affordability

Car finance no longer weighs heavily on mortgage borrowing

Homebuyers with car loans are now able to borrow thousands more on their mortgages...

Landlords in low-yield regions face refinancing strain

Buy-to-let landlords in some of Britain’s most expensive areas are facing a fresh refinancing...

House price growth slows as affordability pressures persist

Annual house price growth eased to 2.1% in August, down from 2.4% in July,...

The Treasury is casting more floaters than a sewage farm

The problem with having a thoroughly inexperienced Chancellor and a properly ‘woodenheaded’ Prime Minister,...

Vida improves affordability for specialist borrowers

Vida Homeloans has unveiled a series of changes to its mortgage range aimed at...

London’s luxury lettings market surges 154% as wealthy tenants opt to rent

London’s prime lettings market has more than doubled in size during the first half...

3.3 million households locked out of home ownership

More than three million households have been priced out of home ownership since the...

Jitty launches mortgage-linked budget calculator with L&C

Jitty, the AI-driven homebuying platform, has teamed up with L&C Mortgages to launch what...

Staple food prices climb as retailers warn of rising costs

Shop price inflation accelerated in August, driven by higher food costs and new government-imposed...

Rightmove warns property tax reforms could stall housing market

Rightmove has warned the government that proposed changes to property taxation risk distorting the...

Bradford retains crown as UK’s leading property hotspot

Bradford has once again been named the country’s most in-demand housing market, topping OnTheMarket’s...

Passing the affordability exam

As teachers and students of various ages have spent August nervously opening exam results...

Value of rental arrears falls for first time since 2021 amid easing rent growth

The average value of rent arrears has fallen year-on-year for the first time since...

House prices post strongest rise in over a year as rental growth cools

UK house prices recorded their fastest annual growth in more than a year in...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES