affordability

FCA calls on banks to ‘break the spell’ of romance scams

Banks and payment firms must do more to identify and intervene in cases of...

Roland McCormack on driving transformation in the mortgage market

The Teams window flickers into life and then Roland McCormack appears in the bottom...

Income levels now the biggest barrier to mortgage approval

More than one in four aspiring homebuyers have been denied a mortgage, with income...

Prime London property market cools as tax fears and rising stock weigh on prices

London’s prime housing market weakened further in September as rising stock levels, slower sales...

Knowledge Bank launches AffCalc to enhance affordability checks for brokers

Knowledge Bank has rolled out the full release of its new affordability assessment tool,...

Norton Home Loans widens lending access for non-standard borrowers

Norton Home Loans has introduced a package of criteria changes and rate reductions designed...

Retail spending slows as shoppers brace for Budget pressures

Retail spending growth slowed in September as households reined in discretionary purchases ahead of...

Clydesdale Bank expands 85% LTV offering and enhances interest-only policy

Clydesdale Bank has introduced a series of new residential mortgage products and policy improvements,...

Voters favour green belt protection over stamp duty cuts

Public confidence in the Government’s handling of the housing crisis has fallen sharply, with...

What the 2025 Party Conferences told us about property

Key housing and property policy developments from all four major UK political party conferences...

New-build homes attracting wider range of buyers, says Alexander Hall

New research from mortgage adviser Alexander Hall suggests that new-build homes are no longer...

Mortgage rates edge higher after eight-month decline

Average fixed mortgage rates have risen for the first time in eight months, according...

Barclays broadens income criteria to boost mortgage affordability

Barclays has announced a major overhaul of its mortgage affordability criteria, increasing the proportion...

Redwood Bank cuts stress rates to ease affordability strain for landlords

Landlords are set to gain an affordability boost after Redwood Bank reduced its stressed...

COMMENT

Beyond the walk: Mortgage leaders talk mental health – part 9

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

When the market gets messy, control matters more than ever

There is a tendency to look at the current market and focus purely on activity levels, particularly after the recent spike driven by lender...

Beyond the walk: Mortgage leaders talk mental health – part 8

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – Part 7

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – part 6

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Latest news

Pepper Money reshapes sales leadership team

Pepper Money has made a series of changes to its sales leadership structure as...

Vida expands residential range and relaunches buy-to-let products

Vida Homeloans has expanded its lending proposition with the reintroduction of 20 residential products...

Gatehouse Bank joins The Right Mortgage panel

The Right Mortgage & Protection Network has added Gatehouse Bank to its lender panel,...

JammJar adds identity verification through Entrust partnership

JammJar has partnered with Entrust to allow mortgage brokers to complete automated identity verification...

PROFILES