Fleet Mortgages has reintroduced zero-fee and fixed-fee five-year fixed-rate products across its standard and limited company buy-to-let ranges.

The buy-to-let specialist lender said the products are available for purchase and remortgage at 75% loan-to-value.

The zero-fee option is priced at 5.89%, while the fixed-fee product has a rate of 5.59% and carries a £3,999 fee.

Both products have a minimum loan size of £25,001. The fixed-fee mortgage has a maximum loan size of £750,000.

Fleet Mortgages said free valuations are available for properties up to £500,000, with an application fee of £199 applying to each product.

The lender said the products give landlords a choice between reducing upfront costs and taking a lower rate with a higher fee.

Steve Cox, chief commercial officer at Fleet Mortgages, said: “By reintroducing these product options, we can offer advisers and their landlord clients further choice depending on how they want to structure their borrowing.

“Some will want to keep upfront costs as low as possible, particularly in the current environment, while others will be focused on securing a lower rate over the fixed term, even if that means paying a higher fee at the outset.

“By reintroducing both zero-fee and fixed-fee products, we are ensuring advisers and their clients can select the approach that best fits their financial position and investment plans.”