affordability

Reeves mulls Capital Gains Tax on high-value homes as Treasury seeks £40bn

Chancellor Rachel Reeves is considering ending the capital gains tax (CGT) exemption on high-value...

Landbay unveils new free valuation options and cuts rates on two-year fixes

Buy-to-let lender Landbay has expanded its Summer Special range with the launch of four...

Commuter hotspots offer affordability lifeline as office returns pick up

With more employees heading back into the office commuting is once again shaping homebuying...

Housing stock grows as solar panels and EV chargers take root

England’s housing stock has grown by more than two million homes in the past...

East Midlands newbuild prices fall as developers respond to weaker demand

The average asking price of newbuild homes coming to market in the East Midlands...

Reeves weighs property tax overhaul to replace stamp duty

The Treasury is examining plans for a new levy on homes worth more than...

Savvy summer sellers deliver strongest July sales since 2020

July delivered the highest number of sales agreed for this month since 2020 as...

Rising cost of living could stall housing market activity

The rising cost of living remains the most pressing concern for Britons and could...

Precise cuts rates and widens mortgage options to aid buyer affordability

Precise has strengthened its residential mortgage range with a series of rate cuts, new...

Housing market stalls as demand dips and sales slide

The UK housing market’s fragile recovery faltered in July as higher borrowing costs and...

Virgin Money and Clydesdale Bank expand criteria and boost approval rates

Virgin Money and Clydesdale Bank have unveiled a series of lending changes aimed at...

The West Brom raises income multiples to help buyers with smaller deposits

West Brom Building Society has eased its mortgage lending rules in a bid to...

Nationwide unveils affordability boost for remortgage customers

Nationwide Building Society has introduced enhanced affordability criteria for remortgage customers taking out a...

Santander raises loan to income limits in boost for buyers

Santander UK is raising its loan to income (LTI) thresholds, allowing some mortgage customers...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES