News

FCA looks to widen mortgage access with proposed lending reforms

First-time buyers, older borrowers and the self-employed could benefit from a more flexible approach...

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle...

LiveMore broadens lending criteria to support more complex borrowers

Specialist lender LiveMore has expanded its lending criteria, reducing the time it looks back...

Legal Services Board joins government AI growth initiative

The Legal Services Board is joining the government’s new AI Growth Lab, a scheme...

Cleerly adopts Acre CRM as conversion rates climb

Specialist mortgage broker Cleerly Mortgages has implemented Acre’s CRM platform after a review of...

First-time buyers face rising stamp duty costs as more homes breach £300k

First-time buyers are increasingly being drawn into paying stamp duty as rising purchase prices...

Word On The Street recruits mortgage operations manager

Specialist mortgage broker Word On The Street has appointed Samuel Bryce as mortgage operations...

L&G Mortgage Club launches specialist lending academy

L&G’s Mortgage Club has launched a Specialist Academy to help advisers support clients with...

Kensington Mortgages appoints two regional BDMs

Kensington Mortgages has appointed two regional business development managers to support brokers across its...

Homeowners use savings and credit to fund essential repairs

Two-thirds of UK homeowners are using savings or investments to pay for essential building...

Twenty7tec unveils national sales manager

Twenty7tec has appointed Daniel Edmondson as national sales manager as it strengthens its sales...

Offa adds halal home finance products to Iress XPM and Trigold

Offa has partnered with Iress to make its halal home finance products available through...

Lenders expecting stability despite global uncertainty

Following the latest US tariff announcement, lenders are continuing to price and operate on...

Lloyds and Halifax cut mortgage rates

Lloyds and Halifax are reducing rates across homemover, first-time buyer, remortgage, product transfer and...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

IMLA supports flexible mortgage rules but says housing supply remains key

Mortgage lenders have backed proposals to give first-time buyers and other underserved borrowers greater...

Mortgage borrowing jumps to £7.7bn

Net mortgage borrowing more than doubled to £7.7bn in June, up from £3.3bn in...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

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