in output for five and a...

Accord makes top slicing available to first-time landlords

Accord Mortgages has enhanced its top slicing criteria to accept first-time landlords subject to...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

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