affordability

Affordability concerns dominate as brokers ramp up criteria searches

Lenders made more than 5,200 criteria updates in October, according to Knowledge Bank’s latest...

Redwood Bank extends commercial mortgage terms and eases affordability tests

Redwood Bank has made a series of changes to its commercial investment and owner-occupier...

London property market worth £2.6 trillion as affordability pressures curb price growth

The combined value of homes across London has surged to £2.64 trillion, according to...

Buyer demand rises but market “engine not yet running smoothly”

Fresh figures from Propertymark show encouraging signs of activity in the UK housing market...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era...

Two-tier first-time buyer market emerges

A growing divide is emerging in the first-time buyer market as new analysis reveals...

House prices hit record high as market defies slowdown

UK house prices rose at their fastest pace since January with the average property...

Buy-to-let boom slows as landlords focus on refinancing

The pace of the UK’s buy-to-let expansion is slowing as landlords increasingly shift their...

Ministerial cock-ups could kill radical property taxes

At first it might appear that the mortgage industry and the housing sector as...

Stress and costs leave one in five reluctant to move

A growing number of Britons are ruling themselves out of the housing market as...

HSBC raises income multiple for Premier borrowers to 6.5 times salary

HSBC UK has increased the maximum loan-to-income (LTI) ratio available to its Premier customers...

LendInvest cuts residential mortgage rates by up to 15bps

LendInvest Mortgages has reduced rates by up to 15 basis points across its Premier...

Mansion tax plans resurface as Prime London prices slide

Thirteen years since the Liberal Democrats first proposed a Mansion Tax on properties over...

Housemate horrors push young renters towards home ownership

Nine in 10 young renters say they’ve endured a “housemate horror”, according to new...
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COMMENT

Comment

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of presenting their customers with complementary products alongside their core offering. Banks...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

Stability has value: why the latest Bank Base Rate hold matters

The Bank of England's decision to maintain Bank Base Rate (BBR) at 3.75% may not have generated the excitement that often accompanies a rate...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Latest news

News

Mutuals account for almost a quarter of income protection market, says AFM

Mutual providers continued to strengthen their position in the UK income protection market during...
News

Offa opens larger Solihull office as workforce doubles

Islamic property finance provider Offa has opened a new headquarters in Solihull after doubling...
Protection

The Exeter reports premium and membership growth in 2025

The Exeter increased gross premium income by 8% to £135 million in 2025, while...
Appointments

Paragon Bank appoints business development manager for Scotland

Paragon Bank has appointed Holly Morrison as a Business Development Manager (BDM) for Scotland. Morrison...

PROFILES