affordability

First-time buyers put at the heart of Treasury mortgage talks

The government will urge lenders to put first-time buyers at the top of their...

Gen H cuts high LTV mortgage rates

Gen H has reduced rates across its 85% and 90% loan-to-value (LTV) mortgage ranges,...

Younger buyers downgrade homeownership dream as costs soar

New research from Yopa has highlighted a generational shift in attitudes towards homeownership with...

Rents hit new record as landlords brace for fresh regulation

The average advertised rent across Great Britain rose to a record £1,577 a month...

Pepper Money urges reform of shared ownership scheme

Specialist lender Pepper Money has presented a white paper to Downing Street calling for...

Lifetime ISA under fire as HMRC research reveals flaws for first-time buyers

Fresh research by HM Revenue & Customs has cast renewed doubt on the effectiveness...

Mortgage burden reaches highest level since 2008 crisis

Monthly mortgage repayments are consuming a greater share of earnings than at any time...

Affordability pressures reshape homebuyer search patterns

Affordability constraints are reshaping how Britons search for their next home according to new...

UK Finance reports June mortgage lending recovery

Mortgage lending staged a rebound in June after a subdued start to the second...

Parents turn to property market to support students

Parents are increasingly buying properties near universities to house their children as the cost...

Parents Overstretch Finances in Scramble for School Catchment Homes

Almost half of parents are sacrificing their ideal home and in many cases overstretching...

Sesame adds April Mortgages to panel

Sesame has added April Mortgages to its lender panel, giving its appointed representatives access...

Together partners with Mortgage Broker Tools to expand specialist lending reach

Specialist lender Together has joined forces with Mortgage Broker Tools (MBT) with the aim...

Hull and Sunderland named cheapest cities for student renters

Hull and Sunderland have been named the most affordable cities in Britain for students...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES