affordability

FCA eases mortgage rules to boost affordability and simplify remortgaging

The Financial Conduct Authority (FCA) has unveiled a package of reforms designed to streamline...

Lending into retirement and intergenerational mortgages key to tackling affordability crisis

Senior mortgage market figures have called for a shift in lending practices to help...

Skipton lowers income threshold for high LTI mortgages

Skipton Building Society is lowering the minimum income threshold required for borrowers seeking high...

Hamptons downgrades rental growth forecast as demand shifts to sales market

Hamptons has sharply downgraded its rental growth forecast for 2025, projecting that rents across...

The Coventry drops residential rates following stress test revision

Coventry for intermediaries has announced rate reductions across selected residential mortgage products, cutting rates...

The Coventry relaxes stress test to boost borrowing power

Coventry for intermediaries has eased its mortgage stress testing criteria, enabling borrowers to secure...

Affordability crunch: private renters struggling to save as housing costs soar

A growing divide between renters and homeowners is placing mounting pressure on first-time buyer...

UK house prices rise 3.9% as market edges forward after spring lull

UK house prices rose by 3.9% in the 12 months to May 2025, with...

One million homes increase in value by 50% since pandemic

More than one million UK homes have increased in value by 50% or more...

Reeves’ reforms are a welcome boost but the housing market must modernise

Rachel Reeves’ announcement marks a clear shift in housing policy, with measures that could...

Criticism and uncertainty surround launch of Labour’s ‘Freedom to Buy’ mortgage scheme

Rachel Reeves is expected to launch Labour’s Freedom to Buy scheme tomorrow, a permanent...

Cabinet Minister refuses to rule out wealth tax ahead of Autumn Budget

A senior cabinet minister has declined to rule out the introduction of a wealth...

Wimbledon leads global Grand Slam markets on mortgage affordability gains

Wimbledon has not only retained its title as the most expensive property market among...

First-time buyers borrow more but fall behind house price rises

An in-depth analysis of mortgage affordability by Acre has revealed widening regional disparities and...
1...242526...31Page 25 of 31

COMMENT

Conveyancing

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

Latest news

News

Gen H and Just Mortgages tool to help shared ownership borrowers move to full ownership

Just Mortgages and Gen H have introduced a new calculator designed to help shared...
News

Advice boosts women’s confidence in long-term financial planning

Women are more likely to manage household finances than longer-term wealth decisions, although financial...
Conveyancing

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated...
News

Mortgage rates have surged since Brexit vote, says L&C

The cost of borrowing has risen sharply in the decade since the UK voted...

PROFILES