Compliance

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...

AMI says mortgage rule reforms must keep advice at their core

Proposals to give lenders greater flexibility must be supported by mortgage advice if they...

Acre adds Comentis vulnerability checks to mortgage platform

Acre has integrated financial vulnerability assessments from Comentis into its mortgage platform to help...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready...

Shamplina joins Panorama rental fraud investigation

Landlord Action founder Paul Shamplina will appear in a BBC Panorama investigation into criminal...

Olmo adds AI-powered automatic file checking for mortgage brokers

Olmo has launched an AI-powered automatic file checking system designed to help mortgage firms...

FCA urges firms to strengthen product design under Consumer Duty

The Financial Conduct Authority has highlighted examples of improved product governance under the Consumer...

AR market consolidates as revenues rise despite fewer principal firms

The UK's appointed representative market is becoming more concentrated, with fewer principal firms overseeing...

Darlington simplifies buy-to-let applications and cuts foreign national rates

Darlington Building Society has removed several income verification requirements for residential and buy-to-let borrowers...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here...

Firms face growing challenge in verifying business ownership

More than half of regulated firms are struggling to identify the individuals who ultimately...

HSBC to continue broker fraud prevention webinars in Q3

HSBC UK is extending its programme of fraud prevention webinars for mortgage intermediaries after...

COMMENT

Bank Rate holds, but the pressure is building

The Bank of England's decision to maintain Bank Base Rate (BBR) last month at 3.75% provides another period of stability for the mortgage market,...

How are we supporting the next generation of first-time buyers?

With GCSE and A-level results out over the last fortnight, it feels like the right moment to ask a question the industry doesn't spend...

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

The blind spot: residential advisers and the over-55 customer

Yesterday I talked about the supportive nature of the equity release and later life lending community and the fact that collaboration is one of...

Latest news

ModaMortgages adds fixed-fee options to limited-edition range

ModaMortgages has expanded its limited-edition buy-to-let range with new fixed and percentage-based product fee...

Rely cuts rates for landlords with large property portfolios

Rely has launched a limited-edition range of buy-to-let mortgages for landlords who own 11...

Momenti Group expands Mortgage Minds support for brokers

Momenti Group has added group mentoring and one-to-one strategic sessions to its Mortgage Minds...

Vida introduces part-and-part mortgage option for residential borrowers

Vida Homeloans has launched a part-and-part repayment option across most of its residential mortgage...

PROFILES