affordability

Suffolk Building Society introduces higher income multiples for renters

Suffolk Building Society has increased its maximum income multiple to 5.49 for applicants with...

Average English homebuyer to gain £41k in borrowing power

Homebuyers across England are set to benefit from a substantial increase in purchasing power,...

Women drive rise in solo homeownership

More women are choosing to buy homes on their own than ever before, according...

Market Harborough broadens tier two mortgage criteria to boost complex case lending

Market Harborough Building Society has introduced a series of criteria enhancements to its tier...

Family Building Society eases borrowing barriers for landlords and homeowners

Family Building Society has unveiled a series of changes to its lending criteria and...

The Leeds lowers income threshold to widen mortgage access

Leeds Building Society has sought to ease the path to home ownership for lower...

Precise raises borrowing limits to 6x income

Precise Mortgages has lifted its loan-to-income cap to six times earnings. The lender’s criteria update...

Market Harborough eases stress tests to support wider range of residential borrowers

Market Harborough Building Society has announced a relaxation of its interest rate stress testing...

Vida cuts rates and broadens criteria in specialist push

Specialist lender Vida has announced a series of sweeping changes across its buy-to-let and...

More shock as buyers face pressure to use estate agents’ mortgage brokers

New research commissioned by Boon Brokers has revealed widespread concerns over pressure tactics used...

Gen H the latest lender to lift loan-to-income caps

Gen H has announced a series of significant changes to its loan-to-income (LTI) policy...

Borrowers take on larger mortgages as lenders ease affordability rules

Mortgage borrowers took advantage of loosened lending criteria in May, selecting significantly larger loans...

Tipton & Coseley updates affordability criteria

Tipton & Coseley Building Society has revised its affordability criteria, allowing borrowers to access...

London reclaims top spot as UK’s most attractive region for property investment

London has reclaimed its position as the UK’s leading destination for property investment, according...
1...232425...31Page 24 of 31

COMMENT

Conveyancing

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

Latest news

News

Gen H and Just Mortgages tool to help shared ownership borrowers move to full ownership

Just Mortgages and Gen H have introduced a new calculator designed to help shared...
News

Advice boosts women’s confidence in long-term financial planning

Women are more likely to manage household finances than longer-term wealth decisions, although financial...
Conveyancing

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated...
News

Mortgage rates have surged since Brexit vote, says L&C

The cost of borrowing has risen sharply in the decade since the UK voted...

PROFILES