News

Vida to allow intercompany deposit loans and raises exposure cap

Vida Homeloans has widened its buy-to-let criteria, allowing intercompany loans as a deposit source...

Second charge lending tops £2.14bn

The UK second charge mortgage market surpassed £2.14bn in new lending during 2025 with...

23% of would-be homeowners stay in jobs they dislike to secure a mortgage

Almost one in four aspiring homeowners have remained in roles they dislike in order...

The Yorkshire teams up with Plain Numbers to improve clarity

Yorkshire Building Society has partnered with Plain Numbers in a three-year programme aimed at...

Mercantile Trust enhances criteria and unveils new calculator

Mercantile Trust has announced a series of lending criteria enhancements alongside the launch of...

Average mortgage LTV drops to 59% as housing equity swells by £677bn

The average loan-to-value ratio on mortgaged properties across the UK now stands at 59%,...

Paragon creates new intermediary relationship team to bolster broker support

Paragon Bank has established a dedicated intermediary relationship team as it seeks to deepen...

Atom bank lowers commercial mortgage entry point to £200,000

Atom bank has reduced the minimum loan size across its commercial mortgage range to...

Air sets out Consumer Duty blueprint for later life lending advice

Air has published a new report designed to help advisers evidence later life lending...

Gen H extends New Build Boost scheme with Lovell Homes partnership

Gen H has widened its New Build Boost mortgage scheme through a new partnership...

Gatehouse trims two-year buy-to-let rental rates for expats and overseas investors

Gatehouse Bank has lowered rental rates across parts of its two-year fixed-term buy-to-let range...

Stonebridge reports record £16.2bn lending

Mortgage lending at Stonebridge rose by almost a quarter to £16.2bn in 2025, as...

Keystone lifts LTV caps on Refurb to Let loans

Keystone Property Finance has increased maximum loan-to-value limits across its Refurb to Let range,...

Countrywide Surveying Services renews exclusive referral tie-up with Capital Private Finance

Countrywide Surveying Services (CSS) has renewed its partnership with Capital Private Finance under an...
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COMMENT

Profile

Kevin Tunnicliffe on ending the race to the bottom

This was always going to be a tricky interview. I’ve known Kevin Tunnicliffe, chief executive officer of Sort Group, which includes Sort Refer, for...

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Latest news

Building Societies

The Coventry cuts limited company buy-to-let rates for brokers

Coventry for intermediaries has reduced selected limited company buy-to-let rates by up to 20...
Buy-to-let

Paragon Bank introduces limited edition 60% LTV buy-to-let products

Paragon Bank has expanded its buy-to-let range with a new tranche of 60% loan-to-value...
Appointments

TwentyCi hires Nick Huntley to lead sales at TwentyEA and TwentyConvey

TwentyCi has appointed Nick Huntley as sales director for TwentyEA and TwentyConvey as the...
News

HSBC cuts mortgage rates by up to 34bps across core ranges

HSBC UK has reduced mortgage rates across its product range, with cuts of up...

PROFILES