The Mortgage Lender has reduced buy-to-let rates by up to 0.35% and relaunched selected 75% LTV products across two-year and five-year fixed-rate terms.

The lender, which is part of Shawbrook, said the changes took effect from 12 May 2026 and apply across its buy-to-let range.

Rates for standard buy-to-let properties now start from 4.14%, while products for houses in multiple occupation and multi-unit blocks begin from 4.29%.

TML has also relaunched selected 75% LTV products across both two-year and five-year fixed-rate terms, giving brokers more options for landlord clients seeking higher leverage in the current market.

The range includes loans of up to £3 million per property and up to £5 million per customer, with no set cap on portfolio size.

Louise Apollonio (pictured), sales and distribution director for retail mortgages at Shawbrook, said: “These changes are designed to make it easier for brokers to get cases placed in a market where cost and flexibility really matter.

“By reducing rates and reintroducing 75% LTV products, we’re giving brokers more ways to place cases confidently, whether that’s for lower leverage borrowing or more complex properties like HMOs.

“In a market that continues to evolve, speaking to a broker early can make a real difference, so it’s important they have the right options and support behind them.

“Ultimately, this is about giving brokers the confidence to place business with us, get it through, and deliver the right outcomes for their clients.”