affordability

The Teachers widens access to high LTI mortgages for education professionals

Teachers Building Society has expanded the borrowing capacity available through its Teachers for Intermediaries...

AUTUMN BUDGET: Industry braces for impact

On Wednesday, the Chancellor is due to deliver the second highly anticipated Autumn Budget...

AMI Protection Viewpoint 2025: Turning challenges into opportunities

Delivering better outcomes and protecting more customers is all in a day’s work for...

50-year mortgages risk leaving borrowers with heavy long-term costs

Mortgage specialists at Mojo Mortgages have warned that proposals for 50-year terms, recently raised...

North–South divide widens in UK’s most affordable towns

New research from Zoopla shows a deepening divide in housing affordability with the most...

Affordability edges up as wage growth outpaces house prices

UK housing affordability is expected to improve again next year, with the national house-price-to-income...

Mortgage affordability improves to its best level in almost three years

New data from Stonebridge shows borrowers are now spending the smallest share of their...

Rents rise twice as fast as house prices

Private rents are continuing to rise at nearly double the pace of house prices...

Advice ‘critical’ as 95% of clients say it keeps them on track

Professional financial advice is playing an increasingly important role in helping households meet long-term...

Mortgage chiefs warn MPs on affordability squeeze

Senior mortgage industry figures have warned MPs that Britain’s worsening home-affordability challenge will not...

Propertymark: New build prices slide in key regions

Average asking prices for newly built homes in the South West fell sharply over...

House prices slide as wealthy buyers brace for Budget tax raid

House prices have recorded their sharpest November fall in more than a decade as...

Housing market stalls as Budget fears weigh on buyers and sellers

Britain’s housing market slowed sharply in October as jitters ahead of the Autumn Budget...

Mortgage applications rise as lenders drive competition, says Stonebridge

Mortgage applications rose 7% year-on-year in October as borrowers continued to respond to falling...

COMMENT

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

Latest news

Paragon Bank appoints business development manager for Scotland

Paragon Bank has appointed Holly Morrison as a Business Development Manager (BDM) for Scotland. Morrison...

GB Bank cuts rates across core BTL range

GB Bank has reduced rates across its buy-to-let core range, with rates now starting...

Vision Money renews Stonebridge membership in long-term agreement

Vision Money has extended its relationship with Stonebridge after signing a new long-term agreement...

Gen H and Just Mortgages tool to help shared ownership borrowers move to full ownership

Just Mortgages and Gen H have introduced a new calculator designed to help shared...

PROFILES