News

Novus Strategy to host Digital Disruption Live event

Lenders and mortgage experts will explore how Home Buying Reform and Smart Data are...

Just one in ten FTBs pay Stamp Duty in the North

Just one in ten first-time buyers pay Stamp Duty in the North, compared to...

Foundation reduces BTL rates by up to 0.25%

Foundation, the intermediary-only specialist lender, has reduced rates across its buy-to-let range by up...

Hodge Bank partners with Mortgage Broker Tools

The partnership means Mortgage Broker Tools’ broker members can now access Hodge’s specialist mortgage...

Cambridge BS opens up 98% LTV to all brokers

The Cambridge Building Society is making its 98% LTV first-time-buyer product available to all...

Barclays latest lender to cut rates

Barclays is the latest lender to lower its mortgage rates, reducing selected residential products...

Landbay launches product transfer products

Buy-to-let lender, Landbay, has launched five new Product Transfer (PT) tracker products within its...

Brokers hesitant to recommend interest-only for FTBs, says Gen H

Nearly half of the UK’s top 100 first-time buyer brokerages wrote no interest-only business...

Coventry and Accord both cut BTL rates 

Coventry for Intermediaries and Accord Mortgages have both reduced rates across their buy-to-let ranges. Coventry’s...

UTB cuts rates by 1% and launches 95% LTV

United Trust Bank (UTB) Mortgages has reduced rates by up to 1% and launched...

Not enough land to deliver Burnham’s 300,000 homes

Andy Burnham’s flagship council housebuilding plan risks becoming a “postcode lottery”, according to new...

LiveMore appoints Charles Roe as industry adviser

Specialist lender LiveMore has appointed Charles Roe as industry adviser. Roe joins LiveMore with a...

Squirrel Financial Planning grows to seven in first year

Squirrel Financial Planning has grown from a one-person mortgage and financial planning business to...

Is Andy Burnham the New Messiah or just Starmer with better eyebrows?

What a damning indictment of Labour that Andy Burnham appears to be strolling towards...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

PROFILES