affordability

Consumer confidence ticks up as spending outlook improves

Consumer confidence rose for a third consecutive month in February with households reporting improved...

Buyers gain edge as listings rise

February is on track to record the highest number of new property listings for...

Second charge lending tops £2.14bn

The UK second charge mortgage market surpassed £2.14bn in new lending during 2025 with...

Average mortgage LTV drops to 59% as housing equity swells by £677bn

The average loan-to-value ratio on mortgaged properties across the UK now stands at 59%,...

Norton streamlines broker submissions with online DIP and ONS-based affordability model

Norton Home Loans has introduced an online decision-in-principle and a new two-tier affordability assessment...

Academics warn housing shortage is entrenching poverty as affordability pressures mount

A shortage of social and affordable housing is trapping lower income families in poverty...

LiveMore integrates with Twenty7tec affordability tool

LiveMore has integrated its affordability assessment into Twenty7tec’s RESEARCH tool in a move designed...

Family boosts buy-to-let borrowing by up to 35%

Family Building Society has enhanced its buy-to-let affordability assessment, increasing potential borrowing by up...

Average mortgage payments down £119 year-on-year

The average monthly mortgage payment for a new homebuyer has fallen by £119 over...

FCA signals lighter touch as Rathi warns of ‘modest distress’ from mortgage easing

The chief executive of the Financial Conduct Authority (FCA) has confirmed a decisive shift...

The Bath adopts AI verification in push to streamline mortgage processing

Bath Building Society has partnered with fintech Sikoia to automate document handling, income verification...

Manchester movers rethink upsizing as costs bite

Rising mortgage rates and stamp duty bills are prompting Manchester families to shelve plans...

Green shoots for housing market as confidence rebounds

Surveyors are reporting the clearest signs yet that the housing slowdown may be bottoming...

Aberdeen tops UK rankings for single homebuyer affordability

Aberdeen is the most affordable city in the UK for single people looking to...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES