Specialist

West One launches broker criteria search tool

Specialist lender West One has introduced a new criteria search tool on its website...

UTB cuts second charge mortgage rates by up to 55bps

United Trust Bank (UTB) has reduced rates across a selection of its second charge...

OSB Group posts £382m profit as loan book grows to £25.9bn

OSB Group reported profit before tax of £382.5m for 2025 as the specialist lender...

Broadstone expands banking advisory arm with Rockstead acquisition

Broadstone has agreed to acquire Rockstead, one of the longest running specialist suppliers of...

Broker-led research will sharpen relationships in bridging sector

A new broker-focused research programme has been launched with the aim of helping bridging...

Digital ID guidance leaves mortgage firms seeking clarity

New government guidance endorsing digital identity verification services for regulated sectors has raised questions...

Sanctions evasion networks pose growing AML challenge

Global organised crime networks are being used to help Iran evade sanctions and obscure...

Vida ups LTV for debt consolidation and relaxes adverse criteria

Vida has introduced a series of changes across its specialist residential range, aimed at...

UTB grows income and loan book as profits ease amid higher provisions

United Trust Bank reported operating income of £176m for the year to 31 December...

Luxury asset lending soars 260%

Demand from high-net-worth buyers to finance property purchases using luxury assets has surged by...

Terry Blackburn on building a community for mortgage brokers

At 19, Terry Blackburn was knocking on doors trying to sell life insurance to...

Industry fundraiser launched after MFS staff go unpaid

Staff at Market Financial Solutions (MFS) were due to be paid on Friday 27...

Spring Statement must tackle planning, regeneration and skills

With many reports suggesting that next week’s Spring Statement will deliver little in the...

Kensington lowers rates across specialist residential ranges

Kensington Mortgages has reduced rates across its Resi 12 and Resi 6 ranges, lowering...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

Cyberattack disrupts Romanian property transactions

A cyberattack on Romania’s national land registry has disrupted property transactions across the country...

Just Mortgages and April launch 100% LTV mortgage with family support

Just Mortgages has expanded its first-time buyer range with a semi-exclusive joint borrower sole...

PROFILES