affordability

Family BS launches 100% LTV fix backed by family security

Family Building Society has entered the 100% LTV arena with the launch of an...

Savings gap widens as protection message fails to land

A growing number of UK households are dangerously exposed to income shocks despite advisers...

First-time buyers ‘closer than they think’ to owning a home

Most wannabe first-time buyers may be far closer to homeownership than they realise according...

FTBs handed boost as high-LTV mortgage choice hits record

First-time buyers and borrowers with small deposits are entering 2026 with more mortgage choice...

Santander’s 98% mortgage marks turning point for first-time buyers, says Mojo Mortgages

The introduction of Santander’s My First Mortgage, which allows buyers to purchase with a...

Mortgage Brain continues hub rollout with Mortgage Force and Affinity onboarding

Mortgage Brain has completed the onboarding of Mortgage Force and Affinity Group onto its...

Average UK house price breaks £300k as market steadies at start of 2026

House prices rose in January, reversing December’s decline and pushing the average UK property...

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment...

House price growth ticks up as affordability boosts buyers

UK house price growth edged higher in January with values rising modestly as improving...

Mortgage market cools as remortgaging rebounds

UK mortgage activity steadied in December as house purchase approvals slipped but remortgaging gathered...

Mortgage pressure eases as rates fall

Mortgage affordability is on track to return to levels last seen in 2021 offering...

NatWest launches 6 x income and broker WhatsApp support

NatWest is giving buyers and remortgagers a major lift increasing loan-to-income (LTI) limits for...

Affordable areas drive house price growth

Lower-priced areas delivered the strongest house price growth in 2025 as affordability, connectivity and...

MT Finance cuts commercial rates and unveils 80% LTV HMO deal

MT Finance has reduced rates across its commercial lending range while unveiling a new...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES