affordability

Clydesdale Bank relaxes buy-to-let affordability criteria

Clydesdale Bank has made a series of changes to its buy-to-let affordability assessment, allowing...

Clydesdale Bank and Virgin Money ease stress rate to boost affordability

Clydesdale Bank and Virgin Money have announced a key change to their affordability assessments...

Precise cuts rates and boosts appeal for first-time buyers

Specialist lender Precise, part of the OSB Group, has announced a comprehensive refresh of...

Mortgage brokers report near-record confidence as market rebounds

Confidence among UK mortgage intermediaries has rebounded to near-record highs, according to the latest...

Investec cuts mortgage stress rates to boost HNW borrowing capacity

High-net-worth individuals will be able to borrow significantly more from Investec Bank following a...

Redwood Bank adjusts lending criteria to support landlords

Redwood Bank has announced changes to its lending criteria aimed at easing affordability constraints...

First-time buyers offer brightest prospects amid calls for focus on affordability and supply

First-time buyers are viewed as the most promising segment of the UK property market...

Homeownership now trumps marriage as financial priority for UK couples

Homeownership has overtaken marriage as the leading financial ambition for couples in the UK,...

Nationwide cuts stress rates for homebuyers and remortgagers

Nationwide is reducing its mortgage stress test rates by up to 1.25 percentage points,...

Mortgage affordability at highest level since 2024, says Stonebridge

Mortgage affordability in the UK reached its most favourable level in March since the...

Sadiq Khan’s Green Belt pivot could signal major opportunity for mortgage and housing markets

Mayor of London Sadiq Khan has taken a decisive step in addressing the capital’s...

Gen H cuts high-LTV mortgage rates again as New Build Boost gains momentum

Residential mortgage lender Gen H has announced a fresh round of rate reductions for...

HTB trims bridging rates by 10bps

Hampshire Trust Bank (HTB) has announced a 10 basis point cut across its full...

MT Finance breaks 3% barrier with BTL rate cut

Specialist lender MT Finance has announced a reduction in rates across its buy-to-let range,...

COMMENT

Beyond the walk: Mortgage leaders talk mental health – part 9

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

When the market gets messy, control matters more than ever

There is a tendency to look at the current market and focus purely on activity levels, particularly after the recent spike driven by lender...

Beyond the walk: Mortgage leaders talk mental health – part 8

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – Part 7

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – part 6

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Latest news

Pepper Money reshapes sales leadership team

Pepper Money has made a series of changes to its sales leadership structure as...

Vida expands residential range and relaunches buy-to-let products

Vida Homeloans has expanded its lending proposition with the reintroduction of 20 residential products...

Gatehouse Bank joins The Right Mortgage panel

The Right Mortgage & Protection Network has added Gatehouse Bank to its lender panel,...

JammJar adds identity verification through Entrust partnership

JammJar has partnered with Entrust to allow mortgage brokers to complete automated identity verification...

PROFILES