affordability

The Mortgage Works raises lending limits to support professional landlords

The Mortgage Works has raised its lending limits and refined its affordability criteria in...

Mortgage lending surges to seven-month high as borrowing costs ease

Mortgage lending rose sharply in September as homebuyers took advantage of easing borrowing costs...

Brokers back innovation and urge Chancellor to cut stamp duty

Mortgage brokers have thrown their weight behind industry efforts to modernise the homebuying process...

Collaboration, not quick fixes, must drive the next phase of reform

As we edge closer to the autumn Budget, the housing market finds itself in...

Renters’ Rights Act becomes law: Biggest shake-up in a generation

The Renters’ Rights Act has officially received Royal Assent, marking the most significant overhaul...

Hinckley & Rugby adds new fixed and discounted mortgage options

Hinckley & Rugby for Intermediaries has refreshed its core residential and joint borrower sole...

Major lenders signal easing pressure on mortgage rates

Signs of renewed competition are emerging in the mortgage market as several major lenders...

First-time buyer surge fades as market adjusts to SDLT rules

A surge in first-time buyers opting for cheaper homes in the wake of April’s...

Nationwide sees 53% increase in Helping Hand deals

Nationwide’s decision to offer borrowing of up to six times income has seen a...

Consumers brace for pricier Christmas as confidence weakens

British consumers are preparing to spend more in the run-up to Christmas despite growing...

Accord reduces affordability stress rates

Accord Mortgages has introduced changes to its affordability assessments designed to ease pressure on...

UK house prices record second quarter of growth

UK house prices rose for a second consecutive quarter in 2025, underlining the housing...

Housing market holds firm but still falls short

The UK property market has shown signs of resilience this autumn but remains too...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when...

COMMENT

Beyond the walk: Mortgage leaders talk mental health – part 9

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

When the market gets messy, control matters more than ever

There is a tendency to look at the current market and focus purely on activity levels, particularly after the recent spike driven by lender...

Beyond the walk: Mortgage leaders talk mental health – part 8

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – Part 7

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – part 6

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Latest news

Pepper Money reshapes sales leadership team

Pepper Money has made a series of changes to its sales leadership structure as...

Vida expands residential range and relaunches buy-to-let products

Vida Homeloans has expanded its lending proposition with the reintroduction of 20 residential products...

Gatehouse Bank joins The Right Mortgage panel

The Right Mortgage & Protection Network has added Gatehouse Bank to its lender panel,...

JammJar adds identity verification through Entrust partnership

JammJar has partnered with Entrust to allow mortgage brokers to complete automated identity verification...

PROFILES