affordability

50-year mortgages risk leaving borrowers with heavy long-term costs

Mortgage specialists at Mojo Mortgages have warned that proposals for 50-year terms, recently raised...

North–South divide widens in UK’s most affordable towns

New research from Zoopla shows a deepening divide in housing affordability with the most...

Affordability edges up as wage growth outpaces house prices

UK housing affordability is expected to improve again next year, with the national house-price-to-income...

Mortgage affordability improves to its best level in almost three years

New data from Stonebridge shows borrowers are now spending the smallest share of their...

Rents rise twice as fast as house prices

Private rents are continuing to rise at nearly double the pace of house prices...

Advice ‘critical’ as 95% of clients say it keeps them on track

Professional financial advice is playing an increasingly important role in helping households meet long-term...

Mortgage chiefs warn MPs on affordability squeeze

Senior mortgage industry figures have warned MPs that Britain’s worsening home-affordability challenge will not...

Propertymark: New build prices slide in key regions

Average asking prices for newly built homes in the South West fell sharply over...

House prices slide as wealthy buyers brace for Budget tax raid

House prices have recorded their sharpest November fall in more than a decade as...

Housing market stalls as Budget fears weigh on buyers and sellers

Britain’s housing market slowed sharply in October as jitters ahead of the Autumn Budget...

Mortgage applications rise as lenders drive competition, says Stonebridge

Mortgage applications rose 7% year-on-year in October as borrowers continued to respond to falling...

Affordability concerns dominate as brokers ramp up criteria searches

Lenders made more than 5,200 criteria updates in October, according to Knowledge Bank’s latest...

Redwood Bank extends commercial mortgage terms and eases affordability tests

Redwood Bank has made a series of changes to its commercial investment and owner-occupier...

London property market worth £2.6 trillion as affordability pressures curb price growth

The combined value of homes across London has surged to £2.64 trillion, according to...

COMMENT

Beyond the walk: Mortgage leaders talk mental health – part 9

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

When the market gets messy, control matters more than ever

There is a tendency to look at the current market and focus purely on activity levels, particularly after the recent spike driven by lender...

Beyond the walk: Mortgage leaders talk mental health – part 8

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – Part 7

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Beyond the walk: Mortgage leaders talk mental health – part 6

The Mortgage Industry Mental Health Charter (MIMHC) is hosting its third annual 144-mile Walk & Talk challenge from 10-15 May. There are now 72...

Latest news

Pepper Money reshapes sales leadership team

Pepper Money has made a series of changes to its sales leadership structure as...

Vida expands residential range and relaunches buy-to-let products

Vida Homeloans has expanded its lending proposition with the reintroduction of 20 residential products...

Gatehouse Bank joins The Right Mortgage panel

The Right Mortgage & Protection Network has added Gatehouse Bank to its lender panel,...

JammJar adds identity verification through Entrust partnership

JammJar has partnered with Entrust to allow mortgage brokers to complete automated identity verification...

PROFILES