Clydesdale Bank has made a series of changes to its buy-to-let affordability assessment, allowing more borrowers to access higher loan amounts.

The bank has improved its calculation methodology to support greater lending potential, particularly where applicants’ personal income is taken into account as part of the affordability assessment.

This shift is expected to increase borrowing capacity for a wide range of landlord clients.

The lender has also updated its affordability calculator to reflect the enhanced criteria.

Brokers are encouraged to re-run existing cases or explore new scenarios to see how clients may now qualify under the revised terms.