affordability

Newcastle for Intermediaries cuts rates across Enhanced Plus

Newcastle for Intermediaries has reduced rates by up to 0.20% across its Enhanced Plus...

Cumberland cuts rates on core holiday let products

Cumberland Building Society has reduced rates by 0.20% on its core holiday let range...

Family Building Society expands borrowing capacity with revised affordability model

Family Building Society has increased borrowing power for owner occupier mortgages by up to...

AMI Protection Viewpoint 2025: Reigniting the protection journey

Making protection relevant and keeping customers engaged is a vital part of the advice...

Mortgage demand softens as households shift to savings

Mortgage borrowing slowed in October as UK households retrenched and businesses sharply cut back...

Property deals edge higher but non-residential market still lagging

UK property transactions picked up in October, with residential activity reaching its strongest level...

Shawbrook increases loan-to-income ratio to 5.5x across TML and Bluestone

Shawbrook has increased its maximum loan-to-income ratio from 4.5x to 5.5x income, extending the...

Southern house prices slip as tax fears hit demand

House prices have fallen year-on-year across southern England for the first time in 18...

First-time buyer affordability improves as wages rise and mortgage rates ease

First-time buyers are seeing the most favourable affordability conditions in almost a decade, according...

AUTUMN BUDGET: Affordability remains the key to activity

After all the speculation, this Budget offered little for the housing market. No stamp duty...

Aldermore calls for stamp duty holiday and revival of Help to Build

Aldermore has called for an 18-month Stamp Duty holiday for buyers of new homes...

Afin Bank raises LTV to 95% and cuts rates across Prime and Professional ranges

Afin Bank has increased the maximum loan to value on its Prime and Professional...

Past 6 to 7: the story behind our new lending limits

6,7, the viral ‘slang’ term accompanied by a two-handed palm up gesture being used...

Developers urge Chancellor to plug ‘gaping hole’ in FTB support

Housebuilders have called on the Chancellor to use Wednesday’s Budget to revive support for...
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COMMENT

Conveyancing

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

Latest news

News

GB Bank cuts rates across core BTL range

GB Bank has reduced rates across its Buy-to-Let (BTL) core range, with rates now...
networks

Vision Money renews Stonebridge membership in long-term agreement

Vision Money has extended its relationship with Stonebridge after signing a new long-term agreement...
News

Gen H and Just Mortgages tool to help shared ownership borrowers move to full ownership

Just Mortgages and Gen H have introduced a new calculator designed to help shared...
News

Advice boosts women’s confidence in long-term financial planning

Women are more likely to manage household finances than longer-term wealth decisions, although financial...

PROFILES