affordability

Credit supply eases as mortgage margins narrow

Banks loosened the flow of credit to households at the end of last year...

Rent growth slows as market cools after pandemic surge

Average rents across Britain rose by just over 2% in 2025, the weakest annual...

Housing confidence lifts despite weak year-end activity

The UK housing market ended 2025 on a subdued footing but confidence is rebounding...

Louisa Sedgwick on Paragon and the future of buy-to-let

Three decades into a career she never really planned, Louisa Sedgwick sits at the...

Metro Bank lifts income multiples across residential mortgage range

Metro Bank has enhanced affordability across its residential mortgage range, increasing income multiples for...

Scotland tipped to lead UK house price growth in 2026

Housing markets across Scotland and northern England are poised to deliver the strongest house...

Furness Building Society partners with Gen H to widen access to homeownership

Furness Building Society has entered into a partnership with residential mortgage lender Gen H...

London tops league for loss-making home sales

London has overtaken the North East as the region where homeowners are most likely...

Santander renews broker pledges for 2026

Santander has renewed its Broker Pledges for 2026, extending its commitments on pricing transparency,...

AffCalc adds four lenders as platform extends affordability coverage

Knowledge Bank has added four lenders to its AffCalc affordability platform, expanding the range...

HSBC UK trims buy-to-let stress rates in bid to ease landlord affordability

HSBC UK has reduced its buy-to-let affordability stress rates for domestic landlords, a move...

First-time buyer numbers set to reach second-highest level in a decade

The number of people buying their first home is expected to rise sharply this...

2026 forecasts: More pessimism or will the housing market strengthen?

Throughout 2025 many in the housing industry, both lenders and builders cast serious doubt...

Westminster and London dominate list of most expensive areas for first-time buyers

A new study has identified where first-time buyers paid the highest prices for their...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES