affordability

Credit supply eases as mortgage margins narrow

Banks loosened the flow of credit to households at the end of last year...

Rent growth slows as market cools after pandemic surge

Average rents across Britain rose by just over 2% in 2025, the weakest annual...

Housing confidence lifts despite weak year-end activity

The UK housing market ended 2025 on a subdued footing but confidence is rebounding...

Louisa Sedgwick on Paragon and the future of buy-to-let

Three decades into a career she never really planned, Louisa Sedgwick sits at the...

Metro Bank lifts income multiples across residential mortgage range

Metro Bank has enhanced affordability across its residential mortgage range, increasing income multiples for...

Scotland tipped to lead UK house price growth in 2026

Housing markets across Scotland and northern England are poised to deliver the strongest house...

Furness Building Society partners with Gen H to widen access to homeownership

Furness Building Society has entered into a partnership with residential mortgage lender Gen H...

London tops league for loss-making home sales

London has overtaken the North East as the region where homeowners are most likely...

Santander renews broker pledges for 2026

Santander has renewed its Broker Pledges for 2026, extending its commitments on pricing transparency,...

AffCalc adds four lenders as platform extends affordability coverage

Knowledge Bank has added four lenders to its AffCalc affordability platform, expanding the range...

HSBC UK trims buy-to-let stress rates in bid to ease landlord affordability

HSBC UK has reduced its buy-to-let affordability stress rates for domestic landlords, a move...

First-time buyer numbers set to reach second-highest level in a decade

The number of people buying their first home is expected to rise sharply this...

2026 forecasts: More pessimism or will the housing market strengthen?

Throughout 2025 many in the housing industry, both lenders and builders cast serious doubt...

Westminster and London dominate list of most expensive areas for first-time buyers

A new study has identified where first-time buyers paid the highest prices for their...

COMMENT

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

Latest news

Gen H and Just Mortgages tool to help shared ownership borrowers move to full ownership

Just Mortgages and Gen H have introduced a new calculator designed to help shared...

Advice boosts women’s confidence in long-term financial planning

Women are more likely to manage household finances than longer-term wealth decisions, although financial...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated...

Mortgage rates have surged since Brexit vote, says L&C

The cost of borrowing has risen sharply in the decade since the UK voted...

PROFILES